Compare Structured Products from Investec.

With an arrangement fee of just 0.3%* per investment, get the best rate in the UK.

*A minimum fee of £50 applies for all private investments.

We provide Structured Product investments to both private and corporate investors on an advised and non-advised basis. Choose the most affordable way of investing, save over £300 per investment.

Straightforward and affordable, we can help you make the most of your money.

Average investment £22,500
Typical 1.65% fee £371
Our 0.3% fee £68
Investor saving £303

See our great range of Investec Structured Products, or find out more below.

FTSE 100 5 Year Defensive Deposit Plan 2

16% return
A maximum five year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 16%, provided the FTSE 100 is higher than 95% of its starting level after 5 years (equivalent to 3.2% per annum). Full return of initial deposit at maturity regardless of FTSE 100 performance.
Product Type:
Deposit Based
Closing Date:
07/07/2017
ISA Transfer:
16/06/2017
Investment:
Growth
Term:
5 years max
Return:
16 % return

FTSE 100 4 Year Deposit Plan 16

12.5% return
A maximum four year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 12.5%, provided the FTSE 100 is higher than its starting level after 4 years. Full return of initial deposit at maturity regardless of FTSE 100 performance.
Product Type:
Deposit Based
Closing Date:
07/07/2017
ISA Transfer:
16/06/2017
Investment:
Growth
Term:
4 years max
Return:
12.5 % return

FTSE 100 Enhanced Kick-Out Plan 69 (Investec Option)

10% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. If at the end of years 1, 2, 3, 4, 5 or 6 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 10% per annum.
Product Type:
Capital at Risk
Closing Date:
07/07/2017
ISA Transfer:
16/06/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
10 % per annum

Dual Index Step Down Kick-Out Plan 15 (Investec Option)

8.25% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and S&P 500 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 8.25% per annum, if both the FTSE 100 and S&P 500 are above a reducing percentage (reduction of 5% per annum) of their starting levels.
Product Type:
Capital at Risk
Closing Date:
07/07/2017
ISA Transfer:
16/06/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
8.25 % per annum

FTSE 100 Step Down Kick-Out Plan 12 (Investec Option)

7.75% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 7.75% per annum, if the FTSE 100 is above a reducing percentage (reduction of 5% per annum) of its starting levels.
Product Type:
Capital at Risk
Closing Date:
07/07/2017
ISA Transfer:
16/06/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.75 % per annum

Dual Index Defensive Step Down Kick Out Plan 3

7.75% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and EURO STOXX 50 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 7.75% per annum, if both the FTSE 100 and EURO STOXX 50 is above a reducing percentage of its starting level.
Product Type:
Capital at Risk
Closing Date:
07/07/2017
ISA Transfer:
16/06/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.75 % per annum

FTSE 100 Enhanced Kick-Out Plan 69 (Financial Institution Option)

7.6% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. If at the end of years 1, 2, 3, 4, 5 or 6 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 7.6% per annum.
Product Type:
Capital at Risk
Closing Date:
07/07/2017
ISA Transfer:
16/06/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.6 % per annum

FTSE 100 Defensive Kick-Out Plan 42

7.25% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 3, 4, 5 or 6 with a fixed payment equal to 7.25% per annum, if the FTSE 100 is above 90% of its starting level.
Product Type:
Capital at Risk
Closing Date:
07/07/2017
ISA Transfer:
16/06/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.25 % per annum

FTSE 100 Enhanced Kick-Out Plan 69 (Gilt Option)

7% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. If at the end of years 1, 2, 3, 4, 5 or 6 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 7% per annum.
Product Type:
Capital at Risk
Closing Date:
07/07/2017
ISA Transfer:
16/06/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7 % per annum

Dual Index Step Down Kick-Out Plan 15 (Financial Institution Option)

6.65% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and S&P 500 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 6.65% per annum, if both the FTSE 100 and S&P 500 are above a reducing percentage (reduction of 5% per annum) of their starting levels.
Product Type:
Capital at Risk
Closing Date:
07/07/2017
ISA Transfer:
16/06/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.65 % per annum

FTSE 100 Defensive Step Down Kick Out Plan 3

6.5% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 6.5% per annum, if the FTSE 100 is above a reducing percentage of its starting level.
Product Type:
Capital at Risk
Closing Date:
07/07/2017
ISA Transfer:
16/06/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.5 % per annum

FTSE 100 Step Down Kick Out Plan 12 (UK 5 Option)

6.15% per annum
Potential for maturity at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 6.15% per annum (not compounded), if the FTSE 100 is above a reducing percentage (reduction of 5% per annum) of its starting level.
Product Type:
Capital at Risk
Closing Date:
07/07/2017
ISA Transfer:
16/06/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.15 % per annum

FTSE 100 Enhanced Income Plan 35

4.56% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan aims to provide fixed income payments of 0.38% per month (4.56% per annum) over the 6 year term, regardless of the performance of the FTSE 100.
Product Type:
Capital at Risk
Closing Date:
07/07/2017
ISA Transfer:
16/06/2017
Investment:
Income
Term:
6 years max
Return:
4.56 % per annum

FTSE 100 Kick-Out Deposit Plan 69

3% per annum
A maximum six year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 3, 4, 5 or 6, paying a Gross Return equivalent to 3% per annum, with full return of initial deposit at maturity regardless of FTSE 100 performance.
Product Type:
Deposit Based
Closing Date:
07/07/2017
ISA Transfer:
16/06/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
3 % per annum

EVEN 30 Deposit Growth Plan 57

1.2× any growth in EVEN 30
A maximum five year structured deposit plan linked to the performance of the EVEN 30 Index. The Plan aims to provide a return at maturity equal to 120% (1.2x) of any rise in the EVEN 30 after 5 years with no maximum return. Full return of initial deposit at maturity regardless of EVEN 30 performance.
Product Type:
Deposit Based
Closing Date:
07/07/2017
ISA Transfer:
16/06/2017
Investment:
Growth
Term:
5 years max
Return:
1.2 × any growth in EVEN 30

Investec provides a wide range of financial products and services to clients globally, with specialist banking and asset management operations based principally in three markets - the UK & Europe, Asia & Australia, and South Africa.

Fees for Non-Advised Investments

All non-advised sales carry an arrangement fee of just 0.3% of your investment. This is the cheapest percentage fee you'll find online, and all designed to help you make the most of your money. Investments carry a minimum charge of £50 for private investors, and a minimum of £100 for corporate or pension investments.

Need advice in choosing your Structured Product?

If you receive advice in the purchase of your Structured Product then this will incur a setup fee, but at just 1.5% this is lower than almost every other provider. Purchasing this way will ensure that you receive help and direction in choosing your plan, making it a good option for investors who are new to Structured Products.

About Investec

Investec is a FTSE 250 company, founded in 1974 in Johannesburg and entering the UK market in 1992.

In July 2002, the Investec group implemented a Dual Listed Companies (DLC) structure with linked companies listed in London (LSE) and Johannesburg (JSE Limited). Investec PLC, which houses the non-South African operations, and Investec Limited, which houses the Southern African operations, form a single economic enterprise where shareholders have common economic and voting interests.

On 30th September 2015, Investec reported to have £113.9 billion of third party assets under management and on balance sheet assets of £41.7 billion.

Understanding Risk

It's important to understand the risks of Structured Products before going ahead with any investment. Structured Deposit Plans are deposit-based and will usually benefit from the protection of the Financial Services Compensation Scheme.

However, with a capital-at-risk product like a Structured Investment Plan, the return of your capital is dependent upon the financial company you've invested that money with staying in business. This is known as 'counterparty risk', counterparty referring to the financial institution holding your money. If this company were to become insolvent during your investment and so unable to repay its liabilities, part or all of your capital may be lost. It is therefore vital for all investors to observe the terms and conditions of each plan before going forward.

Find out more from our blog
compare structured products

With a vote to leave the European Union by a majority of Britons, the low FTSE 100 may make this the perfect time to buy into Structured Products.

lego investing in pop culture

With the FTSE 100 sitting in the same spot it was 10 years ago, is it time that private investors started investing in popular culture rather than typical stocks?

What-is-a-structured-investment-product

A structured investment product is a solid option if you want to make money but don’t fancy the potential risk of losing all your capital.