The FTSE 100 Defensive Kick-Out Deposit Plan provides potential for maturity at the end of years 3, 4, 5 or 6 with a fixed payment equal to 3.5% per annum if the FTSE 100 is above a reducing percentage of its starting level.

Key Dates

Closing Date: March 21st, 2018 ISA Transfers: December 11th, 2017
Start Date: March 29th, 2018 Maturity Date: April 2nd, 2024
Important: The closing date for applications by cheque is March 13th, 2018 and by bank transfer is March 19th, 2018.

Key Terms

Potential Gross Return: 3.5% per annum

Investment Type: Growth/Auto-Call

Product Type: Deposit Based

Investment Term: Maximum 6 years

Minimum Investment: £3,000

Underlying Asset: FTSE 100 Index

Capital Protection: Capital investment protected. Stock market exposure is limited to ensure investors receive their initial deposit regardless of the performance of the index during the investment term.

How to invest

Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on March 19th, 2018 for bank transfers.

The closing date for applications by cheque is March 13th, 2018

The closing date for applications by ISA transfers is December 9th, 2017.

This will enable us to process your application and forward it on to the structured product provider.

1Firstly, print off and complete our Appropriate Assessment Questionnaire. All applications require two proofs of identity - see the questionnaire for more information.

2Next, click Download Plan on the left and download, print and complete the application form available. Note that Investec applications will have multiple documents, so please choose the one relevant to you.

3Place all completed documents - questionnaire, proofs of identity, application form and cheques for payment - in an envelope and post to:

Best Price Financial Services,
The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
SA13 2PS

Fees for Non-Advised Investments

All non-advised sales carry an arrangement fee of just 0.3%* of your investment. This is the cheapest percentage fee you'll find online, and all designed to help you make the most of your money. To work out the charge for your investment, use our simple cost calculator.

*A minimum fee of £50 applies for private investments.

Fees for Advised Investments

If you receive advice in the purchase of your Structured Product then this will incur an arrangement fee, but at just 1.5% this is lower than almost every other provider. Purchasing this way will ensure that you receive help and direction in choosing your plan, making it a good option for investors who are new to Structured Products.

How much does it cost to invest?

A minimum fee of £50 applies for ISAs, ISA transfers and Direct cash investments. All other investments carry a minimum fee of £100.

Further Information

The FTSE 100 Defensive Kick Out Deposit Plan 1 is a maximum six year deposit investment offering a potential investment return of 3.5% per annum. The investment return are linked to the performance of the FTSE 100.

If at the end of years 3, 4, 5 or 6 the FTSE 100 is higher than a specified percentage of its starting level, the Plan will mature returning your initial deposit plus a fixed payment equal to 3.5% per annum not compounded.

Reference Levels: 100% at year 3, 95% at year 4, 90% at year 5, 75% at year 6

The first Measurement Date will be three years after the Start Date. If an early maturity is not triggered on a Measurement Date, the Plan will remain in force until at least the next Measurement Date. In the event an early maturity is triggered, the gross investment return payable will be: 10.5% at year 3; 14% at year 4; and 17.5% at year 5.

If no Kick-Out occurs and the FTSE 100 is equal to or lower than 75% of its starting level after 6 years, you will receive back your initial deposit with no return.

The FTSE 100 Defensive Kick Out Deposit Plan 1 has been designed for clients who are looking for alternatives to fixed rate cash products in order to achieve capital growth over a 6 year term. They do not wish to risk losing their initial deposit and therefore the product is aimed at those who have a medium-low attitude to risk. The payoff profile has been designed to suit clients who are cautious on equity market growth, and are willing to accept a lower potential return in order to have an increased chance of receiving a return.