After 5 years & 41 successful tranches the original Mariana 10:10 Plan has firmly established itself as a ‘go to’ Investment for many Investor’s portfolios and continues to enjoy high demand, particularly through these difficult times.
As part of their ongoing product development they recently launched a ‘hybrid’ version, which not only retains the popular Autocall/Kick Out Feature, but now also offers the prospect of a regular quarterly income as well. There is now just under one month left to take advantage of the value offered in this inaugural tranche.
A few months back they also introduced the new innovative thinking behind the FTSE CSDI Index which, with internal savings in the product construction, results in even more attractive headline rates of return for Investors. The Mariana Income & Growth Plan also takes full advantage of this. Market commentary has been very supportive of this approach. Please find below a quote from one recent comment:
“ Q3 did see the introduction of a new Index designed specifically for structured products – the FTSE Custom 3.5% Synthetic Fixed Dividend Index (FTSE CSDI), an Index we expect to become a staple within the sector over the coming years. The FTSE CSDI aims to closely replicate the performance of the same 100 companies as the FTSE 100 Index, but after including the dividends – the equivalent to the FTSE 100 ‘total return’ index, from which, a constant annual dividend of 3.5% is deducted. The FTSE CSDI index may therefore be expected to perform in a similar way to the FTSE 100 Index although, it would be expected to slightly underperform the latter if the total dividend yield transpires to be less than 3.5%. The correlation of FTSE CSDI to the FTSE 100 over a 10-year simulated back-test is 99.97%”
Please refer to pages 14 & 15 of the Brochure for more information on this Index.
Please find below a link to the plan for full details of the Plan offering:
N.B. As always, this is a limited tranche and in the current Market Climate we would therefore emphasise the need to apply early if you are interested in investing in this product.
If you would like to discuss the workings of this Plan in more detail, please get in touch.
Combined with great potential returns, Structured Investments like this allow you to put to one side current media commentary/market nerves & focus on the pre-defined outcomes offered to Investors going forward as things start to return to the new normal.
Couple this with the fact that you can complete the whole investment process very simply. There is no need for wet signatures, you can complete each investment with email and scanned documentation plus online Banking. Alternatively, the Plan can of course be purchased via the traditional postal method.
Please note that for any ISA Transfer cases original wet signature paperwork is still required by many ISA Providers (which is outside the control of Mariana) and this needs to be received by the 25th November (we have requested applications be received at Best Price by the 23rd to allow an extra couple of days for posting).
This investment is underwritten with Morgan Stanley (S&P A+ Stable) as the chosen counterparty. Key Points to consider:
- The Plan provides the opportunity to achieve attractive returns in a controlled/pre-defined manner as part of a diversified & well-balanced portfolio in potentially uncertain or fairly flat market conditions.
- Remember that the longer the Plan runs in practice, the higher the equivalent Market would need to get in order for an Investor’s main portfolio to match the returns offered.
- The Back-testing of structured products is a precise science – as the actual terms of the strategy, which are defined by contract, are used with the actual performance of the index. (these are not ‘hopes and aims’, as is the case with active fund management, or even passive, where tracking error, charges, etc., have a bearing: structured products are legal obligations on the issuer to deliver precisely what they have stated the terms to be).
A summary of the headline details of the product are as follows, full details can be found in the Brochure.
The overall Product design coupled with the current market environment make this a compelling & powerful diversification tool for many Client investment strategies.
Don’t Forget the Risks
As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.
The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.
As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquid or counterparty exposure.
At the Best Price FS price point (when combined with our smiley and helpful service) the Mariana Plans are certainly worthy of consideration for inclusion within investment portfolios.
Simply get in touch if you wish to receive regulated advice in relation to the ‘suitability of the plans to meet your investment needs’.
Best Price FS Team