Welcome to the new way of investing in Structured Investments.

With an arrangement fee of just 0.3%* per investment, get the best rate in the UK.

We provide Structured Investment Plans to both private and corporate investors on a non-advised basis. This is the most affordable way of investing and, on average, our clients save over £300 per investment.

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*A minimum fee of £50 applies for all private investments.

We provide the best rate in the UK!
Example investment £22,500
Typical 1.65% fee £371
Our 0.3% fee £68
You are saving £303
How much does it cost to invest?

A minimum fee of £50 applies for ISAs, ISA transfers and Direct cash investments. All other investments carry a minimum fee of £100.

Filter our range of structured products

FTSE Monthly Contingent Income Plan January 2018 Option 1

0.417% per month
Option 1 is a 10 year and 2 week investment offering potential gross income of 0.417% per month, payable if the Closing Level of the Index, on any Monthly Measurement Date, is at least equal to 65% of its Opening Level.
Product Type:
Capital at Risk
Closing Date:
29/01/2018
ISA Transfer:
15/01/2018
Investment:
Income/Auto-Call
Term:
10 years max
Return:
0.417 % per month

FTSE Kick Out Plan January 2018

8.5% per annum
A maximum six year two week investment offering a potential gross investment return of 8.5% per annum, for each completed year that the Plan has been in force. The capital and investment return are linked to the performance of the FTSE 100 Index.
Product Type:
Capital at Risk
Closing Date:
29/01/2018
ISA Transfer:
15/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
8.5 % per annum

FTSE Step Down Kick-Out Plan January 2018 (Natixis)

6.25% per annum
A maximum six year two week investment offering a potential gross investment return of 6.25% per annum from year 2. Kick Out Levels are reduced from year 3 to increase the chance of early expiry.
Product Type:
Capital at Risk
Closing Date:
29/01/2018
ISA Transfer:
15/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.25 % per annum

FTSE Defensive Supertracker Plan January 2018

2.5x any rise in the FTSE 100
A maximum 6 year 2 week investment offering a potential 2.5% for each percentage point the Final Level of the Index is above 80% of its Opening Level (max 50% return).
Product Type:
Capital at Risk
Closing Date:
29/01/2018
ISA Transfer:
15/01/2018
Investment:
Growth
Term:
6 years max
Return:
2.5 x any rise in the FTSE 100

FTSE Monthly Contingent Income Plan January 2018 Option 2

0.5% per month
Option 2 is a 10 year and 2 week investment offering potential gross income of 0.5% per month, payable if the Closing Level of the Index, on any Monthly Measurement Date, is at least equal to 75% of its Opening Level.
Product Type:
Capital at Risk
Closing Date:
29/01/2018
ISA Transfer:
15/01/2018
Investment:
Income/Auto-Call
Term:
10 years max
Return:
0.5 % per month

FTSE Super Step Down Kick Out Plan January 2018

5.5% per annum
A maximum six year two week investment offering a potential gross investment return of 5.5% per annum from year 1. Kick Out Levels are reduced from year 3 to increase the chance of early expiry.
Product Type:
Capital at Risk
Closing Date:
29/01/2018
ISA Transfer:
15/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
5.5 % per annum
UK & European Defensive Kick Out Plan February  brochure FULLY SUBSCRIBED Find out more

UK & European Defensive Kick Out Plan February

9.5% per annum
A maximum six year two week investment offering a potential gross investment return of 9.5% per annum, for each completed year that the Plan has been in force. The capital and investment return are linked to the performance of the FTSE 100 Index and the EURO STOXX 50 Index.
Product Type:
Capital at Risk
Closing Date:
31/01/2018
ISA Transfer:
17/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
9.5 % per annum

Dual Index Quarterly Contingent Income Plan Feburary 2018

1.8% per quarter
The Dual Index Quarterly Contingent Income Plan is a maximum 10 year and 2 week investment that offers potential gross income of 1.80% per quarter.
Product Type:
Capital at Risk
Closing Date:
31/01/2018
ISA Transfer:
17/01/2018
Investment:
Income/Auto-Call
Term:
10 years max
Return:
1.8 % per quarter

FTSE 100 Enhanced Kick-Out Plan 74 (Investec Option)

9.25% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. If at the end of years 1, 2, 3, 4, 5 or 6 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 9.25% per annum.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
9.25 % per annum

FTSE 100 Defensive Kick-Out Plan 47

6.85% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 3, 4, 5 or 6 with a fixed payment equal to 6.85% per annum, if the FTSE 100 is above 90% of its starting level.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.85 % per annum

FTSE 100 Enhanced Income Plan 40

4.35% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan aims to provide fixed income payments of 0.3625% per month (4.35% per annum) over the 6 year term, regardless of the performance of the FTSE 100.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Income
Term:
6 years max
Return:
4.35 % per annum

FTSE 100 Step Down Kick Out Plan 17 (UK 4 Option)

5.75% per annum
Potential for maturity at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 5.75% per annum (not compounded), if the FTSE 100 is above a reducing percentage (reduction of 5% per annum) of its starting level.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
5.75 % per annum

FTSE 100 Enhanced Kick-Out Plan 74 (UK 4 Option)

7.6% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. If at the end of years 2, 3, 4, 5 or 6 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 7.6% per annum.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.6 % per annum

FTSE 100 Step Down Kick-Out Plan 17 (Investec Option)

7% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 7% per annum, if the FTSE 100 is above a reducing percentage (reduction of 5% per annum) of its starting levels.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7 % per annum

FTSE 100 Defensive Step Down Kick Out Plan 8

6% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 6% per annum, if the FTSE 100 is above a reducing percentage of its starting level.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6 % per annum

FTSE STOXX Defensive Step Down Kick Out Plan 8

7.5% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and EURO STOXX 50 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 7.5% per annum, if both the FTSE 100 and EURO STOXX 50 is above a reducing percentage of its starting level.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.5 % per annum

FTSE 100 Defensive Income Plan 5 - Option 1

5.65% per annum
The Plan aims to provide fixed income on any Quarterly Anniversary Date, if the level of the FTSE 100 is higher than 60% of the Initial Index Level you will receive an income payment of 1.4125%
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Income/Auto-Call
Term:
8 years max
Return:
5.65 % per annum

FTSE 100 Defensive Income Plan 5 - Option 2

7.3% per annum
The Plan aims to provide fixed income on any Quarterly Anniversary Date, if the level of the FTSE 100 is higher than 80% of the Initial Index Level you will receive an income payment of 1.825%
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Income/Auto-Call
Term:
8 years max
Return:
7.3 % per annum

FTSE S&P 500 Defensive Step Down Kick Out Plan 4

6.5% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and S&P 500 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 6.5% per annum, if both the FTSE 100 and S&P 500 is above a reducing percentage of its starting level.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.5 % per annum

FTSE STOXX Defensive Step Down Kick Out Plan 8 (UK 4 option)

6.5% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and EURO STOXX 50 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 6.5% per annum, if both the FTSE 100 and EURO STOXX 50 is above a reducing percentage of its starting level.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.5 % per annum

FTSE 100 Defensive Step Down Kick Out Plan 8 (UK 4 option)

5.05% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 5.05% per annum, if the FTSE 100 is above a reducing percentage of its starting level.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
5.05 % per annum

FTSE S&P 500 Defensive Step Down Kick Out Plan 4 (UK 4 option)

5.9% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and S&P 500 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 5.9% per annum, if both the FTSE 100 and S&P 500 is above a reducing percentage of its starting level.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
5.9 % per annum

FTSE STOXX Step Down Kick Out Plan 2 (UK 4 option)

7.95% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and EURO STOXX 50 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 7.95% per annum, if both the FTSE 100 and EURO STOXX 50 are above a reducing percentage of their starting levels.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.95 % per annum

FTSE S&P 500 Step Down Kick Out Plan 2 (UK 4 option)

6.7% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and S&P 500 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 6.7% per annum, if both the FTSE 100 and S&P 500 are above a reducing percentage of their starting levels.
Product Type:
Capital at Risk
Closing Date:
02/02/2018
ISA Transfer:
12/01/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.7 % per annum

FTSE STOXX Defensive Kick Out Plan Feburary 2017

9% per annum
A maximum 6 year, 2 week structured investment plan, offering a potential 9% pa gross return, provided the FTSE and EURO STOXX are at or above a reducing reference level.
Product Type:
Capital at Risk
Closing Date:
26/02/2018
ISA Transfer:
12/02/2018
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
9 % per annum

Conditional Quarterly Autocall Issue 8

8.1% per annum
The Plan aims to provide fixed income on any Quarterly Anniversary Date, if the level of the FTSE 100 Index and the EURO STOXX 50 Index are at least equal to 80% of their Opening Levels, you will receive an income payment of 2.025%.
Product Type:
Capital at Risk
Closing Date:
28/02/2018
ISA Transfer:
09/02/2018
Investment:
Income/Auto-Call
Term:
10 years max
Return:
8.1 % per annum

Important Information:
Structured Investment Plans are designed to offer investment growth or income with performance linked to an underlying asset, such as the UK stockmarket. Our service offers you a selection of structured investment plans from the UK's leading providers. Plans provide investors with the opportunity to invest in stockmarkets and other asset classes with pre-defined risk and returns potential. The product is issued in association with a counterparty who provide the returns and the guarantees. If the counterparty goes bankrupt, you may lose some or all of your money.

There are no capital guarantees with structured investment plans and any capital losses through counterparty default are not covered by the Financial Services Compensation Scheme (FSCS). There are also no income and growth guarantees. Your returns are dependent upon the performance of the underlying Index or commodity, therefore all or part of your initial investment is at risk. Further risks arise from the company (Counterparty) backing the plan potentially being unable to repay your initial investment and income and growth returns stated within the plan.

Fees for Non-Advised Investments

All non-advised sales carry an arrangement fee of just 0.3% of your investment. This is the cheapest percentage fee you'll find online, and all designed to help you make the most of your money. Investments carry a minimum charge of £50 for private investors, and a minimum of £100 for corporate or pension investments.

Need advice choosing your Structured Product?

If you receive advice in the purchase of your Structured Product then this will incur a setup fee, but at just 1.5% this is lower than almost every other provider. Purchasing this way will ensure that you receive help and direction in choosing your plan, making it a good option for investors who are new to Structured Products.

Find out more from our blog

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2018 has brought with is a set of new rules for the MiFID II and PRIIPS. We review the rules and the changes in the financial markets over 2017.