FTSE 100 6 Year Defensive Deposit Plan 18
A maximum six year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 25%, provided the FTSE 100 is higher than 75% of its initial index level after 6 years. Full return of initial deposit at maturity regardless of FTSE 100 performance.
Product Literature & Forms
You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document ('KID'), that you should consider, before deciding to invest in the plan.
If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us
How to Invest?
Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on 13 January 2019 for bank transfer applications.
The closing date for applications by cheque is 7 January 2019
The closing date for ISA transfer applications is 19 December 2018.
This will enable us to process your application and forward it on to the structured product provider.
1 Firstly, print off and complete our Appropriate Assessment Questionnaire. All applications require two proofs of identity - see the questionnaire for more information.
2 Next download, print and complete the application form available. Note that product applications will have multiple documents, so please choose the one relevant to you.
3 Place all completed documents - questionnaire, proofs of identity, application form and cheques for payment - in an envelope and post to:Best Price Financial Services,
The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
The Plan is designed to repay your initial deposit and deliver a return if the FTSE 100 is higher than 75% of its starting level.
25% return if the FTSE 100 is higher than 75% of its starting level after 6 years.
If after 6 years the FTSE 100 is equal to or lower than 75% of its starting level you will receive back your initial deposit with no return
This Plan has been designed for clients who are looking for alternatives to fixed rate cash products in order to achieve capital growth over a 6 year term. They do not wish to risk losing their initial deposit and therefore the product is aimed at those who have a relatively low attitude to risk. The payoff profile has been designed to suit clients who are cautious on equity market growth, and are willing to accept a lower potential return in order to have an increased chance of receiving a return.
All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.
The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.
You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.
Structured products should only be considered as part of a diversified and balanced portfolio.
Below is a summary of some of the main risks usually associated with an investment in structured products plans: