Motor Legal Protection: The legal expenses insurance geared to you

Motor Legal Protection covers the legal costs involved in reclaiming your uninsured losses after an accident that was not your fault.

We'll provide up to £100,000 of legal representation to do this, along with a like-for-like courtesy car to keep you on the road. All of these benefits and more are included in Motor Legal Protection, and at just £9.99 a year, this is more than 50% cheaper than the price charged by your typical car insurer.

Take a look at the full range of services provided.

Please download and read the Key Facts & Policy Wording for a full description of all the benefits and protection, prior to proceeding with your purchase.

The benefits of our personal cover:
  • Up to 60% cheaper than buying with your typical car insurer
  • Personal cover for the policyholder in all their vehicles
  • Access to a 24/7 legal helpline, 365 days a year
  • Uninsured loss recovery in Europe included as standard
  • Covers cars, vans, motorbikes, motorhomes and anything towed
  • Flexible start date - choose when you want your cover to start
  • Cover provided by LPG, a leading legal expenses insurer

See the full range below, starting from just £9.99 a year.

Motor Legal Protection insures the policyholder in all of their vehicles. If you're looking to cover multiple drivers, then each person will need their own policy.

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Frequently Asked Questions

We provide a quality, affordable alternative to buying cover with your motor insurer. You'll get the same peace of mind on the road, all for up to 60% cheaper than a typical car insurer.

You, the policyholder, are covered in all of your insured vehicles, as well as any passengers in your vehicle at the time of the accident. Anyone claiming under this policy must have your agreement to claim.

If you're involved in an accident that wasn't your fault with an uninsured or untraceable driver, this policy will work to reclaim your losses through the Motor Insurers' Bureau. This group provides a compensation fund, financed by all motor insurers in the UK, for victims of uninsured driving. Unfortunately, the policy can only provide uninsured loss recovery in such cases - it will not be able to provide a guaranteed replacement vehicle if you're hit by an uninsured or untraceable driver.

Motor Legal Protection is primarily designed to provide assistance following a non-fault accident. Like all legal expenses insurance policies, claims are judged on a "Reasonable Prospects of Success" basis. This means that your claim will be pursued as long as there is over 51% likelihood that your case will be successful and your losses will be recovered. In cases where fault for the accident may be shared, the claim will be pursued as long as there is over 51% likelihood of the case succeeding, and the policy will work to recover losses proportional to the blame.

This policy covers you in or on all the vehicles you're insured to drive. This includes cars, vans, motorcycles and motorhomes. It will also cover damage to anything you're towing at the time of the accident, providing the accident was not your fault.

No. Motor Legal Protection is an insurance policy, and so the only payment we receive is your annual premium. Our service ensures that you receive the compensation you're entitled to in full.

Motor Legal Protection from Best Price FS is underwritten by LPG. Legal Protection Group is a managing General Agency that specialises in Legal Expenses Insurance and Assistance products.

What makes it better than the alternatives?

Understanding Uninsured Loss Recovery

Uninsured losses are losses which are not covered under your motor insurance or any other policy you may already have.

Anyone is entitled to reclaim these losses, but this requires a great deal of time, effort and expense. Motor Legal Protection provides the peace of mind that an experienced legal professional will carry out this process on your behalf, all at no extra cost.

Like all legal expenses insurance policies, Motor Legal Protection pursues claims on a "Reasonable Prospects of Success" basis. This means that compensation is sought as long as there is over 51% likelihood that your case will be successful and your losses will be recovered. In cases where fault for the accident may be shared, a claim will be pursued as long as there is over 51% likelihood of the case succeeding, and the policy will work to recover losses proportional to the blame.

Still unsure how we can help? Have a read of how Motor Legal Protection fits into the car insurance claims process.

Uninsured losses can include:
  • Policy excess
  • Vehicle repair
  • Personal injury
  • Loss of earnings
  • Alternative transport
  • Damage to personal possessions
Read our FAQs

How do we compare?

When it comes to buying Motor Legal Protection, it pays to shop around. But with premiums like ours, why would you go anywhere else?

The table across illustrates the lowest yearly Motor Legal Protection premiums available, comparing our legal protection against other leading providers. Comparison is based on £100,000 of legal expenses, but there may be some variations in exact cover. Read What is motor legal protection for an explanation of the range of benefits available.

Buying with us is different

Many of the providers shown sell Motor Legal Protection as an optional extra to your car insurance policy. This means that you'd have to change your main car insurer in order to be eligible to buy this add-on. Buying a stand-alone policy means you're able to get the best cover for your car insurance and the best cover for Motor Legal Protection separately, all without compromising on quality or cost. So don't settle for second best, buy stand-alone with Best Price FS.

For quality, affordable cover, we're leading the way.

Insurance Provider Yearly Premium
Best Price Financial Services £9.99
Driver Guardian £15.00
LV £24.90
ChurchHill £28.00
Direct Line £28.00
Admiral £29.95
AXA £29.99
Swinton £30.00
Hastings Direct £30.96
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According to recent research, one in six drivers allow their car insurance cover to auto-renew for another year without checking if the price is competitive and only four in ten bother to switch provider.

Claims following accidents with uninsured drivers are on the up, according to the Motor Insurers’ Bureau (MIB).

To prevent you from having an accident this autumn, we have a couple of tips to ensure you stay out of trouble on the roads.