Compare Structured Products

View the latest Structured Deposit and Structured Investment plans from the UK's best providers.

We provide Structured Products to both private and corporate investors on an advised and non-advised basis. Straightforward, affordable and an arrangement fee of just 0.5%* per investment, (subject to the minimum fee of £75, non-advised) and 1.5% of the invested capital, (subject to the minimum advice fee of £300)

We can help you make the most of your money and where advice is taken ensure the product is suitable to meet your investment needs and goals.

Filter our range of structured products

FTSE Quarterly Kick Out Plan September 2020

The FTSE® Quarterly Kick Out Plan September 2020 is a maximum 7-year 3-week investment offering a potential gross investment return of 1.80% payable for each quarter in force from year 1.

  • Closing Date: Sep 28, 2020
  • ISA Transfer: Sep 14, 2020
Don't forget the risks
  • Potential return: 1.8 % per quarter
  • Product type: Capital at Risk
  • Investment type: Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: HSBC Bank plc
  • Investment term: 7 years 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

Meteor FTSE/S&P Kick Out Plan September 2020

A maximum seven-year three-week investment offering a potential gross investment return of 10% payable for each year in force from year 1. The capital and investment return are linked to the performance of the FTSE 100 Index and S&P 500 Index.

  • Closing Date: Sep 28, 2020
  • ISA Transfer: Sep 14, 2020
Don't forget the risks
  • Potential return: 10 % for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and S&P 500 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 7 years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

FTSE STOXX Step Down Kick Out Plan October 2020

A maximum seven-year three-week investment offering a potential gross investment return of 7.25% payable for each year in force from year 1. The capital and investment return are linked to the performance of the FTSE 100 Index and the EURO STOXX 50.

  • Closing Date: Oct 13, 2020
  • ISA Transfer: Sep 29, 2020
Don't forget the risks
  • Potential return: 7.25 % per annum
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50
  • Counterparty: Credit Agricole CIB
  • Investment term: 7 years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK Growth Kick Out Plan September 2020

The MB Structured Investments UK Growth Kick Out Plan September 2020 is a maximum six- year three-week investment offering a potential gross investment return of 9% for each year that the plan has been in force.

  • Closing Date: Sep 28, 2020
  • ISA Transfer: Sep 14, 2020
Don't forget the risks
  • Potential return: 9 % for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 6 years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK Quarterly Contingent Income Plan September 2020

The MB Structured Investments UK Quarterly Contingent Income Plan September 2020 is a maximum ten-year three-week investment offering a potential gross income payment, one quarter after the Start Date, of 1.25% for that quarter, subject to the closing level of the index on the measurement date being at least equal to 75% of its opening level.

  • Closing Date: Sep 28, 2020
  • ISA Transfer: Sep 14, 2020
Don't forget the risks
  • Potential return: 1.25 % per quarter
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 10 years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK Step Down Kick Out Plan September 2020

The MB Structured Investments UK Step Down Kick Out Plan September 2020 is a maximum six-year three-week investment offering a potential gross investment return of 6.50% for each year that the plan has been in force.

  • Closing Date: Sep 28, 2020
  • ISA Transfer: Sep 14, 2020
Don't forget the risks
  • Potential return: 6.5 % for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 6 years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB UK Kick Out Plan September 2020

The MB Structured Investments UK Kick Out Plan September 2020 is a maximum six-year three-week investment offering a potential gross investment return of 7.75% for each year that the plan has been in force.

  • Closing Date: Sep 28, 2020
  • ISA Transfer: Sep 14, 2020
Don't forget the risks
  • Potential return: 7.75 % for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 6 years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Mariana FTSE 150 Kick Out Plan - October 2020

This is a ten year Plan based on the performance of the FTSE™ 150 Equally Weighted Discounted Return Custom Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 10.65% for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Oct 2, 2020
  • ISA Transfer: Sep 16, 2020
Don't forget the risks
  • Potential return: 10.65 % return on investment for each year the Plan runs, paid gross
  • Product type: Capital at Risk
  • Investment type: Kick-Out
  • Market / index link: FTSE Custom 150
  • Counterparty: Natixis
  • Investment term: 10 years (maximum)
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

Mariana Dual Defensive Kick Out Plan October 2020

The Mariana Dual Defensive Kick Out Plan October 2020 is a 7-year 2-week plan with early maturity possible on an annual basis from the end of Year 1, with a potential return of 7.60%, paid gross.

  • Closing Date: Oct 9, 2020
  • ISA Transfer: Sep 23, 2020
Don't forget the risks
  • Potential return: 7.6 % for each year the Plan runs, paid gross
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and S&P 500 Index
  • Counterparty: HSBC Bank plc
  • Investment term: 7 years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Causeway Securities Memory income Kick-Out Plan

The Causeway Securities Memory Income Kick-Out Plan is a capital at risk investment with a potential return of 1% per quarter (4% per annum) paid gross

  • Closing Date: Oct 2, 2020
  • ISA Transfer: Sep 18, 2020
Don't forget the risks
  • Potential return: 4 % p.a. paid gross
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index and S&P 500 Index
  • Counterparty: Morgan Stanley
  • Investment term: 3 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Product Providers

Don’t forget the risks

All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.

The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.

Structured products should only be considered as part of a diversified and balanced portfolio.

Below is a summary of some of the main risks usually associated with an investment in structured products plans:

Market risk to potential returns

Whether or not a plan generates the potential returns for investors usually depends on the closing level of the relevant index on the relevant dates for the plan, i.e. the kick-out anniversary dates for kick-out products; the early maturity dates and end dates for growth products; the annual income dates for income products.

If the index closes below the level needed, for the plan or plan options chosen, on all of the relevant dates, the plan or plan options will not generate a return.

Market risk to repayment of money invested in 'Capital-at-Risk' plans

If the closing level of the relevant index is below the level needed on all of the kick-out anniversary dates or early maturity dates, if relevant for the plan or plan options chosen, and on the end date, repaying the money invested at maturity will usually depend on the closing level of the index on the end date..

Different structured products use different types of protection barriers. Some products use barriers that are observed every day that can therefore be breached on any day during the investment term, while some products use barriers that are only observed at the end of the investment term and that cannot therefore be breached during the investment term.

Market risk to the repayment of money invested on the end date will depend on the type of barrier and its level.

For example, for a product with an end of term barrier, set at 60% of the start level, if the index for the plan closes at or above 60% of the start level, on the end date, money invested will be repaid in full (less any agreed adviser fees and withdrawals). However, if on the end date the index closes below 60% of the start level, the amount of money repaid (less any agreed adviser fees and withdrawals) will be reduced by the amount that the index has fallen. For example, if the index has fallen by 45%, the repayment of money invested will be reduced by 45% (meaning that investors will get 55% of their investment back).

'Protected' types of structured products

Some structured product plans are designed so that they are 100% protected from stock market risk at the end date.

It is important to understand that even if a structured product plan is designed with 100% protection from stock market risk, at the end date, it will still usually have issuer and counterparty bank risk. In other words, both the potential returns of the plan and repaying the money invested at the end date will depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Issuer and counterparty bank risk

Both the potential returns and repaying the money invested of most structured products depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Financial Services Compensation Scheme ('FSCS') protection

It is important to understand that it is not usually possible to claim under the Financial Services Compensation Scheme if the issuer and counterparty bank fail to meet their obligations or if the stock market index that a plan links to falls.

Structured deposits

Structured deposit plans are deposit-based and will usually be fully protected from stock market risk at the end date and also benefit from the protection of the Financial Services Compensation Scheme, if the bank or building society is a licensed UK deposit taker.

Structured Products Investor newsletter

We are also delighted to be able to introduce a new client newsletter, the Best Price FS Structured Products Investor, with the support of Tempo.

Contributing journalists will include the highly respected Financial Times ‘adventurous investor’ columnist, David Stevenson.

The first publication also features an article written by the global head of Tempo, Chris Taylor.

Want to stay up to date with the latest structured product news?