Investec Dual Index Step Down Kick-Out Plan 16 (UK 5 Option)

Information

The Plan is designed to repay your initial investment and deliver a return dependent on the performance of the FTSE 100 and S&P 500.

The Financial Institution option works in the same way as the Investec option but is designed to reduce the risk of potential loss to your investment in the event that Investec fails or becomes insolvent. The risk to your investment will instead be subject to whether any of the Five UK Financial Institutions (Aviva plc, Barclays Bank plc, HSBC Bank plc, Lloyds Bank plc and Prudential plc) experience a Credit Event.

If at the end of years 2, 3, 4, 5 or 6 both the FTSE 100 and S&P 500 are higher than a specified percentage of their starting levels, the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 6.2% per annum (not compounded).

However, if the Plan runs for the full 6 years and at the end of year 6, either the FTSE 100 or S&P 500 finish lower than 60% of their respective starting level, your initial investment will be reduced by 1% for every 1% fall in the worst performing index at the end of the Plan Term.

Therefore, this Plan has been designed for clients who are looking for equity-linked returns over a 6 year period, but can accommodate receiving their money back before the end of the term. It is aimed at clients who have a medium attitude to risk and are prepared to risk their capital in order to potentially achieve higher returns.

Fees for Non-Advised Investments

All non-advised sales carry an arrangement fee of just 0.3%* of your investment. This is the cheapest percentage fee you'll find online, and all designed to help you make the most of your money. To work out the charge for your investment, use our simple calculator below.

*A minimum fee of £50 applies for private investments.

Fees for Advised Investments

If you receive advice in the purchase of your Structured Product then this will incur an arrangement fee, but at just 1.5% this is lower than almost every other provider. Purchasing this way will ensure that you receive help and direction in choosing your plan, making it a good option for investors who are new to Structured Products.

You must download and read the Plan Brochure for a full description of all the benefits and risks involved in the plan, prior to proceeding with your investment.

If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us