The Plan aims to provide fixed income on any Quarterly Anniversary Date, if the level of the FTSE 100 is higher than 80% of the Initial Index Level you will receive an income payment of 1.9%

Key Dates

Closing Date: November 3rd, 2017 ISA Transfers: October 13th, 2017
Start Date: November 13th, 2017 Maturity Date: November 13th, 2025
Important: The closing date for applications by cheque is October 26th, 2017 and by bank transfer is November 1st, 2017.
*Important Information: The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparties (Investec Bank plc) to repay the monies.

Key Terms

Potential Gross Return: 7.6% per annum

Investment Type: Income/Auto-Call

Product Type: Capital at Risk

Investment Term: Maximum 8 years

Minimum Investment: £3,000

Underlying Asset: FTSE 100 Index

Capital Protection: Capital is at risk if the FTSE 100 falls by more than 60% at any point during the Plan, and finishes lower than its starting level, you will lose some or all of your initial investment.

How to invest

Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on November 1st, 2017 for bank transfers.

The closing date for applications by cheque is October 26th, 2017

The closing date for applications by ISA transfers is October 11th, 2017.

This will enable us to process your application and forward it on to the structured product provider.

1Firstly, print off and complete our Appropriate Assessment Questionnaire. All applications require two proofs of identity - see the questionnaire for more information.

2Next, click Download Plan on the left and download, print and complete the application form available. Note that Investec applications will have multiple documents, so please choose the one relevant to you.

3Place all completed documents - questionnaire, proofs of identity, application form and cheques for payment - in an envelope and post to:

Best Price Financial Services,
The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
SA13 2PS

Fees for Non-Advised Investments

All non-advised sales carry an arrangement fee of just 0.3%* of your investment. This is the cheapest percentage fee you'll find online, and all designed to help you make the most of your money. To work out the charge for your investment, use our simple cost calculator.

*A minimum fee of £50 applies for private investments.

Fees for Advised Investments

If you receive advice in the purchase of your Structured Product then this will incur an arrangement fee, but at just 1.5% this is lower than almost every other provider. Purchasing this way will ensure that you receive help and direction in choosing your plan, making it a good option for investors who are new to Structured Products.

How much does it cost to invest?

A minimum fee of £50 applies for ISAs, ISA transfers and Direct cash investments. All other investments carry a minimum fee of £100.
You'll never pay more than £300 for your investment.

Further Information

The Plan is designed to provide regular monthly income payments over 8 years and to return your initial investment at maturity

On any Quarterly Anniversary Date, if the Payment Index Level of the FTSE 100 is higher than 80% of the Initial Index Level you will receive payments of 1.9% monthly, equivalent to 7.6% gross per year.

If the Payment Index Level is equal to or lower than 80% of the Initial Index Level, no income payment will be made for that quarter.

If on any Anniversary Date, from the end of year 2 onwards, the Kick-Out Level of the FTSE 100 is higher than 105% of the Initial Index Level, the Plan will mature early (Kick-Out) and you will receive back your initial investment and an income payment for that quarter.

Repayment of your initial capital at the end of the term is subject to the performance of the FTSE 100 Index.

If the Plan runs for the full 8 years and the Final Index Level is lower than 60% of the Initial Index Level, you will receive back your initial investment minus 1% for every 1% fall in the FTSE 100 (including partial percentages).

Therefore, This Plan has been designed for clients who are looking for a high level of income over a 8 year period, where the level of income is known and can be budgeted for, perhaps to meet living expenses.

It is aimed at clients who may be cash rich but income poor. As the capital is at risk, it is suited to those clients who are willing to take a risk on capital return in order to receive a higher level of income than could otherwise be achieved from cash products, and therefore are likely to have a medium attitude to risk or higher.