A 6 year kick out product linked to the FTSE 100 offering 3.25% every six months. Kick out is possible from the end of year two.

Key Dates

Closing Date: March 21st, 2018 ISA Transfers: March 9th, 2018
Start Date: March 23rd, 2018 Maturity Date: March 23rd, 2024
Important: The closing date for applications by cheque is March 13th, 2018 and by bank transfer is March 19th, 2018.
*Important Information: The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparties (Credit Suisse AG) to repay the monies.

Key Terms

Potential Gross Return: 3.25% every six months

Investment Type: Auto-Call/Kick-Out

Product Type: Capital at Risk

Investment Term: Maximum 6 years

Minimum Investment: £5,000

Underlying Asset: FTSE 100 Index

Capital Protection: 60% EUROPEAN BARRIER This is a feature that offers some capital protection if the index has fallen at maturity. In this case, if the FTSE 100 has not fallen by more than 40% at the end of 6 years your capital will be returned in full.

How to invest

Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on March 19th, 2018 for bank transfers.

The closing date for applications by cheque is March 13th, 2018

The closing date for applications by ISA transfers is March 7th, 2018.

This will enable us to process your application and forward it on to the structured product provider.

1Firstly, print off and complete our Appropriate Assessment Questionnaire. All applications require two proofs of identity - see the questionnaire for more information.

2Next, click Download Plan on the left and download, print and complete the application form available. Note that Investec applications will have multiple documents, so please choose the one relevant to you.

3Place all completed documents - questionnaire, proofs of identity, application form and cheques for payment - in an envelope and post to:

Best Price Financial Services,
The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
SA13 2PS

Fees for Non-Advised Investments

All non-advised sales carry an arrangement fee of just 0.3%* of your investment. This is the cheapest percentage fee you'll find online, and all designed to help you make the most of your money. To work out the charge for your investment, use our simple cost calculator.

*A minimum fee of £50 applies for private investments.

Fees for Advised Investments

If you receive advice in the purchase of your Structured Product then this will incur an arrangement fee, but at just 1.5% this is lower than almost every other provider. Purchasing this way will ensure that you receive help and direction in choosing your plan, making it a good option for investors who are new to Structured Products.

How much does it cost to invest?

A minimum fee of £50 applies for ISAs, ISA transfers and Direct cash investments. All other investments carry a minimum fee of £100.

Further Information

The FTSE 100 Semi-Annual Defensive Kick Out Plan March 2018 is a maximum six year investment offering a potential gross investment return of 3.25% every six months. The capital and investment return are linked to the performance of the FTSE 100 Index.

This investment could accumulate 3.25% growth for each half yearly period that is held. Any potential growth payment is dependent upon a kick out event occurring. A kick out event is an opportunity for this investment to end early and with this investment it is possible from the end of year 2 and half yearly thereafter. A kick out event will occur if at market close onany kick out observation date the FTSE 100 is above a reducing percentage of its starting levels.

The Reference Levels are as follows: year 2 at 100%; year 3 at 95%; year 4 at 90%; year 5 at 85% and year 6 (Final Level) at 80%

If your investment has not kicked out before maturity, there are three possible outcomes at market close on the maturity date:

  • If the index is at or above 80% of its starting level, you will receive your initial invested capital plus a 39% growth payment.
  • If the index is below 80% of its starting level but has not fallen below 60% of its starting level, you will receive your initial invested capital but no growth payment.
  • If the index has fallen below 60% of its starting level, you will lose a proportion of your capital equal to the percentage fall in the FTSE 100. As an example, if the FTSE 100 has fallen 70% from its starting level - you will lose 70% of your initial capital.