Travel Insurance is there to make sure a holiday mishap won't leave you out-of-pocket.

We provide, quick, straightforward cover for all the family. With £2 million of emergency medical insurance as standard and cover for cancellation as well as all your valuables, our Travel Insurance delivers quality at a price you can afford.

Taking a short break? Choose single-trip cover, or if you've got a few holidays planned then try annual-multi trip insurance. Cover is available for European and worldwide journeys and for individuals up to the age of 85. We also cover travellers with pre-existing medical conditions, with a range of conditions being automatically accepted.

Find out more about our Travel Insurance below.

The benefits of our cover:

  • Low excesses from just £50
  • £2 million of medical cover as standard
  • Flexible levels of cover to choose from
  • Affordable cover for all the family
  • Cover for travellers up to the age of 85
  • Insurance provided by ERV, a UK-leading insurer
  • Access to a 24/7 helpline, 365 days a year
backpacker insurance

Backpacker Insurance

Flexible, long-term cover for a wide range of activities, your personal gadgets and much more.

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annual multi trip

Single Trip & Annual Multi Trip

Travel insurance for you and your family, whether it's for just one trip or for cover all year round.

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ski insurance

Ski & Winter Sports Cover

Activity-specific insurance for ski and winter sports holidays. Choose from 2 levels of cover.

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Travel Insurance includes:

Emergency medical cover

The features and cover limits listed are based on our Essential Travel Insurance. For more or less cover, try our Premier or Lite packages.

Get extra peace of mind with our medical emergency cover. Whether you're away for a weekend break or a gap year, we'll support you in a health emergency.

This includes:

  • Up to £5 million in medical expenses if you're rushed into an overseas hospital
  • Up to £1,000 for a friend or partner to travel and stay with you while you undergo treatment and transport expenses for you to return to your home address.
  • Up to £1,000 for funeral expenses

Don't forget, you'll need to declare any medical conditions you have, although we do have a list of automatically accepted conditions that you won't need to disclose and won't affect your premium. A £75 excess applies for all travellers under the age of 66. We do provide cover for travellers up to the age of 85 but higher excesses will apply. See the policy wording for more.

Personal belongings

If your personal possessions are damaged, lost, stolen or destroyed we'll provide you cover for:

  • up to £1,500 per person
  • up to £250 for a single item
  • up to £250 total valuables' limit

A £75 excess applies. You must report all theft or losses to the police within 24 hours of discovery and obtain a written police report.

Family cover

When it comes to summer holidays, we provide cover for the whole family. This applies to single-parent families too, and we'll cover any insured person under 18 travelling with an adult insured under the policy. Get a quote now and see how affordable family cover can be.

Personal money

If your personal money, such as cash, cards or cheques, becomes lost or stolen, then you're insured for:

  • up to £250 for loss of cash
  • up to £300 for other personal money or travel documents

A £75 excess applies. You must report all theft or losses to the police within 24 hours of discovery and obtain a written police report.

Cancellation or curtailment

Change of plan? We'll pay up to £2,500 if you need to cancel or cut short your journey.

A £50 excess applies for all travellers under the age of 66. We provide cover for travellers up to the age of 85, but higher excesses will apply. See the policy wording for more.

Personal accident

Should you be involved in an accident whilst abroad, we've got you covered for:

  • up to £5,000 for loss of limb, sight, or total disablement
  • up to £5,000 for death

Lost or stolen passport

If you lose or have your passport stolen, we will provide up to £300 to arrange a replacement. This cover also applies for flight tickets and other travel documents. A £75 excess applies.

Personal liability

If you are personally liable to pay the costs or expenses of an accident during your holiday, we'll provide:

  • up to £100,000 for damage to property
  • up to £2,000,000 for bodily injury or death of a third party

A £100 excess applies.

Delayed departure

If your departure is delayed for at least 12 hours, we'll provide £15 for every 12 hours your departure is delayed, up to a maximum of £150.

Our Premier package also includes a missed departure benefit. If you miss your departure due to an unforeseen delay en route, we'll provide up to £500 to help with any additional accommodation or travel expenses.

Abandoned journey

If, after 48 hours' delay, you choose to cancel your outward journey from the UK, we'll provide up to £2,500 to cover your (non-recoverable) deposit or cancellation charges.

Luggage delay

If your personal effects are delayed for more than 12 hours, we'll reimburse the reasonable costs for emergency replacement of your clothing, toiletries and similar items. This is £50 per 12 hours up to a maximum of £200, and there's no excess to pay.

Catastrophe cover

If, during your trip, you can no longer stay at your pre-booked and prepaid accommodation because of a catastrophe, we'll pay the necessary extra travel and accommodation expense to allow you to continue with your trip, or return to the UK if you can't continue with your plans.

Catastrophes covered:

  • hurricane
  • avalanche
  • landslide
  • flood
  • volcanic activity
  • explosion
  • earthquake
  • fire
  • lightning
  • medical epidemic
  • storm
  • tempest
  • tsunami

Keep in mind that the most we'll pay for each claim is £750 under our Essential package, and this cover does not apply to circumstances already known at the time of buying the policy or booking the trip. No excess applies.

Emergency dental treatment

We'll provide £200 of cover if you require emergency dental treatment to alleviate sudden pain. A £75 excess applies.

travel insurance

Cover for pre-existing medical conditions

We think that everyone should have access to affordable cover, which is why we provide Travel Insurance for a wide range of pre-existing medical conditions. More serious health issues may incur an additional premium, but we automatically accept many minor conditions at no extra cost - see the full list. If your condition falls into this second category, then there's no need to disclose it during the screening process of your quote.

During this screening process, you'll be asked a series of questions to determine if we can cover you for your condition. In most cases we'll be able to offer you cover, but now and again, we may not be able to. The most important thing to remember is to disclose your condition (provided it's not an automatically-accepted minor condition), no matter how long ago or insignificant it may seem - failure to do so may mean your claim is denied. Travel Insurance is there to make sure you're covered for the important things whilst abroad, so make sure it does.

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