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Double ISA Season: Investec’s new range of Plans is now available for investment

Double ISA season is here, and Investec have just launched their new range of Plans, including two exciting new Investment Plans.

Concerns over the economic impact of COVID-19 are fuelling some of the biggest falls in equity markets since the global financial crisis of 2008. This turbulence has been a stark reminder of the risks of equity investing and has underscored the importance of diversification across a range of investments.

 

In this uncertain environment, the defined returns of the Investec Plans can offer much-needed peace of mind for investors who need to protect and grow their portfolios.

 

Deposit Plans Update: Despite a substantial fall in interest rates, Investec are very happy to confirm that they have managed to keep the headline rates unchanged on all of their Deposit Plans.

 

Investment Plans Update: Investec are pleased to confirm that they have either maintained or improved headline rates across the range. They have also launched two new 8 Year Kick-Out Plans for investors who require the potential for higher returns in exchange for longer term market exposure.

Double ISA Launch: The timing of this latest range means that investors can subscribe using both their 2019/20 and 2020/21 ISA allowance in one application form.

Headline rates from the new range
Deposit Plans
  • FTSE 100 Kick-Out Deposit Plan 92
5% p.a.
  • FTSE 100 Defensive Kick-Out Deposit Plan 18
4% p.a.
  • EVEN 30 Deposit Growth Plan 80
200% participation
  • FTSE 3 Year Deposit Plan 56
13% (4.33% p.a.)
  • FTSE 100 3 Year Defensive Deposit Plan 20
9% (3% p.a.)
  • FTSE 100 6 Year Deposit Plan 18
39% (6.50% p.a.)
  • FTSE 100 Income Deposit Plan 34 – Monthly
0.21% monthly

(2.52% p.a.)

  • FTSE 100 6 Year Defensive Deposit Plan 28 (Min Return version)
Max Return of 18% (3% p.a.) and Min Return of 9% (1.5 p.a.)
Investment Plans
  • FTSE 100 Step Down Kick-Out Plan 35
 

7% p.a.

  • FTSE 100 Defensive Step Down Kick-Out Plan 26
5.50% p.a.
  • FTSE 100 Enhanced Kick-Out Plan 92
10% p.a.
  • FTSE 100 Defensive Income Plan 23 – Option 1
1.15% p.q. (4.60% p.a.)
  • FTSE 100 Defensive Income Plan 23 – Option 2
1.50% p.q. (6% p.a.)
  • Investec/Lowes 8:8 Plan 17
3.625% semi-annually (7.25% p.a.)
  • NEW FTSE 100 8 Year Kick-Out Plan 1
11.5% p.a.
  • NEW FTSE 100 8 Year Defensive Kick-Out Plan 1
8% p.a.
Please note returns are in no way guaranteed.  Please refer to the plan literature for a full description of the benefits and risks associated with these plans.

Key dates and deadlines

  • ISA transfer applications
3 April 2020 (applications to be received at Best Price by 27 March 2020)
  • 2019/20 ISA applications
3 April 2020 (applications to be received at Best Price by 27 March 2020)
  • Direct and 2020/21 ISA applications
24 April 2020 (applications to be received at Best Price by 17 April 2020)
  • Start date
4 May 2020

 

To view the full range of plans please click on the following link:  https://www.bestpricefs.co.uk/investec-structured-products/

DON’T FORGET THE RISKS

https://www.bestpricefs.co.uk/investec-structured-products/#risks

As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested if encashed before the end of the contract term. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty (although Structured Deposit plans benefit from FSCS protection up to the statutory limits for eligible investors).

Please ensure that you view the plan documents for full details of the features and the risks.

The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.

Should investors require advice in relation to the suitability of the plans to meet their needs and objectives, simply get in touch so the Best Priced advice can be provided.

Warmest Regards.

Best Price FS Team