Downing Crowd Bonds

Best Price Financial Services now offers investment into Downing bonds

Conventional bonds are currently returning lower yields than historic averages. This, combined with interest rates offering miserly returns on cash, is forcing an increasing number of investors to look at alternative investments.

Crowd bonds offer a fixed rate of interest, repaying on a predetermined date and are generally secured against specific assets such as property, renewable energy and leisure venues.

Potential return
7.5 % p.a

Pelham House Bond

A company acquiring and converting a Grade II* listed hotel into an exclusive-use wedding venue. The investment comprises a fixed return of 7.5% p.a. with a share of potential upside on exit, targeting an annualised return for the investment (IRR) of c. 10%.

Potential return
6 % p.a

DDF Property Bond - Series Three

This is an opportunity to lend to the DDF Group for up to three years at 6% p.a.. The Group has a loan portfolio of over £52 million spread across 21 developments and has raised over £5.5 million of debt across the bond programme as at 22 February 2019.

Tranche 8 closes July 26 2019, 11:00 AM or earlier if target amount is reached.

50%
Amount Raised: £2,517,801
Target Amount: £5,000,000
Potential return
6.5 % p.a

Hero of Maida Pub Bond

Opportunity to invest in a 6.5% p.a. fixed rate bond for a term of up to two years. Your investment is secured on the bricks and mortar of the Hero of Maida, a freehold gastropub in Maida Vale.

Potential return
4.5 % p.a

DDF Property Bond - Series Four

This is an opportunity to lend to the DDF Group for up to one year at 4.5% p.a. The Group has a loan portfolio of over £52 million spread across 21 developments and has raised over £5.5 million of debt across the bond programme as at 22 February 2019.

Tranche 6 closes July 26 2019, 11:00 AM or earlier if target amount is reached.

40%
Amount Raised: £1,991,120
Target Amount: £5,000,000
Potential return
5.5 % p.a

DDF Property Bond - Series Five

This is an opportunity to lend to the DDF Group for up to two years at 5.5% p.a. The Group has a loan portfolio of over £52 million spread across 21 developments as at 31 January 2019 and has raised over £5.5 million of debt across the bond programme as at 22 February 2019.

Tranche 6 closes July 26 2019, 11:00 AM or earlier if target amount is reached.

29%
Amount Raised: £1,447,651
Target Amount: £5,000,000
Potential return
3 % p.a

Pulford 7-day Access Bond

A 7-day Access Bond from Pulford Trading Ltd with a fixed rate of 3% p.a. and a flexible term. The Borrower makes asset-backed investments in a number of sectors including care, leisure and real estate. The bond has a low LTV but is not secured.

Tranche 15 closes August 15 2019, 8:00 AM or earlier if target amount is reached.

59%
Amount Raised: £1,765,371
Target Amount: £3,000,000
Potential return
7 % p.a

Magnus Care Home Bond Series Two

Invest in Magnus Care Group, a company with a growing portfolio of residential care homes for the elderly. Earn 7% p.a. over a term of up to 3 years + 6 months, and earn a share of the potential profits on exit of the portfolio, giving a combined target IRR of 10%.

Potential return
3.2 % p.a

Pulford 7- day Access Bond - Offer C

A 7-day Access Bond from Pulford Trading Ltd with a fixed rate of 3% p.a. and a flexible term. The Borrower makes asset-backed investments in a number of sectors including care, leisure and real estate. The bond has a low LTV but is not secured.

Potential return
4 % p.a

Nerth Energy Bond

Nerth Energy Ltd owns and operates a 2MW portfolio of onshore wind turbines. The bond will be secured with a first charge over Nerth’s assets. Nerth plans to use the capital raised to grow its renewable portfolio over the coming year.

Tranche 4 closes September 19 2019, 8:00 AM or earlier if target amount is reached.

25%
Amount Raised: £1,251,300
Target Amount: £5,000,000
Potential return
3.1 % p.a

Pulford 7- day Access Bond - Offer B

A 7-day Access Bond from Pulford Trading Ltd with a fixed rate of 3% p.a. and a flexible term. The Borrower makes asset-backed investments in a number of sectors including care, leisure and real estate. The bond has a low LTV but is not secured.

Potential return
4 % p.a

Nerth Energy Bond - Offer B

Nerth Energy Ltd owns and operates a 2MW portfolio of onshore wind turbines. The bond will be secured with a first charge over Nerth’s assets. Nerth plans to use the capital raised to grow its renewable portfolio over the coming year.

Potential return
5.25 % p.a

DDF Property Bond - Series Six

This is an opportunity to lend to the DDF Group for up to six months at 5.25% p.a. The Group has a loan portfolio of over £52 million spread across 21 developments as at 31 January 2019 and has raised over £5.5 million of debt across the bond programme as at 22 February 2019.

Potential return
3 % p.a

Bagnall 7-day Access Bond

A new 7-day Access Bond from Bagnall Energy Ltd with a fixed rate of 3% p.a. and a flexible term. The Borrower makes investments into energy infrastructure such as solar, wind, anaerobic digestion and reserve power. The bond has a low LTV but is not secured.

Tranche 3 closes August 1 2019, 8:00 AM or earlier if target amount is reached.

5%
Amount Raised: £129,099
Target Amount: £2,500,000
Potential return
3.2 % p.a

Bagnall 30-day Access Bond

A new 30-day Access Bond from Bagnall Energy Ltd with a fixed rate of 3.2% p.a. and a flexible term. The Borrower makes investments into energy infrastructure such as solar, wind, anaerobic digestion and reserve power. The bond has a low LTV but is not secured.

Why Choose Downing?

Downing is a long-established investment manager that is regulated by the FCA, has over 30 years investment management experience and currently has over £1.2bn under management. Downing shows this experience when selecting these opportunities for its customers to invest in. Thus, Best Price Financial Services has selected Downing Investments as a partner for bonds. Downing acts as the arranger and security trustee for the bonds.

Best Price Financial Services will receive a small commission for these investments from Downing, however this will not affect your return.

Your personal decision to invest

A decision to invest in a company is a personal decision by you and no responsibility for the consequences of that decision is accepted by Downing LLP (“Downing”) or by any of its partners, directors, agents, employees or other members. To invest through Downing’s crowdfunding platform on www.downingcrowd.co.uk (the “platform” you need to understand the following important risks:

You are not covered by the Financial Services Compensation Scheme Deposit protection scheme

The Financial Services Compensation Scheme (FSCS) deposit protection scheme does not apply to Downing Crowd Bonds. It does, however, apply to funds held in the client money account prior to investment in Downing Crowd Bonds or once the proceeds of that investment are returned from the borrower.

The client money account is held by Thompson Taraz Depositary Limited at the Royal Bank of Scotland plc. Downing is authorised and regulated by the FCA and is responsible for arranging and promoting Downing Crowd Bonds. Under the FSCS investment protection scheme there may be circumstances in which investors can claim up to £50,000 of compensation where Downing is unable or unlikely to honour legally enforceable obligations against it (e.g. claims for fraud or misrepresentation).

However, investors will not be able to claim under the FSCS simply because a bond fails to repay capital or pay interest. This is unlikely to significantly affect the risk of investing in the Downing Crowd Bonds.Click here for more details on the FSCS and its eligibility criteria

Liquidity

You should be aware that no established market exists for the trading of bonds in private companies (which the companies that are listed on the platform are), and such bonds are not easily realisable. There could be difficulty in selling such investments at a reasonable price and, in some circumstances, it may be difficult to sell them at all.

Diversify your portfolio

We highly recommend you maintain a balanced portfolio. Diversification (by spreading your money across different types of investments) should reduce your overall risk. You should only invest a proportion of your available investment funds via the platform due to the high risks involved.

Tax

We recommend that you take your own tax advice on any investments which you make via the platform.

Recommendation

We do not provide advice or make personal recommendations. If you are in any doubt about the action you should take or the contents of a particular Offer Document, you should seek advice from a financial adviser authorised under the Financial Services and Markets Act 2000.

Past performance

Past performance is not a reliable indicator of future performance. You should not rely on any past performance as a guarantee of future investment performance.