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Quality potential future returns even in uncertain times with Mariana’s new Plans for June 2022

  • Wednesday, April 27, 2022
Quality potential future returns

Quality potential future returns even in uncertain times with Mariana’s new Plans for June 2022…
Quality potential future returns
 

Quality potential future returns as Mariana have just announced the launch of their new range of Goldman Sachs branded structured investment and deposit products.

These are the first Goldman Sachs branded structured products ever to be launched in the UK retail market. By working together, with Mariana acting as plan manager and Goldman Sachs as the counterparty, they are delighted to be able to provide a range of superior products.

This is the first of a series of tranche-based products they will be launching alongside their normal range of Mariana products.

Goldman Sachs FTSE 100 Deposit Kick Out – June 2022
Goldman Sachs FTSE 100 Defensive Kick Out – June 2022
Goldman Sachs Dual Index Defensive Kick Out – June 2022

A summary of each of the above Plans is provided below.

Mariana have also launched their new tranche of the following Plans for June 2022:

  • Mariana 10:10 Plan (FTSE CSDI Version) – June 2022 Plans – Options 1, 2 & 3
  • Mariana FTSE 100 Kick Out Plan – June 2022

A summary of each plan is provided below, with a brief synopsis of the 10:10 plans as follows:

The Mariana 10:10 plan is a product that has been available for over seven years, it has a good track record of delivery and is well established as a ‘go to’ investment within many Investors’ portfolios. The overall Product design coupled with both the impressive Back-testing and the current market environment continue to make this a compelling & powerful diversification tool for many Investors’ investment strategies. This Plan provides the opportunity for very attractive rates of return going forward and is underwritten by Morgan Stanley (S&P A+ Stable) as the chosen Counterparty.  Headline details of the June 2022 10:10 product options are as follows. (Please refer to the Brochure for full information on the Plan).

Quality potential future returns
The 10:10 Plan continues to use the FTSE CSDI Index which was introduced nearly two years ago now, in order to get better value for Investors. Just to remind you this Index was designed specifically for structured products – its full title is the FTSE Custom 3.5% Synthetic Fixed Dividend Index (FTSE CSDI), and it is now very much a staple within the sector.

The FTSE CSDI aims to closely replicate the performance of the same 100 companies as the FTSE 100 Index, but after including the dividends – the equivalent to the FTSE 100 ‘total return’ index, from which, a constant annual dividend of 3.5% is deducted. The FTSE CSDI index may therefore be expected to perform in a similar way to the FTSE 100 Index although, it would be expected to slightly underperform the latter if the total dividend yield transpires to be less than 3.5%. The correlation of FTSE CSDI to the FTSE 100 over a 10-year simulated back-test is actually over 98%. Hardly surprising as the Index contains exactly the same Shares held on exactly the same weighted basis.

Important also to remember that to achieve the annualised returns on offer actually little or no Market Growth is required. Even Option 3 only requires the Market to rise just 5% from the start in order to produce an annualised return of 12.25% p.a., Option 1 remains the Defensive Version offering the headline return even in a market trending downwards over time.

As always the plan has a limited tranche size and Strikes on the 17th June.

All of the aforementioned plans are available on a Non-Advised basis.

Once again, thank you for your continued interest in our Investment services and look forward to transacting more business with you shortly.Quality potential future returns

 
Quality potential future returns
Goldman Sachs FTSE 100 Deposit Kick Out – June 2022How the Deposit Plan works:

This is a six year, one week Deposit Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Deposit Plan is constructed to offer a Potential Return of 3.6% for each year the Deposit Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Deposit Plan’s third year and annually thereafter. The Potential Return is only payable if the Deposit Plan kicks out.

Should the Closing Price of the Underlying Asset on an Observation Date be at or above the Kick Out Trigger Level, the Deposit Plan will mature early, repaying your Initial Capital plus the Potential Return multiplied by the number of years the Deposit Plan has run.

The Kick Out observations begin on the third anniversary date and continue on an annual basis until the Deposit Plan’s Maturity Date (from 17 June 2025 to 19 June 2028).

If the Deposit Plan has not already kicked out, Initial Capital is returned in full on the Maturity payment Date regardless of the performance of the Underlying. The repayment of Initial Capital and the payment of any returns are subject to Counterparty Risk.
Click here for more information on the Goldman Sachs FTSE 100 Deposit Kick Out – June 2022
Quality potential future returns
Goldman Sachs FTSE 100 Defensive Kick Out – June 2022How the Plan works:

This is a seven year, one week Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 7% for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

Should the Closing Price of the Underlying Asset on an Observation Date be at or above the Kick Out Trigger Level, the Plan will mature early, repaying your Initial Capital plus the Potential Return multiplied by the number of years the Plan has run.

The Kick Out observations begin on the second anniversary date and continue on an annual basis until the Plan’s Maturity Date (from 17 June 2024 to 18 June 2029).

If the Plan has not already kicked out, Initial Capital will be repaid in full at the end of the Plan’s term if on the Maturity Date (18 June 2029) the Closing Price of the Underlying is not more than 35% below the Start Level.

If on the Maturity Date the Closing Price of the Underlying Asset is less than 65% of the Start Level (representing a decline of more than 35% from the Start Level), your Initial Capital will be lost at a rate of 1% for every 1% the Closing Price of the Underlying Asset is below the Start Level.
Click here for more details on the Goldman Sachs FTSE 100 Defensive Kick Out – June 2022
Quality potential future returns
Goldman Sachs Dual Index Defensive Kick Out – June 2022How the Plan works:

This is a seven year, one week Plan based on the performance of the FTSE™ 100 Index and Euro Stoxx 50® Index, the Underlying Assets. The Plan is constructed to offer a Potential Return of 8.50% for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital after the second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

Should the Closing Price of all the Underlying Assets on an Observation Date be at or above the Kick Out Trigger Level, the Plan will mature early, repaying your Initial Capital plus the Potential Return multiplied by the number of years the Plan has run.

The Kick Out observations begin after the second year and continue on an annual basis until the Plan’s Maturity Date (from 17 June 2024 to 18 June 2029) .

If the Plan has not kicked out, Initial Capital will be repaid in full at the end of the Plan’s term if on the Maturity Date (18 June 2029) the Closing Price of the worst performing Underlying Asset is not more than 35% below the Start Level.

If on the Maturity Date the Closing Price of the worst performing Underlying Asset is less than 65% of the Start Level (representing a decline of more than 35% from the Start Level), your Initial Capital will be lost at a rate of 1% for every 1% the Closing Price of the worst performing Underlying Asset is below the Start Level. Quality potential future returns

Quality potential future returns
Click here for more details of the Goldman Sachs Dual Index Defensive Kick Out – June 2022
About Goldman Sachs International: Goldman Sachs International is part of The Goldman Sachs Group, Inc. which is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world.

More information on Goldman Sachs International can be found on their website www.goldmansachs.com or by requesting a copy of their prospectus from Mariana. The prospectus contains information and contractual terms for the securities issued by Goldman Sachs & Co. Wertpapier GmbH.

Goldman Sachs International acts as Guarantor of the securities issued by Goldman Sachs & Co. Wertpapier GmbH, which means that Goldman Sachs International will make the payments under the securities if Goldman Sachs & Co. Wertpapier GmbH is unable to fulfil its payment obligations.

You may lose part and up to all your investment if Goldman Sachs International goes into liquidation and defaults on paying your Plan return and the repayment of your Initial Capital. The risk that Goldman Sachs International goes into liquidation is called Counterparty Risk.

Securities issued by Goldman Sachs & Co. Wertpapier GmbH and Goldman Sachs International are not covered by the Financial Services Compensation Scheme (FSCS). Therefore if the Issuer and/or the Guarantor become insolvent you would not be covered by the FSCS.

The Plans are not endorsed, sponsored or otherwise promoted by Goldman Sachs International or any of its affiliates. None of Goldman Sachs International or its affiliates are responsible for the contents of this brochure and nothing in this document should be considered a representation or warranty by Goldman Sachs International to any person regarding whether investing in the product is suitable or advisable for such a person. Neither Goldman Sachs International, nor any of its affiliates, has provided advice, nor made any recommendation about investments or tax in relation to this product. Quality potential future returns
Quality potential future returns
Mariana 10:10 Plan FTSE CSDI Version – June 2022

This is a ten year, two week Plan based on the performanceof the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan has three options and is constructed to offer a Potential Return of 8.25% in Option 1, 10.25% in Option 2 and 12.25% in Option 3 for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

Should the Closing Price of the Underlying Asset on an Observation Date be at or above the Kick Out Trigger Level, the Plan will mature early, repaying your Initial Capital plus the Potential Return multiplied by the number of years the Plan has run.

The Kick Out observations begin on the second anniversary date and continue on an annual basis until the Plan’s Maturity Date (from 17 June 2024 to 17 June 2032).

If the Plan has not already kicked out, Initial Capital will be repaid in full at the end of the Plan’s term if on the Maturity Date (17 June 2032) the Closing Price of the Underlying Asset is not more than 30% below the Start Level.

If on the Maturity Date the Closing Price of the Underlying Asset is less than 70% of the Start Level (representing a decline of more than 30% from the Start Level), your Initial Capital will be lost at a rate of 1% for every 1% the Closing Price of the Underlying Asset is below the Start Level.
Click here for more details of the Mariana 10:10 Plan (FTSE CSDI Version) – June 2022 OPTION 1
Click here for more details of the Mariana 10:10 Plan (FTSE CSDI Version) – June 2022 OPTION 2
Click here for more details of the Mariana 10:10 Plan (FTSE CSDI Version) – June 2022 OPTION 3

About Morgan Stanley & Co. International plc: Morgan Stanley & Co. International plc and its subsidiary undertakings are part of a group whose principal activity is the provision of financial services to corporations, governments and financial institutions.

Morgan Stanley & Co. International plc is authorised by the Prudential Regulation
Authority (“PRA”) and regulated by the PRA and the United Kingdom Financial Conduct Authority.Quality potential future returns.

More information on Morgan Stanley & Co. International plc can be found on their website www.morganstanley.com or by requesting a copy of their prospectus from Mariana. The prospectus contains information and contractual terms for the securities issued by Morgan Stanley & Co. International plc.

You may lose part and up to all your investment if Morgan Stanley & Co. International plc goes into liquidation and defaults on paying your Plan return and the repayment
of your Initial Capital. The risk that Morgan Stanley & Co. International plc goes into liquidation is called Counterparty Risk.

Securities issued by Morgan Stanley & Co. International plc. and Morgan Stanley are not covered by the Financial Services Compensation Scheme (FSCS). Therefore if the Issuer and/or the Guarantor become insolvent you would not be covered by the FSCS.

The Plan is not endorsed, sponsored or otherwise promoted by Morgan Stanley or any of its affiliates. None of Morgan Stanley or its affiliates are responsible for the contents of this brochure and nothing in this document should be considered
a representation or warranty by Morgan Stanley to any person regarding whether investing in the product is suitable or advisable for such a person. Neither Morgan Stanley, nor any of its affiliates, has provided advice, nor made any recommendation about investments or tax in relation to this
Quality potential future returns
Mariana FTSE 100 Kick Out Plan – June 2022How the Plan works:

This is a eight year, two week Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 9.1% for each year the Plan runs with the possibility of early maturity and the full
repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

Should the Closing Price of the Underlying Asset on an Observation Date be at or above the Kick Out Trigger Level, the Plan will mature early, repaying your Initial Capital plus the Potential Return multiplied by the number of years the Plan has run.

The Kick Out observations begin on the second anniversary date and continue on an annual basis until the Plan’s Maturity Date (from 17 June 2024 to 17 June 2030).

If the Plan has not already kicked out, Initial Capital will be repaid in full at the end of the Plan’s term if on the Maturity Date (17 June 2030) the Closing Price of the Underlying is not more than 35% below the Start Level.

If on the Maturity Date the Closing Price of the Underlying Asset is less than 65% of the Start Level (representing a decline of more than 35% from the Start Level), your Initial Capital will be lost at a rate of 1% for every 1% the Closing Price of the Underlying Asset is below the Start Level.
Click here for more details on the Mariana FTSE 100 Kick Out Plan – June 2022
About Citigroup Global Markets Limited (CGML): CGML is Citi’s international broker-dealer and is headquartered in London.

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth
management.

More information on Citi can be found on their website www.citigroup.com or by requesting a copy of their prospectus from Mariana.Quality potential future returns.

The prospectus contains information and contractual terms for the securities issued by Citigroup Global Markets Funding Luxembourg S.C.A. CGML acts as Guarantor of the securities issued by Citigroup Global Markets Funding Luxembourg S.C.A, which means that CGML will make the payments under the securities if Citigroup Global Markets Funding Luxembourg S.C.A is unable to fulfil its payment obligations.

You may lose part and up to all your investment if CGML goes into liquidation and defaults on paying your Plan return and the repayment of your Initial Capital. The risk that CGML goes into liquidation is called Counterparty Risk.

Securities issued by Citigroup Global Markets Funding Luxembourg S.C.A and CGML are not covered by the Financial Services Compensation Scheme (FSCS). Therefore if the Issuer and/or the Guarantor become insolvent you would not be covered by the FSCS.

The Plan is not endorsed, sponsored or otherwise promoted by Citi or any of its affiliates. None of Citi or its affiliates are responsible for the contents of the brochure and nothing in this document should be considered a representation or warranty by Citi to any person regarding whether investing in the product is suitable or advisable for such a person. Neither Citi, nor any of its affiliates, has provided advice, or made any recommendation about investments or tax in relation to this product. Quality potential future returns
Don’t Forget the RisksAs with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.

Past performance is not a guide to future performance and may not be repeated.  Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.

The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.

As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.

At the Best Price FS price point (when combined with our smiley and helpful service) the Mariana Plans are certainly worthy of consideration for inclusion within investment portfolios.

Warmest Regards.

Best Price FS Team
Advice: Simply click here to get in touch if you wish to receive regulated advice in relation to the ‘suitability’ of the plans to meet your investment needs.