Compare, select and invest in structured products and structured deposits ‘the Best Price way!’

View the latest Structured Deposit and Structured Investment plans from the UK's best providers.

Quality Structured Deposit and Structured Investment plans

We can support you on your wealth management journey by supplementing your investment portfolio with structured products solutions. These can offer a higher return than a standard deposit. Our solutions are simple to arrange, non-advised, or a more sophisticated solution that we will tailor to your needs.


What are Structured Products?

Structured Products are pre-packaged investments which provide a return based on the performance of an underlying asset. These are tailored to the needs of investors and designed for those who want to invest for a fixed period and have a degree of protection over their initial capital.



Advised or Non-advised?

Non-advised structured investments are lower risk, straightforward, affordable and easy to arrange for a fee of 0.5% per investment (subject to a minimum fee of £75).

For longer term, higher risk products we will spend time advising you and assessing your risk profile for a fee of 1.5% of the invested capital, (subject to the minimum advice fee of £300).

However, if an investor wants to talk through a non-advised product we can offer our advisory service, subject to a fee.

Definitions

Click on the diagram on the left to display the relevant definitions

Filter our range of structured products

Tempo FTSE 100 EWFD Fixed Growth Deposit Plan: March 2024

The plan is designed to pay a conditional stock market linked, fixed rate of interest on the end date, if the FTSE 100 EWFD closes at or above 95% of the ‘best entry’ start level. The plan is designed to pay a conditional, stock market linked, fixed rate of interest of 40.00% (AER 5.77%) at maturity, if the FTSE 100 EWFD closes at or above 95% of the ‘best entry’ start level on the end date. Over the first three months of the deposit term, the lowest daily closing level of the FTSE 100 EWFD is recorded as the start level of the plan. The plan includes an innovative ‘best entry’ start level feature. This investment is only available on an Advised basis.

  • Closing Date: Mar 21, 2024
  • ISA Transfer: Mar 7, 2024
Don't forget the risks
  • Potential return: 40 % (AER 5.77%) at maturity
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 EWFD
  • Counterparty: Societe Generale
  • Investment term: 6 years
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Tempo FTSE 100 EWFD Kick-Out Deposit Plan: March 2024

This plan is a maximum 6-year term structured deposit. The plan will pay a conditional, stock market linked, fixed rate of interest of 5.90% (a maximum AER of 5.44%), that accumulates (in other words, builds up) for each year that the plan runs, and is paid if the FTSE 100 EWFD closes at or above 95% of the start level on one of the kick-out anniversary dates or on the end date. The FTSE 100 EWFD does not need to rise – it simply needs to close at or above the start level. This plan is only available on an Advised basis.

  • Closing Date: Mar 21, 2024
  • ISA Transfer: Mar 7, 2024
Don't forget the risks
  • Potential return: 5.9 % for each year that the plan has run
  • Product type: Deposit Based
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 EWFD
  • Counterparty: Societe Generale
  • Investment term: 6 years
  • Kick-out / Early maturity: Yes
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Tempo FTSE 100 Memory Interest Deposit Plan: March 2024

The plan is a 5-year, fixed term structured deposit. The plan will pay a conditional, stock market linked, fixed rate of interest of 5.20% each year, payable annually throughout the deposit term for each year at which the FTSE 100 closes at or above 100% of the start level on the annual interest dates. The FTSE 100 does not need to rise – it simply needs to close at or above the start level at each annual interest payment date. The plan includes an innovative ‘memory’ feature. If an interest payment is missed due to the closing level of the FTSE 100 being below the level needed on an annual interest date, the plan remembers - and the missed interest can potentially be paid on a future annual interest date. On the next annual interest date at which the FTSE 100 closes at or above 100% of the start level, any missed interest will be paid, together with the interest due on that annual interest date. The plan is only available on an Advised basis.

  • Closing Date: Mar 21, 2024
  • ISA Transfer: Mar 7, 2024
Don't forget the risks
  • Potential return: 5.2 % each year, payable annually throughout the deposit term
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100
  • Counterparty: Royal Bank of Canada
  • Investment term: 5 years
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Meteor Fixed Growth Recallable Plan March 2024 (Option 1) - CR8320

The Meteor Fixed Growth Recallable Plan March 2024 (Option 1) - CR8320 is a maximum 10-years, 3-weeks investment offering a Fixed gross investment return of 6.75% payable for each year in force from year 2.

  • Closing Date: Mar 6, 2024
  • ISA Transfer: Feb 21, 2024
Don't forget the risks
  • Potential return: 6.75 % payable for each year in force from year 2
  • Product type: Capital Protected
  • Investment type: Callable
  • Market / index link: N/A
  • Counterparty: Credit Agricole CIB
  • Investment term: 10 -years, 3-weeks
  • Kick-out / Early maturity: No
  • Barrier type: Capital Protected
  • Barrier level: 0%
View plan

Meteor Fixed Growth Recallable Plan March 2024 (Option 2) - CR8321

The Meteor Fixed Growth Recallable Plan March 2024 (Option 2) - CR8321 is a a maximum 5-years, 3-weeks investment offering a Fixed gross investment return of 5.50% payable for each year in force from year 2.

  • Closing Date: Mar 6, 2024
  • ISA Transfer: Feb 21, 2024
Don't forget the risks
  • Potential return: 5.5 % payable for each year in force from year 2
  • Product type: Capital Protected
  • Investment type: Callable
  • Market / index link: N/A
  • Counterparty: Credit Agricole CIB
  • Investment term: 6 -years, 3-weeks
  • Kick-out / Early maturity: No
  • Barrier type: Capital Protected
  • Barrier level: 0%
View plan

Meteor FTSE Annual Step Down to 80 Kick Out Plan March 2024 - NA8294

The Meteor FTSE Annual Step Down to 80 Kick Out Plan March 2024 - NA8294 is a maximum 7 year, 3 week investment offering a Potential gross investment return of 7.50% payable for each year in force from year 2.

  • Closing Date: Mar 6, 2024
  • ISA Transfer: Feb 21, 2024
Don't forget the risks
  • Potential return: 7.5 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Natixis
  • Investment term: 7 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Fixed Monthly Income Plan March 2024 (Option 1) – CR8322

The Meteor FTSE Fixed Monthly Income Plan March 2024 (Option 1) – CR8322 is a four year, three week investment offering a fixed gross income payment of 0.4833% payable per month.

  • Closing Date: Mar 6, 2024
  • ISA Transfer: Feb 21, 2024
Don't forget the risks
  • Potential return: 0.4833 % gross per month
  • Product type: Capital at Risk
  • Investment type: Income
  • Market / index link: FTSE 100 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 4 years, 3 weeks
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Fixed Monthly Income Plan March 2024 (Option 2) – CR8323

The Meteor FTSE Fixed Monthly Income Plan March 2024 (Option 2) – CR8323 is a four year, three week investment offering a fixed income payment of 0.4667% gross per month.

  • Closing Date: Mar 6, 2024
  • ISA Transfer: Feb 21, 2024
Don't forget the risks
  • Potential return: 0.4667 % gross per month
  • Product type: Capital at Risk
  • Investment type: Income
  • Market / index link: FTSE 100 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 4 years, 3 weeks
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

Meteor FTSE/STOXX Quarterly Fixed Income Plan March 2024 - NA8295

The Meteor FTSE/STOXX Quarterly Fixed Income Plan March 2024 - NA8295 is a 5 year, 3 week investment offering a Potential gross income of 1.5625% per quarter.

  • Closing Date: Mar 6, 2024
  • ISA Transfer: Feb 21, 2024
Don't forget the risks
  • Potential return: 1.5625 % per quarter
  • Product type: Capital at Risk
  • Investment type: Income
  • Market / index link: FTSE 100 Index and EURO STOXX 50 Index
  • Counterparty: Natixis
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Annual Step Down to 70 Kick Out Plan March 2024 - HS8327

The Meteor FTSE Annual Step Down to 70 Kick Out Plan March 2024 - HS8327 is a maximum 5 year, 3 week investment offering a Potential gross investment return of 6.50% payable for each year in force from year 1. This plan is only available on an Advised basis.

  • Closing Date: Mar 13, 2024
  • ISA Transfer: Feb 28, 2024
Don't forget the risks
  • Potential return: 6.5 % payable for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: HSBC Bank plc
  • Investment term: 5 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Annual Step Down to 80 Kick Out Plan March 2024 - HS8328

The Meteor FTSE Annual Step Down to 80 Kick Out Plan March 2024 - HS8328 is a maximum 5-years, 3-weeks investment offering a Potential gross investment return of 7.25% payable for each year in force from year 2. This plan is only available on an Advised Basis.

  • Closing Date: Mar 13, 2024
  • ISA Transfer: Feb 28, 2024
Don't forget the risks
  • Potential return: 7.25 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: HSBC Bank plc
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Quarterly Step Down to 85 Kick Out Plan March 2024 - HS8326

The Meteor FTSE Quarterly Step Down to 85 Kick Out Plan March 2024 - HS8326 is a maximum 5 year, 3 week investment offering a Potential gross investment return of 1.85% payable for each quarter in force from year 1. This plan is only available on an Advised basis.

  • Closing Date: Mar 13, 2024
  • ISA Transfer: Feb 28, 2024
Don't forget the risks
  • Potential return: 1.85 % payable for each quarter in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: HSBC Bank plc
  • Investment term: 5 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Annual 100 Kick Out Plan March 2024 (Option 1) - BN8372

The Meteor FTSE Annual 100 Kick Out Plan March 2024 (Option 1) - BN8372 is a maximum 5 year, 3 week investment offering a Potential gross investment return of 9% payable for each year in force from year 2.

  • Closing Date: Mar 25, 2024
  • ISA Transfer: Mar 11, 2024
Don't forget the risks
  • Potential return: 9 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 5 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Annual 100 Kick Out Plan March 2024 (Option 2) - BN8373

The Meteor FTSE Annual 100 Kick Out Plan March 2024 (Option 2) - BN8373 is a maximum 5 year, 3 week investment offering a Potential gross investment return of 8.80% payable for each year in force from year 2.

  • Closing Date: Mar 25, 2024
  • ISA Transfer: Mar 11, 2024
Don't forget the risks
  • Potential return: 8.8 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 5 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

Meteor FTSE Annual 90 Kick Out Plan March 2024 - BN8374

The Meteor FTSE Annual 90 Kick Out Plan March 2024 - BN8374 is a maximum 5 year, 3 week investment offering a Potential gross investment return of 7.15% payable for each year in force from year 2.

  • Closing Date: Mar 25, 2024
  • ISA Transfer: Mar 11, 2024
Don't forget the risks
  • Potential return: 7.15 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 5 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Daily 100 Kick Out Plan March 2024 - BN8375

The Meteor FTSE Daily 100 Kick Out Plan March 2024 - BN8375 is a maximum 7-year, 3-year investment offering a Potential Investment Return of 7.80% p.a. based on days in force, payable after year 2.

  • Closing Date: Mar 25, 2024
  • ISA Transfer: Mar 11, 2024
Don't forget the risks
  • Potential return: 7.8 % p.a. based on days in force, payable after year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 7 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Daily 90 Kick Out Plan March 2024 - BN8376

The Meteor FTSE Daily 90 Kick Out Plan March 2024 - BN8376 is a 7-year, 3-week investment plan offering a Potential gross investment return equivalent to 7% pa based on days in force, payable after year 3.

  • Closing Date: Mar 25, 2024
  • ISA Transfer: Mar 11, 2024
Don't forget the risks
  • Potential return: 7 % p.a. based on days in force, payable after Year 3
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 7 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE/STOXX Annual Step Down to 85 Kick Out Plan March 2024 - MS8371

The Meteor FTSE/STOXX Annual Step Down to 85 Kick Out Plan March 2024 - MS8371 is a maximum 6-year, 3-week investment offering a Potential gross investment return of 9.70% payable for each year in force from year 2. This plan is only available on an Advised basis.

  • Closing Date: Mar 26, 2024
  • ISA Transfer: Mar 12, 2024
Don't forget the risks
  • Potential return: 9.7 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50 Index
  • Counterparty: Morgan Stanley
  • Investment term: 6 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments Semi-Annual Recallable Fixed Growth Plan March 2024 - BA8337

The MB Structured Investments Semi-Annual Recallable Fixed Growth Plan March 2024 - BA8337 is a maximum 6-years, 3-week investment offering a Fixed gross investment return of 2.80% payable for each semester in force from year 2.

  • Closing Date: Mar 5, 2024
  • ISA Transfer: Feb 20, 2024
Don't forget the risks
  • Potential return: 2.8 % payable for each semester in force from year 2
  • Product type: Capital Protected
  • Investment type: Callable
  • Market / index link: N/A
  • Counterparty: Barclays Bank plc
  • Investment term: 6 years, 3 weeks
  • Kick-out / Early maturity: No
  • Barrier type: Capital Protected
  • Barrier level: 0%
View plan

MB Structured Investments US Defensive Kick Out Plan March 2024 - BA8339

The MB Structured Investments US Defensive Kick Out Plan March 2024 - BA8339 is a maximum 5-years, 3-weeks investment offering a Potential gross investment return of 7.35% payable for each year in force from year 2.

  • Closing Date: Mar 5, 2024
  • ISA Transfer: Feb 20, 2024
Don't forget the risks
  • Potential return: 7.35 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: S&P 500 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK/US Defensive Kick Out Plan March 2024 - BA8345

The MB Structured Investments UK/US Defensive Kick Out Plan March 2024 - BA8345 is a maximum 5-years, 3-week investment offering a fixed gross investment return of 9.15% payable for each year in force from year 2.

  • Closing Date: Mar 7, 2024
  • ISA Transfer: Feb 22, 2024
Don't forget the risks
  • Potential return: 9.15 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index & S&P 500 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK/US Kick Out Plan March 2024 - BA8346

The MB Structured Investments UK/US Kick Out Plan March 2024 - BA8346 plan is a maximum 5-years, 3-weeks investment offering a Potential gross investment return of 10.05% payable for each year in force from year 2.

  • Closing Date: Mar 7, 2024
  • ISA Transfer: Feb 22, 2024
Don't forget the risks
  • Potential return: 10.05 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and S&P 500 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Mariana 10:10 Plan FTSE CSDI Version April 2024 (Option 1)

This is a maximum ten-years two-weeks plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index (FTSE CSDI), the Underlying Asset. The Plan is constructed to offer a Potential Return of 7.85% for each year the Plan runs, paid gross, with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Apr 5, 2024
  • ISA Transfer: Mar 20, 2024
Don't forget the risks
  • Potential return: 7.85 % per annum
  • Product type: Capital at Risk
  • Investment type: Growth/Auto-Call
  • Market / index link: FTSE CSDI
  • Counterparty: Morgan Stanley
  • Investment term: 10 -years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 70%
View plan

Mariana 10:10 Plan FTSE CSDI Version April 2024 (Option 2)

This is a ten-year two-week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 9.05% for each year the Plan runs, paid gross, with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Apr 5, 2024
  • ISA Transfer: Mar 20, 2024
Don't forget the risks
  • Potential return: 9.05 % per annum
  • Product type: Capital at Risk
  • Investment type: Growth/Auto-Call
  • Market / index link: FTSE CSDI
  • Counterparty: Morgan Stanley
  • Investment term: 10 -years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 70%
View plan

Mariana 10:10 Plan FTSE CSDI Version April 2024 (Option 3)

This is a ten-year two-week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan has three options and is constructed to offer a Potential Return of 10.25% and repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Apr 5, 2024
  • ISA Transfer: Mar 20, 2024
Don't forget the risks
  • Potential return: 10.25 % per annum (paid gross)
  • Product type: Capital at Risk
  • Investment type: Growth/Auto-Call
  • Market / index link: FTSE CSDI
  • Counterparty: Morgan Stanley
  • Investment term: 10 -years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 70%
View plan

Mariana FTSE 100 Super Defensive Kick Out Plan - April 2024

The Mariana FTSE 100 Super Defensive Kick Out Plan - April 2024 is a seven year, two week Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 6.65% for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s third year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Apr 5, 2024
  • ISA Transfer: Mar 20, 2024
Don't forget the risks
  • Potential return: 6.65 % for each year that the plan runs, only payable if the Plan kicks out
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 7 years, 2 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

IDAD Royal Bank of Canada US Income Deposit Plan - Issue 4 - March 2024

The IDAD Royal Bank of Canada US Income Deposit Plan - Issue 4 - March 2024 has a 6 year 2 week investment term offering an Interest Rate of 7.00% p.a. paid quarterly, if on any annual Observation date, the Underlying Index is between the upper and lower barrier levels the investor will receive income. This plan is only available on an Advised basis.

  • Closing Date: Mar 8, 2024
  • ISA Transfer: Feb 23, 2024
Don't forget the risks
  • Potential return: 7 % p.a., if on any annual Observation date, the Underlying Index is between the upper and lower barrier levels
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: S&P 500 Index
  • Counterparty: Royal Bank of Canada
  • Investment term: 6 years, 2 weeks
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

IDAD Royal Bank of Canada UK Income Deposit Plan – Issue 9 - April 2024

This is a 6 year 2 week Deposit Plan linked to the performance of the FTSE 100 Index. The Deposit Plan is constructed to offer a potential return of 6.25% p.a. If on any annual observation date (including the Final Observation date), the Underlying index is between the upper and lower barrier levels income will be paid. For clarity, if on any annual observation date, the index is outside the range, no income will be received, and the plan continues until the next observation date. This plan is only available on an Advised basis.

  • Closing Date: Apr 5, 2024
  • ISA Transfer: Mar 22, 2024
Don't forget the risks
  • Potential return: 6.25 % p.a.
  • Product type: Deposit Based
  • Investment type: Income
  • Market / index link: FTSE 100 Index
  • Counterparty: Royal Bank of Canada
  • Investment term: 6 years, 2 weeks
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

IDAD Barclays UK & Europe Deposit Kick Out Plan Issue 12 - April 2024

This is a 6 year 2 week investment offering a potential return of 7.50% p.a. if on any annual Observation date, starting at year 4, both Underlying Indices are at or above the Initial Strike level.

  • Closing Date: Apr 10, 2024
  • ISA Transfer: Mar 27, 2024
Don't forget the risks
  • Potential return: 7.5 % per annum
  • Product type: Deposit Based
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and Euro Stoxx 50 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 6 years 2 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Hilbert FTSE 100 EW45 Conditional Memory Autocall - Issue 19

The Hilbert FTSE 100 EW45 Conditional Memory Autocall - Issue 19 is a capital at risk plan with an investment term up to 10 years offering an income potential of 2% per quarter (8% p.a.) (with memory feature to regain any missed income payments).

  • Closing Date: Apr 8, 2024
  • ISA Transfer: Apr 2, 2024
Don't forget the risks
  • Potential return: 2 % per quarter 8% p.a. (with memory feature to regain any missed income payments)
  • Product type: Capital at Risk
  • Investment type: Income/Auto-Call
  • Market / index link: FTSE 100 EW45
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 10 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 50%
View plan

Hilbert FTSE 100 EW45 Super Defensive Autocall : Issue 14

The Hilbert FTSE 100 EW45 Super Defensive Autocall : Issue 14 has an investment term of up to 10 years and offers a Potential Return of 9% p.a.

  • Closing Date: Apr 8, 2024
  • ISA Transfer: Apr 2, 2024
Don't forget the risks
  • Potential return: 9 % p.a.
  • Product type: Capital at Risk
  • Investment type: Growth/Auto-Call
  • Market / index link: FTSE 100 EW45
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 10 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 50%
View plan

Causeway Securities FTSE 100 4 year Defensive Deposit Plan - March 2024

The Causeway Securities FTSE 100 4 year Defensive Deposit Plan - March 2024 is a 4 year investment offering a Potential Investment Return of 100% of Initial Capital plus a fixed interest payment of 21.70% (5.425% p.a.) return on capital at Maturity, if the Underlying Asset is equal to or above 90% of the Opening Level. If the Final Level is below 90% of its Opening Level, no growth payment will be payable at the Maturity Date.

  • Closing Date: Mar 18, 2024
  • ISA Transfer: Mar 4, 2024
Don't forget the risks
  • Potential return: 21.7 % of the money invested at Maturity(5.425% p.a.)
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Royal Bank of Canada
  • Investment term: 4 years
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
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Arcus 5Y UK Defensive Kickout Plan (NTX01)

The Arcus 5Y UK Defensive Kickout Plan (NTX01) is a maximum 5-year investment offering a Potential Return of 8.25% p.a. This investment is only available on an Advised basis.

  • Closing Date: Mar 8, 2024
  • ISA Transfer: Feb 27, 2024
Don't forget the risks
  • Potential return: 8.25 % per annum
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Natixis
  • Investment term: 5 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
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Arcus 5Y UK Defensive Step-Down Kickout Plan (NTX02)

The Arcus 5Y UK Defensive Step-Down Kickout Plan (NTX02) is a maximum 5 year investment offering a Potential Return of 7.25% per annum. This investment is only available on an Advised basis.

  • Closing Date: Mar 8, 2024
  • ISA Transfer: Feb 27, 2024
Don't forget the risks
  • Potential return: 7.25 % per annum
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Natixis
  • Investment term: 5 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Terms
  • Barrier level: 60%
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Arcus 6Y UK Monthly Fixed Income Plan (MS11)

The Arcus 6Y UK Monthly Fixed Income Plan (MS11) is a six year investment offering a Fixed Income of 0.466% of your Amount Invested every month (a total of 5.592% of your Amount Invested a year).

  • Closing Date: Mar 8, 2024
  • ISA Transfer: Feb 27, 2024
Don't forget the risks
  • Potential return: 0.466 % per month (5.592% p.a.)
  • Product type: Capital at Risk
  • Investment type: Income
  • Market / index link: FTSE 100 Index
  • Counterparty: Morgan Stanley
  • Investment term: 6 years
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 65%
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Product Providers



Don’t forget the risks

All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.

The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.

Structured products should only be considered as part of a diversified and balanced portfolio.

Below is a summary of some of the main risks usually associated with an investment in structured products plans:

Market risk to potential returns

Whether or not a plan generates the potential returns for investors usually depends on the closing level of the relevant index on the relevant dates for the plan, i.e. the kick-out anniversary dates for kick-out products; the early maturity dates and end dates for growth products; the annual income dates for income products.

If the index closes below the level needed, for the plan or plan options chosen, on all of the relevant dates, the plan or plan options will not generate a return.

Market risk to repayment of money invested in 'Capital-at-Risk' plans

If the closing level of the relevant index is below the level needed on all of the kick-out anniversary dates or early maturity dates, if relevant for the plan or plan options chosen, and on the end date, repaying the money invested at maturity will usually depend on the closing level of the index on the end date..

Different structured products use different types of protection barriers. Some products use barriers that are observed every day that can therefore be breached on any day during the investment term, while some products use barriers that are only observed at the end of the investment term and that cannot therefore be breached during the investment term.

Market risk to the repayment of money invested on the end date will depend on the type of barrier and its level.

For example, for a product with an end of term barrier, set at 60% of the start level, if the index for the plan closes at or above 60% of the start level, on the end date, money invested will be repaid in full (less any agreed adviser fees and withdrawals). However, if on the end date the index closes below 60% of the start level, the amount of money repaid (less any agreed adviser fees and withdrawals) will be reduced by the amount that the index has fallen. For example, if the index has fallen by 45%, the repayment of money invested will be reduced by 45% (meaning that investors will get 55% of their investment back).

'Protected' types of structured products

Some structured product plans are designed so that they are 100% protected from stock market risk at the end date.

It is important to understand that even if a structured product plan is designed with 100% protection from stock market risk, at the end date, it will still usually have issuer and counterparty bank risk. In other words, both the potential returns of the plan and repaying the money invested at the end date will depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Issuer and counterparty bank risk

Both the potential returns and repaying the money invested of most structured products depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Financial Services Compensation Scheme ('FSCS') protection

It is important to understand that it is not usually possible to claim under the Financial Services Compensation Scheme if the issuer and counterparty bank fail to meet their obligations or if the stock market index that a plan links to falls.

Structured deposits

Structured deposit plans are deposit-based and will usually be fully protected from stock market risk at the end date and also benefit from the protection of the Financial Services Compensation Scheme, if the bank or building society is a licensed UK deposit taker.

Structured Products Investor newsletter

We are also delighted to be able to introduce a new client newsletter, the Best Price FS Structured Products Investor, with the support of Tempo.

Contributing journalists will include the highly respected Financial Times ‘adventurous investor’ columnist, David Stevenson.

The first publication also features an article written by the global head of Tempo, Chris Taylor.

Want to stay up to date with the latest structured product news?