Whether it's Europe, Asia or the Americas, Backpacker Insurance provides cover for every one of your journeys.
Our Backpacker Insurance is designed to cover all the important things for the long-term traveller. We provide £5 million of emergency medical expenses and cover for valuables including lost or stolen passports. We also offer many extras, such as gadget cover and the option to halve your excess, so you really can get cover to suit you.
Whilst backpacking, you'll want to experience everything that's on offer, which is why we provide cover for a wide range of activities under our standard Bronze cover. But if scuba diving and bungee jumping isn't enough, try Silver and Gold. For the more adventurous explorer, these give cover for even more activities. See the full list.
See what Backpacker Insurance has to offer below.
The benefits of Backpacker Insurance:
Backpacker Insurance includes:
Click on each feature to find out more
Emergency medical cover
Get extra peace of mind with our medical emergency cover. Wherever you are in the world, we'll support you in a health emergency. This includes:
- Up to £5 million in medical expenses if you're rushed into an overseas hospital
- A hospital confinement benefit of £20 for every 24 hours (up to £100) that you are admitted to a hospital as an inpatient or held in compulsory quarantine abroad
- Reasonable transport and accommodation expenses for a relative or friend to travel and stay with you while you undergo treatment, and transport expenses for you to return to your home address
- Up to £1,000 for funeral expenses abroad
Don't forget, you'll need to declare any medical conditions you have, although we do have a list of automatically accepted conditions that you won't need to disclose and won't affect your premium. A £100 excess applies.
Personal belongings
If your personal possessions are damaged, lost, stolen or destroyed we'll provide you cover for:
- up to £1,000 per person
- up to £200 for a single item
A £100 excess applies. You must report all theft or losses to the police within 24 hours of discovery and obtain a written police report.
Personal money
If your personal money, such as cash, cards or cheques, becomes lost or stolen, then you're insured for:
- up to £150 for loss of cash
- up to £300 for other personal money
A £100 excess applies. You must report all theft or losses to the police within 24 hours of discovery and obtain a written police report.
Cancellation or curtailment
Change of plan? We'll pay up to £2,000 if you need to cancel or cut short your journey. A £100 excess applies. Double your cancellation cover
Personal accident
Should you be involved in an accident whilst abroad, we've got you covered for:
- up to £10,000 for total disablement
- up to £5,000 for death
Legal assistance & costs
If you or any of your party are involved in an incident involving death, illness or injury, legal assistance will be provided by DAS, up to the amount of £25,000 in legal expenses.
No excess applies. Reasonable prospects of success for the claim must exist, and you must agree to use the services of the legal representative appointed by DAS.
Lost or stolen passport or travel documents
If you lose or have your passport stolen, we will provide up to £250 to arrange a replacement. This cover also applies for flight tickets and other travel documents. A £100 excess applies.
Personal liability
If you are personally liable to pay the costs or expenses of an accident during your holiday, we'll pay up to £2,000,000. A £100 excess applies.
Activity-specific cover
Cover during a wide range of activities, including Scuba Diving and Surfing as standard. Choose from three levels of cover Bronze, Silver and Gold to be insured for more extreme activities. See what each has to offer.
Emergency dental treatment
We'll provide £300 of cover if you require emergency dental treatment to alleviate sudden pain. A £100 excess applies.
Optional Extras
Halve your excess
Want to reduce your excesses? Lower them to just £50, a simple way of keeping your insurance costs down.
Double your medical
Worried about the cost of medical bills? Increase your medical cover from £5 million to £10 million for less than a fiver.
Insure your gadgets
Taking a smart-phone, camera or e-reader? Extend your valuables cover to one or two gadgets, up to £500 each.
Up your cancellation
Got some expensive flights planned? Double your cover to make sure you won't be hit by cancellation costs.
Sports and activity cover
Choosing the right level of activity cover is important to make sure you're properly insured whilst doing these activities. We provide cover for a wide range of activities under our standard Bronze cover, including bungee jumping and scuba diving, but if these don't quench your thirst for overseas adventure then try Silver and Gold. These provide extended cover, including cover for some forms of employment abroad - click here to see what each has to offer.
