TWO WEEKS LEFT IN WHICH TO ACCESS TEMPO’S CURRENT SUITE OF PRODUCTS:
- THE OFFICIAL CUT OFF DATE FOR APPLICATIONS TO TEMPO’S PLANS IS FRIDAY 21 FEBRUARY
- BESTPRICE ‘SPECIAL LATE ACCESS’ EXTENDS THE DEADLINE TO WEDNESDAY 26 FEBRUARY (2 DAYS BEFORE THE START DATE)
TEMPO’S PRODUCTS CONTINUE TO OFFER EXCEPTIONAL TERMS – THE BEST IN THE MARKET FOR COMPARABLE PRODUCTS! *
THE BEST PRICE SPECIAL OFFER OF JUST 1% (MINIMUM FEE OF £300) FOR DISCOUNTED ADVICE IS A COMPELLING CONSIDERATION FOR INVESTORS!
To maximise the opportunity for clients to invest in the Tempo current suite of products, to take advantage of the exceptional rates on offer, Best Price has agreed an extended cut-off date for final applications of Wednesday 26 February – providing 5 extra days for Best Price clients (subject to the plans not having reached capacity within the last few days).
The terms for Tempo’s plans are confirmed below.
Both the Long Kick-Out Plan and the Long Growth Accelerator Plan offer exceptional rates for investors, across all five investment options.
THE LONG KICK-OUT PLAN
Tempo’s Long Kick-Out Plan (counterparty Société Générale) optimises the popular kick-out strategy, through the simple step of combining a longer maximum term, with short term kick-out potential, and defensive index conditions.
The potential annual returns of each option are:
OPTION 1: OFFERS THE POTENTIAL FOR 8.1% P.A.: IF THE INDEX IS AT OR ABOVE 90% OF START LEVEL ON ANY KICK-OUT ANNIVERSARY DATE
OPTION 2: OFFERS THE POTENTIAL FOR 7% P.A.: IF THE INDEX IS AT OR ABOVE A LEVEL REDUCING BY 5% P.A. TO 65% OF START LEVEL AT END DATE
OPTION 3: OFFERS THE PPOTENTIAL FOR 12.4% P.A.: IF THE INDEX IS AT OR ABOVE 100% OF START LEVEL ON ANY KICK-OUT ANNIVERSARY DATE
These are the best terms in the market for comparable kick-out products. *
THE LONG GROWTH ACCELERATOR PLAN
Tempo’s Long Growth Accelerator Plan (counterparty Société Générale) is the only product of its kind in the market.
This unique plan combines a kick-out strategy at year 5 with a defensive ‘super tracker’ at year 10, providing investors with ‘2 strategies in 1 plan’, which offers exceptional growth potential.
The potential returns of each option are:
OPTION 1: OFFERS THE POTENTIAL FOR 57.5% AT YEAR 5, IF THE INDEX IS AT OR ABOVE 100% OF START LEVEL, OR 4 X THE INDEX ABOVE 70% OF START LEVEL AT YEAR 10, TO A MAXIMUM RETURN OF 120% (PLUS CAPITAL)
OPTION 2: OFFERS THE POTENTIAL FOR 95%% AT YEAR 5, IF THE INDEX IS AT OR ABOVE 110% OF START LEVEL, OR 6 X THE INDEX ABOVE 90% OF START LEVEL AT YEAR 10, TO A MAXIMUM RETURN OF 180% (PLUS CAPITAL)
This plan really is exceptional …
For Option 1, the potential kick-out return of 57.5% at Y5 is equivalent to 11.5% p.a. simple or 9.51% p.a. compound, while the maximum growth return of 120% at Y10 is equivalent to 12% p.a. simple or 8.20% p.a. compound.
For Option 2, the potential kick-out return of 95% at Y5 is equivalent to 19% p.a. simple or 14.29% p.a. compound, while the maximum growth return of 180% at Y10 is equivalent to 18% p.a. simple or 10.84% p.a. compound.
Simply put, we really like the Long Growth Accelerator Plan as we can’t think of any other investment fund or product which we reasonably think is more likely to deliver such strong double digit, compound returns, with a defensive risk / return profile, than this unique and innovative plan.
ALL OF TEMPO’S PRODUCTS ARE ‘DELIBERATELY DEFENSIVE’
ALL of Tempo’s products are ‘deliberately defensive’, meaning that they are all designed so that they can generate some or all of their returns without requiring the market to rise, with a defined level of protection should the market fall.
In addition, ALL of Tempo’s products benefit from the firm’s operational strength and approach to governance, are backed by strong issuers / counterparties, and are based on a single index, with a deep end-of-term barrier.
These are the Tempo hallmarks: straightforward, lower risk structured products.
We think this approach has real merits and can add real value for investors in balanced and diversified portfolios, in the current market environment.
TEMPO’S PRODUCTS ARE OFFERING ‘BEST TERMS’ FOR COMPARABLE CURRENTLY AVAILABLE PRODUCTS*
Notably, the terms from Tempo continue to offer investors the best potential returns of any comparable* products currently available. For example:
There are currently 17 defensive and step-down k/o condition products, including Tempo’s Long Kick-Out Plan Option 1 and Option 2.
>> Option 1 offers 8.1% p.a., with a 90% k/o condition throughout.
>> Option 2 offers 7% p.a., with a final step-down condition of 65%.
The average return of the 15 other products, excluding Tempo’s LKO1 and LKO2, is 7% p.a., however, several of the other products have higher (i.e. worse) end of term barriers and higher (i.e. worse) final step-down condition levels, etc.
Re comparable step-down products to LKO2, only 4 other products step down to 65% at the final year, and the average potential return of these is just 5.80% p.a.
In addition …
>> Option 1 of Tempo’s Long Growth Accelerator Plan includes a kick-out feature, which offers an even higher potential return of 57.5% at year 5, which is equivalent to 11.5% p.a. (which is more than all of the other kick-outs!).
>> while Option 2 offers an incredible 95% at year 5, which is equivalent to an astonishing 19% p.a. (albeit requiring the index to have risen by 10%, over 5 years).
Of course, and as always, please see the full plan literature for full details of these plans and the features, terms and conditions, including the risks.
*Comparisons to other products is based on analysis of products in the market as at 31.01.20, using FVC research reports, comparing potential returns and product features.
It should be noted that the Tempo plans use an equal weight, fixed dividend version of the FTSE 100, known as the FTSE 100 FDEW. This was developed by FTSE Russell specifically with the aim of helping investment banks produce better terms on structured products. However, it should be noted that the FTSE 100 FDEW will perform differently to the FTSE 100, due to the equal weighting and the fixed dividend approach. This means that the returns from plans linked to it might be higher or lower than the returns from a similar product linked to the FTSE 100.
DON’T FORGET THE RISKS
As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.
Please ensure that you view the plan documents for full details of the features and the risks.
TEMPO’S PLANS ARE ONLY AVAILABLE WITH ADVICE … BUT WITH A SPECIAL DISCOUNTED FEE FOR ADVICE AND TERMS THIS GOOD, WHY WOULDN’T YOU USE THE BEST PRICE DISCOUNTED ADVICE SERVICE …
Tempo’s products can only be accessed with advice, however unlike many ‘execution only’ discount service providers Best Price is able to offer advised service and offers a special discount ‘best price’ of just 1% (with a minimum fee of £300) for doing so.
The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.
As we said in our introduction, the potential returns on offer from Tempo in this suite of products are so exceptional compared to all other products available that paying 1% for advice (with a minimum fee of £300) (as opposed to 0.5% without advice), to access products offering significantly greater potential returns is an offer worth considering.
And just to make this offer really hard to beat … if you can find published advice services for these products at a lower cost in the UK, we’ll do it for free!
TO FIND OUT MORE
To access the literature for these products click here to go to the products area of our website: : https://www.bestpricefs.co.uk/tempo-structured-products/
Tempo is our first ‘Star Structured Product Provider’, consistently raising the bar in the sector with its approach – including its new ‘Stated terms of better’ pledge.
The terms of their products are exceptional – and demand for their products is high.
If you would like to invest into these Tempo plans and take advantage of these current terms, please do consider doing so in the next few days.
As always, please contact us to discuss any aspect of the products.
Richard and the Best Price FS Team