Compare Structured Products

View the latest Structured Deposit and Structured Investment plans from the UK's best providers.

We provide Structured Products to both private and corporate investors on an advised and non-advised basis. Straightforward, affordable and an arrangement fee of just **0.5%* per investment**, (subject to the minimum fee of £75, non-advised) and 1.5% of the invested capital, (subject to the minimum advice fee of £300)

We can help you make the most of your money and where advice is taken ensure the product is suitable to meet your investment needs and goals.

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FTSE® Daily Kick Out Plan December 2019 - Option 1

The FTSE® Daily Kick Out Plan December 2019 - Option 1 is a maximum 8-year 2-week investment offering a potential gross investment return of 9% per annum, payable proportionately from the end of year one.

Advised

Closing Date: Dec 16, 2019
ISA Transfer: Dec 2, 2019

Don't forget the risks

Potential return: 9 % per annum
Product type: Capital at Risk
Investment type: Kick-Out
Market / index link: FTSE 100 Index
Counterparty: BNP Paribas
Investment term: 8 years 2 weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

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Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (BNP Paribas). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

FTSE® Daily Kick Out Plan December 2019 - Option 2

The FTSE® Daily Kick Out Plan December 2019 - Option 2 is a maximum 8-year 2-week investment offering a potential gross investment return of 9% per annum, payable proportionately from the end of year two.

Advised

Closing Date: Dec 16, 2019
ISA Transfer: Dec 2, 2019

Don't forget the risks

Potential return: 9 % per annum
Product type: Capital at Risk
Investment type: Kick-Out
Market / index link: FTSE 100 Index
Counterparty: BNP Paribas
Investment term: 8 years 2 weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

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FTSE Defensive Kick Out Plan December 2019

The FTSE® Defensive Kick Out Plan December 2019 is a maximum 7-year 3-week investment offering a potential gross investment return of 8.25% for each year in force from year 1.

Advised

Closing Date: Dec 18, 2019
ISA Transfer: Dec 4, 2019

Don't forget the risks

Potential return: 8.25 % per annum
Product type: Capital at Risk
Investment type: Kick-Out
Market / index link: FTSE 100 Index
Counterparty: HSBC Bank plc
Investment term: 7 years 3 weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

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Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (HSBC Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

FTSE Monthly Contingent Income Plan December 2019 - Option 1

A 10 year and 3 week investment offering potential gross income of 0.40% per month, payable if the Closing Level of the Index, on any Monthly Measurement Date, is at least equal to 65% of its Opening Level.

Closing Date: Dec 18, 2019
ISA Transfer: Dec 4, 2019

Don't forget the risks

Potential return: 0.4 % per month
Product type: Capital at Risk
Investment type: Income/Auto-Call
Market / index link: FTSE 100 Index
Counterparty: Societe Generale
Investment term: 10 years 3 weeks
Kick-out / Early maturity: No
Barrier type: End of term
Barrier level: 65%

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Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Societe Generale). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

FTSE Monthly Contingent Income Plan December 2019 - Option 2

Option 2 is a 10 year and 3 week investment offering potential gross income of 0.60% per month, payable if the Closing Level of the Index, on any Monthly Measurement Date, is at least equal to 65% of its Opening Level.

Closing Date: Dec 18, 2019
ISA Transfer: Dec 4, 2019

Don't forget the risks

Potential return: 0.6075 % per month
Product type: Capital at Risk
Investment type: Income/Auto-Call
Market / index link: FTSE 100 Index
Counterparty: Societe Generale
Investment term: 10 years 3 weeks
Kick-out / Early maturity: No
Barrier type: End of term
Barrier level: 85%

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Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Societe Generale). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

FTSE Super Step Down Kick Out Plan January 2020

A maximum eight year three week investment offering a potential gross investment return of 5.75% p.a. from year 1. The Reference Levels are as follows: year 1 at 105%; year 2 at 100%; year 3 at 95%; year 4 at 90%; year 5 at 85%; year 6 at 80%; year 7 at 75% and year 8 (Final Level) at 65%.

Advised

FTSE Super Step Down Kick Out Plan January 2020

Closing Date: Jan 22, 2020
ISA Transfer: Jan 8, 2020

Don't forget the risks

Potential return: 5.75 % per annum
Product type: Capital at Risk
Investment type: Auto-Call/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: BNP Paribas
Investment term: 8 years 3 weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

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FTSE Kick Out Plan January 2020

A maximum eight year two week investment offering a potential gross investment return of 11.25% per annum, for each completed year that the Plan has been in force from year 1. The capital and investment return are linked to the performance of the FTSE 100 Index.

Advised

Closing Date: Jan 28, 2020
ISA Transfer: Jan 14, 2020

Don't forget the risks

Potential return: 11.25 % per annum
Product type: Capital at Risk
Investment type: Kick-Out
Market / index link: FTSE 100 Index
Counterparty: BNP Paribas
Investment term: 8 years 2 weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

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10:10 FTSE Kick Out Plan December 2019 (Option 1)

This is a ten-year two-week Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 7.75% for each year the Plan runs, paid gross, with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

Closing Date: Dec 17, 2019
ISA Transfer: Nov 27, 2019

Don't forget the risks

Potential return: 7.75 % per annum
Product type: Capital at Risk
Investment type: Auto-Call/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Goldman Sachs International
Investment term: 10 years 2 weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 70%

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Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Goldman Sachs International). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

10:10 FTSE Kick Out Plan December 2019 (Option 2)

This is a ten-year two-week Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 10.45% for each year the Plan runs, paid gross, with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

Closing Date: Dec 17, 2019
ISA Transfer: Nov 27, 2019

Don't forget the risks

Potential return: 10.45 % per annum
Product type: Capital at Risk
Investment type: Auto-Call/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Goldman Sachs International
Investment term: 10 years 2 weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 70%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Goldman Sachs International). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

10:10 FTSE Kick Out Plan December 2019 (Option 3)

This is a ten-year two-week Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Plan has three options and is constructed to offer a Potential Return of 12.75% for each year the Plan runs, paid gross, with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

Closing Date: Dec 17, 2019
ISA Transfer: Nov 27, 2019

Don't forget the risks

Potential return: 12.75 % per annum
Product type: Capital at Risk
Investment type: Auto-Call/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Goldman Sachs International
Investment term: 10 years 2 weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 70%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Goldman Sachs International). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Hilbert Kick Out Series: 3 Stock Defensive Autocall 2

Opportunity for a Fixed Growth Return, depending on the performance of Barclays Plc, Aviva Plc and Vodafone Group Plc. Maximum 7 year term (but your investment could mature early from the first semi annual observation date) Issued by Citigroup Global Markets Funding Luxembourg S.C.A. Capital is not protected, and you may lose some or all of your investment

Closing Date: Jan 6, 2020
ISA Transfer: Dec 30, 2019

Don't forget the risks

Potential return: 18.15 % per annum
Product type: Capital at Risk
Investment type: Auto-Call/Kick-Out
Market / index link: Barclays PLC, Aviva PLC, Vodafone Group PLC
Counterparty: Citigroup Global Markets Ltd
Investment term: 7 years
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 50%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the Barclays PLC, Aviva PLC, Vodafone Group PLC and also depend on the financial stability of the issuer and counterparty bank (Citigroup Global Markets Ltd). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Product Providers

Don’t forget the risks

All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.

The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.

Structured products should only be considered as part of a diversified and balanced portfolio.

Below is a summary of some of the main risks usually associated with an investment in structured products plans:

Market risk to potential returns

Whether or not a plan generates the potential returns for investors usually depends on the closing level of the relevant index on the relevant dates for the plan, i.e. the kick-out anniversary dates for kick-out products; the early maturity dates and end dates for growth products; the annual income dates for income products.

If the index closes below the level needed, for the plan or plan options chosen, on all of the relevant dates, the plan or plan options will not generate a return.

Market risk to repayment of money invested in 'Capital-at-Risk' plans

If the closing level of the relevant index is below the level needed on all of the kick-out anniversary dates or early maturity dates, if relevant for the plan or plan options chosen, and on the end date, repaying the money invested at maturity will usually depend on the closing level of the index on the end date..

Different structured products use different types of protection barriers. Some products use barriers that are observed every day that can therefore be breached on any day during the investment term, while some products use barriers that are only observed at the end of the investment term and that cannot therefore be breached during the investment term.

Market risk to the repayment of money invested on the end date will depend on the type of barrier and its level.

For example, for a product with an end of term barrier, set at 60% of the start level, if the index for the plan closes at or above 60% of the start level, on the end date, money invested will be repaid in full (less any agreed adviser fees and withdrawals). However, if on the end date the index closes below 60% of the start level, the amount of money repaid (less any agreed adviser fees and withdrawals) will be reduced by the amount that the index has fallen. For example, if the index has fallen by 45%, the repayment of money invested will be reduced by 45% (meaning that investors will get 55% of their investment back).

'Protected' types of structured products

Some structured product plans are designed so that they are 100% protected from stock market risk at the end date.

It is important to understand that even if a structured product plan is designed with 100% protection from stock market risk, at the end date, it will still usually have issuer and counterparty bank risk. In other words, both the potential returns of the plan and repaying the money invested at the end date will depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Issuer and counterparty bank risk

Both the potential returns and repaying the money invested of most structured products depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Financial Services Compensation Scheme ('FSCS') protection

It is important to understand that it is not usually possible to claim under the Financial Services Compensation Scheme if the issuer and counterparty bank fail to meet their obligations or if the stock market index that a plan links to falls.

Structured deposits

Structured deposit plans are deposit-based and will usually be fully protected from stock market risk at the end date and also benefit from the protection of the Financial Services Compensation Scheme, if the bank or building society is a licensed UK deposit taker.