Welcome to the new way of investing in Structured Investments.

With an arrangement fee of just 0.3%* per investment, get the best rate in the UK.

*A minimum fee of £50 applies for all private investments.

We provide Structured Investment Plans to both private and corporate investors on a non-advised basis. This is the most affordable way of investing and, on average, our clients save over £300 per investment.

Straightforward and affordable, we can help you make the most of your money.

Average investment £22,500
Typical 1.65% fee £371
Our 0.3% fee £68
Investor saving £303
Compare our range of structured investment products

A minimum fee of £50 applies for ISAs, ISA transfers and Direct cash investments. All other investments carry a minimum fee of £100.
You'll never pay more than £300 for your investment.

FTSE STOXX Enhanced Step Down Kick Out Plan March 2017

7.5% per annum
A maximum six year two week investment offering a potential gross investment return of 7.5% per annum, for each completed year that the Plan has been in force. The capital and investment return are linked to the performance of the FTSE 100 Index and the EURO STOXX 50 Index.
Product Type:
Capital at Risk
Closing Date:
29/03/2017
ISA Transfer:
15/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.5 % per annum

10:10 FTSE Kick Out Plan April 2017 (Option 1)

7% per annum
A maximum ten year structured investment product, that offers the potential for maturity at the end of year 3 with a fixed return of 7% per year, provided the FTSE 100 is at or above 90% of the Start Level on one of the Kick Out Dates.
Product Type:
Capital at Risk
Closing Date:
05/04/2017
ISA Transfer:
17/03/2017
Investment:
Auto-Call/Kick-Out
Term:
10 years max
Return:
7 % per annum

10:10 FTSE Kick Out Plan April 2017 (Option 2)

9% per annum
A maximum ten year structured investment product, that offers the potential for maturity at the end of year 3 with a fixed return of 9% per year, provided the FTSE 100 is at or above 100% of the Start Level on one of the Kick Out Dates.
Product Type:
Capital at Risk
Closing Date:
05/04/2017
ISA Transfer:
17/03/2017
Investment:
Auto-Call/Kick-Out
Term:
10 years max
Return:
9 % per annum

10:10 FTSE Kick Out Plan April 2017 (Option 3)

11.75% per annum
A maximum ten year structured investment product, that offers the potential for maturity at the end of year 3 with a fixed return of 11.75% per year, provided the FTSE 100 is at or above 110% of the Start Level on one of the Kick Out Dates.
Product Type:
Capital at Risk
Closing Date:
05/04/2017
ISA Transfer:
17/03/2017
Investment:
Auto-Call/Kick-Out
Term:
10 years max
Return:
11.75 % per annum

FTSE Defensive Income Kick Out Plan April 2017

7.2% per annum
A maximum seven year two week investment offering a potential return of 1.8% per quarter (7.2% per annum) providing the Closing Price of the Index is at or above 75% of the Start Level on each quarterly Observation Date.
Product Type:
Capital at Risk
Closing Date:
05/04/2017
ISA Transfer:
17/03/2017
Investment:
Income/Auto-Call
Term:
7 years max
Return:
7.2 % per annum

Dual Index Income Plan April 2017

8% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and Euro Stoxx 50 Indices. The Plan pays a potential 4% income every six months (8% p.a.) if both indices are at or above 80% of their starting levels on a 6 monthly observation date.
Product Type:
Capital at Risk
Closing Date:
07/04/2017
ISA Transfer:
28/03/2017
Investment:
Income/Auto-Call
Term:
7 years max
Return:
8 % per annum

Dual Index Kick Start Plan April 2017

14% first year
A maximum six year two week investment offering a potential gross investment return of 14% at the end of year 1; increasing by 10% per annum thereafter. The capital and investment return are linked to the performance of the FTSE 100 Index and the EURO STOXX 50 Index.
Product Type:
Capital at Risk
Closing Date:
10/04/2017
ISA Transfer:
27/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
14 % first year

FTSE Kick Out Plan April 2017

9.75% per annum
A maximum six year two week investment offering a potential gross investment return of 9.75% per annum, for each completed year that the Plan has been in force. The capital and investment return are linked to the performance of the FTSE 100 Index.
Product Type:
Capital at Risk
Closing Date:
11/04/2017
ISA Transfer:
28/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
9.75 % per annum

FTSE Defensive Kick Out Plan February 2017

7.25% per annum
A maximum 6 year, 2 week structured investment plan, offering a potential gross 14.50% at Year 2 increasing by 7.25% each year thereafter, provided the FTSE 100 is at or above a reducing Reference Level.
Product Type:
Capital at Risk
Closing Date:
11/04/2017
ISA Transfer:
28/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.25 % per annum

FTSE 100 Defensive Supertracker Plan April 2017

3x FTSE 100 growth
The plans pays a potential return at maturity equal to 3 times any growth in the FTSE 100 index starting at 90% of its starting level. Any growth received from this plan is capped at 50%. This plan has a 6 year investment term and a 60% European Capital protection barrier.
Product Type:
Capital at Risk
Closing Date:
12/04/2017
ISA Transfer:
29/03/2017
Investment:
Growth
Term:
6 years max
Return:
3 x FTSE 100 growth

FTSE 100 Enhanced Kick-Out Plan 67 (Investec Option)

10.65% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. If at the end of years 1, 2, 3, 4, 5 or 6 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 10.65% per annum.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
10.65 % per annum

FTSE 100 Defensive Kick-Out Plan 40

7.75% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 3, 4, 5 or 6 with a fixed payment equal to 7.75% per annum, if the FTSE 100 is above 90% of its starting level.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.75 % per annum

Dual Index Step Down Kick-Out Plan 13 (Investec Option)

9.25% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and S&P 500 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 9.25% per annum, if both the FTSE 100 and S&P 500 are above a reducing percentage (reduction of 5% per annum) of their starting levels.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
9.25 % per annum

FTSE 100 Enhanced Income Plan 33 (Investec Option)

5.04% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan aims to provide fixed income payments of 0.42% per month (5.04% per annum) over the 6 year term, regardless of the performance of the FTSE 100.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Income
Term:
6 years max
Return:
5.04 % per annum

FTSE 100 Defined Income Plan 4

6% per annum
The aim of the FTSE 100 Defined Income Plan is to provide regular income payments of 1.5% per quarter (equal to 6% per annum) over the 6 year term if the FTSE 100 is higher than 75% of its starting level on each quarterly anniversary.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Income
Term:
6 years max
Return:
6 % per annum

FTSE 100 Step Down Kick Out Plan 10 (UK 5 Option)

7.5% per annum
Potential for maturity at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 7.5% per annum (not compounded), if the FTSE 100 is above a reducing percentage (reduction of 5% per annum) of its starting level.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.5 % per annum

Dual Index Step Down Kick-Out Plan 13 (Financial Institution Option)

8.25% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and S&P 500 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 8.25% per annum, if both the FTSE 100 and S&P 500 are above a reducing percentage (reduction of 5% per annum) of their starting levels.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
8.25 % per annum

FTSE 100 Enhanced Kick-Out Plan 67 (Financial Institution Option)

9.5% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. If at the end of years 1, 2, 3, 4, 5 or 6 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 9.5% per annum.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
9.5 % per annum

FTSE 100 Enhanced Kick-Out Plan 67 (Gilt Option)

8.25% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. If at the end of years 1, 2, 3, 4, 5 or 6 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 8.25% per annum.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
8.25 % per annum

FTSE 100 Step Down Kick-Out Plan 10 (Investec Option)

8.25% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 8.25% per annum, if the FTSE 100 is above a reducing percentage (reduction of 5% per annum) of its starting levels.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
8.25 % per annum

FTSE 100 Kick Out Income Plan 4

7.4% per annum
The aim of the FTSE 100 Kick Out Income Plan is to provide regular income payments of 1.85 % per quarter (equal to 7.4 % per annum) over the 6 year term if the FTSE 100 is higher than 75% of its starting level on each quarterly anniversary. Potential for maturity at the end of each quarter from the end of year 2 onwards if the FTSE 100 is above 105% of its starting level.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Income/Auto-Call
Term:
6 years max
Return:
7.4 % per annum

FTSE 100 Enhanced Income Plan 33 (UK 5 option)

4.32% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan aims to provide fixed income payments of 0.36% per month (4.32% per annum) over the 6 year term, regardless of the performance of the FTSE 100.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Income
Term:
6 years max
Return:
4.32 % per annum

FTSE 100 Defensive Growth Plan 10

34% return
The FTSE 100 Defensive Growth Plan is designed to repay your clients initial investment and deliver a return of 34% if the FTSE 100 is higher than or equal to 50% of the Initial Index Level after 6 years.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Growth
Term:
6 years max
Return:
34 % return

FTSE 100 Defensive Step Down Kick Out Plan 1

7% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 7% per annum, if the FTSE 100 is above a reducing percentage of its starting level.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7 % per annum

FTSE S&P Defensive Kick Start Plan April 2017

7% per annum
A maximum 6 year 2 week investment offering a potential gross investment return of 10% at end of year 1 and 7% per annum thereafter. The capital and investment return are linked to the performance of the FTSE 100 Index and the S&P 500 Index.
Product Type:
Capital at Risk
Closing Date:
19/04/2017
ISA Transfer:
05/04/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7 % per annum

FTSE Enhanced Tracker Plan April 2017

45% return
A maximum 6 year, 2 week structured investment plan, with the potential to mature early at year 3, with a 45% investment return if, on the Early Measurement Date, the Closing Level of the Index is at least equal to 110% of its Opening Level.
Product Type:
Capital at Risk
Closing Date:
19/04/2017
ISA Transfer:
05/04/2017
Investment:
Growth/Auto-Call
Term:
6 years max
Return:
45 % return

FTSE Enhanced Step Down Kick Out Plan April 2017 (BNP)

6.25% per annum
A maximum 6 year 2 week investment offering a potential gross investment return of 6.25% per annum, payable from year 2. Kick Out Levels are reduced from year 3 to increase the chance of early expiry.
Product Type:
Capital at Risk
Closing Date:
21/04/2017
ISA Transfer:
05/04/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.25 % per annum

FTSE Enhanced Step Down Kick Out Plan April 2017 (Natixis)

6.25% per annum
A maximum 6 year 2 week investment offering a potential gross investment return of 6.25% per annum, payable from year 2. Kick Out Levels are reduced from year 3 to increase the chance of early expiry.
Product Type:
Capital at Risk
Closing Date:
24/04/2017
ISA Transfer:
06/04/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.25 % per annum

FTSE Monthly Income Plan April 2017

4.2% per annum
A maximum six year three week investment offering a gross monthly income of 0.35% payable throughout the term of the Plan and not dependent on the performance of the Index.
Product Type:
Capital at Risk
Closing Date:
24/04/2017
ISA Transfer:
07/04/2017
Investment:
Income
Term:
6 years max
Return:
4.2 % per annum

FTSE Step Down Kick-Out Plan April 2017 (BNP)

7.25% per annum
A maximum six year two week investment offering a potential gross investment return of 7.25% per annum from year 2. Kick Out Levels are reduced from year 3 to increase the chance of early expiry.
Product Type:
Capital at Risk
Closing Date:
25/04/2017
ISA Transfer:
05/04/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.25 % per annum

FTSE S&P Enhanced Step Down Kick Out Plan April 2017

6.75% per annum
A maximum six year two week investment offering a potential gross investment return of 6.75% per annum, for each completed year that the Plan has been in force. The capital and investment return are linked to the performance of the FTSE 100 Index and the S&P 500 Index.
Product Type:
Capital at Risk
Closing Date:
26/04/2017
ISA Transfer:
10/04/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.75 % per annum

FTSE Dual Option Contingent Income Plan April 2017 Option 1

6% per annum
Option 1 is a maximum ten year and two week investment plan offering potential gross income of 1.5% per quarter (6% per annum). The return of capital and payment of any income are linked to the performance of the FTSE 100 Index.
Product Type:
Capital at Risk
Closing Date:
26/04/2017
ISA Transfer:
10/04/2017
Investment:
Income/Auto-Call
Term:
10 years max
Return:
6 % per annum

FTSE Dual Option Contingent Income Plan April 2017 Option 2

8.2% per annum
Option 2 is a maximum six year and two week investment plan offering potential gross income of 2.05% per quarter (8.2% per annum). The return of capital and payment of any income are linked to the performance of the FTSE 100 Index.
Product Type:
Capital at Risk
Closing Date:
26/04/2017
ISA Transfer:
10/04/2017
Investment:
Income/Auto-Call
Term:
10 years max
Return:
8.2 % per annum

FTSE Step Down Kick-Out Plan May 2017 (Natixis)

7.25% per annum
A maximum six year two week investment offering a potential gross investment return of 7.25% per annum from year 2. Kick Out Levels are reduced from year 3 to increase the chance of early expiry.
Product Type:
Capital at Risk
Closing Date:
27/04/2017
ISA Transfer:
11/04/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.25 % per annum

FTSE Defensive Supertracker Plan May 2017

2x any rise in the FTSE 100
A maximum 6 year 2 week investment offering a potential 2% for each percentage point the Final Level of the Index is above 75% of its Opening Level (max 50% return).
Product Type:
Capital at Risk
Closing Date:
03/05/2017
ISA Transfer:
18/04/2017
Investment:
Growth
Term:
6 years max
Return:
2 x any rise in the FTSE 100

Important Information:
Structured Investment Plans are designed to offer investment growth or income with performance linked to an underlying asset, such as the UK stockmarket. Our service offers you a selection of structured investment plans from the UK's leading providers. Plans provide investors with the opportunity to invest in stockmarkets and other asset classes with pre-defined risk and returns potential. The product is issued in association with a counterparty who provide the returns and the guarantees. If the counterparty goes bankrupt, you may lose some or all of your money.

There are no capital guarantees with structured investment plans and any capital losses through counterparty default are not covered by the Financial Services Compensation Scheme (FSCS). There are also no income and growth guarantees. Your returns are dependent upon the performance of the underlying Index or commodity, therefore all or part of your initial investment is at risk. Further risks arise from the company (Counterparty) backing the plan potentially being unable to repay your initial investment and income and growth returns stated within the plan.

Fees for Non-Advised Investments

All non-advised sales carry an arrangement fee of just 0.3% of your investment. This is the cheapest percentage fee you'll find online, and all designed to help you make the most of your money. Investments carry a minimum charge of £50 for private investors, and a minimum of £100 for corporate or pension investments.

Need advice in choosing your Structured Product?

If you receive advice in the purchase of your Structured Product then this will incur a setup fee, but at just 1.5% this is lower than almost every other provider. Purchasing this way will ensure that you receive help and direction in choosing your plan, making it a good option for investors who are new to Structured Products.

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