Compare Structured Products

View the latest Structured Deposit and Structured Investment plans from the UK's best providers.

We provide Structured Products to both private and corporate investors on an advised and non-advised basis. Straightforward, affordable and an arrangement fee of just **0.5%* per investment**, (subject to the minimum fee of £75, non-advised). For advised Structured Product investments the fee is 1.5% of the invested capital, (subject to the minimum advice fee of £300)

We can help you make the most of your money and where advice is taken ensure the product is suitable to meet your investment needs and goals.

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Tempo FTSE 100 EWFD Long Income Plan: October 2021 - Option 1

This is a maximum 10 year plan with two investment options, linked to the FTSE 100 EWFD, offering conditional income each quarter of 1.10%, including an innovative memory feature, for Option 1 if the FTSE 100 EWFD closes at or above 60% of the start level on a quarterly income date – with an early maturity feature from the end of the 3rd year. This investment is only available on an 'Advised' basis.

Advised

Tempo FTSE 100 EWFD Long Income Plan: October 2021 - Option 1

Closing Date: Oct 22, 2021
ISA Transfer: Oct 8, 2021

Don't forget the risks

Potential return: 1.1 % per quarter (4.40% p.a.)
Product type: Capital at Risk
Investment type: Income/Kick-Out
Market / index link: FTSE 100 EWFD
Counterparty: Societe Generale
Investment term: 10 years (maximum)
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 60%

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Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 EWFD and also depend on the financial stability of the issuer and counterparty bank (Societe Generale). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Tempo FTSE 100 EWFD Long Income Plan: October 2021 - Option 2

This is a maximum 10 year plan with two investment options, linked to the FTSE 100 EWFD, offering conditional income each quarter of 1.40%, including an innovative memory feature, for Option 2 if the FTSE 100 EWFD closes above 80% of the start level on a quarterly income date – with an early maturity feature from the end of the 3rd year. The investment is only available on an 'Advised' basis.

Advised

Tempo FTSE 100 EWFD Long Income Plan: October 2021 - Option 2

Closing Date: Oct 22, 2021
ISA Transfer: Oct 8, 2021

Don't forget the risks

Potential return: 1.4 % per quarter (5.60% p.a.)
Product type: Capital at Risk
Investment type: Income/Kick-Out
Market / index link: FTSE 100 FDEW
Counterparty: Societe Generale
Investment term: 10 years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 60%

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Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 FDEW and also depend on the financial stability of the issuer and counterparty bank (Societe Generale). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE 150 EWDR Kick Out Plan October 2021

The Meteor FTSE 150 EWDR Kick Out Plan October 2021 investment is a maximum eight-year three-week investment offering a potential gross investment return of 10% payable for each year in force from year 2. This investment is only available on an Advised basis.

Advised

Closing Date: Oct 27, 2021
ISA Transfer: Oct 13, 2021

Don't forget the risks

Potential return: 10 % payable for each year in force from year 2
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 150 EWDR Index
Counterparty: Natixis
Investment term: 8 -years 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 150 EWDR Index and also depend on the financial stability of the issuer and counterparty bank (Natixis). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE Quarterly Kick-Out Plan November 2021

The Meteor FTSE Quarterly Kick-Out Plan November 2021 is a maximum five-year three-week investment offering a potential gross investment return of 1.55% payable for each quarter in force from year 1. This investment is only available on an Advised basis.

Advised

Closing Date: Oct 29, 2021
ISA Transfer: Oct 15, 2021

Don't forget the risks

Potential return: 1.55 % payable for each quarter in force from year 1
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: HSBC Bank plc
Investment term: 5 -years 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

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Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (HSBC Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE 150 EWDR Quarterly Conditional Income Plan November 2021

The Meteor FTSE 150 EWDR Quarterly Conditional Income Plan November 2021 is a maximum ten-year three-week investment offering a potential gross income of 1.50% per quarter. This investment is only available on an Advised basis.

Advised

Closing Date: Nov 3, 2021
ISA Transfer: Oct 20, 2021

Don't forget the risks

Potential return: 1.5 % per quarter
Product type: Capital at Risk
Investment type: Income/Kick-Out
Market / index link: FTSE 150 EWDR Index
Counterparty: Natixis
Investment term: 10 -years 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

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FTSE STOXX Step Down Kick Out Plan November 2021

A maximum seven-year three-week investment offering a potential gross investment return of 8% payable for each year in force from year 1. The capital and investment return are linked to the performance of the FTSE 100 Index and the EURO STOXX 50.

Closing Date: Nov 10, 2021
ISA Transfer: Oct 22, 2021

Don't forget the risks

Potential return: 8 % payable for each year in force from year 1
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50
Counterparty: Morgan Stanley
Investment term: 7 -years 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 and also depend on the financial stability of the issuer and counterparty bank (Morgan Stanley). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE Quarterly Contingent Income Plan November 2021

A maximum eight-year three-week investment offering the potential to pay a gross income of 1.25% per quarter, If the Closing Level of the Index on any Quarterly Measurement Date is at least equal to 85% of its Opening Level. The capital and investment return are linked to the performance of the FTSE 100 Index. This investment is only available on an Advised basis.

Advised

Meteor FTSE Quarterly Contingent Income Plan November 2021

Closing Date: Nov 11, 2021
ISA Transfer: Oct 28, 2021

Don't forget the risks

Potential return: 1.25 % gross income per quarter
Product type: Capital at Risk
Investment type: Income/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Credit Agricole CIB
Investment term: 8 -years 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Credit Agricole CIB). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE Defensive Kick Out Plan November 2021

The FTSE® Defensive Kick Out Plan November 2021 is a maximum 8-year 3-week investment offering a potential gross investment return of 6.30% payable for each year in force from year 1. This investment is only available on an Advised basis.

Advised

Meteor FTSE Defensive Kick Out Plan November 2021

Closing Date: Nov 18, 2021
ISA Transfer: Nov 4, 2021

Don't forget the risks

Potential return: 6.3 % payable for each year in force from year 1
Product type: Capital at Risk
Investment type: Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Credit Agricole CIB
Investment term: 8 -years 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Credit Agricole CIB). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE Kick Out Plan November 2021

A maximum eight-year three-week investment offering a potential gross investment return of 8% per annum, for each completed year that the Plan has been in force from year 1. The capital and investment return are linked to the performance of the FTSE 100 Index. This plan is only available on an Advised basis.

Advised

Closing Date: Nov 18, 2021
ISA Transfer: Nov 4, 2021

Don't forget the risks

Potential return: 8 % payable for each year in force from year 1
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Credit Agricole CIB
Investment term: 8 -years 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Credit Agricole CIB). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE/STOXX Kick-Out Plan November 2021

This is a maximum seven-year three-week investment with a potential gross investment return of 9.50% payable for each year in force from year 1.

Closing Date: Nov 25, 2021
ISA Transfer: Nov 11, 2021

Don't forget the risks

Potential return: 9.5 % payable for each year in force from year 1
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and Euro Stoxx 50 Index
Counterparty: Citigroup Global Markets Ltd
Investment term: 7 -years 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and Euro Stoxx 50 Index and also depend on the financial stability of the issuer and counterparty bank (Citigroup Global Markets Ltd). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK Quarterly Kick Out Plan November 2021

The MB Structured Investments UK Quarterly Kick Out Plan November 2021 is a maximum 5-year 3-week investment offering a Potential Investment Return of 1.65% payable for each quarter in force from year 1.

Closing Date: Nov 12, 2021
ISA Transfer: Oct 29, 2021

Don't forget the risks

Potential return: 1.65 % payable for each quarter in force from year 1
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK Kick Out Plan (Y2 65) November 2021

The MB Structured Investments UK Kick Out Plan (Y2 65) November 2021 is a maximum six-year three-week investment offering a potential gross investment return of 7.50% payable for each year in force from year 2.

Closing Date: Nov 17, 2021
ISA Transfer: Nov 3, 2021

Don't forget the risks

Potential return: 7.5 % payable for each year in force from year 2.
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 6 -years 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK Step Down Kick Out Plan November 2021

This is a maximum five-year three-week investment offering a potential gross investment return of 6.05% payable for each year in force from year 1.

Closing Date: Nov 17, 2021
ISA Transfer: Nov 3, 2021

Don't forget the risks

Potential return: 6.05 % payable for each year in force from year 1
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK Super Defensive Kick-Out Plan November 2021

This is a maximum seven-year three-week investment offer a potential gross investment return of 5.70% payable for each year in force from year 1.

Closing Date: Nov 17, 2021
ISA Transfer: Nov 3, 2021

Don't forget the risks

Potential return: 5.7 % payable for each year in force from year 1
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 7 -years 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK Fixed Monthly Income Plan December 2021

The MB Structured Investments UK Fixed Monthly Income Plan December 2021 is a four-year three-week investment which will pay a fixed income payment of 0.25% per month regardless of the performance of the Index.

Closing Date: Dec 14, 2021
ISA Transfer: Nov 30, 2021

Don't forget the risks

Potential return: 0.25 % per month income
Product type: Capital at Risk
Investment type: Income/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 4 -years 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

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Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK Growth Deposit Plan December 2021

This is a six-year three-week investment with the potential to pay a fixed gross interest amount of 17.10% of the money you invest if the Final Level of the Index is at least equal to its Opening Level.

Closing Date: Dec 14, 2021
ISA Transfer: Nov 30, 2021

Don't forget the risks

Potential return: 17.1 % payable at end of term
Product type: Deposit Based
Investment type: Growth
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 6 -years 3-weeks
Kick-out / Early maturity: No
Barrier type: Not Applicable (Structured Deposit)
Barrier level: N/A

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Structured deposit plans are deposit-based and will usually be fully protected from stock market risk at the end date and also benefit from the protection of the Financial Services Compensation Scheme, if the bank or building society is a licensed UK deposit taker.

MB Structured Investments UK Growth Kick Out Plan December 2021

The MB Structured Investments UK Growth Kick Out Plan December 2021 is a maximum five-year three-week investment offering a potential gross investment return of 8.75% for each year that the plan has been in force from year 1.

Closing Date: Dec 14, 2021
ISA Transfer: Nov 30, 2021

Don't forget the risks

Potential return: 8.75 % for each year in force from year 1
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK Kick Out Plan December 2021

The MB Structured Investments UK Kick Out Plan December 2021 is a maximum five-year three-week investment offering a potential gross investment return of 7% for each year that the plan has been in force from year 1.

Closing Date: Dec 14, 2021
ISA Transfer: Nov 30, 2021

Don't forget the risks

Potential return: 7 % for each year in force from year 1
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK Kick Out Deposit Plan December 2021

The MB Structured Investments UK Kick Out Deposit Plan December 2021 a maximum six-year three-week investment with the potential to provide a return of 2% payable for each year in force from year 4.

Closing Date: Dec 14, 2021
ISA Transfer: Nov 30, 2021

Don't forget the risks

Potential return: 2 % for each year in force from year 4
Product type: Deposit Based
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 6 -years 3-weeks
Kick-out / Early maturity: Yes
Barrier type: Not Applicable (Structured Deposit)
Barrier level: N/A

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Mariana 10:10 Plan FTSE CSDI Version October 2021 (Option 1)

This is a maximum ten-years two-weeks plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index (FTSE CSDI), the Underlying Asset. The Plan is constructed to offer a Potential Return of 7% for each year the Plan runs, paid gross, with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

Closing Date: Oct 22, 2021
ISA Transfer: Oct 6, 2021

Don't forget the risks

Potential return: 7 % per annum
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE CSDI
Counterparty: Morgan Stanley
Investment term: 10 -years 2-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 70%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE CSDI and also depend on the financial stability of the issuer and counterparty bank (Morgan Stanley). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Mariana 10:10 Plan FTSE CSDI Version October 2021 (Option 2)

This is a ten-year two-week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 8.75% for each year the Plan runs, paid gross, with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

Closing Date: Oct 22, 2021
ISA Transfer: Oct 6, 2021

Don't forget the risks

Potential return: 8.75 % per annum
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE CSDI
Counterparty: Morgan Stanley
Investment term: 10 -years 2-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 70%

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Mariana 10:10 Plan FTSE CSDI Version October 2021 (Option 3)

This is a ten-year two-week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan has three options and is constructed to offer a Potential Return of 10.90% and repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

Closing Date: Oct 22, 2021
ISA Transfer: Oct 6, 2021

Don't forget the risks

Potential return: 10.9 % per annum (paid gross)
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE CSDI
Counterparty: Morgan Stanley
Investment term: 10 -years 2-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 70%

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Mariana FTSE 100 Kick Out Plan - October 2021

This is a capital at risk investment offering a potential 7.5% return on investment for each year the Plan runs, paid gross. The Potential Return will only be paid if the Plan kicks out.

Closing Date: Oct 22, 2021
ISA Transfer: Oct 6, 2021

Don't forget the risks

Potential return: 7.5 % return for each year the Plan runs, paid gross
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Morgan Stanley
Investment term: 6 years 1-week
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Morgan Stanley). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Mariana FTSE 150 Kick Out Plan - November 2021

This is a ten-year, one-week Plan based on the performance of the FTSE™ 150 Equally Weighted Discounted Return Custom Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 13.60% for each year the Plan runs (3.40% per quarter) with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s fourth year and quarterly thereafter. The Potential Return is only payable if the Plan kicks out.

Closing Date: Nov 12, 2021
ISA Transfer: Oct 27, 2021

Don't forget the risks

Potential return: 13.6 % return on investment for each year the Plan runs (3.40% p.q.), paid gross
Product type: Capital at Risk
Investment type: Auto-Call/Kick-Out
Market / index link: FTSE 150 EWDR Index
Counterparty: Natixis
Investment term: 10 -years 1-week
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

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Mariana 8:8 Plan FTSE CSDI Version - November 2021

The Mariana 8:8 Plan FTSE CSDI Version - November 2021 is an 8-year two-week capital at risk kick out plan offering a potential return of 3.25% for each six-month period the Plan runs (6.5% p.a.) paid gross with the possibility of early maturity and full repayment of Initial Capital from the end of the Plan's second year and semi-annually thereafter.

Closing Date: Nov 19, 2021
ISA Transfer: Nov 3, 2021

Don't forget the risks

Potential return: 6.5 % per annum (paid gross)
Product type: Capital at Risk
Investment type: Auto-Call/Kick-Out
Market / index link: FTSE CSDI
Counterparty: Morgan Stanley
Investment term: 8 -years 2-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

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Causeway Securities FTSE Euro Kick-Out Plan - November 2021

The Causeway Securities FTSE Euro Kick-Out Plan - November 2021 is a maximum 6-year investment offering a potential return of 9.5% for each year the Plan runs (paid gross), only payable if the Plan Kicks-Out.

Closing Date: Oct 29, 2021
ISA Transfer: Oct 15, 2021

Don't forget the risks

Potential return: 9.5 % for each year the Plan runs (paid gross), only payable if the Plan Kicks-Out
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and Euro Stoxx 50 Index
Counterparty: Morgan Stanley
Investment term: 6 -years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and Euro Stoxx 50 Index and also depend on the financial stability of the issuer and counterparty bank (Morgan Stanley). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Causeway Securities FTSE 100 Step Down Kick Out Plan - November 2021

This is a capital at risk investment, with a maximum investment term of 7-years offering a potential 5.75% return on investment for each year the Plan runs (paid gross), only payable if the Plan Kicks-Out. This investment is only available on an Advised basis.

Advised

Causeway Securities FTSE 100 Step Down Kick Out Plan - November 2021

Closing Date: Nov 5, 2021
ISA Transfer: Oct 22, 2021

Don't forget the risks

Potential return: 5.75 % for each year the plan runs (paid gross)
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Goldman Sachs International
Investment term: 7 -years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

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Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Goldman Sachs International). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Causeway Securities FTSE 100 Kick-Out Plan November 2021

The Causeway Securities FTSE 100 Kick-Out Plan November 2021 is a maximum 8-year investment offering a potential investment return of 7.7% for each year the Plan runs (paid gross), only payable if the Plan Kicks-Out.

Closing Date: Nov 12, 2021
ISA Transfer: Oct 29, 2021

Don't forget the risks

Potential return: 7.7 % for each year the plan runs (paid gross)
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Societe Generale
Investment term: 8 -years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Societe Generale). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Causeway Securities 6 Year Climate Change/ESG Deposit Plan - November 2021

The Causeway Securities 6 Year Climate Change/ESG Deposit Plan - November 2021 is an Index Linked Deposit Plan with an investment term of 6 years where the Potential Investment Return is 100% of Initial Capital plus 200% participation in the growth of the SBTICCGE Index. The maximum return at Maturity (inclusive of Initial Capital) is capped at 136% of Initial Capital.

Closing Date: Nov 26, 2021
ISA Transfer: Nov 12, 2021

Don't forget the risks

Potential return: 136 % of Initial Capital (capped)
Product type: Deposit Based
Investment type: Growth
Market / index link: Solactive Climate Change Europe BTI Index (SBTICCGE)
Counterparty: Barclays Bank plc
Investment term: 6 -years
Kick-out / Early maturity: No
Barrier type: Not Applicable (Structured Deposit)
Barrier level: N/A

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Product Providers

Don’t forget the risks

All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.

The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.

Structured products should only be considered as part of a diversified and balanced portfolio.

Below is a summary of some of the main risks usually associated with an investment in structured products plans:

Market risk to potential returns

Whether or not a plan generates the potential returns for investors usually depends on the closing level of the relevant index on the relevant dates for the plan, i.e. the kick-out anniversary dates for kick-out products; the early maturity dates and end dates for growth products; the annual income dates for income products.

If the index closes below the level needed, for the plan or plan options chosen, on all of the relevant dates, the plan or plan options will not generate a return.

Market risk to repayment of money invested in 'Capital-at-Risk' plans

If the closing level of the relevant index is below the level needed on all of the kick-out anniversary dates or early maturity dates, if relevant for the plan or plan options chosen, and on the end date, repaying the money invested at maturity will usually depend on the closing level of the index on the end date..

Different structured products use different types of protection barriers. Some products use barriers that are observed every day that can therefore be breached on any day during the investment term, while some products use barriers that are only observed at the end of the investment term and that cannot therefore be breached during the investment term.

Market risk to the repayment of money invested on the end date will depend on the type of barrier and its level.

For example, for a product with an end of term barrier, set at 60% of the start level, if the index for the plan closes at or above 60% of the start level, on the end date, money invested will be repaid in full (less any agreed adviser fees and withdrawals). However, if on the end date the index closes below 60% of the start level, the amount of money repaid (less any agreed adviser fees and withdrawals) will be reduced by the amount that the index has fallen. For example, if the index has fallen by 45%, the repayment of money invested will be reduced by 45% (meaning that investors will get 55% of their investment back).

'Protected' types of structured products

Some structured product plans are designed so that they are 100% protected from stock market risk at the end date.

It is important to understand that even if a structured product plan is designed with 100% protection from stock market risk, at the end date, it will still usually have issuer and counterparty bank risk. In other words, both the potential returns of the plan and repaying the money invested at the end date will depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Issuer and counterparty bank risk

Both the potential returns and repaying the money invested of most structured products depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Financial Services Compensation Scheme ('FSCS') protection

It is important to understand that it is not usually possible to claim under the Financial Services Compensation Scheme if the issuer and counterparty bank fail to meet their obligations or if the stock market index that a plan links to falls.

Structured deposits

Structured deposit plans are deposit-based and will usually be fully protected from stock market risk at the end date and also benefit from the protection of the Financial Services Compensation Scheme, if the bank or building society is a licensed UK deposit taker.