A maximum six year structured investment plan linked to the performance of the FTSE 100 and EURO STOXX 50 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 7.75% per annum, if both the FTSE 100 and EURO STOXX 50 is above a reducing percentage of its starting level.

Key Dates
Closing Date: September 22nd, 2017 ISA Transfers: September 1st, 2017
Start Date: October 2nd, 2017 Maturity Date: October 2nd, 2023
Key Terms
Investment Type Auto-Call/Kick-Out
Product Type Capital at Risk
Investment Term Maximum 6 years
Minimum Investment £3,000
Underlying Asset FTSE 100 Index and EURO STOXX 50
Potential Gross Return 7.75% per annum
Capital Protection Capital is at risk if the Plan runs for the full 6 years and at the end of year 6, either the FTSE 100 or EURO STOXX 50 finish lower than 60% of their respective starting levels, your initial investment will be reduced by 1% for every 1% fall in the worst performing index at the end of the Plan Term.
*Important Information: The return of your capital depends on the performance of the FTSE 100 Index and EURO STOXX 50 and the ability of the counterparties (Investec Bank plc) to repay the monies.

Information

The FTSE STOXX Defensive Step Down Kick Out Plan 5 is designed to repay your initial investment and deliver a return dependent on the performance of the FTSE 100 and EURO STOXX 50.

Potential for maturity at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 7.75% per annum (not compounded), if both the FTSE 100 and EURO STOXX 50 are higher than a specified percentage of their starting levels.

The Reference Levels are as follows: year 2 at 100%; year 3 at 95%; year 4 at 85%; year 5 at 75% and year 6 (Final Level) at 65%

If the Plan continues to the end of year 6, the closing levels of the FTSE 100 are used to calculate the Final Index Level, as explained below:

  • If both the Final Index Levels of the FTSE 100 and EURO STOXX 50 are higher than 65% of their respective Initial Index Levels, you will receive back your initial investment plus 46.5%.
  • If either Final Index Level is equal to or lower than 65% of its Initial Index Level, you will receive back your initial investment with no return.
  • If either Final Index Level is lower than 60% of its Initial Index Level then your initial investment will be reduced by 1% for every 1% fall (including partial percentages) in the worst performing index. For example if the Final Index Level of the FTSE 100 has fallen by 50% from its Initial Index Level, and the Final Index Level of the EURO STOXX 50 has fallen by 20% from its Initial Index Level then your initial investment will be reduced by 50%.

This FTSE STOXX Defensive Step Down Kick Out Plan 5 has been designed for clients who are looking for equity-linked returns over a 6 year period, but can accommodate receiving their money back before the end of the term. The payoff profile has been designed to suit clients who are cautious on equity market growth. Clients are likely to have a medium to high attitude to risk and be prepared to risk their capital in order to potentially achieve higher returns. This product is aimed at clients who can understand a more complex product and have a higher attitude to risk when compared to a single index equivalent. This product is aimed at a more market cautious client who has high financial sophistication.

Fees for Non-Advised Investments

All non-advised sales carry an arrangement fee of just 0.3%* of your investment. This is the cheapest percentage fee you'll find online, and all designed to help you make the most of your money. To work out the charge for your investment, use our simple calculator below.

*A minimum fee of £50 applies for private investments.

Arrangement Fee Calculator

A minimum fee of £50 applies for ISAs, ISA transfers and Direct cash investments. All other investments carry a minimum fee of £100.
You'll never pay more than £300 for your investment.

Fees for Advised Investments

If you receive advice in the purchase of your Structured Product then this will incur an arrangement fee, but at just 1.5% this is lower than almost every other provider. Purchasing this way will ensure that you receive help and direction in choosing your plan, making it a good option for investors who are new to Structured Products.

You must download and read the Plan Brochure for a full description of all the benefits and risks involved in the plan, prior to proceeding with your investment.

If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us

FTSE STOXX Defensive Step Down Kick Out Plan 5 Direct & ISA Application Form ISA Transfer Application Form SIPP / SSAS Application Form

How to invest

Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on September 20th, 2017 (August 30th, 2017 for ISA transfers).
This will enable us to process your application and forward it on to the structured product provider.

1Firstly, print off and complete our Appropriate Assessment Questionnaire. All applications require two proofs of identity - see the questionnaire for more.

2Next, click Download Plan on the left and download, print and complete the application form available. Note that Investec applications will have multiple documents, so please choose the one relevant to you.

3Place all completed documents - questionnaire, proofs of identity, application form and cheques for payment - in an envelope and post to:

Best Price Financial Services,
The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
SA13 2PS

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