A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 3, 4, 5 or 6 with a fixed payment equal to 6.85% per annum, if the FTSE 100 is above 90% of its starting level.

Key Dates

Closing Date: February 2nd, 2018 ISA Transfers: January 12th, 2018
Start Date: February 12th, 2018 Maturity Date: February 12th, 2024
Important: The closing date for applications by cheque is January 25th, 2018 and by bank transfer is January 31st, 2018.
*Important Information: The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparties (Investec Bank plc) to repay the monies.

Key Terms

Potential Gross Return: 6.85% per annum

Investment Type: Auto-Call/Kick-Out

Product Type: Capital at Risk

Investment Term: Maximum 6 years

Minimum Investment: £3,000

Underlying Asset: FTSE 100 Index

Capital Protection: Capital is at risk if the FTSE 100 falls by more than 50% at any point during the Plan, and finishes lower than its starting level, you will lose some or all of your initial investment.

How to invest

Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on January 31st, 2018 for bank transfers.

The closing date for applications by cheque is January 25th, 2018

The closing date for applications by ISA transfers is January 10th, 2018.

This will enable us to process your application and forward it on to the structured product provider.

1Firstly, print off and complete our Appropriate Assessment Questionnaire. All applications require two proofs of identity - see the questionnaire for more information.

2Next, click Download Plan on the left and download, print and complete the application form available. Note that Investec applications will have multiple documents, so please choose the one relevant to you.

3Place all completed documents - questionnaire, proofs of identity, application form and cheques for payment - in an envelope and post to:

Best Price Financial Services,
The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
SA13 2PS

Fees for Non-Advised Investments

All non-advised sales carry an arrangement fee of just 0.3%* of your investment. This is the cheapest percentage fee you'll find online, and all designed to help you make the most of your money. To work out the charge for your investment, use our simple cost calculator.

*A minimum fee of £50 applies for private investments.

Fees for Advised Investments

If you receive advice in the purchase of your Structured Product then this will incur an arrangement fee, but at just 1.5% this is lower than almost every other provider. Purchasing this way will ensure that you receive help and direction in choosing your plan, making it a good option for investors who are new to Structured Products.

How much does it cost to invest?

A minimum fee of £50 applies for ISAs, ISA transfers and Direct cash investments. All other investments carry a minimum fee of £100.

Further Information

The Plan is designed to repay your initial investment and deliver a return if the FTSE 100 is higher than 90% of its starting level.

If at the end of years 3, 4, 5 or 6 the FTSE 100 is higher than 90% of its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 6.85% per annum (not compounded).

However, if the Plan runs for the full 6 years and at the end of year 6, the FTSE 100 finishes lower than 50% of its starting level, your initial investment will be reduced by 1% for every 1% fall in the FTSE 100 at the end of the Plan.

Therefore, this Plan has been designed for clients who are looking for equity-linked returns over a 6 year period, but can accommodate receiving their money back before the end of the term. It is aimed at clients who have a medium attitude to risk and are prepared to risk their capital in order to potentially achieve higher returns.