MB Structured Investments launch 2021 tranche of their Structured Products

MB Investments – New Structured Products Launch for 2021

We would like to welcome you to the 2021 tranche of products from MB Structured Investments, a new force in UK structured products, utilising Barclays Bank Plc as its continuous counterparty.

With an executive team that includes structured product experts, along with having Meteor Asset Management as their principal, plan manager and administration, we believe they are perfectly placed to offer a first class product range that will continue to expand, whilst delivering the highest standard of administration and aftercare.

About MB Structured Investments

MB Structured Investments has been developed by a team of highly experienced structured investment product specialists. They aim to deliver a cogent, timely and consistent range of investment strategies suitable for a multitude of market conditions, investors’ investment requirements and aspirations. In addition, they offer a range of bespoke/tailored solutions for the IFA /Wealth management sector.

Their team of highly experienced investment professionals has over 50 years combined financial services experience partnering with their award-winning Principal and Plan Manager, they strive to provide best of breed investment strategies combined with an exceptional client experience.

MB Structured Investments (UK) Ltd, with Financial Services Register Number 928746, is an Appointed Representative of Meteor Asset Management Limited.

We append below a summary of their current offerings with links to the full plan details:

UK Growth Kick Out Plan January 2021

• A potential gross investment of 8% for each year in force, payable from year 1
• The Plan closes on 27 January 2021 and strikes on 29 January 2021, with its Final Level on 29 January 2027
• If on any Measurement Date before the Final Measurement Date, the Closing Level of the Index is 5% or more above its Opening Level the Plan will kick out, i.e. mature early.

Year 1    Year 2    Year 3    Year 4    Year 5    Year 6
Gross Payment %      8%         16%        24%       32%        40%         48%
Reference level       105%       105%     105%       105%      105%       105%

• Capital Protection – 65% European Barrier (i.e. read at Final Level only)
• Counterparty – Barclays Bank plc is currently rated ‘A’ negative by S&P, ‘A1’ stable by Moody’s and ‘A+‘ on negative outlook watch by Fitch as at 14 August 2020

Read more about the UK Growth Kick Out Plan January 2021 here https://bestpricefs.co.uk/structured-products/25082020-uk-growth-kick-out-plan/

UK Quarterly Contingent Income Plan January 2021

• Quarterly Income of 1% gross paid if the Index is at least equal to 75% of its Opening Level on the relevant Quarterly Measurement Date
• No income will be payable for a quarter if the Closing Level of the Index is below 75% of its Opening Level.  The first Quarterly Measurement Date will be on 29 April 2021, one quarter after the Start Date.  Thereafter, the performance of the Index will be measured quarterly.  If the kick-out condition is met, income will be paid in respect of that quarter and the Plan will mature early.  No further income payments will then be payable.
  Kick-out condition: From year 2, the Plan will kick-out, i.e. mature early, if the Closing Level of the Index is at least equal to its Opening Level on any Annual Measurement Date.  The first Annual Measurement Date will be 31 January 2023.
• The Plan closes on 27 January 2021 and strikes on 29 January 2021, with its Final Level on 29 January 2027
• Capital Protection – 65% European Barrier (i.e. read at Final Level only)
• Counterparty – Barclays Bank plc is currently rated ‘A’ negative by S&P, ‘A1’ stable by Moody’s and ‘A+‘ on negative outlook watch by Fitch as at 14 August 2020.

Read more about the FTSE Quarterly Contingent Income Plan August 2020 here https://bestpricefs.co.uk/structured-products/25082020-uk-quarterly-contingent-income-plan/

The UK Step Down Kick Out Plan January 2021

•  A potential gross investment of 5.50% for each year in force, payable from year 1
• The Plan closes on 27 January 2021 and strikes on 29 January 2021, with its Final Level on 29 January 2027.
• If on any Measurement Date before the final Measurement Date, the Closing Level of the Index is at least equal to its Reference Level the Plan will kick out, i.e. mature early.

Year 1    Year 2    Year 3     Year 4    Year 5      Year 6
Gross Payment %       5.50%     11%         16.50%     22%        27.50%    33%
Reference level         105%      100%       95%          90%        85%         80%

• Capital Protection – 65% European Barrier (i.e. read at Final Level only)
• Counterparty – Barclays Bank plc is currently rated ‘A’ negative by S&P, ‘A1’ stable by Moody’s and ‘A+‘ on negative outlook watch by Fitch as at 14 August 2020

Read more about the UK Step Down Kick Out Plan September 2020 here https://bestpricefs.co.uk/structured-products/25082020-uk-setp-down-kick-out-plan/

UK Kick Out Plan January 2021 

• A potential gross investment of 7% for each year in force, payable from year 1
• The Plan closes on 27 January 2021 and strikes on 29 January 2021, with its Final Level on 29 January 2027
• If on any Measurement Date before the Final Measurement Date, the Closing Level of the Index is at least equal to its Opening Level the Plan will kick out, i.e. mature early.

Year 1    Year 2     Year 3      Year 4     Year 5      Year 6
Gross Payment %         7%         14%         21%         28%          35%         42%
Reference level           100%      100%       100%       100%        100%        100%

• Capital Protection – 65% European Barrier (i.e. read at Final Level only)
• Counterparty – Barclays Bank plc is currently rated ‘A’ negative by S&P, ‘A1’ stable by Moody’s and ‘A+‘ on negative outlook watch by Fitch as at 14 August 2020

Read more about the UK Kick Out Plan September 2020 here https://bestpricefs.co.uk/structured-products/25082020-uk-kick-out-plan/

UK Supertracker Plan January 2021

• A potential gross investment of 10 times any rise if the Final Level of the Index is above its Opening Level.  The maximum investment return is capped at 48%.
• The Plan closes on 27 January 2021 and strikes on 29 January 2021.
• The Final Level of the Index will be an average of its Closing Level on 13 Observation Dates over the last 12 months of the Plan’s term.  The Observation Dates are outlined in the Key Dates on Page 2 of the Brochure.
• Capital Protection – 65% European Barrier (i.e. read at Final Level only)
• Counterparty – Barclays Bank plc is currently rated ‘A’ negative by S&P, ‘A1’ stable by Moody’s and ‘A+‘ on negative outlook watch by Fitch as at 14 August 2020

Read more about the UK Supertracker Plan January 2021 here https://bestpricefs.co.uk/structured-products/01102020-uk-supertracker-plan/

Investment Application Deadlines:

• If you are transferring an existing ISA: 13^th January 2021 (to be received by Best Price by 11^th January 2021

• If you are paying by cheque or bank transfer: 27^th January 2021 – to be received by Best Price by 22^nd January and 25^th January 2021 respectively.

Don’t Forget the Risks

https://bestpricefs.co.uk/mb-structured-investments/#risks

As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.

Past performance is not a guide to future performance and may not be repeated.  Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.

The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.

As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.

At the Best Price FS price point (when combined with our smiley and helpful service) the MB Structured Investments are certainly worthy of consideration for inclusion within investment portfolios.

Advice

Simply get in touch if you wish to receive regulated advice in relation to the ‘suitability of the plans to meet your investment needs’.

Warmest Regards.

Best Price FS Team