Dura Capital launch highest paying FTSE 100 Defensive product just in time for TAX YEAR END (7.25%) (Also available via a Self Invested Personal Pension – provider details below)
With the current tax year end fast approaching are you one of the many who has not yet taken advantage of their ISA allowance? Using “Tax Free” Allowances are essential – so use them – don’t lose them!
With the launch of plans 25 and 26 Dura Capital continue to bring market leading plans to market via Best Price FS. Given the current market leading coupon of 7.25% and 8.75% for the two new launches we’d expect these products to be well received by investors, especially given those investors who have not yet used their ISA allowance for this tax year, it’s likely these will be the best rates available for this year for this product type, relative to risk overall.
Credit Suisse FTSE 100 Defensive Autocall Plan 25
7.25% is the highest paying coupon from a defensive product (25% autocall barrier at year 8) based on the FTSE 100 at present. This type of defensive auto call is also the most traded product in the structured product market in the UK. The merits of a defensive Autocall have been discussed via blogs many times, however if you are new to these blogs then do not fear we can quickly bring you up to speed. Please see the video below which briefly explains the features.
Credit Suisse FTSE/EuroStoxx Defensive Autocall Plan 26
8.75% This FTSE 100/EuroStoxx 50 Defensive Autocall is offering a higher level of return given that there is also EuroStoxx 50 exposure however coupled with a defensive construction (25% autocall barrier at year 8), this product is very well priced to offer the opportunity to gain exposure to the developed markets that are the UK/Europe and has the potential to return quite a strong coupon of 8.75% and yes, that is net of fees.
** For the above statement of “Highest paying coupon from a defensive autocall product on the FTSE 100” please note that this is when looking at the FTSE 100 only and not more complex/synthetic Indexes.
Structured products – Who for?
Private and Corporate investors into ISA, Pension and General Investment Accounts
Given the level of protection and also predictability of the journey structured products have been used for decades by pension/wrap providers to lock in a very high probability of a return that is linked to equity markets but is not exposed to the same short term downside risk of direct equities. Given this information in recent years, private investors are increasingly using Structured Products within Pension wrappers, given the risk profile and delivery of long term results.
SIPP – Below is a list of the Sipp providers in which Dura Capital’s products can be held. If you would like to utilise the tax benefits of a SIPP alongside the investments benefits of a structured product then Best Price FS can assist you.
Credit Suisse FTSE/EuroStoxx Defensive Autocall Plan 26 (8.75% PA)
The first Autocall Date is at the end of year 2. If at the end of year 2, 3, 4, 5, 6, 7 or 8 the worse performing Index is equal to or above a specified percentage of its Initial Index Level, the Plan will Autocall (mature) returning your initial investment plus a fixed return equal to 8.75% p.a. not compounded. If at the end of 8 years the worse performing Index is lower than 75% of its Initial Index Level, your investment will have earned no return.
Credit Suisse FTSE 100 Defensive Autocall plan 25 (7.25% PA)
The first Autocall Date is at the end of year 2. If at the end of year 2, 3, 4, 5, 6, 7 or 8 the FTSE 100 is equal to or above a specified percentage of its Initial Index Level, the Plan will Autocall (mature) returning your initial investment plus a fixed return equal to 7.25% p.a. not compounded. If at the end of 8 years the FTSE 100 is lower than 75% of its Initial Index Level, your investment will have earned no return.
Don’t Forget the Risks – https://www.bestpricefs.co.uk/dura-capital-structured-products/#risks
As always, this communication should not be seen as specific investment advice. As Independent Financial Advisers we must confirm that “Advice” is always specific to an individual investor’s needs and circumstances.
If you require advice in relation to the above plans or any other products, simply get in touch so we can assist you.
Best Price FS Team
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