Cosmetic Repair Insurance

Damage caused by everyday motoring can be expensive to fix.
Keep your vehicle in showroom condition with this cover

Cover the cost to repair those annoying minor dents, scratches or scuffs which happen as a result of everyday motoring.


cosmetic repair insurance for cars to fix scratches, chips and dents

Minor Dents: damage to a metal body panel, not exceeding 30 (thirty) cm in diameter and where such panel has not been ripped, perforated or torn.
Chips: damage to the painted vehicle not exceeding 1.5 (one and a half) mm in diameter.
Light Scratches: damage to the vehicle body panel not exceeding 30 (thirty) cm in length and not extended over more than 2 (two) adjacent body panels.
Scuff(s)": light scraping of the top surface paint, not penetrating to the base material of the Vehicle and not exceeding 30 (thirty) cm in diameter.


  • The invoice price / current market value of insured vehicle does not exceed £100,000
  • The insured vehicle is less than 7 years old at inception of the policy and has a maximum GVW of 5 tonnes.
  • The insured vehicle has covered less than 80,000 miles at inception of the policy
  • The insured vehicle was purchased within the last 90 days from an approved dealer.

 Policy Details

 Business Use Policy Details

 Domestic Use Policy Details

Main Benefits

  • Periods of 12, 24 or 36 months.
  • Underwritten by Acasta European Insurance Company Limited
  • Claim limit of £250 per claim and £3,000 in aggregate
  • With just a £10 policy excess per claim
  • Transferrable to a replacement vehicle that meets the eligibility criteria

Any repairs that exceed £250 are not considered to be minor damage

Other Benefits

  • Business use as an option
  • Wide eligibility criteria
  • Dents, scratches and Scuffs up to 30 cms (not 15 cms, like most competitors)
  • Only a £10 policy excess with each claim.
  • Repairs can be linked to the Manufacturer network

Suitable for damage caused by everyday motoring.

Select your cover below: