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MB Structured Investments launch new products for February 2021

  • Friday, January 15, 2021
MB Structured Investment
MB Structured Investments (UK) have launched a new set of Barclays Bank plc backed structured products with a lower capital barrier (60% European Capital Barrier) and moving the first potential “Kick Out” opportunity to Year 2, therefore offering more capital protection to the investor whilst still retaining attractive upsides.  They are capital at risk plans.

Please find summarised below their latest range of Y2 60 Barclays Bank plc backed structured products.
MB Instructured Investment
MB Structured Investments UK Step Down Kick Out Plan (Y2 60) February 2021 || Synopsis ||

Investment Return: If the Closing Level of the Index on any Measurement Date before the Final Measurement Date is at least equal to its Reference Level the Plan will kick out, i.e. mature early, and make a gross investment return of 5.50% of the money you invest for each year that the Plan has been in force. The first Measurement Date will be on 17 February 2023, two years after the Start Date.

If the Plan has not matured early, and the Closing Level of the Index on the Final Measurement Date (the ‘Final Level’) is at least equal to its Reference Level, the Plan will provide an investment return at the Maturity Date equal to 38.50% of the money you invest. If the Final Level of the Index is below its Reference Level, no investment return will be payable at the Maturity Date.

Measurement Dates & Reference Levels (% of Opening Level): 17 February 2023: 105%, 19 February 2024: 100%, 17 February 2025: 95%, 17 February 2026 90%, 17 February 2027: 85% and 17 February 2028 (Final Measurement Date): 80%

Capital Return: You will lose money if the Final Level of the Index is below 60% of its Opening Level. The amount of your money that you would lose will be the percentage by which the Final Level of the Index is below its Opening Level. In extreme circumstances you could lose all of your money. If the Final Level of the Index is at least equal to 60% of its Opening Level you will get back the amount you invested.
Click here for more details about this product

MB Structured Investments UK Kick Out Plan (Y2 60) February 2021

Investment Return: If the Closing Level of the Index on any Measurement Date before the Final Measurement Date is at least equal to its Opening Level the Plan will kick out, i.e. mature early, and make a gross investment return of 7% of the money you invest for each year that the Plan has been in force. The first Measurement Date will be on 17 February 2023, two years after the Start Date.

If the Plan has not matured early, and the Closing Level of the Index on the Final Measurement Date (the ‘Final Level’) is at least equal to its Opening Level, the Plan will provide an investment return at the Maturity Date equal to 49% of the money you invest. If the Final Level of the Index is below its Opening Level, no investment return will be payable at the Maturity Date.

Capital Return: You will lose money if the Final Level of the Index is below 60% of its Opening Level. The amount of your money that you would lose will be the percentage by which the Final Level of the Index is below its Opening Level. In extreme circumstances you could lose all of your money. If the Final Level of the Index is at least equal to 60% of its Opening Level you will get back the amount you invested.
Click here for more details about this product

About Barclays Bank plc (the Counterparty):Barclays Bank PLC (Fitch: A+ | Moody’s: A1 | S&P: A as at 11/01/2021

Barclays is a British universal bank: a bank with a proud history and deep roots in the UK, but also with the scale and diversity to help customers and clients across the broadest range of financial needs, all around the world. Barclays Bank PLC encompasses Barclays’ top-tier, full service, global corporate and investment bank offering products and services designed for larger corporate, wholesale and international banking clients, Global Banking & Payments, and the Private Bank & Overseas business.
Source: Barclays Bank plc, 14 August 2020
Don’t Forget the Risks

https://bestpricefs.co.uk/mb-structured-investments/#risks

As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.

The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.

As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquid or counterparty exposure.

At the Best Price FS price point (when combined with our smiley and helpful service) the MB Structured Investment Plans are certainly worthy of consideration for inclusion within investment portfolios.

Warmest Regards.

Best Price FS Team
Advice: Simply click here to get in touch if you wish to receive regulated advice in relation to the ‘suitability’ of the plans to meet your investment needs.