Motor Excess Protection from £24.99 a year

Protect the excess on your motor insurance policy

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Motor Excess Protection is designed to protect you against the risk of having to incur a motor policy excess payment or deduction in the event of a claim under your motor insurance policy.

Cover for cars, motorbikes and small vans.

Three levels of cover

Recover your excess if you make a claim, choose your level of cover from £250, £500, £1000. Covers your full policy excess (voluntary and compulsory excesses combined).

Peace of mind

Covers you for fire, theft or attempted theft, flood or vandalism or an accident that was your fault or partially your fault, or where a third party is unable to recover your excess

24hr Claims Helpline

We're here round the clock, 24 hours a day, 365 days a year to assist you in the event of a claim.

Cover for your vehicles

This policy covers different types of vehicles: including cars, motorbikes, and small vans.

£250 Excess Protection


£ 24.99 p.a.

Please download and read the Product Information Document & Policy Wording for a full description of all the benefits and protection, prior to proceeding with your purchase.

Product Information Document
Policy Wording Document

£500 Excess Protection


£ 34.99 p.a.

Please download and read the Product Information Document & Policy Wording for a full description of all the benefits and protection, prior to proceeding with your purchase.

Product Information Document
Policy Wording Document

£1000 Excess Protection


£ 44.99 p.a.

Please download and read the Product Information Document & Policy Wording for a full description of all the benefits and protection, prior to proceeding with your purchase.

Product Information Document
Policy Wording Document

Frequently Asked Questions?

We provide a quality, affordable alternative to buying cover with your motor insurer. You'll get the same peace of mind on the road, all for up to 40% cheaper than a typical car insurer.

Cover is provided for the reimbursement of the excess of your motor insurance policy following a settled claim provided for a single motor vehicle whilst being used for social, domestic pleasure and commuting to and from your place of business. The claim must exceed the value of the excess policy for you to be able to make a claim for reimbursement of the excess value. We will not reimburse you for any claim you make under this motor excess insurance policy within the first 30 days immediately following the start date of cover unless this insurance was taken out at the same time as your main insurance policy.

This policy will cover the named holder of the policy along with anyone else who is entitled to ride or drive the insured vehicle (and is covered under a motor insurance policy).

This policy covers you in the vehicle you're insured to drive. This includes cars, motorcycles and small vans.

Motor excess protect from Best Price FS is administered by Nice 1 Insurance and underwritten by Inter Partner Assistance SA (IPA) which is fully owned by the AXA Assistance Group.

How do we compare?

When it comes to buying Motor Excess Protection, it pays to shop around. But with premiums like ours, why would you go anywhere else?

The table illustrates the lowest yearly premiums available against other leading excess providers. Comparison is based on the level of annual cover, but there may be some variations in exact cover.

For affordable cover, we're leading the way.

Insurance Provider £250 Cover £500 Cover £1000 Cover
Best Price FS £24.99 £34.99 £44.99
Driver Guardian £29.00 £39.00 n/a
Goodbye XS £33.00 £38.00 £48.00
Insure4excess £35.00 £49.00 n/a

Testimonials

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