Compare, select and invest in structured products and structured deposits ‘the Best Price way!’

View the latest Structured Deposit and Structured Investment plans from the UK's best providers.

Quality Structured Deposit and Structured Investment plans

We can support you on your wealth management journey by supplementing your investment portfolio with structured products solutions. These can offer a higher return than a standard deposit. Our solutions are simple to arrange, non-advised, or a more sophisticated solution that we will tailor to your needs.

What are Structured Products?

Structured Products are pre-packaged investments which provide a return based on the performance of an underlying asset. These are tailored to the needs of investors and designed for those who want to invest for a fixed period and have a degree of protection over their initial capital.

Advised or Non-advised?

Non-advised structured investments are lower risk, straightforward, affordable and easy to arrange for a fee of 0.5% per investment (subject to a minimum fee of £75).

For longer term, higher risk products we will spend time advising you and assessing your risk profile for a fee of 1.5% of the invested capital, (subject to the minimum advice fee of £300).

However, if an investor wants to talk through a non-advised product we can offer our advisory service, subject to a fee.

Definitions

Click on the diagram on the left to display the relevant definitions

Filter our range of structured products

Walker Crips UK & US Defensive Step Down Kick-out Plan (GS203)

The Walker Crips UK & US Defensive Step Down Kick-out Plan (GS203) is a maximum 6-year investment offering a Potential return of 8.20% per annum, dependent on the performance of the Index. This investment is only available on an Advised basis.

Advised

Closing Date: May 1, 2026
ISA Transfer: Apr 17, 2026

Don't forget the risks

Potential return: 8.2 % per annum, dependent on the performance of the Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and S&P 500 Index
Counterparty: Goldman Sachs International
Investment term: 6 -years
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and S&P 500 Index and also depend on the financial stability of the issuer and counterparty bank (Goldman Sachs International). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Walker Crips Europe Annual Kick-out Plan (HS713)

The Walker Crips Europe Annual Kick-out Plan (HS713) is a maximum 6 year investment offering a Potential Return of 10.25% per annum, dependent on the performance of the Index.

Closing Date: May 8, 2026
ISA Transfer: Apr 24, 2026

Don't forget the risks

Potential return: 10.25 % per annum, dependent on the performance of the Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: EURO STOXX 50 Index
Counterparty: HSBC Bank plc
Investment term: 6 years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (HSBC Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Walker Crips Europe Step Down Kick-out Plan (HS714)

The Walker Crips Europe Step Down Kick-out Plan (HS714) is a maximum 6 year investment offering a Potential return of 9% per annum, dependent on the performance of the Index.

Advised

Closing Date: May 8, 2026
ISA Transfer: Apr 24, 2026

Don't forget the risks

Potential return: 9 % per annum, dependent on the performance of the Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: EURO STOXX 50 Index
Counterparty: HSBC Bank plc
Investment term: 6 years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Walker Crips Japan Step Down Kick-out Plan (HS715)

The Walker Crips Japan Step Down Kick-out Plan (HS715) is a maximum 6-year investment offering a Potential gross investment return of 10.75% per annum, dependent on the performance of the NIKKEI 225 Index.

Closing Date: May 8, 2026
ISA Transfer: Apr 24, 2026

Don't forget the risks

Potential return: 10.75 % per annum, dependent on the performance of the Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: Nikkei 225 Index
Counterparty: HSBC Bank plc
Investment term: 6 years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 50%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the Nikkei 225 Index and also depend on the financial stability of the issuer and counterparty bank (HSBC Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Walker Crips UK 95% Annual Kick-out Plan (HS710)

The Walker Crips UK 95% Annual Kick-out Plan (HS710) is a maximum 6 year investment offering a Potential return of 7.75% per annum, dependent on the performance of the Index.

Closing Date: May 8, 2026
ISA Transfer: Apr 24, 2026

Don't forget the risks

Potential return: 7.75 % per annum, dependent on the performance of the Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: HSBC Bank plc
Investment term: 6 years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (HSBC Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Walker Crips UK Annual Kick-out Deposit Plan (SAN134)

The Walker Crips UK Annual Kick-out Deposit Plan (SAN134) is a maximum six year investment offering a Potential return of 6.25% per annum, dependent on the performance of the Index.

Advised

Closing Date: May 8, 2026
ISA Transfer: Apr 24, 2026

Don't forget the risks

Potential return: 6.25 % per annum, dependent on the performance of the Index
Product type: Deposit Based
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Santander UK plc
Investment term: 6 -years
Kick-out / Early maturity: Yes
Barrier type: Not Applicable (Structured Deposit)
Barrier level: N/A

View plan

Structured deposit plans are deposit-based and will usually be fully protected from stock market risk at the end date and also benefit from the protection of the Financial Services Compensation Scheme, if the bank or building society is a licensed UK deposit taker.

Walker Crips UK Defensive Growth Deposit Plan (SAN131)

The Walker Crips UK Defensive Growth Deposit Plan (SAN131) is a 3 year investment which provides the potential to receive a 16.50% return at maturity, dependent on the performance of the Index. This plan is only available on an Advised basis.

Advised

Closing Date: May 8, 2026
ISA Transfer: Apr 24, 2026

Don't forget the risks

Potential return: 18 % return at maturity, dependent on the performance of the Index
Product type: Deposit Based
Investment type: Growth
Market / index link: FTSE 100 Index
Counterparty: Santander UK plc
Investment term: 3 years
Kick-out / Early maturity: No
Barrier type: Not Applicable (Structured Deposit)
Barrier level: N/A

View plan

Walker Crips UK Defensive Step Down Kick-out Plan (SAN136)

The Walker Crips UK Defensive Step Down Kick-out Plan (SAN136) is a maximum 6 year investment offering a Potential return of 6.50% per annum, dependent on the performance of the Index. This plan is only available on an Advised basis.

Advised

Closing Date: May 8, 2026
ISA Transfer: Apr 24, 2026

Don't forget the risks

Potential return: 6.5 % per annum, dependent on the performance of the Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Santander UK plc
Investment term: 6 -years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Santander UK plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Walker Crips UK Fixed Growth Deposit Plan (SAN133)

The Walker Crips UK Fixed Growth Deposit Plan (SAN133) is a four year investment offering a Potential return of 24.00% return at maturity, dependent on the performance of the Index. This investment is only available on an Advised basis.

Advised

Closing Date: May 8, 2026
ISA Transfer: Apr 24, 2026

Don't forget the risks

Potential return: 24 % return at maturity, dependent on the performance of the Index
Product type: Deposit Based
Investment type: Growth
Market / index link: FTSE 100 Index
Counterparty: Santander UK plc
Investment term: 4 years
Kick-out / Early maturity: No
Barrier type: Not Applicable (Structured Deposit)
Barrier level: N/A

View plan

Walker Crips UK Step Down Kick-out Deposit Plan (SAN132)

The Walker Crips UK Step Down Kick-out Deposit Plan (SAN132) is a 5 year investment which provides the potential to receive an accumulated return of 5.50% p.a. depending on the performance of the FTSE 100 Index. This plan is only available on an Advised basis.

Advised

Closing Date: May 8, 2026
ISA Transfer: Apr 24, 2026

Don't forget the risks

Potential return: 5.5 % per annum, dependent on the performance of the Index
Product type: Deposit Based
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Santander UK plc
Investment term: 5 years
Kick-out / Early maturity: Yes
Barrier type: Not Applicable (Structured Deposit)
Barrier level: N/A

View plan

Walker Crips UK Step Down Kick-out Plan (HS711)

The Walker Crips UK Step Down Kick-out Plan (HS711) is a maximum 6-years investment offering a Potential return of 6.65% per annum, dependent on the performance of the Index.

Closing Date: May 8, 2026
ISA Transfer: Apr 24, 2026

Don't forget the risks

Potential return: 6.65 % per annum, dependent on the performance of the Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: HSBC Bank plc
Investment term: 6 years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 60%

View plan

Walker Crips UK Step Down Kick-out Plan (HS712)

The Walker Crips UK Step Down Kick-out Plan (HS712) has an Investment Term of six years, however, the Plan has the potential to mature early (kick-out) from the second anniversary and annually thereafter. The plan offers a Potential return of 7.00% per annum, dependent on the performance of the Index.

Closing Date: May 8, 2026
ISA Transfer: Apr 24, 2026

Don't forget the risks

Potential return: 7 % per annum, dependent on the performance of the Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: HSBC Bank plc
Investment term: 6 -years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Walker Crips UK Step Down Kick-out Plan (SAN135)

The UK Step Down Kick-out Plan (SAN135) is a maximum 6 year investment offering a Potential return of 7% per annum, dependent on the performance of the Index. This plan is only available on an Advised basis.

Advised

Walker Crips UK Step Down Kick-out Plan (SAN135)

Closing Date: May 8, 2026
ISA Transfer: Apr 24, 2026

Don't forget the risks

Potential return: 7 % per annum, dependent on the performance of the Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Santander UK plc
Investment term: 6 -years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Santander UK plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Walker Crips UK & Europe Annual Kick-out Plan (CT151)

The Walker Crips UK & Europe Annual Kick-out Plan (CT151) is a maximum 6 year investment offering a potential return of 12.50% per annum, dependent on the performance of the Index.

Closing Date: May 15, 2026
ISA Transfer: May 1, 2026

Don't forget the risks

Potential return: 12.5 % per annum, dependent on the performance of the Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Citigroup Global Markets Ltd
Investment term: 6 years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Citigroup Global Markets Ltd). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Walker Crips UK & Europe Step Down Kick-out Plan (CT152)

The Walker Crips UK & Europe Step Down Kick-out Plan (CT152) is a maximum 6-year investment offering a Potential gross investment return of 10.50% per annum, dependent on the performance of each Index.

Closing Date: May 15, 2026
ISA Transfer: May 1, 2026

Don't forget the risks

Potential return: 10.5 % per annum, dependent on the performance of each Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Citigroup Global Markets Ltd
Investment term: 6 years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Walker Crips UK & US Annual Kick-out Plan (MS234)

The Walker Crips UK & US Annual Kick-out Plan (MS234) is a six year investment offering a Potential return of 11.00% per annum, dependent on the performance of the Index.

Closing Date: May 15, 2026
ISA Transfer: May 1, 2026

Don't forget the risks

Potential return: 11 % per annum, dependent on the performance of the Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and S&P 500 Index
Counterparty: Morgan Stanley
Investment term: 6 years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and S&P 500 Index and also depend on the financial stability of the issuer and counterparty bank (Morgan Stanley). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Walker Crips UK & US Step Down Kick-out Plan (MS235)

The Walker Crips UK & US Step Down Kick-out Plan (MS235) is a maximum six year investment offering a Potential return of 9.75% per annum, dependent on the performance of the Index.

Closing Date: May 15, 2026
ISA Transfer: May 1, 2026

Don't forget the risks

Potential return: 9.75 % per annum, dependent on the performance of the Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and S&P 500 Index
Counterparty: Morgan Stanley
Investment term: 6 years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and S&P 500 Index and also depend on the financial stability of the issuer and counterparty bank (Morgan Stanley). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE Annual Step Down to 65 Kick Out Plan April 2026 - BN10477

The Meteor FTSE Annual Step Down to 65 Kick Out Plan April 2026 - BN10477 is a maximum 6-years, 3 weeks investment offering a a 6.60% annual Growth potential.

Closing Date: Apr 27, 2026
ISA Transfer: Apr 13, 2026

Don't forget the risks

Potential return: 6.6 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: BNP Paribas
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (BNP Paribas). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE Annual Step Down to 80 Kick Out Plan April 2026 - BN10476

The Meteor FTSE Annual Step Down to 80 Kick Out Plan April 2026 - BN10476 is a maximum 6 year, 3 week investment offering a 7.20% annual Growth potential.

Closing Date: Apr 27, 2026
ISA Transfer: Apr 13, 2026

Don't forget the risks

Potential return: 7.2 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: BNP Paribas
Investment term: 6 years, 3 weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (BNP Paribas). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE Annual Step Down to 85 Kick Out Plan April 2026 - BN10475

The FTSE Annual Step Down to 85 Kick Out Plan April 2026 - BN10475 is a maximum 6-years, 3-weeks investment offering a 7.45% annual Growth potential.

Closing Date: Apr 27, 2026
ISA Transfer: Apr 13, 2026

Don't forget the risks

Potential return: 7.45 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: BNP Paribas
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (BNP Paribas). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE/STOXX Annual 100 Kick Out Plan April 2026 - MS10446

The Meteor FTSE/STOXX Annual 100 Kick Out Plan April 2026 - MS10446 is a maximum 6-years, 3-weeks investment offering a 11.25% annual Growth potential.

Closing Date: Apr 28, 2026
ISA Transfer: Apr 14, 2026

Don't forget the risks

Potential return: 11.25 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Morgan Stanley
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Morgan Stanley). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE/STOXX Annual Step Down to 85 Kick Out Plan April 2026 - MS10460

The Meteor FTSE/STOXX Annual Step Down to 85 Kick Out Plan April 2026 - MS10460 is a maximum 6-year, 3-week investment offering a 9.55% annual Growth potential.

Closing Date: Apr 28, 2026
ISA Transfer: Apr 14, 2026

Don't forget the risks

Potential return: 9.55 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Morgan Stanley
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 60%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Morgan Stanley). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE/STOXX Annual Step Down to 60 Kick Out May 2026 - CR10469

The Meteor FTSE/STOXX Annual Step Down to 60 Kick Out May 2026 - CR10469 is a maximum 6-years, 3-weeks investment offering an 8% annual Growth potential.

Closing Date: Apr 30, 2026
ISA Transfer: Apr 16, 2026

Don't forget the risks

Potential return: 8 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Credit Agricole CIB
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: No
Barrier type: End of term
Barrier level: 60%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Credit Agricole CIB). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE Daily 100 Kick Out Plan May 2026 - BN10493

The Meteor FTSE Daily 100 Kick Out Plan May 2026 - BN10493 is a maximum 6-year, 3-weeks investment offering a 7.75% annual Growth potential.

Closing Date: May 1, 2026
ISA Transfer: Apr 17, 2026

Don't forget the risks

Potential return: 7.75 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: BNP Paribas
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (BNP Paribas). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE Daily 90 Kick Out Plan May 2026 - BN10492

The Meteor FTSE Daily 90 Kick Out Plan May 2026 - BN10492 is a 6-year, 3-week investment plan offering a 7% annual Growth potential.

Closing Date: May 1, 2026
ISA Transfer: Apr 17, 2026

Don't forget the risks

Potential return: 7 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: BNP Paribas
Investment term: 6 years, 3 weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (BNP Paribas). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE Monthly Fixed Income May 2026 - NA10459

The Meteor FTSE Monthly Fixed Income May 2026 - NA10459 is an 6-years, 3-weeks investment offering a 0.45% monthly fixed income (5.40% p.a.).

Closing Date: May 6, 2026
ISA Transfer: Apr 21, 2026

Don't forget the risks

Potential return: 0.45 % monthly fixed income (5.40% p.a.)
Product type: Capital at Risk
Investment type: Income
Market / index link: FTSE 100 Index
Counterparty: Natixis
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: No
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Natixis). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE Quarterly 85 Income Kick Out Plan May 2026 - MS10537

The Meteor FTSE Quarterly 85 Income Kick Out Plan May 2026 - MS10537 is a maximum 6-years, 3-weeks investment offering a 1.85% quarterly Income potential (7.40% p.a.).

Closing Date: May 27, 2026
ISA Transfer: May 12, 2026

Don't forget the risks

Potential return: 1.85 % quarterly Income potential (7.40% p.a.)
Product type: Capital at Risk
Investment type: Income/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Morgan Stanley
Investment term: 6 years, 3 weeks
Kick-out / Early maturity: Yes
Barrier type: End of Terms
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Morgan Stanley). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE/STOXX/S&P Annual Step Down to 65 Kick Out May 2026 - CR10513

The Meteor FTSE/STOXX/S&P Annual Step Down to 65 Kick Out May 2026 - CR10513 is a maximum 6-years, 3-weeks investment offering a 9.50% annual Growth potential.

Closing Date: May 27, 2026
ISA Transfer: May 12, 2026

Don't forget the risks

Potential return: 9.5 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100, Euro Stoxx 50 and S&P 500
Counterparty: Credit Agricole CIB
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100, Euro Stoxx 50 and S&P 500 and also depend on the financial stability of the issuer and counterparty bank (Credit Agricole CIB). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments Europe 5Y Annual Step Down to 65 Kick Out (Y2 65) May 2026 - BA10471

The MB Structured Investments Europe 5Y Annual Step Down to 65 Kick Out (Y2 65) May 2026 - BA10471 is a maximum, 5-years, 3-weeks investment offering a 8% annual Growth potential.

Closing Date: May 5, 2026
ISA Transfer: Apr 20, 2026

Don't forget the risks

Potential return: 8 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: Euro Stoxx 50 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: No
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the Euro Stoxx 50 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK 5Y Quarterly Step Down to 85 Kick Out Plan (Y2 65) May 2026 - BA10470

The MB Structured Investments UK 5Y Quarterly Step Down to 85 Kick Out Plan (Y2 65) May 2026 - BA10470 is a maximum 5-years, 3-weeks investment offering a 1.815% quarterly Growth potential (7.26% p.a.).

Closing Date: May 5, 2026
ISA Transfer: Apr 20, 2026

Don't forget the risks

Potential return: 1.815 % quart1erly Growth potential (7.26% p.a.)
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK/Europe 6Y Monthly 70 Income Kick Out (Y2 65) May 2026 (BA10480)

The MB Structured Investments UK/Europe 6Y Monthly 70 Income Kick Out (Y2 65) May 2026 (BA10480) is a maximum 6-years, 3-weeks investment offering a 0.62% monthly income potential (7.44% p.a.)

Closing Date: May 12, 2026
ISA Transfer: Apr 27, 2026

Don't forget the risks

Potential return: 0.62 p.m. (7.44% p.a.)
Product type: Capital at Risk
Investment type: Income/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Barclays Bank plc
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK 5Y Annual 100 Kick Out Plan (Y2 65) May 2026 - BA10481

The MB Structured Investments UK 5Y Annual 100 Kick Out Plan (Y2 65) May 2026 - BA10481 is a maximum 5-years, 3-weeks investment offering an 8.52% annual Growth potential.

Closing Date: May 13, 2026
ISA Transfer: Apr 28, 2026

Don't forget the risks

Potential return: 8.52 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Mariana FTSE 100 EW45 Step Down Semi-Annual Kick Out Plan - May 2026 - Dual ISA Eligible

This is a ten year, two week Plan based on the performance of the FTSE™ 100 Equally Weighted 45 Point Decrement Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 4.80% for each six-month period the Plan runs (9.60% p.a.) with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s third year and semi-annually thereafter. The Potential Return is only payable if the Plan kicks out. This is only available on an Advised basis.

Advised

Mariana FTSE 100 EW45 Step Down Semi-Annual Kick Out Plan - May 2026 - Dual ISA Eligible

Closing Date: Apr 30, 2026
ISA Transfer: Apr 14, 2026

Don't forget the risks

Potential return: 9.6 % per annum
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 EW45
Counterparty: Goldman Sachs International
Investment term: 10 -years, 2-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 50%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 EW45 and also depend on the financial stability of the issuer and counterparty bank (Goldman Sachs International). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Mariana 3 Stock Step Down Kick Out Plan - May 2026

The Mariana 3 Stock Step Down Kick Out Plan - May 2026 is a maximum 5-years, 2-weeks investment offering a Potential Return of 18% for each year the Plan runs, paid gross.

Closing Date: May 21, 2026
ISA Transfer: May 5, 2026

Don't forget the risks

Potential return: 18 % for each year the Plan runs, paid gross
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: BP PLC (BP/:LN), Intel Corporation (INTC:US) and GlaxoSmithKline PLC (GSK:LN)
Counterparty: Societe Generale
Investment term: 5 -years, 2-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 50%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the BP PLC (BP/:LN), Intel Corporation (INTC:US) and GlaxoSmithKline PLC (GSK:LN) and also depend on the financial stability of the issuer and counterparty bank (Societe Generale). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Mariana FTSE CSDI Kick Out Plan - Option 1 – June 2026

The Mariana FTSE CSDI Kick Out Plan - Option 1 – June 2026 is a maximum 8-years, 2-weeks investment offering a Potential Return of 8.50% for each year the Plan runs, paid gross.

Closing Date: May 29, 2026
ISA Transfer: May 12, 2026

Don't forget the risks

Potential return: 8.5 % return on investment for each year the Plan runs, paid gross
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE CSDI
Counterparty: Morgan Stanley
Investment term: 8 -years, 2-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE CSDI and also depend on the financial stability of the issuer and counterparty bank (Morgan Stanley). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Mariana FTSE CSDI Kick Out Plan - Option 2– June 2026

The Mariana FTSE CSDI Kick Out Plan - Option 2– June 2026 is a maximum 8-year, 2-week investment offering a Potential Return of 10% for each year the Plan runs, paid gross.

Closing Date: May 29, 2026
ISA Transfer: May 12, 2026

Don't forget the risks

Potential return: 10 % return on investment for each year the Plan runs, paid gross
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE CSDI
Counterparty: Morgan Stanley
Investment term: 8 -years, 2-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Mariana FTSE CSDI Kick Out Plan - Option 3 – June 2026

The Mariana FTSE CSDI Kick Out Plan - Option 3 – June 2026 is a maximum 8-year, 2-week investment offering a Potential Return of 11% for each year the Plan runs, paid gross.

Closing Date: May 29, 2026
ISA Transfer: May 12, 2026

Don't forget the risks

Potential return: 11 % return on investment for each year the Plan runs, paid gross
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE CSDI
Counterparty: BNP Paribas
Investment term: 8 -years, 2-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE CSDI and also depend on the financial stability of the issuer and counterparty bank (BNP Paribas). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Mariana Goldman Sachs FTSE 100 Deposit Kick Out - Option 1 - June 2026

The Mariana Goldman Sachs FTSE 100 Deposit Kick Out - Option 1 - June 2026s is a six year, one week Deposit Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Deposit Plan has two options and is constructed to offer a Potential Return of 6.00% in Option 1 for each year the Deposit Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Deposit Plan’s fourth year and annually thereafter. The Potential Return is only payable if the Deposit Plan kicks out.

Closing Date: May 29, 2026
ISA Transfer: May 12, 2026

Don't forget the risks

Potential return: 6 % return on investment for each year the Plan runs, paid gross
Product type: Deposit Based
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Goldman Sachs International
Investment term: 6 -years, 1-week
Kick-out / Early maturity: Yes
Barrier type: Not Applicable (Structured Deposit)
Barrier level: N/A

View plan

Mariana Goldman Sachs FTSE 100 Deposit Kick Out - Option 2 - June 2026

The Mariana Goldman Sachs FTSE 100 Deposit Kick Out - Option 2 - June 2026 is a six year, one week Deposit Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Deposit Plan has two options and is constructed to offer a Potential Return of 6.40% in Option 2 for each year the Deposit Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Deposit Plan’s fourth year and annually thereafter. The Potential Return is only payable if the Deposit Plan kicks out.

Closing Date: May 29, 2026
ISA Transfer: May 12, 2026

Don't forget the risks

Potential return: 6.4 % return on investment for each year the Plan runs, paid gross
Product type: Deposit Based
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Goldman Sachs International
Investment term: 6 -years, 1-week
Kick-out / Early maturity: Yes
Barrier type: Not Applicable (Structured Deposit)
Barrier level: N/A

View plan

IDAD The 10:10 Plan Issue 83 - May 2026 (Option 1)

The 10:10 Plan Issue 83 - May 2026 (Option 1) is a maximum 10-year one-week Autocall Plan offering a Potential 8.25% return on capital for each year the Plan runs (paid gross). This plan is only available on an Advised basis.

Advised

IDAD The 10:10 Plan Issue 83 - May 2026 (Option 1)

Closing Date: May 8, 2026
ISA Transfer: Apr 17, 2026

Don't forget the risks

Potential return: 8.25 % p.a. (paid gross)
Product type: Capital at Risk
Investment type: Growth/Auto-Call
Market / index link: FTSE Custom 100 Synthetic 3.5% Fixed Dividend Index
Counterparty: Goldman Sachs International
Investment term: 10 -years, 1-week
Kick-out / Early maturity: No
Barrier type: End of Term
Barrier level: 70%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE Custom 100 Synthetic 3.5% Fixed Dividend Index and also depend on the financial stability of the issuer and counterparty bank (Goldman Sachs International). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

IDAD The 10:10 Plan Issue 83 - May 2026 (Option 2)

The 10:10 Plan Issue 83 - May 2026 (Option 1) is a maximum 10-year one-week Autocall Plan offering a Potential 10% return on capital for each year the Plan runs (paid gross). This plan is only available on an Advised basis.

Advised

IDAD The 10:10 Plan Issue 83 - May 2026 (Option 2)

Closing Date: May 8, 2026
ISA Transfer: Apr 17, 2026

Don't forget the risks

Potential return: 10 % p.a. (paid gross)
Product type: Capital at Risk
Investment type: Growth/Auto-Call
Market / index link: FTSE Custom 100 Synthetic 3.5% Fixed Dividend Index
Counterparty: Goldman Sachs International
Investment term: 10 -years, 1-week
Kick-out / Early maturity: No
Barrier type: End of Term
Barrier level: 70%

View plan

IDAD The 10:10 Plan Issue 83 - May 2026 (Option 3)

The 10:10 Plan Issue 83 - May 2026 (Option 3) is a maximum 10-year one-week Autocall Plan offering a Potential 11% return on capital for each year the Plan runs (paid gross). This plan is only available on an Advised basis.

Advised

IDAD The 10:10 Plan Issue 83 - May 2026 (Option 3)

Closing Date: May 8, 2026
ISA Transfer: Apr 17, 2026

Don't forget the risks

Potential return: 11 % p.a. (paid gross)
Product type: Capital at Risk
Investment type: Growth/Auto-Call
Market / index link: FTSE Custom 100 Synthetic 3.5% Fixed Dividend Index
Counterparty: Goldman Sachs International
Investment term: 10 -years, 1-week
Kick-out / Early maturity: No
Barrier type: End of Term
Barrier level: 70%

View plan

IDAD Societe Generale FTSE 100 Defensive Step Down Kick Out Plan - May 2026

The IDAD Societe Generale FTSE 100 Defensive Step Down Kick Out Plan - May 2026 is a 6-year, 2-week investment offering an Investment Return of 7.00% p.a. if on any Annual observation date, starting at year 2, the Underlying index is at or above the relevant kickout level.

Closing Date: May 15, 2026
ISA Transfer: May 1, 2026

Don't forget the risks

Potential return: 7 % per annum
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Societe Generale
Investment term: 6 -years, 2-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Societe Generale). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

IDAD Natixis UK & US Monthly Fixed Income Plan Issue 9 - June 2026

The IDAD Natixis UK & US Monthly Fixed Income Plan Issue 9 - June 2026 is a 5 year 1 week investment linked to the performance of the FTSE 100 Index and S&P 500 Index. This product will pay a fixed (guaranteed) coupon of 0.5417% (6.5004% p.a.) on its monthly payment dates until maturity, irrespective of the performance of the Underlying Indices.

Closing Date: Jun 10, 2026
ISA Transfer: May 27, 2026

Don't forget the risks

Potential return: 0.5417 % per month (6.5004% p.a.)
Product type: Capital at Risk
Investment type: Income
Market / index link: FTSE 100, S&P 500 Index
Counterparty: Natixis
Investment term: 5 -years, 1-week
Kick-out / Early maturity: No
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100, S&P 500 Index and also depend on the financial stability of the issuer and counterparty bank (Natixis). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

hop 5Y UK & Europe 65 Step-Down Kickout Plan (CIBC25)

The hop 5Y UK & Europe 65 Step-Down Kickout Plan (CIBC25) is a maximum -year investment offering a Potential Return of 9% a year, paid when the Plan matures.

Closing Date: May 1, 2026
ISA Transfer: Apr 17, 2026

Don't forget the risks

Potential return: 9 % a year, paid when the Plan matures.
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Canadian Imperial Bank of Commerce
Investment term: 5 -years
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Canadian Imperial Bank of Commerce). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

hop 5Y UK Monthly Fixed Income Plan (CIBC27)

The hop 5Y UK Monthly Fixed Income Plan (CIBC27) is a maximum 5-year investment offering an Income of 0.49% a month (a total of 5.88% a year).

Closing Date: May 7, 2026
ISA Transfer: Apr 30, 2026

Don't forget the risks

Potential return: 0.49 a month (5.88% a year)
Product type: Capital at Risk
Investment type: Income
Market / index link: FTSE 100 Index
Counterparty: Canadian Imperial Bank of Commerce
Investment term: 5 -years
Kick-out / Early maturity: No
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Canadian Imperial Bank of Commerce). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

hop 5Y UK Defensive Step-down Kickout Deposit Plan (SG37)

The hop 5Y UK Defensive Step-down Kickout Deposit Plan (SG37) is a maximum 5-year investment offering Potential interest of 5.75% a year, paid as a lump sum when the Plan matures.

Closing Date: May 8, 2026
ISA Transfer: Apr 28, 2026

Don't forget the risks

Potential return: 5.75 % a year
Product type: Deposit Based
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Societe Generale
Investment term: 5 -years
Kick-out / Early maturity: Yes
Barrier type: Not Applicable (Structured Deposit)
Barrier level: N/A

View plan

Hilbert 3 Stock Defensive Autocall Issue 15 - April 2026

This is a capital at risk investment offering a potential Fixed Growth Return equivalent to 8.605% for each Semi-Annual Measurement Date since the Start Date (equivalent to 17.21% p.a.). The Plan is linked to the share price of Barclays Plc, JD Sports Fashion Plc, London Stock Exchange PLC (‘The Shares’). It has a maximum term of up to 7 years, however, the plan can mature early from the first annual observation date, if certain criteria are met. The Plan will mature early if the Closing Levels of all three Underlying Assets are at least equal to the relevant Reference Level on any Semi-Annual Measurement Date from the end of the first 12 month period

Closing Date: Apr 29, 2026
ISA Transfer: Apr 23, 2026

Don't forget the risks

Potential return: 17.21 % per annum (8.605% Semi-Annually)
Product type: Capital at Risk
Investment type: Auto-Call/Kick-Out
Market / index link: Barclays PLC, JD Sports Fashion Plc, London Stock Exchange Group PLC (‘The Shares’).
Counterparty: Citigroup Global Markets Ltd
Investment term: 7 -years
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 50%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the Barclays PLC, JD Sports Fashion Plc, London Stock Exchange Group PLC (‘The Shares’). and also depend on the financial stability of the issuer and counterparty bank (Citigroup Global Markets Ltd). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Hilbert FTSE 100 EW45 Conditional Memory Quarterly Autocall Issue 44 - May 2026

The Hilbert FTSE 100 EW45 Conditional Memory Quarterly Autocall Issue 44 - May 2026 is a maximum 10-year investment offering a Potential Income payment of 2.125% (equivalent to 8.50% p.a.).

Closing Date: May 21, 2026
ISA Transfer: May 15, 2026

Don't forget the risks

Potential return: 2.125 % (equivalent to 8.50% p.a.)
Product type: Capital at Risk
Investment type: Income/Auto-Call
Market / index link: FTSE 100 EW45
Counterparty: Citigroup Global Markets Ltd
Investment term: 10 -years
Kick-out / Early maturity: No
Barrier type: End of term
Barrier level: 60%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 EW45 and also depend on the financial stability of the issuer and counterparty bank (Citigroup Global Markets Ltd). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Hilbert FTSE 100 EW45 Defensive Semi-Annual Autocall Issue 07 - May 2026

The Hilbert FTSE 100 EW45 Defensive Semi-Annual Autocall - Issue 07 - May 2026 is a maximum 10-year investment offering a Fixed Growth Return equivalent to 4.50% (9.00% p.a.) for each Semi-Annual Measurement Date since the Start Date.

Closing Date: May 22, 2026
ISA Transfer: May 19, 2026

Don't forget the risks

Potential return: 9 % p.a.
Product type: Capital at Risk
Investment type: Growth/Auto-Call
Market / index link: FTSE 100 EW45
Counterparty: Societe Generale
Investment term: 10 -years
Kick-out / Early maturity: No
Barrier type: End of Term
Barrier level: 50%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 EW45 and also depend on the financial stability of the issuer and counterparty bank (Societe Generale). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Hilbert FTSE 100 EW45 Super Defensive Autocall : Issue 29 - May 2026

The Hilbert FTSE 100 EW45 Super Defensive Autocall : Issue 29 - May 2026 has an investment term of up to 10 years and offers a Potential Fixed Growth Return of 8.40% p.a. for each Annual Measurement Date since the Start Date.

Closing Date: May 22, 2026
ISA Transfer: May 19, 2026

Don't forget the risks

Potential return: 8.4 % p.a.
Product type: Capital at Risk
Investment type: Growth/Auto-Call
Market / index link: FTSE 100 EW45
Counterparty: Societe Generale
Investment term: 10 years
Kick-out / Early maturity: No
Barrier type: End of Term
Barrier level: 50%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 EW45 and also depend on the financial stability of the issuer and counterparty bank (Societe Generale). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Arcus 5Y UK & Europe Defensive Step-Down 85 Kick out Plan (MS67)

The Arcus 5Y UK & Europe Defensive Step-Down 85 Kick out Plan (MS67) is a maximum 5-year investment offering a Potential Return of 9.70% for each year that has passed since the Start Date, paid when the Plan matures. This plan is only available on an Advised basis.

Advised

Closing Date: Apr 29, 2026
ISA Transfer: Apr 17, 2026

Don't forget the risks

Potential return: 9.7 % p.a. for each year that has passed since the Start Date (paid at maturity)
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Morgan Stanley
Investment term: 5 -years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Morgan Stanley). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Product Providers

Don’t forget the risks

All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.

The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.

Structured products should only be considered as part of a diversified and balanced portfolio.

Below is a summary of some of the main risks usually associated with an investment in structured products plans:

Market risk to potential returns

Whether or not a plan generates the potential returns for investors usually depends on the closing level of the relevant index on the relevant dates for the plan, i.e. the kick-out anniversary dates for kick-out products; the early maturity dates and end dates for growth products; the annual income dates for income products.

If the index closes below the level needed, for the plan or plan options chosen, on all of the relevant dates, the plan or plan options will not generate a return.

Market risk to repayment of money invested in 'Capital-at-Risk' plans

If the closing level of the relevant index is below the level needed on all of the kick-out anniversary dates or early maturity dates, if relevant for the plan or plan options chosen, and on the end date, repaying the money invested at maturity will usually depend on the closing level of the index on the end date..

Different structured products use different types of protection barriers. Some products use barriers that are observed every day that can therefore be breached on any day during the investment term, while some products use barriers that are only observed at the end of the investment term and that cannot therefore be breached during the investment term.

Market risk to the repayment of money invested on the end date will depend on the type of barrier and its level.

For example, for a product with an end of term barrier, set at 60% of the start level, if the index for the plan closes at or above 60% of the start level, on the end date, money invested will be repaid in full (less any agreed adviser fees and withdrawals). However, if on the end date the index closes below 60% of the start level, the amount of money repaid (less any agreed adviser fees and withdrawals) will be reduced by the amount that the index has fallen. For example, if the index has fallen by 45%, the repayment of money invested will be reduced by 45% (meaning that investors will get 55% of their investment back).

'Protected' types of structured products

Some structured product plans are designed so that they are 100% protected from stock market risk at the end date.

It is important to understand that even if a structured product plan is designed with 100% protection from stock market risk, at the end date, it will still usually have issuer and counterparty bank risk. In other words, both the potential returns of the plan and repaying the money invested at the end date will depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Issuer and counterparty bank risk

Both the potential returns and repaying the money invested of most structured products depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Financial Services Compensation Scheme ('FSCS') protection

It is important to understand that it is not usually possible to claim under the Financial Services Compensation Scheme if the issuer and counterparty bank fail to meet their obligations or if the stock market index that a plan links to falls.

Structured deposits

Structured deposit plans are deposit-based and will usually be fully protected from stock market risk at the end date and also benefit from the protection of the Financial Services Compensation Scheme, if the bank or building society is a licensed UK deposit taker.