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Mariana launch new tranche of plans for October 2021

  • Tuesday, September 28, 2021
Mariana launch

STRUCTURED PRODUCTS NEWS UPDATE
Mariana launch
 

Mariana have launched a new tranche of plans for October:

  • The Mariana 10:10 Plan (FTSE CSDI Version) – October 2021 Plans – Options 1, 2 & 3
  • The Mariana FTSE 100 Kick Out Plan – October 2021

A summary of each plan is provided below.  All plans are available on a Non-Advised basis.

The Mariana 10:10 plan (FTSE CSDI Version) is now well into its sixth year of availability & established as a ‘go to’ investment within many investors.

The overall Product design coupled with both the impressive Back-testing & the current market environment make this a compelling & powerful diversification tool for many Client investment strategies.

This investment tranche is underwritten with Morgan Stanley (S&P A+ Stable) as the chosen Counterparty.

Headline details of the product options are as follows, please refer to the Brochure and KID document for full information on the Plans.:

Mariana launch

As always this is a limited tranche and it Strikes on the 29th October 2021. Combined with great potential returns, Structured Investments like this allow you to put to one side current media commentary/market nerves and focus on the pre-defined outcomes offered to Investors going forward.  Couple this with the fact that you can complete the whole investment process very simply, as there is no need for wet signatures, you can complete each investment with email & scanned documentation plus online Banking, you can however still post your applications if you prefer.

Please note that for some ISA Transfer cases original wet signature paperwork is still required which is outside the control of Mariana and this needs to be received by James Brearley by the 6th October 2021.

Key Points to consider:

  1. The product continues to be available in three formats all of which are linked exclusively to the FTSE CSDI Index. The difference this makes for investors is well worthwhile with annual yields on offer around 2% p.a. (200bps) more than equivalent Contracts linked to the traditional FTSE 100.
  2. NB The correlation of the FTSE CSDI to the FTSE 100 over a 10 year simulated back-test is 98.25%. Unsurprising as the Index contains exactly the same Shares held on exactly the same weighted basis.
  3. All options provide the opportunity to achieve attractive returns in a controlled/pre-defined manner as part of a diversified & well balanced portfolio in uncertain & flat market conditions.
  4. Remember that the longer the Plan runs in practice, the higher the equivalent Market would need to get in order for an investor’s main portfolio to match the returns offered.
  5. The Back-testing of structured products is a precise science – as the actual terms of the strategy, which are defined by contract, are used with the actual performance of the index. (these are not ‘hopes and aims’, as is the case with active fund management, or even passive, where tracking error, charges, etc., have a bearing: structured products are legal obligations on the issuer to deliver precisely what they have stated the terms to be).
  6. One of the key advantages of the 10:10 Plan continues to be that it has been designed to combine the benefits of short term annual kick-out potential, from the 2nd anniversary, with a longer investment term to maximise the annual opportunities for successful kick out and the scale of snowballing / accumulation of potential coupons before maturity.

Once again, thank you for your continued interest in our Investment services and look forward to transacting more business with you shortly.
Mariana launch
Mariana 10:10 Plan FTSE CSDI Version – October 2021

This is a ten year, two week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan has three options and is constructed to offer a Potential Return of 7% in Option 1, 8.75% in Option 2 and 10.90% in Option 3 for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

Should the Closing Price of the Underlying Asset on an Observation Date be at or above the Kick Out Trigger Level, the Plan will mature early, repaying your Initial Capital plus the Potential Return multiplied by the number of years the Plan has run.

The Kick Out observations begin on the second anniversary date and continue on an annual basis until the Plan’s Maturity Date (from 30 October 2023 to 29 October 2031).

If the Plan has not already kicked out, Initial Capital will be repaid in full at the end of the Plan’s term if on the Maturity Date (29 October 2031) the Closing Price of the Underlying Asset is not more than 30% below the Start Level.

If on the Maturity Date the Closing Price of the Underlying Asset is less than 70% of the Start Level (representing a decline of more than 30% from the Start Level), your Initial Capital will be lost at a rate of 1% for every 1% the Closing Price of the Underlying Asset is below the Start Level.
Click here for more details of the Mariana 10:10 Plan (FTSE CSDI Version) – October 2021 OPTION 1
Click here for more details of the Mariana 10:10 Plan (FTSE CSDI Version) – October 2021 OPTION 2
Click here for more details of the Mariana 10:10 Plan (FTSE CSDI Version) – October 2021 OPTION 3
Mariana FTSE 100 Kick Out Plan – October 2021

This is a six year, one week Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 7.5% for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

Should the Closing Price of the Underlying Asset on an Observation Date be at or above the Kick Out Trigger Level, the Plan will mature early, repaying your Initial Capital plus the Potential Return multiplied by the number of years the Plan has run.

The Kick Out observations begin on the second anniversary date and continue on a annually basis until the Plan’s Maturity Date (from 30 October 2023 to 29 October 2027).

If the Plan has not already kicked out, Initial Capital will be repaid in full at the end of the Plan’s term if on the Maturity Date (29 October 2027) the Closing Price of the Underlying is not more than 35% below the Start Level.

If on the Maturity Date the Closing Price of the Underlying Asset is less than 65% of the Start Level (representing a decline of more than 35% from the Start Level), your Initial Capital will be lost at a rate of 1% for every 1% the Closing Price of the Underlying Asset is below the Start Level.
Click here for more details on the Mariana FTSE 100 Kick Out Plan – October 2021

About Morgan Stanley: Morgan Stanley & Co. International plc and its subsidiary undertakings are part of a group whose principal activity is the provision of financial services to corporations, governments and financial institutions. Morgan Stanley & Co. International plc is authorised by the Prudential Regulation Authority (“PRA”) and regulated by the PRA and the United Kingdom Financial Conduct Authority.

More information on Morgan Stanley & Co. International plc can be found on their website www.morganstanley.com or by requesting a copy of their prospectus from Mariana. The prospectus contains information and contractual terms for the securities issued by Morgan Stanley & Co. International plc.

You may lose part and up to all your investment if Morgan Stanley & Co. International plc goes into liquidation and defaults on paying your Plan return and the repayment of your Initial Capital. The risk that Morgan Stanley & Co.International plc goes into liquidation is called Counterparty Risk.

Securities issued by Morgan Stanley & Co. International plc. and Morgan Stanley are not covered by the Financial Services Compensation Scheme (FSCS). Therefore if the Issuer and/
or the Guarantor become insolvent you would not be covered by the FSCS.
Don’t Forget the Risks

As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.

Past performance is not a guide to future performance and may not be repeated.  Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.

The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.

As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.

At the Best Price FS price point (when combined with our smiley and helpful service) the Mariana Plans are certainly worthy of consideration for inclusion within investment portfolios.

Warmest Regards.

Best Price FS Team