Welcome to the new way of investing in Structured Deposits.

With an arrangement fee of just 0.3%* per investment, get the best rate in the UK.

*A minimum fee of £50 applies for all private investments.

We provide Structured Deposit Plans to both private and corporate investors on a non-advised basis. This is the most affordable way of investing and, on average, our clients save over £300 per investment.

Straightforward and affordable, we can help you make the most of your money.

Average investment £22,500
Typical 1.65% fee £371
Our 0.3% fee £68
Investor saving £303
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Compare our range of structured deposit plans

A minimum fee of £50 applies for ISAs, ISA transfers and Direct cash investments. All other investments carry a minimum fee of £100.
You'll never pay more than £300 for your investment.

FTSE 100 6 Year Defensive Deposit Plan 14

25% return
A maximum six year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 25%, provided the FTSE 100 is higher than 95% of its initial index level after 6 years. Full return of initial deposit at maturity regardless of FTSE 100 performance.
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Term:
6 years max
Return:
25 % return

FTSE Defensive Deposit Growth Plan March 2017

24% return
A maximum 6 year, 3 week structured deposit plan, offering a potential gross return of 24% at maturity, provided the FTSE is at or above 95% of its starting level. Capital investment return is not dependent on the performance of the Index, and will be returned in full
Closing Date:
15/03/2017
ISA Transfer:
01/03/2017
Term:
6 years max
Return:
24 % return

FTSE 100 4 Year Deposit Plan 14

12% return
A maximum four year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 12%, provided the FTSE 100 is higher than its starting level after 4 years. Full return of initial deposit at maturity regardless of FTSE 100 performance.
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Term:
4 years max
Return:
12 % return

FTSE 100 Kick-Out Deposit Plan 67

3% per annum
A maximum six year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 3, 4, 5 or 6, paying a Gross Return equivalent to 3% per annum, with full return of initial deposit at maturity regardless of FTSE 100 performance.
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Term:
6 years max
Return:
3 % per annum

EVEN 30 Deposit Growth Plan 55

1.1× any growth in EVEN 30
A maximum five year structured deposit plan linked to the performance of the EVEN 30 Index. The Plan aims to provide a return at maturity equal to 110% (1.1x) of any rise in the EVEN 30 after 5 years with no maximum return. Full return of initial deposit at maturity regardless of EVEN 30 performance.
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Term:
5 years max
Return:
1.1 × any growth in EVEN 30

Important Information:
Structured Deposit Plans are products designed to return at least the initial amount deposited at the end of the product life. Structured Deposit Plans allow you to access stock market linked returns whilst protecting your capital. Eligible for the Financial Services Compensation Scheme (FSCS), but any returns will usually be dependent on the performance of an underlying asset, such as the FTSE 100 Index. Plans will aim to provide an income, or offer the potential for growth over a fixed term usually between 3 and 6 years. Our service offers you a selection of structured deposit plans from the UK's leading providers.

Because returns are based on the performance of an index or a commodity, you have the potential to achieve higher returns with Structured Deposits than you would with a regular savings account. It is possible for you not to receive any income or capital growth if the investment underperforms however, there is a very low risk that your initial investment will not be repaid in full. You will be unable to access your deposit during the term of the plan, which varies from 3 to 6 years, but your initial investment will be repaid in full at the term end. If for some reason the deposit taker goes bankrupt or similar and is therefore unable to repay your initial investment plus any returns, then depending on your individual circumstances you may be entitled to receive compensation from the Financial Services Compensation Scheme (FSCS).

Fees for Non-Advised Investments

All non-advised sales carry an arrangement fee of just 0.3% of your investment. This is the cheapest percentage fee you'll find online, and all designed to help you make the most of your money. Investments carry a minimum charge of £50 for private investors, and a minimum of £100 for corporate or pension investments.

Need advice in choosing your Structured Product?

If you receive advice in the purchase of your Structured Product then this will incur a setup fee, but at just 1.5% this is lower than almost every other provider. Purchasing this way will ensure that you receive help and direction in choosing your plan, making it a good option for investors who are new to Structured Products.

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