New Excess Insurance Products Available
We are now offering a whole host of new excess products.
Bestpricefs has been offering Motor Excess Insurance Cover for a number of years now and due to its popularity, we are expanding our range of products to include not only Motor but Home and Family Multi Vehicle.
We have all ticked boxes before where they mention ‘excess insurance’ when we’re renting a car or simply setting up insurance, and sometimes the excess seems counter productively high. All main Insurance policies carry a compulsory excess which means you pay towards the cost of your claim before the insurer settles the balance. You can often opt for a voluntary excess too, so you are likely to gain a significant reduction in the price of the premium you pay. However, should you have to make a claim you will be left with a financial burden of the excess, so make sure you are covered with Excess Insurance to ensure you are not left out of pocket.
The level of excess may vary according to the type of claim you make but this should all be shown within your certificate of insurance so make sure you check the total amount you have to pay (especially if you have a compulsory and voluntary excess) before you choose what level of Excess Insurance cover you require.
Prices for all excess products start from £21.99 and will recover your excess whether it be a compulsory or a voluntary one or, of course, both.
Here are some headlines from the coverage we are offering at Best Price Financial Services.
Motor Excess Insurance
- Will recover your excess if you make a claim for fire, theft, flood, vandalism for fault or partial fault claims, or where a 3rd party is unable to recover your excess following an accident which is not your fault.
- Covers cars, bikes and small vans
- Provides cover for compulsory and voluntary excess
- 5 levels of cover available ranging from £250 to £2000
- You can use this policy more than once within the period you are covered as long as you do not exceed the cover level you have chosen
- The vehicle is owned by you or you are authorised to drive it
- The vehicle is used for social & domestic purposes, commuting to your usual place of work and carries no more than 7 passengers
Home Excess Insurance
- Will recover your excess if you make a claim for accidental damage, fire, theft, flood or vandalism
- Covers buildings, contents or both buildings and contents combined
- Covers your main residence
- 5 levels of cover available ranging from £250 to £2000
- You can use this policy more than once within the period you are covered as long as you do not exceed the cover level you have chosen
Multi Family Vehicle Excess Insurance
- Will recover your excess in relation to each settled claim on your main multi vehicle insurance policy
- Covers up to three motor vehicles that belong to your family
- The vehicle is used for social & domestic purposes, commuting to your usual place of work and carries no more than 7 passengers
- Your vehicle or family members vehicles are covered if used for social domestic, pleasure, commuting and personal business us
- Cover available ranging from £250 to £2000
Tap the images above (or here) to read a bit more about, and apply for, any of our exciting new Excess products and they all come with our Best Price FS quality assurance – we pick the winners so you can have piece of mind whilst saving time and energy searching for the best options.
We know you’ll be pleased.
Stay safe – B.P.F.S. Team