Investment & Insurance Blog

Currently browsing Latest Posts


Causeway Securities
 Causeway Securities have launched a new tranche of the following plan for November 2021:

FTSE 100 Kick-Out Plan

The plan, issued by Société Générale, offers potential investment returns of 7.7% per annum paid gross, over a maximum 8-year term. The plan will mature early if the FTSE 100 is equal to or above its start level, observed annually from year 3. The delayed kick-out feature allows the investor to roll up a minimum of 3 years return, while still offering 6 opportunities for a successful maturity.

Key Dates:
ISA transfer deadline: 29th October 2021
Application form and monies deadline (including Direct Investment & ISA Subscriptions 2021/22): 12th November 2021
Start Date: 19th November 2021

A brief summary of the plan is detailed below.

Causeway Securities
Causeway Securities FTSE 100 Kick-Out Plan – November 2021

Potential Investment Return:  7.7% return on investment for each year the Plan runs (paid gross), only payable if the Plan Kicks-Out.

Kick-Out Level:  100% of the Opening Level on the Start Date.

Kick-Out Barrier:  The Plan will Kick-Out if the respective Closing Level of the Underlying Asset, on any Observation Date, is at or above 100% of its respective Opening Level. In this event an investor will receive their Initial Capital back, plus a Potential Investment Return of 7.7% for each year that the Plan has been in existence. The first Observation Date on which an early maturity could be triggered
will be 19th November 2024, three years after the Start Date.

Capital Protection Barrier:  65% of the Opening Level (observed on the Final Observation Date of the Plan only). If on the Final Observation Date the Closing Level of the Underlying Asset is less than 65% of its Opening Level (representing a decline of more than 35% from the Opening Level), your Initial Capital will be lost at a rate of 1% for every 1% that the Final Level of the Underlying Asset is below its Opening Level.

About Société Générale:  The Counterparty of the Securities is Société Générale. If Société Générale were to fail or become insolvent, you could lose some or all of your investment and any  return that may be due, irrespective of the performance of the Underlying Asset.

Causeway Securities

Click here for more details of the Causeway Securities FTSE 100 Kick Out Plan – November 2021
Don’t Forget the Risks

As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.

Past performance is not a guide to future performance and may not be repeated.  Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.

The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.

As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.

At the Best Price FS price point the Causeway Securities Plans are certainly worthy of consideration for inclusion within investment portfolios.

Warmest Regards.

Best Price FS Team

Advice: Simply click here to get in touch to receive regulated advice in relation to the ‘suitability’ of the plans to meet your investment needs.