Motor Legal Protection covers the legal costs involved in reclaiming your uninsured losses after an accident that was not your fault.
We'll provide up to £100,000 of legal representation to do this, along with a like-for-like courtesy car to keep you on the road. All of these benefits and more are included in Bronze Motor Legal Protection, and at just £9.75 a year, this is more than 50% cheaper than the price charged by your typical car insurer. For legal representation if you're prosecuted for a driving offence, as well as vehicle hire in the event of fire, theft, vandalism or a fault accident, try Silver Motor Legal Protection.
See the full range below, starting from just £9.75 a year.
You, the policyholder, are covered in all of your insured vehicles, as well as any passengers in your vehicle at the time of the accident. Anyone claiming under this policy must have your agreement to claim.
Motor Prosecution Defence is included in Silver and Gold Motor Legal Protection. If you're being prosecuted for one of the offences we cover and are at risk of a driving ban, we provide up to £100,000 to fund legal representation to help you keep your licence. Find out more at Motor Prosecution Defence.
If you're involved in an accident that wasn't your fault with an uninsured or untraceable driver, this policy will work to reclaim your losses through the Motor Insurers' Bureau. This group provides a compensation fund, financed by all motor insurers in the UK, for victims of uninsured driving. Unfortunately, the policy can only provide uninsured loss recovery in such cases - it will not be able to provide a guaranteed replacement vehicle if you're hit by an uninsured or untraceable driver.
Motor Legal Protection is primarily designed to provide assistance following a non-fault accident. Like all legal expenses insurance policies, claims are judged on a "Reasonable Prospects of Success" basis. This means that your claim will be pursued as long as there is over 51% likelihood that your case will be successful and your losses will be recovered. In cases where fault for the accident may be shared, the claim will be pursued as long as there is over 51% likelihood of the case succeeding, and the policy will work to recover losses proportional to the blame.
This policy covers you in or on all the vehicles you're insured to drive. This includes cars, vans, motorcycles and motorhomes. It will also cover damage to anything you're towing at the time of the accident, providing the accident was not your fault.
No. Motor Legal Protection is an insurance policy, and so the only payment we receive is your annual premium. Our service ensures that you receive the compensation you're entitled to in full.
Motor Legal Protection from Best Price FS is underwritten by DAS. DAS is the largest legal expenses insurer in Europe, and has over 30 years of experience in the industry.
Silver includes all the benefits of Bronze, plus Motor Prosecution Defence and 14-day vehicle hire for fault, fire and theft claims. Gold includes all the benefits of Silver, in addition to a disqualification benefit of up to £2,000 a month if you're banned from driving. Compare our cover now or learn more about Bronze, Silver and Gold.
Uninsured losses are losses which are not covered under your motor insurance or any other policy you may already have.
Anyone is entitled to reclaim these losses, but this requires a great deal of time, effort and expense. Motor Legal Protection provides the peace of mind that an experienced legal professional will carry out this process on your behalf, all at no extra cost.
Like all legal expenses insurance policies, Motor Legal Protection pursues claims on a "Reasonable Prospects of Success" basis. This means that compensation is sought as long as there is over 51% likelihood that your case will be successful and your losses will be recovered. In cases where fault for the accident may be shared, a claim will be pursued as long as there is over 51% likelihood of the case succeeding, and the policy will work to recover losses proportional to the blame.
Still unsure how we can help? Have a read of how Motor Legal Protection fits into the car insurance claims process.