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Mariana launches
Mariana launches
Mariana launches a new plan:

  • Mariana FTSE 100 Enhanced Semi-Annual Kick Out Plan – April 2022 – 60% Barrier

A brief summary of the plan is provided below which is available on a Non-Advised basis.

This investment tranche is underwritten by Goldman Sachs International; Standard & Poor’s; A+ (Stable), Moody’s; A1 (Stable), Fitch; A+ (Stable) (as of 16 February 2022)*

* Credit ratings should not be relied upon or considered to be an assurance of a financial institution’s stability or its ability to meet its obligations.

Headline details of the product are as follows, please refer to the Brochure and KID document for full information on the Plan.:

Mariana launches
Once again, thank you for your continued interest in our Investment services and look forward to transacting more business with you shortly.

Mariana launches new plan.

Mariana launches New plan
Mariana FTSE 100 Enhanced Semi-Annual Kick Out Plan – April 2022 – 60% Barrier
This is a five year, one week Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 3.875% for each six-month period the Plan runs (7.75% p.a.) with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and semiannually thereafter. The Potential Return is only payable if the
Plan kicks out.  This plan is eligible for Dual ISA.Should the Closing Price of the Underlying Asset on an Observation Date be at or above the Kick Out Trigger Level, the Plan will mature early, repaying your Initial Capital plus the Potential Return multiplied by the number of six-month period’s the Plan has run.The Kick Out observations begin on the second anniversary date and continue on a semi-annual basis until the Plan’s Maturity Date (from 22 April 2024 to 22 April 2027).

If the Plan has not already kicked out, Initial Capital will be repaid in full at the end of the Plan’s term if on the Maturity Date (22 April 2027) the Closing Price of the Underlying is not more than 40% below the Start Level.

If on the Maturity Date the Closing Price of the Underlying Asset is less than 60% of the Start Level (representing a decline of more than 40% from the Start Level), your Initial Capital will be lost at a rate of 1% for every 1% the Closing Price of the Underlying Asset is below the Start Level.

Click here for more details of the Mariana FTSE 100 Enhanced Semi-Annual Kick Out Plan – April 2022 – 60% Barrier

About Goldman Sachs International: Goldman Sachs International is part of The Goldman Sachs Group, Inc. which is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centres around the world.

More information on Goldman Sachs International can be found on their website www.goldmansachs.com or by requesting a copy of their prospectus from Mariana. The prospectus contains information and contractual terms for the securities issued by Goldman Sachs & Co. Wertpapier GmbH.

Goldman Sachs International acts as Guarantor of the securities issued by Goldman Sachs & Co. Wertpapier GmbH, which means that Goldman Sachs International will make the payments under the securities if Goldman Sachs & Co. Wertpapier GmbH is unable to fulfil its payment obligations.

You may lose part and up to all your investment if Goldman Sachs International goes into liquidation and defaults on paying your Plan return and the repayment of your Initial Capital. The risk that Goldman Sachs International goes into liquidation is called Counterparty Risk.

Securities issued by Goldman Sachs & Co. Wertpapier GmbH and Goldman Sachs International are not covered by the Financial Services Compensation Scheme (FSCS). Therefore, if the Issuer and/or the Guarantor become insolvent you would not be covered by the FSCS.

The Plan is not endorsed, sponsored or otherwise promoted by Goldman Sachs International or any of its affiliates.

None of Goldman Sachs International or its affiliates are responsible for the contents of this brochure and nothing in this document should be considered a representation or warranty by Goldman Sachs International to any person regarding whether investing in the product is suitable or advisable for such a person. Neither Goldman Sachs International, nor any of its affiliates, has provided advice, nor made any recommendation about investments or tax in relation to this product.

Don’t Forget the Risks

Mariana launches new plan but as with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.

Past performance is not a guide to future performance and may not be repeated.  Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.

The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.

As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.

At the Best Price FS price point (when combined with our smiley and helpful service) the Mariana Plans are certainly worthy of consideration for inclusion within investment portfolios.

Warmest Regards.

Best Price FS Team

Advice: Simply click here to get in touch if you wish to receive regulated advice in relation to the ‘suitability’ of the plans to meet your investment needs.