MB Structured Investments new tranche of products
We would like to welcome you to the second tranche of products from MB Structured Investments, a new force in UK structured products, utilising Barclays Bank Plc as its continuous counterparty.
With an executive team that includes structured product experts, along with having Meteor Asset Management as their principal, plan manager and administration, we believe they are perfectly placed to offer a first class product range that will continue to expand, whilst delivering the highest standard of administration and aftercare.
We append below a summary of their current offerings with links to the full plan details:
UK Growth Kick Out Plan October 2020
- A potential gross investment of 9.25% for each year in force, payable from year 1
- The Plan closes on 28 October 2020 and strikes on 30 October 2020, with its Final Level on 20 November 2026
- If on any Measurement Date before the Final Measurement Date, the Closing Level of the Index is 5% or more above its Opening Level the Plan will kick out, i.e. mature early.
Year 1 Year 2 Year 3 Year 4 Year 5 Year 6
Gross Payment % 9.25% 18.50% 27.75% 37% 46.25% 55.5%
Reference level 105% 105% 105% 105% 105% 105%
- Capital Protection – 65% European Barrier (i.e. read at Final Level only)
- Counterparty – Barclays Bank plc is currently rated ‘A’ negative by S&P, ‘A1’ stable by Moody’s and ‘A+‘ on negative outlook watch by Fitch as at 14 August 2020
Read more about the UK Growth Kick Out Plan October 2020 here https://bestpricefs.co.uk/structured-products/25082020-uk-growth-kick-out-plan/
UK Quarterly Contingent Income Plan October 2020
- Quarterly Income of 1.20% gross paid if the Index closes at least equal to 75% of its Opening Level on the relevant Quarterly Measurement Date
- From year 1, the Plan will kick-out, i.e. mature early, if the Closing Level of the Index is at least 5% above its Opening Level on any Annual Measurement Date. In this event you would receive a full return of your money, as well as the income due for that quarter. The first Annual Measurement Date on which an early maturity could be triggered will be on 1 November 2021, one year after the Start Date.
- The Plan closes on 28 October 2020 and strikes on 30 October 2020, with its Final Level on 20 November 2026
- Capital Protection – 65% European Barrier (i.e. read at Final Level only)
- Counterparty – Barclays Bank plc is currently rated ‘A’ negative by S&P, ‘A1’ stable by Moody’s and ‘A+‘ on negative outlook watch by Fitch as at 14 August 2020.
Read more about the FTSE UK Quarterly Contingent Income Plan October 2020 here https://bestpricefs.co.uk/structured-products/25082020-uk-quarterly-contingent-income-plan/
The UK Step Down Kick Out Plan October 2020
- A potential gross investment of 6.25% for each year in force, payable from year 1
- The Plan closes on 28 October 2020 and strikes on 30 October 2020, with its Final Level on 20 November 2026.
- If on any Measurement Date before the final Measurement Date, the Closing Level of the Index is at least equal to its Reference Level the Plan will kick out, i.e. mature early.
Year 1 Year 2 Year 3 Year 4 Year 5 Year 6
Gross Payment % 6.25% 12.50% 18.75% 25% 31.25% 37.50%
Reference level 105% 100% 95% 90% 85% 80%
- Capital Protection – 65% European Barrier (i.e. read at Final Level only)
- Counterparty – Barclays Bank plc is currently rated ‘A’ negative by S&P, ‘A1’ stable by Moody’s and ‘A+‘ on negative outlook watch by Fitch as at 14 August 2020
Read more about the UK Step Down Kick Out Plan October 2020 here https://bestpricefs.co.uk/structured-products/25082020-uk-setp-down-kick-out-plan/
UK Kick Out Plan October 2020
- A potential gross investment of 8% for each year in force, payable from year 1
- The Plan closes on 28 October 2020 and strikes on 30 October 2020, with its Final Level on 20 November 2026
- If on any Measurement Date before the Final Measurement Date, the Closing Level of the Index is at least equal to its Opening Level the Plan will kick out, i.e. mature early.
Year 1 Year 2 Year 3 Year 4 Year 5 Year 6
Gross Payment % 8% 16% 24% 32% 40% 48%
Reference level 100% 100% 100% 100% 100% 100%
- Capital Protection – 65% European Barrier (i.e. read at Final Level only)
- Counterparty – Barclays Bank plc is currently rated ‘A’ negative by S&P, ‘A1’ stable by Moody’s and ‘A+‘ on negative outlook watch by Fitch as at 14 August 2020
Read more about the UK Kick Out Plan October 2020 here https://bestpricefs.co.uk/structured-products/25082020-uk-kick-out-plan/
- A potential gross investment return of 10 times any rise if the Final Level of the Index is above its Opening Level, capped at 50%.
- The Plan closes on 28 October 2020 and strikes on 30 October 2020, with its Final Level on 20 November 2026
- The maximum investment return is capped at 50%, which would be payable if the Final Level of the Index is at least 5% above its Opening Level. If the Final Level of the Index is more than 5% above its Opening Level you will not receive any additional return above the maximum 50% provided by the Plan.
- Capital Protection – 65% European Barrier (i.e. read at Final Level only)
- Counterparty – Barclays Bank plc is currently rated ‘A’ negative by S&P, ‘A1’ stable by Moody’s and ‘A+‘ on negative outlook watch by Fitch as at 14 August 2020
Read more about the UK Supertracker Plan October 2020 here:
https://bestpricefs.co.uk/structured-products/01102020-uk-supertracker-plan/
Investment Application Deadlines:
• If you are transferring an existing ISA: 14th October 2020 (to be received by Best Price by 9th October 2020
• If you are paying by bank transfer: 28th October 2020 – to be received by Best Price by 26th October 2020
Don’t Forget the Risks
https://bestpricefs.co.uk/mb-structured-investments/#risks
As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.
Past performance is not a guide to future performance and may not be repeated. Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.
The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.
As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.
At the Best Price FS price point (when combined with our smiley and helpful service) the Investec plans are certainly worthy of consideration for inclusion within investment portfolios.
Advice
Simply get in touch if you wish to receive regulated advice in relation to the ‘suitability of the plans to meet your investment needs’.
Warmest Regards.
Best Price FS Team |