Running a car? We all know it can seem like there’s something new to pay for every day.

In fact, the UK is actually the most expensive country in the world to own a car, with the average cost almost £3,500 – that’s around £1,000 more expensive than the US, Australia and France.

motor legal protection cover worth itHowever, how would you cover the costs that an accident can incur? These costs are far-ranging, but could include:

  • Your car insurance policy excess
  • Personal injury
  • Loss of earnings
  • Alternative transport
  • Damage to personal possessions

 

How non-essential are some car payments?

Whilst ditching the add-ons to your car insurance can be a good idea, it’s important to have a quick think about what might happen if you do – you may be risking even bigger expenses further down the line.

Taking breakdown cover as an example, it’s easy to see the benefits. If your car gives up on you on the road, any policy you may have in place can help get you going again, or at least a quick tow home or to your nearest garage. A callout in these instances can cost a lot if you’re not already covered, and with the already sizeable amount you’ve probably forked out you wouldn’t want any extra bills blowing the budget. That’s why so many motorists in the UK take out breakdown cover. Good policies will even include repair costs for your car, but the greatest feature of all is the peace of mind it’ll provide you.

In this respect, motor legal protection cover is just the same. This type of legal expenses insurance is designed to help you claim back the out-of-pocket expenses that you’ll be landed with, and whilst this can be done yourself, it takes a great deal of time and effort as well as a certain professional understanding of how to make a claim. With motor legal protection, you’ll enjoy the peace of mind that comes from knowing that someone else will be making and fighting the claim for you. The best policies will even provide you legal defence if you’re prosecuted for a motoring offence, which as we all know can cost a lot if sourced by yourself.

 

motor legal protection cover is it worth itCutting the Cost of Motor Legal Protection Cover

When you see the rates being charged by car insurance providers, it may seem like the first cover to cut on – Churchill charges £26.50 a year while a policy with Swinton will set you back £30.00 (accurate as of 11th February, 2015). However, avoiding your insurer and instead buying motor legal protection separately as a standalone policy can save a lot. Cover with Best Price Financial Services will cost as little as £9.75 per year, meaning you won’t have to skip on it after all.

So while it can be easy to see motor legal protection cover as one more unnecessary expense, the reality is that one little yearly fee can save you hundreds in claiming back your costs. In the already stressful event of an accident, insure your peace of mind with motor legal protection.

 

How To Get Cover

Just visit Motor Legal Protection and choose from our range of policies. Our Bronze standard policy will set you back just £9.75 a year, but if you’d like the added benefit of a legal representative if you’re being prosecuted for a motoring offence which may lead to a ban, then choose our Silver Motor Legal Protection. And if you’re a high-mileage driver who needs that little extra help, then get Gold Motor Legal Protection – we’ll provide you defence in court and up to £2,000 a month if you’re disqualified from driving.

 


Leave a Reply

Your email address will not be published. Required fields are marked *


Breakdown Cover (11)

Learn all about breakdown cover on the Best Price Financial Services blog. Get all the latest information and insights on breakdown cover.

Home Emergency (20)

Blog posts about home emergency cover from Best Price Financial Services. Learn about home emergency cover and how it works.

Income Protection (18)

News and updates about income, employment and protecting you.

Investments (6)

Information and updates regarding UK Investment Plans.

Life Insurance (34)

Hints and tips about insurance and protecting your family.

Money Saving Tips (35)

Frugal tips to help you make the most of your money.

Motor Legal Protection (36)

All about Motor Legal Protection and how it can help you.

Press Room (17)

Latest news and views from discount broker Best Price FS

Savings (9)

All the information you'll need to find the best UK savings plans.

Structured Products (12)

News and updates about Structured Investment Products.

Travel Insurance (8)

Travel tips for holiday-goers, backpackers and skiers.