Compare, select and invest in structured products and structured deposits ‘the Best Price way!’

View the latest Structured Deposit and Structured Investment plans from the UK's best providers.

Quality Structured Deposit and Structured Investment plans

We can support you on your wealth management journey by supplementing your investment portfolio with structured products solutions. These can offer a higher return than a standard deposit. Our solutions are simple to arrange, non-advised, or a more sophisticated solution that we will tailor to your needs.


What are Structured Products?

Structured Products are pre-packaged investments which provide a return based on the performance of an underlying asset. These are tailored to the needs of investors and designed for those who want to invest for a fixed period and have a degree of protection over their initial capital.



Advised or Non-advised?

Non-advised structured investments are lower risk, straightforward, affordable and easy to arrange for a fee of 0.5% per investment (subject to a minimum fee of £75).

For longer term, higher risk products we will spend time advising you and assessing your risk profile for a fee of 1.5% of the invested capital, (subject to the minimum advice fee of £300).

However, if an investor wants to talk through a non-advised product we can offer our advisory service, subject to a fee.

Definitions

Click on the diagram on the left to display the relevant definitions

Filter our range of structured products

FTSE Kick-Out Plan May 2022 (Option 1)

The Meteor FTSE Kick-Out Plan May 2022 (Option 1) is a maximum seven-year three-week investment offering a potential gross investment return of 9.25% payable for each year in force from year 1.

  • Closing Date: May 24, 2022
  • ISA Transfer: May 10, 2022
Don't forget the risks
  • Potential return: 9.25 % for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 7 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

FTSE STOXX Step Down Kick Out Plan May 2022

The Meteor FTSE STOXX Step Down Kick Out Plan May 2022 is a maximum seven-year three-week investment offering a potential gross investment return of 9.50% payable for each year in force from year 1. The capital and investment return are linked to the performance of the FTSE 100 Index and the EURO STOXX 50.

  • Closing Date: May 24, 2022
  • ISA Transfer: May 10, 2022
Don't forget the risks
  • Potential return: 9.5 % payable for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 7 -years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

FTSE STOXX Super Step Down Kick Out Plan May 2022

The Meteor FTSE STOXX Super Step Down Kick Out Plan May 2022 is a maximum seven year three week investment offering a potential gross investment return of 7% payable for each year in force from year 1.

  • Closing Date: May 24, 2022
  • ISA Transfer: May 10, 2022
Don't forget the risks
  • Potential return: 7 % payable for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 7 years 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

Meteor FTSE Kick-Out Plan May 2022 (Option 2)

The Meteor FTSE Kick-Out Plan May 2022 (Option 2) is a maximum seven year, three week investment offering a potential gross investment return of 8.75% payable for each year in force from year 1.

  • Closing Date: May 24, 2022
  • ISA Transfer: May 10, 2022
Don't forget the risks
  • Potential return: 8.75 % for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 7 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

Meteor FTSE Super Defensive Kick Out Plan May 2022

The FTSE Super Defensive Kick Out Plan May 2022 is a maximum seven year, three week investment offering a Potential gross investment return of 6.75% payable for each year in force from year 2.

  • Closing Date: May 24, 2022
  • ISA Transfer: May 10, 2022
Don't forget the risks
  • Potential return: 6.75 % payable for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 7 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE/STOXX Kick-Out Plan May 2022

This is a maximum seven-year three-week investment with a potential gross investment return of 11.50% payable for each year in force from year 1.

  • Closing Date: May 24, 2022
  • ISA Transfer: May 10, 2022
Don't forget the risks
  • Potential return: 11.5 % payable for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and Euro Stoxx 50 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 7 -years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE/STOXX Quarterly Conditional Income Plan - May 2022

This is a maximum eight-year three-week investment offering a Potential gross income of 2% per quarter.

  • Closing Date: May 24, 2022
  • ISA Transfer: May 10, 2022
Don't forget the risks
  • Potential return: 2 % per quarter
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index and Euro Stoxx 50 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 8 years 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Quarterly Conditional Income Plan May 2022

The Meteor FTSE Quarterly Conditional Income Plan May 2022 is a Maximum 9 year, 3 week investment offering a potential gross income of 1.875% quarterly.

  • Closing Date: May 26, 2022
  • ISA Transfer: May 12, 2022
Don't forget the risks
  • Potential return: 1.875 % per quarter
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 9 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor Super Defensive Quarterly Conditional Income Plan May 2022

The FTSE Super Defensive Quarterly Conditional Income Plan May 2022 is a maximum nine year, three week investment offering a Potential gross income of 1.30% per quarter.

  • Closing Date: May 26, 2022
  • ISA Transfer: May 12, 2022
Don't forget the risks
  • Potential return: 1.3 % per quarter
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 9 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

Meteor FTSE Super Defensive Kick Out Plan June 2022

The Meteor FTSE Super Defensive Kick Out Plan June 2022 is a maximum seven-year three-week investment offering a potential gross investment return of 5.75% payable for each year in force from year 2.

  • Closing Date: May 31, 2022
  • ISA Transfer: May 17, 2022
Don't forget the risks
  • Potential return: 5.75 % payable for each year in force from year 2.
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Morgan Stanley
  • Investment term: 7 -years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

FTSE Defensive Kick Out Plan June 2022

The FTSE® Defensive Kick Out Plan June 2022 is a maximum 8 year, 3 week investment offering a Potential gross investment return of 7.35% payable for each year in force from year 1. This plan is only available on an Advised basis.

  • Closing Date: Jun 7, 2022
  • ISA Transfer: May 20, 2022
Don't forget the risks
  • Potential return: 7.35 % per annum
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 8 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

Meteor FTSE Quarterly Defensive Kick Out Plan June 2022

The Meteor FTSE Quarterly Defensive Kick Out Plan June 2022 is a capital at risk investment offering a Potential gross investment return of 1.625% payable for each quarter in force from year 1. This plan is only available on an Advised basis.

  • Closing Date: Jun 8, 2022
  • ISA Transfer: May 23, 2022
Don't forget the risks
  • Potential return: 1.625 % payable for each quarter in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: HSBC Bank plc
  • Investment term: 5 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

FTSE Daily Kick Out Plan June 2022

The FTSE® Daily Kick Out Plan June 2022 is a maximum 7 year, 3 week investment offering a potential gross investment return equivalent to 7.50% per annum, based on days in force, payable from Year 2. This plan is only available on an Advised basis.

  • Closing Date: Jun 9, 2022
  • ISA Transfer: May 24, 2022
Don't forget the risks
  • Potential return: 7.5 % p.a. based on days in force, payable from Year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Goldman Sachs International
  • Investment term: 7 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

FTSE STOXX Defensive Kick Out Plan June 2022

The FTSE®/STOXX Defensive Kick Out Plan June 2022 is a maximum 7-year 3-week investment offering a potential gross investment return of 9.25% for each year that the plan has been in force from year 2.

  • Closing Date: Jun 24, 2022
  • ISA Transfer: Jun 10, 2022
Don't forget the risks
  • Potential return: 9.25 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50
  • Counterparty: Morgan Stanley
  • Investment term: 7 years 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

MB Structured Investments UK Kick Out Deposit Plan May 2022

The MB Structured Investments UK Kick Out Deposit Plan May 2022 is an investment offering a Potential gross return of 3.60% payable for each year in force from year 3.

  • Closing Date: May 25, 2022
  • ISA Transfer: May 11, 2022
Don't forget the risks
  • Potential return: 3.6 % gross payable for each year in force from year 4
  • Product type: Deposit Based
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

MB Structured Investments UK Kick Out Plan (Y2 60) May 2022

This is a maximum five-year three-week investment with a Potential gross investment return of 8% payable for each year that the plan has been in force from year 2.

  • Closing Date: May 25, 2022
  • ISA Transfer: May 11, 2022
Don't forget the risks
  • Potential return: 8 % for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

MB Structured Investments UK Quarterly Conditional Income Plan (Y2 60) May 2022

The MB Structured Investments UK Quarterly Conditional Income Plan (Y2 60) May 2022 is a capital at risk plan which offers a Potential gross income of 1.4375% per quarter.

  • Closing Date: May 25, 2022
  • ISA Transfer: May 11, 2022
Don't forget the risks
  • Potential return: 1.4375 % per quarter
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 6 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

MB Structured Investments UK Step Down Kick Out Plan (Y2 60) May 2022

This is a maximum six-year three-week investment with the potential of a gross investment return of 7.10% payable for each year that the Plan has been in force from year 2.

  • Closing Date: May 25, 2022
  • ISA Transfer: May 11, 2022
Don't forget the risks
  • Potential return: 7.1 % for each year the plan has been in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 6 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

MB Structured Investments UK Fixed Monthly Income Plan May 2022

The MB Structured Investments UK Fixed Monthly Income Plan May 2022 is a four year, three week investment which will pay a fixed income payment of 0.35416% gross per month regardless of the performance of the Index .

  • Closing Date: May 27, 2022
  • ISA Transfer: May 13, 2022
Don't forget the risks
  • Potential return: 0.35416 % per month income gross
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 4 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK Growth Kick Out Plan May 2022

The MB Structured Investments UK Growth Kick Out Plan May 2022 is a maximum five-year three-week investment offering a potential gross investment return of 10% for each year that the plan has been in force from year 1.

  • Closing Date: May 27, 2022
  • ISA Transfer: May 13, 2022
Don't forget the risks
  • Potential return: 10 % for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK Kick Out Plan (Y2 65) May 2022

The MB Structured Investments UK Kick Out Plan (Y2 65) May 2022 is a maximum five-year three-week investment offering a Potential return of 8.50% payable for each year in force from year 2.

  • Closing Date: May 27, 2022
  • ISA Transfer: May 13, 2022
Don't forget the risks
  • Potential return: 8.5 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 -years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK Quarterly Conditional Income Plan May 2022

The MB Structured Investments UK Quarterly Conditional Income Plan May 2022 is a maximum six year, three week investment offering a Potential gross income of 1.8125% per quarter.

  • Closing Date: May 27, 2022
  • ISA Transfer: May 13, 2022
Don't forget the risks
  • Potential return: 1.8125 % per quarter
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 6 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK Step Down Kick Out Plan May 2022

This is a maximum five-year three-week investment offering a potential gross investment return of 7.50% payable for each year in force from year 1.

  • Closing Date: May 27, 2022
  • ISA Transfer: May 13, 2022
Don't forget the risks
  • Potential return: 7.5 % payable for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 -years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

MB Structured Investments UK Super Defensive Kick-Out Plan May 2022

The MB Structured Investments UK Super Defensive Kick Out Plan May 2022 is a maximum seven-year three-week investment offering a potential gross investment return of 6.40% payable for each year in force from year 1.

  • Closing Date: May 27, 2022
  • ISA Transfer: May 13, 2022
Don't forget the risks
  • Potential return: 6.4 % payable for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 7 -years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

MB Structured Investments UK 6Y Kick Out Deposit Plan May 2022

The MB Structured Investments UK 6Y Kick Out Deposit Plan May 2022 is a maximum six-year three-week investment offering a Potential gross investment return of 4.50% payable for each year in force from year 4.

  • Closing Date: May 27, 2022
  • ISA Transfer: May 13, 2022
Don't forget the risks
  • Potential return: 4.5 % payable for each year in force from year 4
  • Product type: Deposit Based
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 6 -years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

MB Structured Investments UK Kick Out Plan (Y1 65) June 2022

The MB Structured Investments UK Kick Out Plan (Y1 65) June 2022 is a maximum five-year three-week investment offering a Potential gross investment return of 9.25% payable for each year in force from year 1.

  • Closing Date: Jun 8, 2022
  • ISA Transfer: May 23, 2022
Don't forget the risks
  • Potential return: 9.25 % for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 -years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Goldman Sachs Dual Index Defensive Kick Out - June 2022

This is a seven year, one week Plan based on the performance of the FTSE™ 100 Index and Euro Stoxx 50® Index, the Underlying Assets. The Plan is constructed to offer a Potential Return of 8.50% for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital after the second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Jun 10, 2022
  • ISA Transfer: May 24, 2022
Don't forget the risks
  • Potential return: 8.5 % return on investment for each year the Plan runs, paid gross
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and Euro Stoxx 50 Index
  • Counterparty: Goldman Sachs International
  • Investment term: 7 years, 1 week
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Goldman Sachs FTSE 100 Defensive Kick Out - June 2022

This is a seven year, one week Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 7% for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Jun 10, 2022
  • ISA Transfer: May 24, 2022
Don't forget the risks
  • Potential return: 7 % return on investment for each year the Plan runs, paid gross. The Potential Return will only be paid if the Plan kicks out.
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Goldman Sachs International
  • Investment term: 7 years, 1 week
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Goldman Sachs FTSE 100 Deposit Kick Out - June 2022

This is a six year, one week Deposit Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Deposit Plan is constructed to offer a Potential Return of 3.6% for each year the Deposit Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Deposit Plan’s third year and annually thereafter. The Potential Return is only payable if the Deposit Plan kicks out.

  • Closing Date: Jun 10, 2022
  • ISA Transfer: May 24, 2022
Don't forget the risks
  • Potential return: 3.6 % return on investment for each year the Deposit Plan runs, paid gross.
  • Product type: Deposit Based
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Goldman Sachs International
  • Investment term: 6 years, 1 week
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Mariana 10:10 Plan FTSE CSDI Version June 2022 (Option 1)

This is a maximum ten-years two-weeks plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index (FTSE CSDI), the Underlying Asset. The Plan is constructed to offer a Potential Return of 8.25% for each year the Plan runs, paid gross, with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Jun 10, 2022
  • ISA Transfer: May 24, 2022
Don't forget the risks
  • Potential return: 8.25 % per annum
  • Product type: Capital at Risk
  • Investment type: Growth/Auto-Call
  • Market / index link: FTSE CSDI
  • Counterparty: Morgan Stanley
  • Investment term: 10 -years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 70%
View plan

Mariana 10:10 Plan FTSE CSDI Version June 2022 (Option 2)

This is a ten-year two-week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 10.25% for each year the Plan runs, paid gross, with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Jun 10, 2022
  • ISA Transfer: May 24, 2022
Don't forget the risks
  • Potential return: 10.25 % per annum
  • Product type: Capital at Risk
  • Investment type: Growth/Auto-Call
  • Market / index link: FTSE CSDI
  • Counterparty: Morgan Stanley
  • Investment term: 10 -years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 70%
View plan

Mariana 10:10 Plan FTSE CSDI Version June 2022 (Option 3)

This is a ten-year two-week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan has three options and is constructed to offer a Potential Return of 12.25% and repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Jun 10, 2022
  • ISA Transfer: May 24, 2022
Don't forget the risks
  • Potential return: 12.25 % per annum (paid gross)
  • Product type: Capital at Risk
  • Investment type: Growth/Auto-Call
  • Market / index link: FTSE CSDI
  • Counterparty: Morgan Stanley
  • Investment term: 10 -years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 70%
View plan

Mariana FTSE 100 Kick Out Plan - June 2022

This is a capital at risk investment offering a potential 9.1% return on investment for each year the Plan runs, paid gross. The Potential Return will only be paid if the Plan kicks out.

  • Closing Date: Jun 10, 2022
  • ISA Transfer: May 24, 2022
Don't forget the risks
  • Potential return: 9.1 % return for each year the Plan runs, paid gross
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 8 -years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Mariana FTSE 150 Kick Out Plan - June 2022

This is a ten-year, two-week Plan based on the performance of the FTSE™ 150 Equally Weighted Discounted Return Custom Index, the Underlying Asset. The Plan is constructed to offer a Potential return of 3.0375% for each quarter the Plan runs (12.15% p.a.). The Potential Return will only be paid if the Plan kicks out

  • Closing Date: Jun 17, 2022
  • ISA Transfer: Jun 1, 2022
Don't forget the risks
  • Potential return: 12.15 % p.a. return on investment for each year the Plan runs (3.0375% p.q.)
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: FTSE 150 EWDR Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 10 -years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

iDAD The Callable Deposit Plan Issue 16 - June 2022

This is a 7 year 1 week Deposit Plan based on the performance of the FTSE 100 Index. The Deposit Plan is constructed to offer a potential return of 6% per annum (1.50% per quarter) paid if the Deposit Taker 'calls' the product on any observation date prior to its maturity date.

  • Closing Date: Jun 6, 2022
  • ISA Transfer: May 23, 2022
Don't forget the risks
  • Potential return: 6 % per annum (1.50% per quarter)
  • Product type: Deposit Based
  • Investment type: Callable
  • Market / index link: FTSE 100 Index
  • Counterparty: Goldman Sachs International
  • Investment term: 7 years, 1 week
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Hilbert FTSE 100 EW45 Conditional Memory Autocall - Issue 1

The Hilbert FTSE 100 EW45 Conditional Memory Autocall - Issue 1 is a capital at risk plan with an investment term up to 10 years offering an income potential of 2% per quarter (with memory feature to regain any missed income payments).

  • Closing Date: Jun 14, 2022
  • ISA Transfer: Jun 6, 2022
Don't forget the risks
  • Potential return: 2 % per quarter (with memory feature to regain any missed income payments)
  • Product type: Capital at Risk
  • Investment type: Income/Auto-Call
  • Market / index link: FTSE 100 EW45
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 10 years
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

Hilbert Kick Out Series: 3 Stock Fixed Dividend Autocall - Issue 2

This is a 7 year investment offering the Investor the Potential to receive a Fixed Growth Return equal to 10.25% for each semi annual observation date that has passed since the Start Date. You will also be repaid your original investment in full at this point.

  • Closing Date: Jun 14, 2022
  • ISA Transfer: Jun 8, 2022
Don't forget the risks
  • Potential return: 20.5 % p.a. (10.25% semi annually)
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: See brochure for full details
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 7 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 50%
View plan

Causeway Securities FTSE 100 Semi-Annual Kick Out Plan - June 2022

The Causeway Securities FTSE 100 Semi-Annual Kick Out Plan - June 2022 is a maximum 6 year plan offering a potential investment return of 8.6% per annum paid gross.

  • Closing Date: Jun 17, 2022
  • ISA Transfer: Jun 3, 2022
Don't forget the risks
  • Potential return: 8.6 % per annum (paid gross)
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 6 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Causeway Securities FTSE 100 5 Year Deposit Plan - June 2022

The Causeway Securities FTSE 100 5 Year Deposit Plan - June 2022 is a 5 year plan offering a Potential Investment Return of 100% of Initial Capital plus a fixed gross interest payment of 26.8% of the money invested at maturity. This plan is only available on an Advised basis.

  • Closing Date: Jun 20, 2022
  • ISA Transfer: Jun 6, 2022
Don't forget the risks
  • Potential return: 26.8 % (5.36% p.a.) return on capital at Maturity
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Royal Bank of Canada
  • Investment term: 5 years
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Causeway Securities FTSE CSDI Step Down Kick-Out Plan - July 2022

The Causeway Securities FTSE CSDI Step Down Kick-Out Plan - July 2022 is a maximum 10 year plan offering a Potential Investment Return of 8.75% for each year the Plan runs (paid gross), only payable if the Plan Kick-Out.

  • Closing Date: Jul 1, 2022
  • ISA Transfer: Jun 17, 2022
Don't forget the risks
  • Potential return: 8.75 % for each year plan runs (paid gross), only payable if plan Kicks-Out
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE Custom 100 Synthetic 3.5% Fixed Dividend Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 10 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Product Providers

Don’t forget the risks

All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.

The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.

Structured products should only be considered as part of a diversified and balanced portfolio.

Below is a summary of some of the main risks usually associated with an investment in structured products plans:

Market risk to potential returns

Whether or not a plan generates the potential returns for investors usually depends on the closing level of the relevant index on the relevant dates for the plan, i.e. the kick-out anniversary dates for kick-out products; the early maturity dates and end dates for growth products; the annual income dates for income products.

If the index closes below the level needed, for the plan or plan options chosen, on all of the relevant dates, the plan or plan options will not generate a return.

Market risk to repayment of money invested in 'Capital-at-Risk' plans

If the closing level of the relevant index is below the level needed on all of the kick-out anniversary dates or early maturity dates, if relevant for the plan or plan options chosen, and on the end date, repaying the money invested at maturity will usually depend on the closing level of the index on the end date..

Different structured products use different types of protection barriers. Some products use barriers that are observed every day that can therefore be breached on any day during the investment term, while some products use barriers that are only observed at the end of the investment term and that cannot therefore be breached during the investment term.

Market risk to the repayment of money invested on the end date will depend on the type of barrier and its level.

For example, for a product with an end of term barrier, set at 60% of the start level, if the index for the plan closes at or above 60% of the start level, on the end date, money invested will be repaid in full (less any agreed adviser fees and withdrawals). However, if on the end date the index closes below 60% of the start level, the amount of money repaid (less any agreed adviser fees and withdrawals) will be reduced by the amount that the index has fallen. For example, if the index has fallen by 45%, the repayment of money invested will be reduced by 45% (meaning that investors will get 55% of their investment back).

'Protected' types of structured products

Some structured product plans are designed so that they are 100% protected from stock market risk at the end date.

It is important to understand that even if a structured product plan is designed with 100% protection from stock market risk, at the end date, it will still usually have issuer and counterparty bank risk. In other words, both the potential returns of the plan and repaying the money invested at the end date will depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Issuer and counterparty bank risk

Both the potential returns and repaying the money invested of most structured products depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Financial Services Compensation Scheme ('FSCS') protection

It is important to understand that it is not usually possible to claim under the Financial Services Compensation Scheme if the issuer and counterparty bank fail to meet their obligations or if the stock market index that a plan links to falls.

Structured deposits

Structured deposit plans are deposit-based and will usually be fully protected from stock market risk at the end date and also benefit from the protection of the Financial Services Compensation Scheme, if the bank or building society is a licensed UK deposit taker.

Structured Products Investor newsletter

We are also delighted to be able to introduce a new client newsletter, the Best Price FS Structured Products Investor, with the support of Tempo.

Contributing journalists will include the highly respected Financial Times ‘adventurous investor’ columnist, David Stevenson.

The first publication also features an article written by the global head of Tempo, Chris Taylor.

Want to stay up to date with the latest structured product news?