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Mariana launch latest tranche of their 8:8 Plan – October 2021

  • Thursday, August 19, 2021

MARIANA STRUCTURED PRODUCTS NEWS UPDATE
Mariana have launched their latest tranche of their 8:8 Plan, a summary of the plan is provided below.

The counterparty for this plan is Morgan Stanley and you’ll see a description of them below, but again click on the links to see more information.

Thanks for your continued interest in our Investment services and look forward to transacting more business with you shortly.

Mariana 8:8 Plan FTSE CSDI Version – October 2021

This is an eight-year, two-week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 3.25% for each six-month period the Plan runs (6.5% p.a.) with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and semi-annually thereafter. The Potential Return is only payable if the Plan kicks out.

Should the Closing Price of the Underlying Asset on an Observation Date be at or above the Kick Out Trigger Level, the Plan will mature early, repaying your Initial Capital plus the Potential Return multiplied by the number of six-month periods the Plan has run.

The Kick Out observations begin on the second anniversary date and continue on a semi-annual basis until the Plan’s Maturity Date (from 02 October 2023 to 01 October 2029).

If the Plan has not already kicked out, Initial Capital will be repaid in full at the end of the Plan’s term if on the Maturity Date (01 October 2029) the Closing Price of the Underlying Asset is not more than 35% below the Start Level.

If on the Maturity Date the Closing Price of the Underlying Asset is less than 65% of the Start Level (representing a decline of more than 35% from the Start Level), your Initial Capital will be lost at a rate of 1% for every 1% the Closing Price of the Underlying Asset is below the Start Level.
Click here for more details of the Mariana 8:8 Plan FTSE CSDI Version – October 2021
About Morgan Stanley: Morgan Stanley is a global financial services firm that,
through its subsidiaries and affiliates, advises, and originates, trades, manages and distributes capital for, governments, institutions and individuals. At the end of Q2 2021, it had a standardized Common Equity Tier 1 capital ratio of 16.6%.More information on Morgan Stanley B.V. can be found on their website –  www.morganstanley.com or by requesting a copy of their prospectus from Mariana. The prospectus contains information and contractual terms for the securities issued by Morgan Stanley B.V.

Morgan Stanley acts as Guarantor of the securities issued by Morgan Stanley B.V, which means that Morgan Stanley will make the payments under the securities if Morgan Stanley B.V. is unable to fulfil its payment obligations.

You may lose part and up to all your investment if Morgan Stanley B.V. goes into liquidation and defaults on paying your Plan return and the repayment of your Initial Capital. The risk that Morgan Stanley B.V. plc goes into liquidation is called Counterparty Risk.

Securities issued by Morgan Stanley B.V. and Morgan Stanley are not covered by the Financial Services Compensation Scheme (FSCS). Therefore if the Issuer and/or the Guarantor become insolvent you would not be covered by the FSCS.
Don’t Forget the Risks

As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.

Past performance is not a guide to future performance and may not be repeated.  Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.

The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.

As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.

At the Best Price FS price point (when combined with our smiley and helpful service) the Mariana Plans are certainly worthy of consideration for inclusion within investment portfolios.

Warmest Regards.

Best Price FS Team