Many areas of the UK are still reeling from the effects of Storm Gertrude, which produced winds of up to 105mph (as recorded in Shetland).
Thousands of homes across Scotland and Northern Ireland were left without electricity in the final few days of January, but it seems even more is in store for the rest of the UK, with storm after innocently-named storm (who could ever hate the name Henry?) hitting our isles.
Homeowners should therefore be taking action now to prepare their home for the bad weather, and with our Home Emergency Cover policy available for just £79 a year, we can’t think of many better ways to ensure your peace of mind this stormy season.
Read on to find out how Home Emergency Cover can help you protect your home today.
Which areas of your home need protecting in stormy weather?
Heavy rainfall can cause significant damage to your home if everything isn’t sealed up and ship-shape. This makes the roof a particularly important area of the home to insure, and this is where Home Emergency Cover can help. It provides cover for any damage you experience to your roof that’s likely to affect the inside of your home, which is quite possible considering the wet and windy conditions many of us have in-store.
For example, if a storm causes damage to your roof tiles which then allows damp to collect on your ceiling, or even causes a leak, then you’ll get emergency assistance to handle the issue. The assistance is provided by qualified and professional tradesmen, who’ll carry out work to prevent any further discomfort or damage to you and your household.
Roofs come in many types, shapes and sizes, which can cause an issue with many insurance companies. Flat roofs, for example, aren’t often covered by a typical buildings insurance or emergency cover product. In contrast, our Home Emergency Cover provides insurance for all types of roofs and materials – from thatch to thermoplastics – meaning you can rest assured that the roof over your head remains just that.
Similar to the roof, your windows are next in line as the most vulnerable areas of your home in need of protection. Modern windows and fittings should be sound enough to handle high winds, but if yours are of an older design and were fitted a while ago then you may want to think about getting Home Emergency insurance. More than just a small leak, an issue with your windows could cause even greater problems for the security of your home, which makes it all the more important to be covered.
If your windows really are that old then in the long term, it may be beneficial to have them changed. Whilst this will require an upfront cost, it’s likely you’ll save money in the future due to the improved, energy-saving insulation. Thicker windows will also reduce outside noise – particularly good if you live in a metropolitan area – but overall, the peace of mind you’ll get in knowing that you’re properly protected from the elements may be the biggest benefit of all.
Drains and Pipes
Firstly, it’s important to know that emergency policies will not usually provide cover in the event of storm-flooding. This will fall under the remit of your buildings and contents insurance, so make sure to check your policy wording to know in exactly which events you will and won’t be provided cover.
That being said, Home Emergency Cover will help out if you experience a flood which is caused by your internal plumbing and drainage system. So if a blocked pipe causes your kitchen to flood then you’ll receive emergency assistance. The same goes for any leaks throughout your system – these will be dealt with promptly to prevent any further damage to your home.
Whilst this winter has not been a particularly cold one – December of 2015 turned out to be the warmest so far since records began in 1910 – it’s worth noting that Home Emergency Cover will also protect your boiler in the event of a breakdown. Heating and hot water are essentials of modern-day living, and ones which really do make a difference if you’ve spent the day out and about, braving the rain. So when considering how best to protect your home in the face of Britain’s storms, don’t forget to take care of your boiler, and it’ll take care of you.
Against the Elements
All in all, Home Emergency Cover from Best Price FS provides a great level of protection during stormy weather. It’s at this point that your home is most vulnerable, but you can ensure your own peace of mind and comfort with this emergency assistance policy, all for just £79 a year. To find out more and to get covered today, visit Home Emergency Cover. Visit Home Emergency Cover