Long gone are the days when taking out an insurance policy meant discussing details with providers, being interrogated over the phone and waiting weeks to hear back after you’ve sent a form in the post. In fact, buying income protection online makes the process easier than ever, and can take as little as five minutes.
It’s a simple three-step process, with no taxing questions and no stressful discussions. We provide as much information as we can on our website to make sure that you make an informed decision about your protection.
Getting started is as easy as filling in a form. Here at Best Price Financial Services we don’t like paperwork either, which is why we only ask for the essential details to create your quotes. We even label our quote form with handy hints to make sure that every single question is even easier to understand. On it you’ll find explained the different types of policy and what you’ll get for your money. After filling in the form, you’ll receive income protection insurance quotes from some of the UK’s biggest and best insurance providers offering policies that you can trust with high payout rates.
Dealing with a discount broker
When you’re buying income protection online through us, you can be sure that you’re getting the best possible prices. We’re a discount broker and, unlike your typical broker, we charge just a small, one-off fee to set up your policy rather than taking a percentage-based commission over its term. We don’t inflate quotes to make more money, and it’s in our interest to reduce the amount that you’re paying for your policy – we want to give you the best price.
Once we’ve provided your quotes, you’ll be able to compare prices and features to see which provider offers you the best deal. We’ve even included some helpful details on the percentage of claims paid out by providers as well as some of the finer policy aspects. Once you’re ready to go ahead, buying through us will then send you through to the provider’s page to complete your application online.
Purchasing peace of mind
Once you’ve purchased an income protection insurance policy, you’ll enjoy the peace of mind of knowing that you’ll be protected against life’s complications. More than 20% of people experience a severe illness during their working lives, which means that 1 in 5 may have to take a significant amount of time off work. The Statutory Sick Pay you receive from your employer is unlikely to be enough to pay the mortgage and the bills, which is why it’s vital to know that you’ve got truly reliable income protection paying up to 75% of your usual monthly income.
Safeguarding your future
You can’t control the future, but you can prepare for whatever lies ahead. Illnesses and injuries can happen when we least expect them, even to those of us leading the healthiest lifestyles. It’s impossible to predict when you’ll find yourself unable to work, and though everyone hopes that they’re lucky, there’s always an element of risk involved if you go without protection. Buying income protection online allows you to relax and enjoy your career, knowing that you’ll be able to pay the bills if bad luck hits.
So why not start the process now? Gather quotes and buy income protection insurance today with Best Price FS.