Ski & Winter Sports Insurance is the specialist travel insurance keeping you covered whilst out on the slopes.
Our Ski and Wintersports Insurance is designed to provide all the cover you need for your holiday on the slopes. We provide up to £10 million of emergency medical expenses and specialist cover for ski equipment, piste closure and avalanches. And don't forget, all the typical benefits you'd expect from a travel insurance policy are included too.
Ski holidays are meant to be action-packed, which is why we offer 3 levels of activity-specific cover to choose from. So whatever you've got planned - from tobogganing to off-piste excursions - we've got you covered.
See what Ski & Winter Sports Insurance has to offer below.
The benefits Ski and Winter Sports Insurance:
Ski and Winter Sports Insurance includes:
Click on each feature to find out more
Emergency medical cover
Get extra peace of mind with our medical emergency cover for Ski and Winter Sports holidays. Whether you're on the slopes or at apres ski, we'll support you in a health emergency.
- Up to £10 million in medical expenses if you're rushed into an overseas hospital
- A hospital confinement benefit of £20 for every 24 hours (up to £100) that you are admitted to a hospital as an inpatient or held in compulsory quarantine abroad
- Reasonable transport and accommodation expenses for a relative or friend to travel and stay with you while you undergo treatment, and transport expenses for you to return to your home address
Personal belongings & personal money
If your personal possessions are damaged, lost, stolen or destroyed we'll provide you cover up to £1,500 per person for everything from baggage to personal money (cash, cards, cheques).
Cancellation or curtailment
Legal assistance & costs
If you or any of your party are involved in an incident involving death, illness or injury, legal assistance will be provided by DAS, up to the amount of £25,000 in legal expenses.
Lost or stolen passport or travel documents
If, during your trip, you can no longer stay at your pre-booked and prepaid accommodation because of a catastrophe, we'll pay the necessary extra travel and accommodation expense to allow you to continue with your trip, or return to the UK if you can't continue with your plans.
- volcanic activity
- medical epidemic
If you're prevented from winter sports activities because of adverse snow conditions or avalanche for more than 48 hours, we'll pay the proportional amounts of irrecoverable charges you paid or signed a contract to pay before your holiday date, for such things as your unused:
- Hired equipment
- Guide services
- Winter sports lessons
Equipment hire and cover
Delayed winter sports equipment
Unused winter sports package
If you're prevented from using your winter sports package for more than 48 hours because of an illness or injury sustained during your holiday, we'll pay the proportional amounts of irrecoverable charges you paid or signed a contract to pay before your holiday date, up to £350. This could include the costs of your unused:
End supplier failure
Hijack, kidnapping and mugging
Emergency dental treatment
We'll provide £300 of cover if you require emergency dental treatment to alleviate sudden pain. A £100 excess applies.
Specialist Ski Insurance for all of your activities
Ski Insurance provides specialist cover that you wouldn't receive from a standard travel insurance policy. Take for example, emergency medical cover. As the risk of injury is far higher for a winter sports policy, your cover will be too. Ski Insurance also provides cover for the kind of obstacles you may encounter on your trip, such as stolen, lost or damaged equipment, avalanches or piste closure.
Activity cover is also important when it comes to winter sports, so it's important to make sure you're insured for every activity you're going to be enjoying whilst out on the slopes. We provide cover for a wide range of activities under our standard Leisure package, but if you're a more seasoned skier then try Intermediate or Advanced. See the full list here.