Compare Structured Products

View the latest Structured Deposit and Structured Investment plans from the UK's best providers.

We provide Structured Products to both private and corporate investors on an advised and non-advised basis. Straightforward, affordable and an arrangement fee of just 0.5%* per investment, (subject to the minimum fee of £75, non-advised) and 1.5% of the invested capital, (subject to the minimum advice fee of £300)

We can help you make the most of your money and where advice is taken ensure the product is suitable to meet your investment needs and goals.

Filter our range of structured products

Meteor FTSE Quarterly Contingent Income Plan March 2021

A maximum ten-year three-week investment offering the potential to pay a gross income of 1.375% per quarter, if the Closing Level of the Index on any Quarterly Measurement Date is at least equal to 85% of its Opening Level, The capital and investment return are linked to the performance of the FTSE 100 Index. This plan is only available on an Advised basis.

  • Closing Date: Mar 10, 2021
  • ISA Transfer: Feb 24, 2021
Don't forget the risks
  • Potential return: 1.375 % gross income
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 10 -years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE/S&P Kick Out Plan March 2021

A maximum seven-year three-week investment offering a potential gross investment return of 8.75% payable for each year in force from year 1. The capital and investment return are linked to the performance of the FTSE 100 Index and S&P 500 Index. This plan is only available on an Advised basis.

  • Closing Date: Mar 15, 2021
  • ISA Transfer: Mar 1, 2021
Don't forget the risks
  • Potential return: 8.75 % for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and S&P 500 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 7 -years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE/STOXX Kick-Out Plan March 2021

This is a maximum seven-year three-week investment with a potential gross investment return of 9% payable for each year in force from year 1. This plan is only available on an Advised basis.

  • Closing Date: Mar 15, 2021
  • ISA Transfer: Mar 1, 2021
Don't forget the risks
  • Potential return: 9 % payable for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and Euro Stoxx 50 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 7 -years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

FTSE Quarterly Kick Out Plan March 2021

The FTSE® Quarterly Kick Out Plan March 2021 is a maximum 6-year 3-week investment offering a potential gross investment return of 1.75% payable for each quarter in force from year 1. This plan is only available on an Advised basis.

  • Closing Date: Mar 17, 2021
  • ISA Transfer: Mar 3, 2021
Don't forget the risks
  • Potential return: 1.75 % per quarter
  • Product type: Capital at Risk
  • Investment type: Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: HSBC Bank plc
  • Investment term: 6 years 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

Meteor FTSE Daily Kick-Out Plan March 2021

A maximum seven-year three-week investment offering a potential gross investment return of 7% per annum based on days in force, payable from year 2. The capital and investment return are linked to the performance of the FTSE 100 Index. This plan is only available on an Advised basis.

  • Closing Date: Mar 17, 2021
  • ISA Transfer: Mar 3, 2021
Don't forget the risks
  • Potential return: 7 % pa based on days in force, payable from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Goldman Sachs International
  • Investment term: 7 -years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE/S&P Quarterly Contingent Income Plan March 2021

The Meteor FTSE/S&P Quarterly Contingent Income Plan March 2021 is a maximum eight year three week investment. It is a capital at risk plan linked to the FTSE 100 Index and S&P 500 Index with the potential to provide a gross income of 1.75% per quarter. This plan is only available on an Advised basis.

  • Closing Date: Mar 24, 2021
  • ISA Transfer: Mar 10, 2021
Don't forget the risks
  • Potential return: 1.75 % per quarter
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index and S&P 500 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 8 years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK Fixed Monthly Income Plan March 2021

The MB Structured Investments UK Fixed Monthly Income Plan March 2021 is a four-year three-week investment which will pay a fixed income payment of 0.30% per month regardless of the performance of the Index.

  • Closing Date: Mar 10, 2021
  • ISA Transfer: Feb 24, 2021
Don't forget the risks
  • Potential return: 0.3 % per month income
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 4 -years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK Growth Deposit Plan March 2021

This is a seven year three week investment with the potential to pay a fixed gross interest amount of 16% of the money you invest if the Final Level of the Index is at least equal to its Opening Level.

  • Closing Date: Mar 29, 2021
  • ISA Transfer: Mar 15, 2021
Don't forget the risks
  • Potential return: 16 % at maturity
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 7 -years 3-weeks
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

MB Structured Investments UK Kick Out Deposit Plan March 2021

This is a maximum seven-year three-week investment with the potential to provide an interest payment at the Maturity Date equal to 10.50%.

  • Closing Date: Mar 29, 2021
  • ISA Transfer: Mar 15, 2021
Don't forget the risks
  • Potential return: 1.5 % per annum
  • Product type: Deposit Based
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 7 -years 3-weeks
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

MB Structured Investments UK Kick Out Plan April 2021

The MB Structured Investments UK Kick Out Plan April 2021 is a maximum six-year three-week investment offering a potential gross investment return of 8.10% for each year that the plan has been in force from year 1.

  • Closing Date: Apr 12, 2021
  • ISA Transfer: Mar 25, 2021
Don't forget the risks
  • Potential return: 8.1 % for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 6 years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK Quarterly Contingent Income Plan February 2021

The MB Structured Investments UK Quarterly Contingent Income Plan April 2021 is a maximum six-year three-week investment offering a potential gross income payment of 1.30% per quarter.

  • Closing Date: Apr 12, 2021
  • ISA Transfer: Mar 25, 2021
Don't forget the risks
  • Potential return: 1.3 % per quarter
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 6 -years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK Step Down Kick Out Plan April 2021

The MB Structured Investments UK Step Down Kick Out Plan April 2021 is a maximum six-year three-week investment offering a potential gross investment return of 6.25% for each year in force from year 1.

  • Closing Date: Apr 12, 2021
  • ISA Transfer: Mar 25, 2021
Don't forget the risks
  • Potential return: 6.25 % for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 6 years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK Super Defensive Kick Out Plan April 2021

The MB Structured Investments UK Super Defensive Kick Out Plan April 2021 is a maximum seven-year three-week investment with a potential gross investment return of 5.75% payable for each year in force from year 1.

  • Closing Date: Apr 12, 2021
  • ISA Transfer: Mar 25, 2021
Don't forget the risks
  • Potential return: 5.75 % for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 7 -years 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Mariana ESG Green Bond Kick Out Plan (Europe) - March 2021

This is a six year, two week Plan based on the performance of the MSCI Europe Select Green 50 3.5% Decrement Index, the Underlying Asset, offering a potential return of 7.25% for each year the Plan runs. This investment is only available on an Advised basis.

  • Closing Date: Mar 23, 2021
  • ISA Transfer: Mar 5, 2021
Don't forget the risks
  • Potential return: 7.25 % per annum (paid gross)
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: MSCI Europe Select Green 50 3.5% Decrement Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 6 -years 2 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Mariana 10:10 Income and Growth Plan – April 2021

The Mariana 10:10 Income and Growth Plan – April 2021 is a ten-year Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan is constructed to offer a Potential Income of 0.75% per quarter (3% p.a.); income is paid if the Closing Price of the Underlying is at or above the Income Trigger Level on a quarterly Observation Date. The plan also offers a Potential Growth Return (the Potential Return will only be paid if the Plan kicks out): Potential Growth Return of 1% on investment for each quarter the Plan has run (4% p.a.), is paid if the Closing Price of the Underlying is at or above the Kick Out Trigger Level on a quarterly Observation Date. Kick Out Observation Date start at the end of year 3 and take place quarterly thereafter (paid gross).

  • Closing Date: Mar 31, 2021
  • ISA Transfer: Mar 15, 2021
Don't forget the risks
  • Potential return: 3 % p.a. (0.75% p.q.)
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE CSDI
  • Counterparty: Morgan Stanley
  • Investment term: 10 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 70%
View plan

Mariana 10:10 Plan FTSE CSDI Version April 2021 (Option 1)

This is a ten-year two-week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index (FTSE CSDI), the Underlying Asset. The Plan is constructed to offer a Potential Return of 7.25% for each year the Plan runs, paid gross, with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Mar 31, 2021
  • ISA Transfer: Mar 15, 2021
Don't forget the risks
  • Potential return: 7.25 % per annum
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: FTSE CSDI
  • Counterparty: Morgan Stanley
  • Investment term: 10 years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 70%
View plan

Mariana 10:10 Plan FTSE CSDI Version April 2021 (Option 2)

This is a ten-year two-week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 9.00% for each year the Plan runs, paid gross, with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Mar 31, 2021
  • ISA Transfer: Mar 15, 2021
Don't forget the risks
  • Potential return: 9 % per annum
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: FTSE CSDI
  • Counterparty: Morgan Stanley
  • Investment term: 10 years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 70%
View plan

Mariana 10:10 Plan FTSE CSDI Version April 2021 (Option 3)

This is a ten-year two-week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan has three options and is constructed to offer a Potential Return of 11.00% and repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Mar 31, 2021
  • ISA Transfer: Mar 15, 2021
Don't forget the risks
  • Potential return: 11 % per annum (paid gross)
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: FTSE CSDI
  • Counterparty: Morgan Stanley
  • Investment term: 10 years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 70%
View plan

FTSE 100 Step Down Kick-Out Plan 42 - BNP Version

A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. Potential for maturity each year from the end of year 2 onwards with a fixed payment equal to 5.43% per annum (not compounded) if the FTSE 100 is equal to or higher than a reducing percentage of its starting level. These percentages are 100%, 95%, 90%, 85% and 80%.

  • Closing Date: Apr 1, 2021
  • ISA Transfer: Mar 19, 2021
Don't forget the risks
  • Potential return: 5.43 % per annum
  • Product type: Capital at Risk
  • Investment type: Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 6 years (maximum)
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 60%
View plan

Investec FTSE 100 3 Year Defensive Deposit Plan 27

A maximum three year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 3.5%, provided the FTSE 100 is higher than 90% of its starting level after 3 years (equivalent to 1.16% per annum) (not compounded). Full return of initial deposit at maturity regardless of FTSE 100 performance.

  • Closing Date: Apr 1, 2021
  • ISA Transfer: Mar 19, 2021
Don't forget the risks
  • Potential return: 3.5 % return
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 3 years (maximum)
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Investec FTSE 100 3 Year Deposit Plan 63

A maximum three year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 4.5%, provided the FTSE 100 is higher than its starting level after 3 years (equivalent to 1.5% per annum not compounded). Full return of initial deposit at maturity regardless of FTSE 100 performance.

  • Closing Date: Apr 1, 2021
  • ISA Transfer: Mar 19, 2021
Don't forget the risks
  • Potential return: 4.5 % return
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 3 years (maximum)
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Investec FTSE 100 6 Year Defensive Deposit Plan 35 (Min return version)

A maximum six year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 12%, provided the FTSE 100 is higher than 100% of its initial index level on the Final Maturity Date. If the FTSE 100 is equal to or lower than 100% of its starting level on the Final Maturity Date, the Plan will repay your initial investment plus a 4.5% return, which may be less than the return that you would have received from another type of deposit product.

  • Closing Date: Apr 1, 2021
  • ISA Transfer: Mar 19, 2021
Don't forget the risks
  • Potential return: 12 % return / 4.5% return
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 6 years (maximum)
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Investec FTSE 100 6 Year Deposit Plan 25

The aim of the Plan is to repay your initial investment if the FTSE 100 is higher than 100% of its starting level on the Final Maturity Date, plus a 19.5% return.

  • Closing Date: Apr 1, 2021
  • ISA Transfer: Mar 19, 2021
Don't forget the risks
  • Potential return: 19.5 % return
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 6 years (maximum)
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Investec FTSE 100 8 Year Kick-Out Plan 8 - BNP Version

The aim of the Plan is to provide an investment return if the FTSE 100 rises and return your initial investment at the end of the 8-year term, or earlier if the Plan matures early.

  • Closing Date: Apr 1, 2021
  • ISA Transfer: Mar 19, 2021
Don't forget the risks
  • Potential return: 7.45 % per annum
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 8 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 60%
View plan

Investec FTSE 100 Defensive Kick Out Deposit Plan 25

The aim of the Plan is to provide an investment return even if the FTSE 100 falls by up to 15% and return your initial deposit at the end of the 6 year term, or earlier if the Plan matures early.

  • Closing Date: Apr 1, 2021
  • ISA Transfer: Mar 19, 2021
Don't forget the risks
  • Potential return: 1.75 % p.a. not compounded
  • Product type: Deposit Based
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 6 years (maximum)
  • Kick-out / Early maturity: Yes
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Investec FTSE 100 Enhanced Kick-Out Plan 99 - BNP Version

A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. If at the end of any of years 1, 2, 3, 4, 5 or 6 the FTSE 100 is equal to or higher than 100% of its starting level, the Plan will mature returning your initial investment plus a fixed payment equal to 8.1% per annum (not compounded).

  • Closing Date: Apr 1, 2021
  • ISA Transfer: Mar 19, 2021
Don't forget the risks
  • Potential return: 8.1 % per annum
  • Product type: Capital at Risk
  • Investment type: Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 6 years (maximum)
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 60%
View plan

Investec FTSE 100 Income Deposit Plan 41 - Monthly

A maximum six year income deposit plan linked to the performance of the FTSE 100 Index. The Plan is designed to repay your initial deposit and to make monthly income payments of 0.13% per month if the FTSE 100 is higher than 75% of its starting level on each Monthly Anniversary Date (equal to 1.56% per annum).

  • Closing Date: Apr 1, 2021
  • ISA Transfer: Mar 19, 2021
Don't forget the risks
  • Potential return: 1.56 % per annum
  • Product type: Deposit Based
  • Investment type: Income
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 6 years (maximum)
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Investec FTSE 100 Kick-Out Deposit Plan 99

A maximum six year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 3, 4, 5 or 6, paying a Gross Return equivalent to 2.5% per annum (not compounded), with full return of initial deposit at maturity regardless of FTSE 100 performance.

  • Closing Date: Apr 1, 2021
  • ISA Transfer: Mar 19, 2021
Don't forget the risks
  • Potential return: 2.5 % per annum
  • Product type: Deposit Based
  • Investment type: Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Investec Bank plc
  • Investment term: 6 years (maximum)
  • Kick-out / Early maturity: Yes
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

iDAD Societe Generale FTSE™ 100 Kick Out Plan – Issue 1

This is a capital at risk investment plan with a term up to 5-years 1-week offering potential returns of 8.50% p.a. if the FTSE 100 is at or above 100% of Initial Level at the Observation Dates. This plan is only available on an 'Advised' basis.

  • Closing Date: Mar 11, 2021
  • ISA Transfer: Feb 25, 2021
Don't forget the risks
  • Potential return: 8.5 % p.a. if the FTSE 100 is at or above 100% of Initial Level at the Observation Dates
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Societe Generale
  • Investment term: 5 -years 1-week
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

iDAD The Callable Deposit Plan Issue 11 - April 2021

This is a 7-year 1-week Deposit Plan based on the performance of the FTSE 100 Index The Deposit Plan is constructed to offer a potential return of 3.50% per annum to the final Callable Observation Date if the Deposit Taker calls the investment early (please refer to the ‘Callable Feature’ below), or 50% participation in any growth of the FTSE 100 Index at maturity.

  • Closing Date: Apr 13, 2021
  • ISA Transfer: Mar 30, 2021
Don't forget the risks
  • Potential return: 3.5 % per annum
  • Product type: Deposit Based
  • Investment type: Callable
  • Market / index link: FTSE 100 Index
  • Counterparty: Goldman Sachs International
  • Investment term: 7 years 1-week
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Hilbert Income Series: 3 Stock Conditional Quarterly Autocall Issue 4

An opportunity for quarterly income payments, depending on the performance of Barclays Plc, Aviva Plc and Vodafone Group Plc .

  • Closing Date: Mar 11, 2021
  • ISA Transfer: Mar 5, 2021
Don't forget the risks
  • Potential return: 2.25 % gross for each Quarterly measurement date
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: Barclays Plc, Aviva Plc and Vodafone Group Plc
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 7 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 60%
View plan

Hilbert Kick Out Series: 3 Stock Defensive Autocall - Issue 7

Opportunity for a Fixed Growth Return, depending on the performance of Barclays Plc, Aviva Plc and Vodafone Group Plc. Maximum 7 year term (but your investment could mature early from the first semi annual observation date) Issued by Citigroup Global Markets Funding Luxembourg S.C.A. Capital is not protected, and you may lose some or all of your investment

  • Closing Date: Apr 7, 2021
  • ISA Transfer: Apr 1, 2021
Don't forget the risks
  • Potential return: 15 % per annum (7.5% Semi Annually)
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: Barclays PLC, Aviva PLC, Vodafone Group PLC
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 7 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 50%
View plan

Causeway Securities 6 Year FTSE 100 Kick-Out Plan - Issuer Callable

This is a capital at risk investment offering a Potential Investment Return of 4.15% per semester (8.30% per annum) paid gross.

  • Closing Date: Mar 12, 2021
  • ISA Transfer: Feb 26, 2021
Don't forget the risks
  • Potential return: 4.15 % per semester (8.30% p.a.)
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Societe Generale
  • Investment term: 6 -years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Causeway Securities 6 Year UK & US Kick-Out Plan

The Causeway Securities 6 Year UK & US Kick-Out Plan is a capital at risk investment with a potential investment return of 8.70% for each year the Plan runs (paid gross), only payable if the plan Kicks-Out.

  • Closing Date: Mar 17, 2021
  • ISA Transfer: Mar 3, 2021
Don't forget the risks
  • Potential return: 8.702 % per annum (paid gross), only payable if the Plan Kicks-Out
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and S&P 500 Index
  • Counterparty: Goldman Sachs International
  • Investment term: 6 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Product Providers

Don’t forget the risks

All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.

The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.

Structured products should only be considered as part of a diversified and balanced portfolio.

Below is a summary of some of the main risks usually associated with an investment in structured products plans:

Market risk to potential returns

Whether or not a plan generates the potential returns for investors usually depends on the closing level of the relevant index on the relevant dates for the plan, i.e. the kick-out anniversary dates for kick-out products; the early maturity dates and end dates for growth products; the annual income dates for income products.

If the index closes below the level needed, for the plan or plan options chosen, on all of the relevant dates, the plan or plan options will not generate a return.

Market risk to repayment of money invested in 'Capital-at-Risk' plans

If the closing level of the relevant index is below the level needed on all of the kick-out anniversary dates or early maturity dates, if relevant for the plan or plan options chosen, and on the end date, repaying the money invested at maturity will usually depend on the closing level of the index on the end date..

Different structured products use different types of protection barriers. Some products use barriers that are observed every day that can therefore be breached on any day during the investment term, while some products use barriers that are only observed at the end of the investment term and that cannot therefore be breached during the investment term.

Market risk to the repayment of money invested on the end date will depend on the type of barrier and its level.

For example, for a product with an end of term barrier, set at 60% of the start level, if the index for the plan closes at or above 60% of the start level, on the end date, money invested will be repaid in full (less any agreed adviser fees and withdrawals). However, if on the end date the index closes below 60% of the start level, the amount of money repaid (less any agreed adviser fees and withdrawals) will be reduced by the amount that the index has fallen. For example, if the index has fallen by 45%, the repayment of money invested will be reduced by 45% (meaning that investors will get 55% of their investment back).

'Protected' types of structured products

Some structured product plans are designed so that they are 100% protected from stock market risk at the end date.

It is important to understand that even if a structured product plan is designed with 100% protection from stock market risk, at the end date, it will still usually have issuer and counterparty bank risk. In other words, both the potential returns of the plan and repaying the money invested at the end date will depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Issuer and counterparty bank risk

Both the potential returns and repaying the money invested of most structured products depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Financial Services Compensation Scheme ('FSCS') protection

It is important to understand that it is not usually possible to claim under the Financial Services Compensation Scheme if the issuer and counterparty bank fail to meet their obligations or if the stock market index that a plan links to falls.

Structured deposits

Structured deposit plans are deposit-based and will usually be fully protected from stock market risk at the end date and also benefit from the protection of the Financial Services Compensation Scheme, if the bank or building society is a licensed UK deposit taker.

Structured Products Investor newsletter

We are also delighted to be able to introduce a new client newsletter, the Best Price FS Structured Products Investor, with the support of Tempo.

Contributing journalists will include the highly respected Financial Times ‘adventurous investor’ columnist, David Stevenson.

The first publication also features an article written by the global head of Tempo, Chris Taylor.

Want to stay up to date with the latest structured product news?