Mariana Dual Index 3 Year Digital Plan – August 2020 This is a three-year Plan based on the performance of the FTSE™ 100 and S&P 500® Indices, the Underlyings. The Plan is constructed to offer a potential fixed return of 28.5% payable at maturity providing the Closing Price of the worst performing Underlying is at or above 100% of the Start Level on the Maturity Date (subject to counterparty risk). If on the Maturity Date the Closing Price of the worst performing Underlying is less than 65% of the Start Level (representing a decline of more than 35% from the Start Level), your Initial Capital will be lost at a rate of 1% for every 1% the Closing Price of the worst performing Underlying is below the Start Level and no return will be paid. Morgan Stanley & Co. International plc, an affiliate of Morgan Stanley, is the issuer of the underlying investments that are purchased on your behalf with the money you have invested. The investments Morgan Stanley & Co. International plc and its subsidiary undertakings are part of a group whose principal activity is the provision of financial services to corporations, governments and financial institutions. Morgan Stanley & Co. International plc is authorised by the Prudential Regulation Authority (“PRA”) and regulated by the PRA and the United Kingdom Financial Conduct Authority. More information on Morgan Stanley & Co. International plc can be found on their website www.morganstanley.com or by requesting a copy of their prospectus from Mariana. The prospectus contains information and contractual terms for the securities issued by Morgan Stanley & Co. International plc. You may lose part and up to all your investment if Morgan Stanley & Co. International plc goes into liquidation and defaults on paying your Plan return and the repayment of your Initial Capital. Click the link to take you directly to the plan to read more: https://www.bestpricefs.co.uk/structured-products/08072020-dual-index-3-year-digital-plan/ Don’t Forget the Risks https://www.bestpricefs.co.uk/mariana-capital-structured-products/#risks As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank. Past performance is not a guide to future performance and may not be repeated. Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall. The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor. As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquid or counterparty exposure. At the Best Price FS price point (when combined with our smiley and helpful service) the Mariana Plans are certainly worthy of consideration for inclusion within investment portfolios. Advice If you require Independent Financial Advice in relation to how the plan meets your needs – simply get in touch and we will guide you through the regulatory process, providing a suitability (Regulated) recommendation. Warmest Regards. Best Price FS Team |