Home and Contents Insurance

Protect your home, big or small, inside and out, with a comprehensive range of options

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Whether you need insurance for your buildings or contents, or a combination of both, we can help you protect your home, inside and out, big or small, with a range of options that let you decide how and what you pay for.

Protect your most treasured possessions with 5 star rated cover through Paymentshield.

Paymentshield’s Home Insurance is Defaqto 5 Star rated and includes a comprehensive range of features and benefits; including new for old replacement and alternative accommodation if you're ever unable to stay in your home.

Whether you are looking for contents, buildings or both Paymentshield have it covered.

  • £500,000 Buildings cover as standard with the option to increase to £1 million for an additional premium
  • £50,000 Contents cover with new for old replacement as standard with the option to increase to £75,000 for an additional premium
  • You choose the optional extras that are right for you - meaning you only pay for the additional cover you actually need
  • A single policy wording underwritten by a carefully selected group of the UK's leading insurance underwriters

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Compare our 5 star rated insurance policies against others leading suppliers on the market


As with all home insurance policies there are circumstances when cover can't be offered, or a claim paid. For example, any loss or damage caused by wet or dry rot and any loss or damage of any kind caused by or resulting from wear and tear.

These are only examples. For full details of what's covered and what's not covered please read the Home Insurance policy booklet. Alternatively, you can find further information in the Insurance Product Information Document for Home Insurance.

Download Paymentshield's policy bookletDownload Paymentshield's policy summary information sheet