FTSE 100 Kick-Out Deposit Plan 75 (option2)
A maximum eight year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 4, 5, 6, 7 or 8 paying a Gross Return equivalent to 4.5% per annum, with full return of initial deposit at maturity regardless of FTSE 100 performance.
Product Literature & Forms
You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document ('KID'), that you should consider, before deciding to invest in the plan.
If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us
How to Invest?
Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on 13 March 2018 for bank transfer applications.
The closing date for applications by cheque is 7 March 2018
The closing date for ISA transfer applications is 21 February 2018.
This will enable us to process your application and forward it on to the structured product provider.
1 Firstly, print off and complete our Appropriate Assessment Questionnaire. All applications require two proofs of identity - see the questionnaire for more information.
2 Next download, print and complete the application form available. Note that product applications will have multiple documents, so please choose the one relevant to you.
3 Place all completed documents - questionnaire, proofs of identity, application form and cheques for payment - in an envelope and post to:Best Price Financial Services,
The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
The Plan is designed to repay your initial deposit and deliver a return linked to the performance of the FTSE 100 over the 8 year term. There is also potential for the Plan to mature early (Kick-Out), returning your initial deposit plus a return depending on the performance of the FTSE 100.
If at the end of years 4, 5, 6, 7 or 8 the FTSE 100 is higher than its starting level, the Plan will mature (Kick-Out) at that time plus a fixed payment equal to 4.5% per annum (not compounded).
If no Kick-Out occurs and the FTSE 100 is equal to or lower than its starting level after 8 years, you will receive back your initial deposit with no return.
Therefore, this Plan has been designed for clients who are looking for alternatives to fixed rate cash products over the medium term, but can accommodate receiving their money back before the end of the 8 year term. It is aimed at clients who are looking for equity-linked returns but with a low attitude to risk and are unwilling to risk their initial deposit, but are prepared to forego a fixed rate of interest for the potential of a higher annual return.
All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.
The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.
You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.
Structured products should only be considered as part of a diversified and balanced portfolio.
Below is a summary of some of the main risks usually associated with an investment in structured products plans: