Compare Structured Products

View the latest Structured Deposit and Structured Investment plans from the UK's best providers.

We provide Structured Products to both private and corporate investors on an advised and non-advised basis. Straightforward, affordable and an arrangement fee of just 0.5%* per investment, (subject to the minimum fee of £75, non-advised) and 1.5% of the invested capital, (subject to the minimum advice fee of £300)

We can help you make the most of your money and where advice is taken ensure the product is suitable to meet your investment needs and goals.

Filter our range of structured products

Tempo FTSE 100 FDEW Long Growth & Kick-Out Plan: June 2020

This is a maximum 10 year plan linked to the FTSE 100 FDEW, which provides accelerated growth, from a defined percentage of the start level - with an early maturity feature.

  • Closing Date: Jun 12, 2020
  • ISA Transfer: May 26, 2020
Don't forget the risks
  • Potential return: 5 x FTSE 100 FDEW closes above 80% of start level
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 FDEW
  • Counterparty: Societe Generale
  • Investment term: 10 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 30%
View plan

Tempo FTSE 100 FDEW Long Kick-Out Plan June 2020 : Option 1

A maximum ten year structured investment product, that offers the potential for early maturity from the end of year 3 with a fixed return of 5.75% per year, that accumulates (in other words, builds up) for each year that the plan runs and is paid if the FTSE 100 FDEW closes at or above a reducing percentage of the start level on one of the kick‑out anniversary dates or on the end date. This level is set at 100% of the start level for year 3 and reducing by 10% each year, to 30% of the start level on the end date.

  • Closing Date: Jun 12, 2020
  • ISA Transfer: May 26, 2020
Don't forget the risks
  • Potential return: 5.75 % per annum
  • Product type: Capital at Risk
  • Investment type: Kick-Out
  • Market / index link: FTSE 100 FDEW
  • Counterparty: Societe Generale
  • Investment term: 10 years (maximum)
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 30%
View plan

Tempo FTSE 100 FDEW Long Income Plan: June 2020 - Option 1

This is a maximum 10 year plan with two investment options, linked to the FTSE 100 FDEW, offering conditional income each quarter of 1.0625% for Option 1 if the FTSE 100 FDEW closes at or above 30% of the start level on a quarterly income date – with an early maturity feature from the end of the 3rd year.

  • Closing Date: Jun 19, 2020
  • ISA Transfer: Jun 1, 2020
Don't forget the risks
  • Potential return: 1.0625 % per quarter
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 FDEW
  • Counterparty: Societe Generale
  • Investment term: 10 years (maximum)
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 30%
View plan

Tempo FTSE 100 FDEW Long Income Plan: June 2020 - Option 2

This is a maximum 10 year plan with two investment options, linked to the FTSE 100 FDEW, offering conditional income each quarter of 1.7875% for Option 2 if the FTSE 100 FDEW closes at or above 75% of the start level on a quarterly income date – with an early maturity feature from the end of the 3rd year.

  • Closing Date: Jun 19, 2020
  • ISA Transfer: Jun 1, 2020
Don't forget the risks
  • Potential return: 1.7875 % per quarter
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 FDEW
  • Counterparty: Societe Generale
  • Investment term: 10 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 30%
View plan

FTSE Monthly Contingent Income Plan May 2020

A 10 year and 3 week investment offering potential gross income of 0.50% per month, payable if the Closing Level of the Index, on any Monthly Measurement Date, is at least equal to 65% of its Opening Level.

  • Closing Date: May 27, 2020
  • ISA Transfer: May 12, 2020
Don't forget the risks
  • Potential return: 0.5 % per month
  • Product type: Capital at Risk
  • Investment type: Income/Auto-Call
  • Market / index link: FTSE 100 Index
  • Counterparty: Societe Generale
  • Investment term: 10 years 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

Meteor UK Quarterly Autocall Plan May 2020

The Meteor UK Quarterly Autocall Plan May 2020 is a maximum six-year three-week investment with a potential gross investment return of 2.25% payable for each quarter in force from year 1.

  • Closing Date: May 27, 2020
  • ISA Transfer: May 12, 2020
Don't forget the risks
  • Potential return: 2.25 % payable for each quarter in force from year 1
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 6 years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor UK Semi-Annual Kick Out Plan June 2020

The Meteor UK Semi-Annual Kick Out Plan 2020 is a maximum six year three week investment where if the Closing Level of the Index on any Measurement Date before the Final Measurement Date is 10% or more above its Opening Level the Plan will kick out, i.e. mature early, and make a gross investment return of 6% of the money you invest for each half year that the Plan has been in force.

  • Closing Date: Jun 10, 2020
  • ISA Transfer: May 27, 2020
Don't forget the risks
  • Potential return: 6 % for each half year the Plan has been in force
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 6 years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Mariana 10:10 FTSE Kick Out Plan June 2020 (Option 1)

This is a ten-year one-week Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 7.2% for each year the Plan runs, paid gross, with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s first year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Jun 19, 2020
  • ISA Transfer: Jun 3, 2020
Don't forget the risks
  • Potential return: 7.2 % per annum
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Goldman Sachs International
  • Investment term: 10 years 1-week
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 70%
View plan

Mariana 10:10 FTSE Kick Out Plan June 2020 (Option 2)

This is a ten-year one-week Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 9.1% for each year the Plan runs, paid gross, with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s first year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Jun 19, 2020
  • ISA Transfer: Jun 3, 2020
Don't forget the risks
  • Potential return: 9.1 % per annum
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Goldman Sachs International
  • Investment term: 10 years 1-week
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 70%
View plan

Mariana 10:10 FTSE Kick Out Plan June 2020 (Option 3)

This is a ten-year one-week Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Plan has three options and is constructed to offer a Potential Return of 11.1% and repayment of Initial Capital from the end of the Plan’s first year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Jun 19, 2020
  • ISA Transfer: Jun 3, 2020
Don't forget the risks
  • Potential return: 11.1 % per annum
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Goldman Sachs International
  • Investment term: 10 years 1-week
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 70%
View plan

Mariana FTSE 150 Kick Out Plan - June 2020

This is a ten year Plan based on the performance of the FTSE™ 150 Equally Weighted Discounted Return Custom Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 15% for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Jun 19, 2020
  • ISA Transfer: Jun 3, 2020
Don't forget the risks
  • Potential return: 15 % return on investment for each year the Plan runs, paid gross
  • Product type: Capital at Risk
  • Investment type: Kick-Out
  • Market / index link: FTSE Custom 150
  • Counterparty: Natixis
  • Investment term: 10 years (maximum)
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

FTSE 100 3 Year Defensive Deposit Plan 21

A maximum three year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 8.1%, provided the FTSE 100 is higher than 90% of its starting level after 3 years (equivalent to 2.7% per annum) (not compounded). Full return of initial deposit at maturity regardless of FTSE 100 performance.

  • Closing Date: Jun 12, 2020
  • ISA Transfer: May 22, 2020
Don't forget the risks
  • Potential return: 8.1 % return
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 3 years (maximum)
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

FTSE 100 3 Year Deposit Plan 57

A maximum three year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 10.5%, provided the FTSE 100 is higher than its starting level after 3 years (equivalent to 3.50% per annum). Full return of initial deposit at maturity regardless of FTSE 100 performance.

  • Closing Date: Jun 12, 2020
  • ISA Transfer: May 22, 2020
Don't forget the risks
  • Potential return: 10.5 % return
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 3 years (maximum)
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

FTSE 100 6 Year Defensive Deposit Plan 29 (Min return version)

A maximum six year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 18%, provided the FTSE 100 is higher than 100% of its initial index level on the Final Maturity Date. If the FTSE 100 is equal to or lower than 100% of its starting level on the Final Maturity Date, the Plan will repay your initial investment plus a 9% return, which may be less than the return that you would have received from another type of deposit product.

  • Closing Date: Jun 12, 2020
  • ISA Transfer: May 22, 2020
Don't forget the risks
  • Potential return: 18 % return / 9% return
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 6 years (maximum)
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

FTSE 100 6 Year Deposit Plan 19

A maximum six year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 30%, provided the FTSE 100 is higher than its starting level after 6 years [equivalent to 5% per annum (not compounded)]. Full return of initial deposit at maturity regardless of FTSE 100 performance.

  • Closing Date: Jun 12, 2020
  • ISA Transfer: May 22, 2020
Don't forget the risks
  • Potential return: 30 % return
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 6 years (maximum)
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

FTSE 100 8 Year Defensive Kick-Out Plan 2

The aim of the Plan is to provide an investment return even if the FTSE 100 falls by up to 10% and return your initial investment at the end of the 8 year term, or earlier if the Plan matures early.

  • Closing Date: Jun 12, 2020
  • ISA Transfer: May 22, 2020
Don't forget the risks
  • Potential return: 7.5 % p.a. not compounded
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 8 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

FTSE 100 8 Year Kick-Out Plan 2

The aim of the Plan is to provide an investment return if the FTSE 100 rises and return your initial investment at the end of the 8-year term, or earlier if the Plan matures early.

  • Closing Date: Jun 12, 2020
  • ISA Transfer: May 22, 2020
Don't forget the risks
  • Potential return: 10 % per annum
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 8 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 60%
View plan

FTSE 100 Defensive Kick Out Deposit Plan 19

The FTSE 100 Defensive Kick-Out Deposit Plan provides potential for maturity at the end of years 3, 4, 5 or 6 with a fixed payment equal to 3.75% per annum (not compounded) if the FTSE 100 is above a reducing percentage of its starting level.

  • Closing Date: Jun 12, 2020
  • ISA Transfer: May 22, 2020
Don't forget the risks
  • Potential return: 3.75 % per annum
  • Product type: Deposit Based
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 6 years (maximum)
  • Kick-out / Early maturity: Yes
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

FTSE 100 Enhanced Kick-Out Plan 93

A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. If at the end of years 1, 2, 3, 4, 5 or 6 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 9.5% per annum (not compounded).

  • Closing Date: Jun 12, 2020
  • ISA Transfer: May 22, 2020
Don't forget the risks
  • Potential return: 9.5 % per annum
  • Product type: Capital at Risk
  • Investment type: Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 6 years (maximum)
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 60%
View plan

FTSE 100 Income Deposit Plan 35 Monthly

A maximum six year income deposit plan linked to the performance of the FTSE 100 Index. The Plan is designed to repay your initial deposit and to make monthly income payments of 0.22% per month if the FTSE 100 is higher than 75% of its starting level on each Monthly Anniversary Date (equal to 2.64% per annum).

  • Closing Date: Jun 12, 2020
  • ISA Transfer: May 22, 2020
Don't forget the risks
  • Potential return: 2.64 % per annum
  • Product type: Deposit Based
  • Investment type: Income
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 6 years (maximum)
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

FTSE 100 Kick-Out Deposit Plan 93

A maximum six year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 3, 4, 5 or 6, paying a Gross Return equivalent to 4.5% per annum (not compounded), with full return of initial deposit at maturity regardless of FTSE 100 performance.

  • Closing Date: Jun 12, 2020
  • ISA Transfer: May 22, 2020
Don't forget the risks
  • Potential return: 4.5 % per annum
  • Product type: Deposit Based
  • Investment type: Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 6 years (maximum)
  • Kick-out / Early maturity: Yes
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

FTSE 100 Step Down Kick-Out Plan 36

A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 7% per annum (not compounded), if the FTSE 100 is above a reducing percentage (reduction of 5% per annum) of its starting levels.

  • Closing Date: Jun 12, 2020
  • ISA Transfer: May 22, 2020
Don't forget the risks
  • Potential return: 7 % per annum
  • Product type: Capital at Risk
  • Investment type: Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 6 years (maximum)
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 60%
View plan

Dura Capital Citi FTSE/S&P Defensive Autocall Plan 45

This Plan is targeted at clients who are looking for equity-linked returns over a 8 year period, but are comfortable that the investment may mature early. It is also intended for people who are cautious on equity market growth.

  • Closing Date: May 29, 2020
  • ISA Transfer: Jan 2, 2017
Don't forget the risks
  • Potential return: 8.05 % p.a. not compounded
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: FTSE 100 Index and S&P 500 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 8 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Product Providers

Don’t forget the risks

All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.

The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.

Structured products should only be considered as part of a diversified and balanced portfolio.

Below is a summary of some of the main risks usually associated with an investment in structured products plans:

Market risk to potential returns

Whether or not a plan generates the potential returns for investors usually depends on the closing level of the relevant index on the relevant dates for the plan, i.e. the kick-out anniversary dates for kick-out products; the early maturity dates and end dates for growth products; the annual income dates for income products.

If the index closes below the level needed, for the plan or plan options chosen, on all of the relevant dates, the plan or plan options will not generate a return.

Market risk to repayment of money invested in 'Capital-at-Risk' plans

If the closing level of the relevant index is below the level needed on all of the kick-out anniversary dates or early maturity dates, if relevant for the plan or plan options chosen, and on the end date, repaying the money invested at maturity will usually depend on the closing level of the index on the end date..

Different structured products use different types of protection barriers. Some products use barriers that are observed every day that can therefore be breached on any day during the investment term, while some products use barriers that are only observed at the end of the investment term and that cannot therefore be breached during the investment term.

Market risk to the repayment of money invested on the end date will depend on the type of barrier and its level.

For example, for a product with an end of term barrier, set at 60% of the start level, if the index for the plan closes at or above 60% of the start level, on the end date, money invested will be repaid in full (less any agreed adviser fees and withdrawals). However, if on the end date the index closes below 60% of the start level, the amount of money repaid (less any agreed adviser fees and withdrawals) will be reduced by the amount that the index has fallen. For example, if the index has fallen by 45%, the repayment of money invested will be reduced by 45% (meaning that investors will get 55% of their investment back).

'Protected' types of structured products

Some structured product plans are designed so that they are 100% protected from stock market risk at the end date.

It is important to understand that even if a structured product plan is designed with 100% protection from stock market risk, at the end date, it will still usually have issuer and counterparty bank risk. In other words, both the potential returns of the plan and repaying the money invested at the end date will depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Issuer and counterparty bank risk

Both the potential returns and repaying the money invested of most structured products depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Financial Services Compensation Scheme ('FSCS') protection

It is important to understand that it is not usually possible to claim under the Financial Services Compensation Scheme if the issuer and counterparty bank fail to meet their obligations or if the stock market index that a plan links to falls.

Structured deposits

Structured deposit plans are deposit-based and will usually be fully protected from stock market risk at the end date and also benefit from the protection of the Financial Services Compensation Scheme, if the bank or building society is a licensed UK deposit taker.

Structured Products Investor newsletter

We are also delighted to be able to introduce a new client newsletter, the Best Price FS Structured Products Investor, with the support of Tempo.

Contributing journalists will include the highly respected Financial Times ‘adventurous investor’ columnist, David Stevenson.

The first publication also features an article written by the global head of Tempo, Chris Taylor.

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