Potential for maturity at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 5.6% per annum (not compounded), if the FTSE 100 is above a reducing percentage (reduction of 5% per annum) of its starting level.

Key Dates

Closing Date: November 3rd, 2017 ISA Transfers: October 13th, 2017
Start Date: November 13th, 2017 Maturity Date: November 13th, 2023
Important: The closing date for applications by cheque is October 26th, 2017 and by bank transfer is November 1st, 2017.
*Important Information: The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparties (Five UK Financial Institutions) to repay the monies.

Key Terms

Potential Gross Return: 5.6% per annum

Investment Type: Auto-Call/Kick-Out

Product Type: Capital at Risk

Investment Term: Maximum 6 years

Minimum Investment: £3,000

Underlying Asset: FTSE 100 Index

Capital Protection: Capital is at risk if the Plan runs for the full 6 years and the FTSE 100 falls by more than 60% at any point during the Plan and finishes equal to or lower than 80% of its starting level, your initial investment will be reduced by 1% for every 1% fall in the FTSE 100 at the end of the Plan.

How to invest

Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on November 1st, 2017 for bank transfers.

The closing date for applications by cheque is October 26th, 2017

The closing date for applications by ISA transfers is October 11th, 2017.

This will enable us to process your application and forward it on to the structured product provider.

1Firstly, print off and complete our Appropriate Assessment Questionnaire. All applications require two proofs of identity - see the questionnaire for more information.

2Next, click Download Plan on the left and download, print and complete the application form available. Note that Investec applications will have multiple documents, so please choose the one relevant to you.

3Place all completed documents - questionnaire, proofs of identity, application form and cheques for payment - in an envelope and post to:

Best Price Financial Services,
The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
SA13 2PS

Fees for Non-Advised Investments

All non-advised sales carry an arrangement fee of just 0.3%* of your investment. This is the cheapest percentage fee you'll find online, and all designed to help you make the most of your money. To work out the charge for your investment, use our simple cost calculator.

*A minimum fee of £50 applies for private investments.

Fees for Advised Investments

If you receive advice in the purchase of your Structured Product then this will incur an arrangement fee, but at just 1.5% this is lower than almost every other provider. Purchasing this way will ensure that you receive help and direction in choosing your plan, making it a good option for investors who are new to Structured Products.

How much does it cost to invest?

A minimum fee of £50 applies for ISAs, ISA transfers and Direct cash investments. All other investments carry a minimum fee of £100.
You'll never pay more than £300 for your investment.

Further Information

The Plan is designed to repay your initial investment and deliver a return dependent on the performance of the FTSE 100.

Potential for maturity at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 5.6% per annum (not compounded), if the FTSE 100 is above a reducing percentage (reduction of 5% per annum) of its starting levels.

The Reference Levels are as follows: year 2 at 100%; year 3 at 95%; year 4 at 90%; year 5 at 85% and year 6 (Final Level) at 80%

If the Plan continues to the end of year 6, the closing levels of the FTSE 100 are used to calculate the Final Index Level, as explained below:

  • If the Final Index Level is higher than 80% of the Initial Index Level, you will receive back your initial investment plus 33.6%.
  • If the Final Index Level is equal to or lower than 80% of the Initial Index Level but is equal to or higher than 60%of the Initial Index Level, you will receive back your initial investment with no return.
  • If the Final Index Level is lower than 60% of the Initial Index Level, you will receive back your initial investment minus 1% for every 1% fall in the FTSE 100 (including partial percentages). For example, if the Final Index Level has fallen by 50% from the Initial Index Level then your initial investment will be reduced by 50%.

This Plan has been designed for clients who are looking for equity-linked returns over a 6 year period, but can accommodate receiving their money back before the end of the term. The payoff profile has been designed to suit clients who are cautious on equity market growth. Clients are likely to have a medium to high attitude to risk and be prepared to risk their capital in order to potentially achieve higher returns. This product is aimed at a more market cautious client who has high financial sophistication.