FTSE 100 Enhanced Kick-Out Plan 79 (UK 4 Option)
A maximum eight year structured investment plan linked to the performance of the FTSE 100 Index. If at the end of years 2, 3, 4, 5, 6, 7 or 8 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 9% per annum (not compounded).
Product Literature & Forms
You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document ('KID'), that you should consider, before deciding to invest in the plan.
If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us
How to Invest?
Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on 28 August 2018 for bank transfer applications.
The closing date for applications by cheque is 22 August 2018
The closing date for ISA transfer applications is 8 August 2018.
This will enable us to process your application and forward it on to the structured product provider.
1 Firstly, print off and complete our Appropriate Assessment Questionnaire. All applications require two proofs of identity - see the questionnaire for more information.
2 Next download, print and complete the application form available. Note that product applications will have multiple documents, so please choose the one relevant to you.
3 Place all completed documents - questionnaire, proofs of identity, application form and cheques for payment - in an envelope and post to:Best Price Financial Services,
The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
The Plan is designed to repay your initial investment and deliver a return if the FTSE 100 increases over the Plan Term.
If at the end of years 2, 3, 4, 5, 6, 7 or 8 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 9% per annum (not compounded).
However, if the FTSE 100 falls by more than 60% from its starting level at any point during the Plan Term, and finishes lower than its starting level, your initial investment will be reduced by 1% for every 1% fall in the FTSE 100 at the end of the Plan.
This Plan is comprised of Securities which are issued by SG Issuer (the Issuer), a subsidiary of Societe Generale, and guaranteed by Societe Generale (the Guarantor).
This Plan is collateralised in order to reduce the risk of potential loss to your investment should Societe Generale fail or become insolvent. Instead, the risk to your investment will be dependent on whether any of the four named UK institutions; the UK Four, (Aviva plc, Barclays Bank plc, HSBC Bank plc and Lloyds Bank plc) experience a Credit Event.
Therefore, this Plan has been designed for clients who are looking for equity-linked returns over an 8 year period, but can accommodate receiving their money back before the end of the term. It is aimed at clients who have a medium attitude to risk and are prepared to risk their capital in order to potentially achieve higher returns.
All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.
The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.
You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.
Structured products should only be considered as part of a diversified and balanced portfolio.
Below is a summary of some of the main risks usually associated with an investment in structured products plans: