Good Morning
Tempo Structured Products has now launched Issue 9 of its product suite, with an offer period scheduled to run until 11 October (unless it has to close early). The new terms from Tempo have increased significantly, meaning that Issue 9 is offering the best ever rates for both of its plans and all five investment options. The following table highlights the terms for Issue 9 compared to the previous 2 issues, showing the uplift (which is due to recent stock market volatility and the lower index level being seen currently), for the exact same products:
For example, as you can see, Option 3 of the Long Kick-Out Plan is offering 4.95% p.a. more now, than in June; and Option 2 of the Long Growth Accelerator Plan is offering an incredible 65% at Y5 more now (equivalent to an additional 13% p.a.), than in June. As you can see, Issue 9 clearly presents an exceptional opportunity for clients to take advantage of Tempo’s best ever rates. Notably, not only are these terms the best ever from Tempo, they also offer investors the best potential returns of any comparable* products currently available. For example: >> There are 7 kick-out products currently available from other providers, which require the index to be at or above 100% of the index start level. The average potential return of these 7 products is 10.45%, however one of these products requires the market to be at 105% of the index start level and four of these products have higher (in other words, worse) end of term barrier levels. The average of the products with the same conditions as the Tempo product is 9.59% – which compares to 17.55% for Option 3 of the Tempo Long Kick-Out Plan. >> In addition, Option 1 of Tempo’s unique Long Growth Accelerator Plan, which includes a kick-out feature, offers an even higher potential return of 100% at year 5, which is equivalent to 20% p.a. (which is more than all kick-outs, including its own), while Option 2 offers an incredible 167.5% at year 5, which is equivalent to 33.5% p.a. (albeit notably requiring the index to have risen by 10%, over 5 years). Of course, and as always, please see the full plan literature for full details of these plans and the features, terms and conditions, including the risks. * Comparisons to other products are based on analysis of products which are listed on the FVC UK retail research database, as at 06.09.19, comparing potential returns for products with similar features (for example, the level of end of term barriers and the conditions for returns to be generated). * It should be noted that the Tempo plans use an equal weight, fixed dividend version of the FTSE 100, known as the FTSE 100 FDEW. This was developed by FTSE Russell specifically with the aim of helping investment banks produce better terms on structured products. However, it should be noted that the FTSE 100 FDEW will perform differently to the FTSE 100, due to the equal weighting and the fixed dividend approach. This means that the returns from plans linked to it might be higher or lower than the returns from a similar product linked to the FTSE 100. You can find a summary of each plan and links to the full details below … THE LONG KICK-OUT PLAN Tempo’s Long Kick-Out Plan (counterparty Société Générale) optimises the popular kick-out strategy, through the simple step of combining a longer maximum term, with short term kick-out potential, and defensive index conditions. The potential annual returns of each option are: OPTION 1: OFFERS THE POTENTIAL FOR 11.6% P.A.: IF THE INDEX IS AT OR ABOVE 90% OF START LEVEL ON ANY KICK-OUT ANNIVERSARY DATE OPTION 2: OFFERS THE POTENTIAL FOR 9.55% P.A.: IF THE INDEX IS AT OR ABOVE A LEVEL REDUCING BY 5% P.A. TO 65% OF START LEVEL AT END DATE OPTION 3: OFFERS THE POTENTIAL FOR 17.55% P.A.: IF THE INDEX IS AT OR ABOVE 100% OF START LEVEL ON ANY KICK-OUT ANNIVERSARY DATE These are the best terms in the market for comparable kick-out products. THE LONG GROWTH ACCELERATOR PLAN Tempo’s Long Growth Accelerator Plan (counterparty Société Générale) is the only product of its kind in the market, combining a kick-out strategy at year 5 with a defensive ‘super tracker’ at year 10, in a ‘2 in 1’ strategy plan, which offers exceptional growth potential. The potential returns of each option are: OPTION 1: OFFERS THE POTENTIAL FOR 100% IF THE INDEX IS AT OR ABOVE 100% OF START LEVEL AT YEAR 5, OR 4 X THE INDEX ABOVE 70% OF START LEVEL AT YEAR 10, TO A MAXIMUM RETURN OF 120% (PLUS CAPITAL) OPTION 2: OFFERS THE POTENTIAL FOR 167.5%% IF THE INDEX IS AT OR ABOVE 100% OF START LEVEL AT YEAR 5, OR 6 X THE INDEX ABOVE 90% OF START LEVEL AT YEAR 10, TO A MAXIMUM RETURN OF 180% ( PLUS CAPITAL) This plan really is exceptional … For Option 1, the potential kick-out return of 100% at Y5 is equivalent to 20% p.a. simple or 14.87% p.a. compound, while the maximum growth return of 120% at Y10 is equivalent to 12% p.a. simple or 8.20% p.a. compound. For Option 2, the potential kick-out return of 167.5% at Y5 is equivalent to 33.5% p.a. simple or 21.75% p.a. compound, while the maximum growth return of 180% at Y10 is equivalent to 18% p.a. simple or 10.84% p.a. compound. Simply put, we can’t think of any other investment fund or product more likely to deliver such strong double digit, compound returns, with a defensive risk / return profile, than this unique and innovative plan. ALL OF TEMPO’S PRODUCTS ARE ‘DELIBERATELY DEFENSIVE’ ALL of Tempo’s products are ‘deliberately defensive’, meaning that they are all designed so that they can generate some or all of their returns without requiring the market to rise, with a defined level of protection should the market fall. In addition, ALL of Tempo’s products benefit from the firm’s operational strength and approach to governance, are backed by strong issuers / counterparties, and are based on a single index, with a deep end-of-term barrier. These are the Tempo hallmarks: straightforward, lower risk structured products. We think this approach has real merits and can add real value for investors in balanced and diversified portfolios, in the current market environment. DON’T FORGET THE RISKS https://www.bestpricefs.co.uk/tempo-structured-products/#risks As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank. Please ensure that you view the plan documents for full details of the features and the risks. THESE PLANS ARE ONLY AVAILABLE WITH ADVICE … BUT WITH A SPECIAL DISCOUNTED FEE FOR ADVICE AND TERMS THIS GOOD, WHY WOULDN’T YOU … Tempo’s products can only be accessed with advice, however unlike many ‘execution only’ discount service providers Best Price is able to offer advised service and offers a special discount ‘best price’ of just 1% for doing so. The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor. As we said in our introduction, the potential returns on offer from Tempo in this suite of products are so exceptional compared to all other products available that paying 1% for advice (as opposed to 0.5% without advice), to access products offering significantly greater potential returns is an offer worth considering. And just to make this offer really hard to beat … if you can find published advice services for these products at a lower cost in the UK, we’ll do it for free! TO FIND OUT MORE To access the literature for these products: Click here to go to the products area of our website https://www.bestpricefs.co.uk/tempo-structured-products/ Tempo is our first ‘Star Structured Product Provider’ … and the terms of issue 9 of their product suite are the best that they have ever offered! With such exceptional terms, demand for the Tempo products is expected to be high. So, we’d suggest early contact if you are interested to invest. Please contact us to discuss any aspect of the products. Best Regards Richard and the Best Price Team |
