FTSE 100 Income Deposit Plan 25 Annual
A maximum six year income deposit plan linked to the performance of the FTSE 100 Index. The Plan is designed to repay your initial deposit and to make annual income payments of 3.5% per annum if the FTSE 100 is higher than 75% of its starting level on each Annual Anniversary Date.
Product Literature & Forms
You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document ('KID'), that you should consider, before deciding to invest in the plan.
If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us
How to Invest?
Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on 26 February 2019 for bank transfer applications.
The closing date for applications by cheque is 20 February 2019
The closing date for ISA transfer applications is 6 February 2019.
This will enable us to process your application and forward it on to the structured product provider.
1 Firstly, print off and complete our Appropriate Assessment Questionnaire. All applications require two proofs of identity - see the questionnaire for more information.
2 Next download, print and complete the application form available. Note that product applications will have multiple documents, so please choose the one relevant to you.
3 Place all completed documents - questionnaire, proofs of identity, application form and cheques for payment - in an envelope and post to:Best Price Financial Services,
The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
The aim of the FTSE 100 Income Deposit Plan 25 Annual is to provide annual income payments over 6 years and to return at maturity an amount equal to 100% of the initial investment.
This Plan is designed to make annual income payments of:
- 3.5% per annum if the FTSE 100 is higher than 75% of its starting level on each Anniversary Date.
- If the Payment Index Level is equal to or lower than 75% of the Initial Index Level, no income payment will be made for that year.
There is potential that you could only receive back your initial deposit and that you may not receive any income payments. If the FTSE 100 is equal to or lower than 75% of its starting level on every Annual Anniversary Date, no income payments will be made.
The FTSE 100 Income Deposit Plan 25 Annual has been designed for clients looking for growth over a 6 year term and are not dependent on the income to meet living expenses. It is aimed at clients who are looking for equity-linked returns but are unwilling to risk their initial deposit. It is therefore aimed at those who have a medium-low attitude to risk.
All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.
The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.
You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.
Structured products should only be considered as part of a diversified and balanced portfolio.
Below is a summary of some of the main risks usually associated with an investment in structured products plans: