As many of you are aware, Structured Products come in all shapes and sizes and carry many myths.  However, IDAD have just launched a new Masterclass in Structured Products which, with their expertise in this area, will help provide more clarity on this asset class over the next few weeks.

To ‘kick start’ the launch – Week 1 is ‘What is a Structured Product’?  To read this Masterclass please click here.

We hope you enjoy the read and look forward to providing you with the next Masterclass for Week 2: What to look for in a Structured Product Distributor.

To view all products currently available from IDAD please click on the following link.

Don’t Forget the Risks

As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.

Past performance is not a guide to future performance and may not be repeated.  Investment involves risk.  The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.

The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.

As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.

At the Best Price FS price point the iDAD Plans are certainly worthy of consideration for inclusion within investment portfolios.

Warmest Regards.

Best Price FS Team