Structured Products from Investec

UK’s lowest arrangement fee - 0.3%* per investment!

We have a range of Structured Products from Investec, which are suitable for both corporate and private investment. We can also provide these investments on an advised and non-advised basis, and with our incredibly low arrangement fee of just 0.3% you’re guaranteed to get more for your money! Get an incredible Investec Structured Product with the UK’s lowest available arrangement fee!

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*A minimum fee of £50 applies for all private investments.

We provide the best rate in the UK!
Example investment £20,000
Typical 1.65% fee £330
Our 0.3% fee £60
You are saving £270
How much does it cost to invest?

A minimum fee of £50 applies for ISAs, ISA transfers and Direct cash investments. All other investments carry a minimum fee of £100.

Filter our range of structured products
FTSE 100 5 Year Defensive Deposit Plan 7 brochure

FTSE 100 5 Year Defensive Deposit Plan 7

20% return
A maximum five year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 20%, provided the FTSE 100 is higher than 95% of its starting level after 5 years (equivalent to 4% per annum). Full return of initial deposit at maturity regardless of FTSE 100 performance.
Product Type:
Deposit Based
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Growth
Term:
5 years max
Return:
20 % return
Find out more
FTSE 100 3 Year Deposit Plan 2 brochure

FTSE 100 3 Year Deposit Plan 2

12.5% return
A maximum three year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 12.5%, provided the FTSE 100 is higher than its starting level after 3 years (equivalent to 4.1666% per annum). Full return of initial deposit at maturity regardless of FTSE 100 performance.
Product Type:
Deposit Based
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Growth
Term:
3 years max
Return:
12.5 % return
Find out more
FTSE 100 3 Year Defensive Deposit Plan 2 brochure

FTSE 100 3 Year Defensive Deposit Plan 2

10% return
A maximum three year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 10%, provided the FTSE 100 is higher than 90% of its starting level after 3 years (equivalent to 3.3333% per annum). Full return of initial deposit at maturity regardless of FTSE 100 performance.
Product Type:
Deposit Based
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Growth
Term:
3 years max
Return:
10 % return
Find out more
FTSE 100 Enhanced Kick-Out Plan 74 (Investec Option) brochure

FTSE 100 Enhanced Kick-Out Plan 74 (Investec Option)

9.25% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. If at the end of years 1, 2, 3, 4, 5 or 6 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 9.25% per annum.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
9.25 % per annum
Find out more
FTSE STOXX Step Down Kick Out Plan 2 (UK 4 option) brochure

FTSE STOXX Step Down Kick Out Plan 2 (UK 4 option)

7.95% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and EURO STOXX 50 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 7.95% per annum, if both the FTSE 100 and EURO STOXX 50 are above a reducing percentage of their starting levels.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.95 % per annum
Find out more
FTSE 100 Enhanced Kick-Out Plan 74 (UK 4 Option) brochure

FTSE 100 Enhanced Kick-Out Plan 74 (UK 4 Option)

7.6% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. If at the end of years 2, 3, 4, 5 or 6 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 7.6% per annum.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.6 % per annum
Find out more
FTSE STOXX Defensive Step Down Kick Out Plan 8 brochure

FTSE STOXX Defensive Step Down Kick Out Plan 8

7.5% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and EURO STOXX 50 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 7.5% per annum, if both the FTSE 100 and EURO STOXX 50 is above a reducing percentage of its starting level.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.5 % per annum
Find out more
FTSE 100 Defensive Income Plan 5 - Option 2 brochure

FTSE 100 Defensive Income Plan 5 - Option 2

7.3% per annum
The Plan aims to provide fixed income on any Quarterly Anniversary Date, if the level of the FTSE 100 is higher than 80% of the Initial Index Level you will receive an income payment of 1.825%
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Income/Auto-Call
Term:
8 years max
Return:
7.3 % per annum
Find out more
FTSE 100 Step Down Kick-Out Plan 17 (Investec Option) brochure

FTSE 100 Step Down Kick-Out Plan 17 (Investec Option)

7% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 7% per annum, if the FTSE 100 is above a reducing percentage (reduction of 5% per annum) of its starting levels.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7 % per annum
Find out more
FTSE 100 Defensive Kick-Out Plan 47 brochure

FTSE 100 Defensive Kick-Out Plan 47

6.85% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 3, 4, 5 or 6 with a fixed payment equal to 6.85% per annum, if the FTSE 100 is above 90% of its starting level.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.85 % per annum
Find out more
FTSE S&P 500 Step Down Kick Out Plan 2 (UK 4 option) brochure

FTSE S&P 500 Step Down Kick Out Plan 2 (UK 4 option)

6.7% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and S&P 500 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 6.7% per annum, if both the FTSE 100 and S&P 500 are above a reducing percentage of their starting levels.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.7 % per annum
Find out more
FTSE S&P 500 Defensive Step Down Kick Out Plan 4 brochure

FTSE S&P 500 Defensive Step Down Kick Out Plan 4

6.5% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and S&P 500 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 6.5% per annum, if both the FTSE 100 and S&P 500 is above a reducing percentage of its starting level.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.5 % per annum
Find out more
FTSE STOXX Defensive Step Down Kick Out Plan 8 (UK 4 option) brochure

FTSE STOXX Defensive Step Down Kick Out Plan 8 (UK 4 option)

6.5% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and EURO STOXX 50 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 6.5% per annum, if both the FTSE 100 and EURO STOXX 50 is above a reducing percentage of its starting level.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.5 % per annum
Find out more
FTSE 100 Defensive Step Down Kick Out Plan 8 brochure

FTSE 100 Defensive Step Down Kick Out Plan 8

6% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 6% per annum, if the FTSE 100 is above a reducing percentage of its starting level.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6 % per annum
Find out more
FTSE S&P 500 Defensive Step Down Kick Out Plan 4 (UK 4 option) brochure

FTSE S&P 500 Defensive Step Down Kick Out Plan 4 (UK 4 option)

5.9% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and S&P 500 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 5.9% per annum, if both the FTSE 100 and S&P 500 is above a reducing percentage of its starting level.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
5.9 % per annum
Find out more
FTSE 100 Step Down Kick Out Plan 17 (UK 4 Option) brochure

FTSE 100 Step Down Kick Out Plan 17 (UK 4 Option)

5.75% per annum
Potential for maturity at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 5.75% per annum (not compounded), if the FTSE 100 is above a reducing percentage (reduction of 5% per annum) of its starting level.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
5.75 % per annum
Find out more
FTSE 100 Defensive Income Plan 5 - Option 1 brochure

FTSE 100 Defensive Income Plan 5 - Option 1

5.65% per annum
The Plan aims to provide fixed income on any Quarterly Anniversary Date, if the level of the FTSE 100 is higher than 60% of the Initial Index Level you will receive an income payment of 1.4125%
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Income/Auto-Call
Term:
8 years max
Return:
5.65 % per annum
Find out more
FTSE 100 Defensive Step Down Kick Out Plan 8 (UK 4 option) brochure

FTSE 100 Defensive Step Down Kick Out Plan 8 (UK 4 option)

5.05% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 5.05% per annum, if the FTSE 100 is above a reducing percentage of its starting level.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
5.05 % per annum
Find out more
FTSE 100 Kick-Out Deposit Plan 74 (option2) brochure

FTSE 100 Kick-Out Deposit Plan 74 (option2)

4.5% per annum
A maximum eight year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 4, 5, 6, 7 or 8 paying a Gross Return equivalent to 4.5% per annum, with full return of initial deposit at maturity regardless of FTSE 100 performance.
Product Type:
Deposit Based
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
8 years max
Return:
4.5 % per annum
Find out more
FTSE 100 Enhanced Income Plan 40 brochure

FTSE 100 Enhanced Income Plan 40

4.35% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan aims to provide fixed income payments of 0.3625% per month (4.35% per annum) over the 6 year term, regardless of the performance of the FTSE 100.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Income
Term:
6 years max
Return:
4.35 % per annum
Find out more
FTSE 100 Kick-Out Deposit Plan 74 (option1) brochure

FTSE 100 Kick-Out Deposit Plan 74 (option1)

4% per annum
A maximum six year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 3, 4, 5 or 6, paying a Gross Return equivalent to 4% per annum, with full return of initial deposit at maturity regardless of FTSE 100 performance.
Product Type:
Deposit Based
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
4 % per annum
Find out more
FTSE 100 3 Year Bonus Income Deposit Plan 2 brochure

FTSE 100 3 Year Bonus Income Deposit Plan 2

3% per annum
The aim of the plan is to provide income payments of 3% per annum over the 3 year term if the FTSE 100 is higher than 95% of its starting level on each anniversary. Memory feature means that any missed income payments are added to any subsequent successful income payment.
Product Type:
Deposit Based
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Income
Term:
3 years max
Return:
3 % per annum
Find out more
EVEN 30 Deposit Growth Plan 62 brochure

EVEN 30 Deposit Growth Plan 62

1.6× any growth in EVEN 30
A maximum five year structured deposit plan linked to the performance of the EVEN 30 Index. The Plan aims to provide a return at maturity equal to 160% (1.6x) of any rise in the EVEN 30 after 5 years with no maximum return. Full return of initial deposit at maturity regardless of EVEN 30 performance.
Product Type:
Deposit Based
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Growth
Term:
5 years max
Return:
1.6 × any growth in EVEN 30
Find out more

Investec provides a wide range of financial products and services to clients globally, with specialist banking and asset management operations based principally in three markets - the UK & Europe, Asia & Australia, and South Africa.

Fees for Non-Advised Investments

All non-advised sales carry an arrangement fee of just 0.3% of your investment. This is the cheapest percentage fee you'll find online, and all designed to help you make the most of your money. Investments carry a minimum charge of £50 for private investors, and a minimum of £100 for corporate or pension investments.

Need advice choosing your Structured Product?

If you receive advice in the purchase of your Structured Product then this will incur a setup fee, but at just 1.5% this is lower than almost every other provider. Purchasing this way will ensure that you receive help and direction in choosing your plan, making it a good option for investors who are new to Structured Products.

About Investec

Investec is a FTSE 250 company, founded in 1974 in Johannesburg and entering the UK market in 1992.

In July 2002, the Investec group implemented a Dual Listed Companies (DLC) structure with linked companies listed in London (LSE) and Johannesburg (JSE Limited). Investec PLC, which houses the non-South African operations, and Investec Limited, which houses the Southern African operations, form a single economic enterprise where shareholders have common economic and voting interests.

On 30th September 2015, Investec reported to have £113.9 billion of third party assets under management and on balance sheet assets of £41.7 billion.

Understanding Risk

It's important to understand the risks of Structured Products before going ahead with any investment. Structured Deposit Plans are deposit-based and will usually benefit from the protection of the Financial Services Compensation Scheme.

However, with a capital-at-risk product like a Structured Investment Plan, the return of your capital is dependent upon the financial company you've invested that money with staying in business. This is known as 'counterparty risk', counterparty referring to the financial institution holding your money. If this company were to become insolvent during your investment and so unable to repay its liabilities, part or all of your capital may be lost. It is therefore vital for all investors to observe the terms and conditions of each plan before going forward.

Find out more from our blog

Find out about the financial markets this January 2018. Updates on annual suitability reporting, LEIs and the MiFID.

2018 has brought with is a set of new rules for the MiFID II and PRIIPS. We review the rules and the changes in the financial markets over 2017.