Motor Legal Protection provides legal assistance to recover the out-of-pocket expenses that you may experience as a result of an accident that was not your fault.
These can include the cost of your policy excess, the loss of earnings, damage to personal possessions or even personal injury to you or your passengers. As an insurance policy, this cover provides an affordable way to minimise the expense and inconvenience that a motoring accident can cause. You may also see it referred to as motor legal expenses insurance, or motor legal assistance, but we like to call it Motor Legal Protection - find out why below.
Motor Legal Protection is what's known as an insurance ancillary or add-on - it provides additional benefits that are not typically included under your standard motor insurance policy. This cover can be added to your motor insurance at the time of buying or renewing your policy, or as a separate stand-alone policy from an independent provider such as us.
Anyone is entitled to recover their uninsured losses, but this requires a great deal of time, effort and expense. A Motor Legal Protection policy can provide peace of mind knowing that an experienced legal professional can, and will, do this on your behalf, should you be involved in a accident that wasn't your fault.
This is in contrast to no-win, no-fee services, which provide assistance after an event has passed. These companies will manage your claim and, if successful, will take a cut of your compensation payout. With Motor Legal Protection, however, you'll always receive 100% of your entitled payout.
With year-long cover for just £9.75, the choice is yours.
Most legal expenses insurance policies only work to recover your uninsured losses. We like to call our cover Motor Legal Protection because we do more to keep you on the road - in an accident that wasn't your fault, we'll give you a replacement vehicle comparable to your own until your car's back on the road, all at no extra cost.
Silver Motor Legal Protection even provides a guaranteed replacement vehicle after an accident that was your fault. This is also provided after an incident involving fire, theft, vandalism or accidental damage. What's more, you'll get legal representation up to the cost of £100,000 if you face prosecution for an alleged driving offence.
We're committed to keeping you on the road.