A maximum 10 year structured income plan that could potentially return a a 0.4292% monthly income payment. This will only occur if the underlying index, in this case the FTSE 100, closes at or above 60% of its starting level on the monthly income observation dates.

Key Dates

Closing Date: 27 April 2018 ISA Transfers: 16 April 2018
Start Date: 30 April 2018 Maturity Date: 2 May 2028
Important: The closing date for applications by cheque is 18 April 2018 and by bank transfer is 24 April 2018.
*Important Information: The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparties (Goldman Sachs International) to repay the monies.

Key Terms

Potential Return: 0.4292% per month

Investment Type: Income/Auto-Call

Product Type: Capital at Risk

Investment Term: Maximum 10 years

Minimum Investment: £5,000

Underlying Asset: FTSE 100 Index

Capital Protection: At maturity, this investment has a capital at risk barrier feature that will determine how much, if any, of your initial invested capital you will receive. In this case, if the FTSE 100 has fallen by more than 40% from its starting level, you will lose capital. This will be at least 40% of your initial invested capital and potentially all of it.

How to invest

Applications for the Plan must be submitted via Best Price Financial Services and received by 5pm on 24 April 2018 for bank transfers.

The closing date for applications by cheque is 18 April 2018

The closing date for applications by ISA transfers is 14 April 2018.

This will enable us to process your application and forward it on to the structured product provider.

1Firstly, print off and complete our Appropriate Assessment Questionnaire. All applications require two proofs of identity - see the questionnaire for more information.

2Next, click Download Plan on the left and download, print and complete the application form available. Note that Investec applications will have multiple documents, so please choose the one relevant to you.

3Place all completed documents - questionnaire, proofs of identity, application form and cheques for payment - in an envelope and post to:

Best Price Financial Services,
The Tythe Barn, 5 Eglwys Nunnydd,
Margam, Neath Port Talbot
SA13 2PS

Fees for Non-Advised Investments

All non-advised sales carry an arrangement fee of just 0.5%* of your investment. This is the cheapest percentage fee you'll find online, and all designed to help you make the most of your money. To work out the charge for your investment, use our simple cost calculator.

*A minimum fee of £75 applies for private investments.

How much does it cost to invest?

A minimum fee of £75 applies for ISAs, ISA transfers and Direct cash investments. All other investments carry a minimum fee of £100.

Further Information

The FTSE 100 Defensive Income Plan April 2018 is a maximum 10 year structured income plan that could potentially return a 0.4292% monthly income payment. This will only occur if the FTSE 100, closes at or above 60% of its starting level on the quarterly observation dates.

This investment has a maximum term of 10 years. Investors must be willing and able to have their capital invested for this period of time. They should not invest if they are unable to do this. Further, investors and regulated financial advisers must have a strong, positive view on the long-term health of Goldman Sachs International.

By accepting the associated risks of this investment, investors are given the opportunity to receive a monthly income of 0.4292%. This will only be received if the FTSE 100 closes at or above 60% of its starting level on the income observation dates. As such, this income is not guaranteed and therefore investors will not expect the FTSE 100 to fall below this level on any income observation date.

Before investing you must be happy that this investment could end early. This is due to the kick out feature of this investment. Kick out is possible from the end of year 2 and every quarter thereafter. This will occur if the FTSE 100 closes at or above 105% of its starting level on the kick out observation dates. You should understand the reinvestment risk this feature may pose to you were this to occur.