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motorbike

There are over 1 million motorbikes in the UK, so finding the right insurance, at the right price, with the right cover is a tough ask….

Do you need motorbike insurance?

Whether you are a seasonal motorbike rider or a commuting rider, it’s compulsory to have motorbike insurance unless your motorbike has been declared off the road through a Statutory Off Road Notification (SORN) from the DVLA. It’s also very wise as the results of injury from a motorbike accident compared to a car can be far more serious and longer lasting so the insurance will provide peace of mind should you need the support.

What are the different types of Motorbike insurance?

  • The minimum you can have is Third Party only, which covers you for damage caused by you to another person and/or their vehicle.  It does not provide any cover for you or your motorbike
  • Third Party, Fire and Theft which includes everything in Third Party, plus cover when you motorbike is stolen, or damaged by fire
  • Fully Comprehensive includes of the above, as well as accidental damage, vandalism and repairs to your motorbike. It may also cover is you lose accessories such as sat-nav or luggage.

Be aware that cover and limitations can vary with each insurer so it’s wise to read your policy documentation to fully understand it before you take out the insurance.  For instance, they may not all cover Pillion passengers should you need it…so check your cover.

Some of the most common causes of motorcycle accidents are as follows:

  • Unsafe lane changes
  • Speeding
  • Driving under the influence
  • Filtering
  • Collisions at junctions
  • Inexperienced drivers
  • Left turn accidents
  • Dangerous road conditions
  • Bends on rural roads
  • Overtaking
  • Loss of control
  • Car doors

Here at Best Price FS we are providing motorbike cover via Seopa, an aggregator with access to many of the UK’s leading providers of motorcycle insurance, so you will be able to make a smart choice to suit your needs.

In order to obtain a quote please complete the motorbike quote form on our website via this link https://bestpricefs.co.uk/app/bike-insurance/

Best Price FS Team