Structured Investment Plans

View the latest Structured Investment plans from the UK's best providers.

We provide Structured Products to both private and corporate investors on an advised and non-advised basis. Straightforward, affordable and an arrangement fee of just **0.5%* per investment**, (subject to the minimum fee of £75, non-advised) and 1.5% of the invested capital, (subject to the minimum advice fee of £300)

We can help you make the most of your money and where advice is taken ensure the product is suitable to meet your investment needs and goals.

Filter our range of structured products

Walker Crips UK & Europe Annual Kick-out Plan (CT170)

The Walker Crips UK & Europe Annual Kick-out Plan (CT170) is a maximum 6 year investment offering a potential return of 12% per annum, dependent on the performance of the Index.

Closing Date: Oct 9, 2026
ISA Transfer: Sep 25, 2026

Don't forget the risks

Potential return: 12 % per annum, dependent on the performance of the Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Citigroup Global Markets Ltd
Investment term: 6 years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Citigroup Global Markets Ltd). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Walker Crips UK & Europe Defensive Step Down Kick-out Plan (GS218)

The Walker Crips UK & Europe Defensive Step Down Kick-out Plan (GS218) is a maximum 6-year investment offering a Potential return of 8.60% per annum, dependent on the performance of the Index.

Advised

Closing Date: Sep 25, 2026
ISA Transfer: Sep 11, 2026

Don't forget the risks

Potential return: 8.6 % per annum, dependent on the performance of the Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Goldman Sachs International
Investment term: 6 -years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Goldman Sachs International). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Walker Crips UK & Europe Step Down Kick-out Plan (CT171)

The Walker Crips UK & Europe Step Down Kick-out Plan (CT171) is a maximum 6-year investment offering a Potential gross investment return of 10% per annum, dependent on the performance of each Index.

Closing Date: Oct 9, 2026
ISA Transfer: Sep 25, 2026

Don't forget the risks

Potential return: 10 % per annum, dependent on the performance of each Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Citigroup Global Markets Ltd
Investment term: 6 years
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Walker Crips UK Annual Kick-out Plan (GS216)

The Walker Crips UK Annual Kick-out Plan (GS216) is a 7-year investment offering a Potential return of 8.75% per annum, dependent on the performance of the Index.

Advised

Closing Date: Sep 25, 2026
ISA Transfer: Sep 11, 2026

Don't forget the risks

Potential return: 8.75 % per annum, dependent on the performance of the Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Goldman Sachs International
Investment term: 7 -years
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 60%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Goldman Sachs International). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Walker Crips UK Annual Kick-out Plan (GS217)

The Walker Crips UK Annual Kick-out Plan (GS217) is a maximum 7-year investment offering a Potential return of 9.00% per annum, dependent on the performance of the Index.

Advised

Closing Date: Sep 25, 2026
ISA Transfer: Sep 11, 2026

Don't forget the risks

Potential return: 9 % per annum, dependent on the performance of the Index
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Goldman Sachs International
Investment term: 7 -years
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Meteor FTSE Annual 100 Kick Out October 2026 - BN10907

The Meteor FTSE Annual 100 Kick Out October 2026 - BN10907 is a maximum 5-years, 3-weeks investment offering an 8.40% annual Growth potential.

Closing Date: Oct 9, 2026
ISA Transfer: Sep 25, 2026

Don't forget the risks

Potential return: 8.4 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: BNP Paribas
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (BNP Paribas). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE Annual Step Down to 65 Kick Out Plan October 2026 - BN10910

The Meteor FTSE Annual Step Down to 65 Kick Out Plan October 2026 - BN10910 is a maximum 6-years, 3-weeks investment offering a 6.80% annual Growth potential.

Closing Date: Oct 9, 2026
ISA Transfer: Sep 25, 2026

Don't forget the risks

Potential return: 6.8 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: BNP Paribas
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (BNP Paribas). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE Annual Step Down to 75 Kick Out October 2026 - BN10909

The Meteor FTSE Annual Step Down to 75 Kick Out October 2026 - BN10909 is a maximum 6-years, 3-weeks investment offering a 7.15% annual Growth potential.

Closing Date: Oct 9, 2026
ISA Transfer: Sep 25, 2026

Don't forget the risks

Potential return: 7.15 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: BNP Paribas
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (BNP Paribas). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE Annual Step Down to 80 Kick Out Plan October 2026 - BN10908

The Meteor FTSE Annual Step Down to 80 Kick Out Plan October 2026 - BN10908 is a maximum 6 year, 3 week investment offering a 7.25% annual Growth potential.

Closing Date: Oct 9, 2026
ISA Transfer: Sep 25, 2026

Don't forget the risks

Potential return: 7.25 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: BNP Paribas
Investment term: 6 years, 3 weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 60%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (BNP Paribas). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE/STOXX Annual Step Down to 60 Kick Out September 2026 - CR10845

The Meteor FTSE/STOXX Annual Step Down to 60 Kick Out September 2026 - CR10845 is a maximum 6-years, 3-weeks investment offering an 8.55% annual Growth potential.

Closing Date: Sep 28, 2026
ISA Transfer: Sep 14, 2026

Don't forget the risks

Potential return: 8.55 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Credit Agricole CIB
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 60%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Credit Agricole CIB). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE/STOXX Monthly 85 Kick Out September 2026 - NA10868

The Meteor FTSE/STOXX Monthly 85 Kick Out September 2026 - NA10868 is a maximum 5-years, 3-weeks investment offering 0.71% monthly Growth potential (8.52% p.a.)

Closing Date: Sep 28, 2026
ISA Transfer: Sep 14, 2026

Don't forget the risks

Potential return: 0.71 % monthly (8.52% p.a.)
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index/EURO STOXX 50 Index
Counterparty: Natixis
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index/EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Natixis). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor FTSE/STOXX/S&P Annual Step Down to 65 Kick Out September 2026 - CR10847

The Meteor FTSE/STOXX/S&P Annual Step Down to 65 Kick Out September 2026 - CR10847 is a maximum 6-years, 3-weeks investment offering a 10% annual Growth potential.

Closing Date: Sep 28, 2026
ISA Transfer: Sep 14, 2026

Don't forget the risks

Potential return: 10 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100, Euro Stoxx 50 and S&P 500
Counterparty: Credit Agricole CIB
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100, Euro Stoxx 50 and S&P 500 and also depend on the financial stability of the issuer and counterparty bank (Credit Agricole CIB). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Meteor STOXX Annual Step Down to 65 Kick Out October 2026 - BN10911

The Meteor STOXX Annual Step Down to 65 Kick Out October 2026 - BN10911 is a maximum 6-years, 3-weeks investment offering an 8.40% annual Growth potential.

Closing Date: Oct 9, 2026
ISA Transfer: Sep 25, 2026

Don't forget the risks

Potential return: 8.4 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: EURO STOXX 50 Index
Counterparty: BNP Paribas
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (BNP Paribas). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments Europe 5Y Annual 100 Kick Out (Y2 60) October 2026 - BA10933

The MB Structured Investments Europe 5Y Annual 100 Kick Out (Y2 60) October 2026 - BA10933 is a maximum 5-years, 3-weeks investment offering a 10.25% annual Growth potential.

Closing Date: Oct 14, 2026
ISA Transfer: Sep 30, 2026

Don't forget the risks

Potential return: 10.25 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: EURO STOXX 50 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 60%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK 4Y Annual 95 Kick Out (Y2 65) October 2026 - BA10943

The MB Structured Investments UK 4Y Annual 95 Kick Out (Y2 65) October 2026 - BA10943 is a maximum 4-years, 3-weeks investment offering a 7.76% annual Growth potential.

Closing Date: Oct 15, 2026
ISA Transfer: Oct 1, 2026

Don't forget the risks

Potential return: 7.76 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 4 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK 5Y Annual 100 Kick Out Plan (Y2 65) October 2026 - BA10918

The MB Structured Investments UK 5Y Annual 100 Kick Out Plan (Y2 65) October 2026 - BA10918 is a maximum 5-years, 3-weeks investment offering an 8.35% annual Growth potential.

Closing Date: Oct 8, 2026
ISA Transfer: Sep 24, 2026

Don't forget the risks

Potential return: 8.35 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK 5Y Annual Step Down to 75 Kick Out Plan (Y2 65) October 2026 - BA10942

The MB Structured Investments UK 5Y Annual Step Down to 75 Kick Out Plan (Y2 65) October 2026 - BA10942 is a maximum 5-years, 3-weeks investment offering a Potential gross investment return of 7% payable for every year the plan has been in force.

Closing Date: Oct 15, 2026
ISA Transfer: Oct 1, 2026

Don't forget the risks

Potential return: 7 % payable for each year in force from year 2
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK 5Y Annual Step Down to 80 Kick Out Plan (Y2 60) October 2026 - BA10940

The MB Structured Investments UK 5Y Annual Step Down to 80 Kick Out Plan (Y2 60) October 2026 - BA10940 is a maximum 5 years, 3 weeks investment offering a 7% annual Growth potential.

Closing Date: Oct 15, 2026
ISA Transfer: Oct 1, 2026

Don't forget the risks

Potential return: 7 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 60%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK 5Y Annual Step Down to 85 Kick Out Plan (Y2 60) October 2026 - BA10941

The MB Structured Investments UK 5Y Annual Step Down to 85 Kick Out Plan (Y2 60) October 2026 - BA10941 is a maximum 5-years, 3-weeks investment offering a 7.30% annual Growth potential.

Closing Date: Oct 15, 2026
ISA Transfer: Oct 1, 2026

Don't forget the risks

Potential return: 7.3 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 60%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK 5Y Quarterly Step Down to 85 Kick Out Plan (Y2 65) September 2026 - BA10877

The MB Structured Investments UK 5Y Quarterly Step Down to 85 Kick Out Plan (Y2 65) September 2026 - BA10877 is a maximum 5-years, 3-weeks investment offering a 1.825% quarterly Growth potential (7.30% p.a.).

Closing Date: Sep 25, 2026
ISA Transfer: Sep 11, 2026

Don't forget the risks

Potential return: 1.825 % quarterly Growth potential (7.30% p.a.)
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK 6Y Monthly Fixed Income Deposit October 2026 - BA10925

The MB Structured Investments UK 6Y Monthly Fixed Income Deposit October 2026 - BA10925 is a maximum 6-years, 3-weeks investment offering a 0.4025% fixed monthly Interest (4.83%) p.a.

Closing Date: Oct 8, 2026
ISA Transfer: Sep 21, 2026

Don't forget the risks

Potential return: 4.83 % p.a.
Product type: Capital at Risk
Investment type: Income/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Barclays Bank plc
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: Deposit based
Barrier level: 0%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK/Europe 5Y Annual Step Down to 85 Kick Out Plan (Y2 65) October 2026 - BA10885

The MB Structured Investments UK/Europe 5Y Annual Step Down to 85 Kick Out Plan (Y2 65) October 2026 - BA10885 is a maximum 5 years, 3 weeks investment offering an 10.10% annual Growth potential.

Closing Date: Oct 2, 2026
ISA Transfer: Sep 18, 2026

Don't forget the risks

Potential return: 10.1 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK/Europe 5Y Monthly 90 Kick Out (Y2 65) October 2026 - BA10946

The MB Structured Investments UK/Europe 5Y Monthly 90 Kick Out (Y2 65) October 2026 - BA10946 is a maximum 5-years, 3-weeks investment offering a 0.772% monthly Growth potential (9.27% p.a.)

Closing Date: Oct 15, 2026
ISA Transfer: Oct 1, 2026

Don't forget the risks

Potential return: 9.27 % per annum
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK/Europe 5Y Monthly 90 Kick Out (Y2 65) September 2026 - BA10841

The MB Structured Investments UK/Europe 5Y Monthly 90 Kick Out (Y2 65) September 2026 - BA10841 is a maximum 5-years, 3-weeks investment offering a 0.75% monthly Growth potential (9% p.a.).

Closing Date: Sep 23, 2026
ISA Transfer: Sep 9, 2026

Don't forget the risks

Potential return: 0.75 % monthly Growth potential (9% p.a.)
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK/Europe 6Y Annual Step Down to 60 Kick Out (Y2 60) October 2026 - BA10919

The MB Structured Investments UK/Europe 6Y Annual Step Down to 60 Kick Out (Y2 60) October 2026 - BA10919 is a maximum 6-years, 3-weeks investment offering a 8.15% annual Growth potential.

Closing Date: Oct 8, 2026
ISA Transfer: Sep 24, 2026

Don't forget the risks

Potential return: 8.15 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Barclays Bank plc
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 60%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK/Europe 6Y Annual Step Down to 65 Kick Out (Y2 60) October 2026 - BA10916

The MB Structured Investments UK/Europe 6Y Annual Step Down to 65 Kick Out (Y2 60) October 2026 - BA10916 is a maximum 6-years, 3-weeks investment offering an 8.30% annual Growth potential.

Closing Date: Oct 8, 2026
ISA Transfer: Sep 24, 2026

Don't forget the risks

Potential return: 8.3 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: No
Barrier type: End of term
Barrier level: 60%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK/Europe 6Y Monthly 70 Income Kick Out (Y2 65) October 2026 - BA10913

The MB Structured Investments UK/Europe 6Y Monthly 70 Income Kick Out (Y2 65) October 2026 - BA10913 is a maximum 6-years, 3-weeks investment offering a 0.645% monthly income potential (7.74% p.a.)

Closing Date: Oct 7, 2026
ISA Transfer: Sep 23, 2026

Don't forget the risks

Potential return: 0.645 p.m. (7.74% p.a.)
Product type: Capital at Risk
Investment type: Income/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Barclays Bank plc
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK/Europe 6Y Monthly 80 Income Kick Out Plan (Y2 65) October 2026 - BA10920

The MB Structured Investments UK/Europe 6Y Monthly 80 Income Kick Out Plan (Y2 65) October 2026 - BA10920 is a maximum 6-years, 3-weeks investment offering a 0.7225% monthly Income potential (8.67% p.a.).

Closing Date: Oct 8, 2026
ISA Transfer: Sep 24, 2026

Don't forget the risks

Potential return: 0.7225 % monthly Income Potential (8.67% p.a.)
Product type: Capital at Risk
Investment type: Income/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Barclays Bank plc
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK/Europe 6Y Monthly 85 Income Kick Out (Y2 65) October 2026 - BA10915

The MB Structured Investments UK/Europe 6Y Monthly 85 Income Kick Out (Y2 65) October 2026 - BA10915 is a maximum 6-years, 3-week investment offering a 0.7875% monthly Income potential (9.45% p.a.)

Closing Date: Oct 7, 2026
ISA Transfer: Sep 23, 2026

Don't forget the risks

Potential return: 0.7875 % monthly Income potential (9.45% p.a.)
Product type: Capital at Risk
Investment type: Income/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Barclays Bank plc
Investment term: 6 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK/US 5Y Annual Step Down to 65 Kick Out Plan (Y2 65) October 2026 - BA10917

The MB Structured Investments UK/US 5Y Annual Step Down to 65 Kick Out Plan (Y2 65) October 2026 - BA10917 is a maximum 5 years, 3 weeks investment offering an 8.40% annual Growth potential.

Closing Date: Oct 8, 2026
ISA Transfer: Sep 24, 2026

Don't forget the risks

Potential return: 8.4 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and S&P 500 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of Term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and S&P 500 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments UK/US/Europe 5Y Monthly 65 Income Kick Out (Y2 65) October 2026 - BA10921

The MB Structured Investments UK/US/Europe 5Y Monthly 65 Income Kick Out (Y2 65) October 2026 - BA10921 is a maximum 5-years, 3-weeks investment offering a 0.6675% monthly Income potential (8.01% p.a.).

Closing Date: Oct 14, 2026
ISA Transfer: Sep 30, 2026

Don't forget the risks

Potential return: 8.01 % per annum
Product type: Capital at Risk
Investment type: Income/Kick-Out
Market / index link: FTSE 100 Index, S&P 500 Index and EURO STOXX 50 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index, S&P 500 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

MB Structured Investments US/Europe 5Y Annual 100 Kick Out (Y2 65) October 2026 - BA10934

The MB Structured Investments US/Europe 5Y Annual 100 Kick Out (Y2 65) October 2026 - BA10934 is a maximum 5-years, 3-weeks investment offering a 12% annual Growth potential.

Closing Date: Oct 14, 2026
ISA Transfer: Sep 30, 2026

Don't forget the risks

Potential return: 12 % annual Growth potential
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: S&P 500 Index and EURO STOXX 50 Index
Counterparty: Barclays Bank plc
Investment term: 5 -years, 3-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the S&P 500 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Barclays Bank plc). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

iDAD Citi US & Europe Defensive Step Down Kick Out Plan Issue 4 - October 2026

The iDAD Citi US & Europe Defensive Step Down Kick Out Plan Issue 4 - October 2026 is a 5 year 2 week term investment offering an Investment Return of 8.85% if on any annual Observation date, starting at year 2, the Underlying Indices are at or above the relevant kickout level.

Closing Date: Oct 23, 2026
ISA Transfer: Oct 9, 2026

Don't forget the risks

Potential return: 8.85 % p.a.
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: S&P 500 Index and EURO STOXX 50 Index
Counterparty: Citigroup Global Markets Ltd
Investment term: 5 -years, 2-weeks
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the S&P 500 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Citigroup Global Markets Ltd). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

IDAD The 10:10 Plan Issue 86 - October 2026 (Option 1)

The 10:10 Plan Issue 86 - October 2026 (Option 1) is a maximum 10-year two-week Autocall Plan offering a Potential 8.00% return on capital for each year the Plan runs (paid gross).

Closing Date: Oct 9, 2026
ISA Transfer: Sep 25, 2026

Don't forget the risks

Potential return: 8 % p.a. (paid gross)
Product type: Capital at Risk
Investment type: Growth/Auto-Call
Market / index link: FTSE Custom 100 Synthetic 3.5% Fixed Dividend Index
Counterparty: Citigroup Global Markets Ltd
Investment term: 10 -years, 2-weeks
Kick-out / Early maturity: No
Barrier type: End of Term
Barrier level: 70%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE Custom 100 Synthetic 3.5% Fixed Dividend Index and also depend on the financial stability of the issuer and counterparty bank (Citigroup Global Markets Ltd). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

IDAD The 10:10 Plan Issue 86 - October 2026 (Option 2)

The 10:10 Plan Issue 86 - October 2026 (Option 2) is a maximum 10-year two-week Autocall Plan offering a Potential 9.20% return on capital for each year the Plan runs (paid gross).

Closing Date: Oct 9, 2026
ISA Transfer: Sep 25, 2026

Don't forget the risks

Potential return: 9.2 % p.a. (paid gross)
Product type: Capital at Risk
Investment type: Growth/Auto-Call
Market / index link: FTSE Custom 100 Synthetic 3.5% Fixed Dividend Index
Counterparty: Citigroup Global Markets Ltd
Investment term: 10 -years, 2-weeks
Kick-out / Early maturity: No
Barrier type: End of Term
Barrier level: 70%

View plan

hop 5Y Tech Step-Down Kickout Plan (CIBC59)

The hop 5Y Tech Step-Down Kickout Plan (CIBC59) is a maximum 5-year investment offering a Potential return of 15% a year, paid when the Plan matures.

Advised

Closing Date: Oct 7, 2026
ISA Transfer: Sep 25, 2026

Don't forget the risks

Potential return: 15 % per annum
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: Nvidia Corp, Alphabet Inc, Amazon.com Inc
Counterparty: Canadian Imperial Bank of Commerce
Investment term: 5 -years
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 50%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the Nvidia Corp, Alphabet Inc, Amazon.com Inc and also depend on the financial stability of the issuer and counterparty bank (Canadian Imperial Bank of Commerce). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

hop 5Y Tech Step-Down Kickout Plan (CIBC61)

The hop 5Y Tech Step-Down Kickout Plan (CIBC61) is a maximum 5-year investment offering a Potential return 14.50% a year, paid when the Plan matures.

Closing Date: Oct 6, 2026
ISA Transfer: Sep 24, 2026

Don't forget the risks

Potential return: 14.5 % per annum
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: Microsoft Corp, Alphabet Inc, Amazon.com Inc
Counterparty: Canadian Imperial Bank of Commerce
Investment term: 5 -years
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 50%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the Microsoft Corp, Alphabet Inc, Amazon.com Inc and also depend on the financial stability of the issuer and counterparty bank (Canadian Imperial Bank of Commerce). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

hop 5Y UK & Europe Defensive Step-Down 70 Kickout Plan (CIBC58)

The hop 5Y UK & Europe Defensive Step-Down 70 Kickout Plan (CIBC58) is a maximum 5-year investment offering a Potential Return of 9.00% a year, paid when the Plan matures.

Closing Date: Sep 30, 2026
ISA Transfer: Sep 18, 2026

Don't forget the risks

Potential return: 9 % a year, paid when the Plan matures.
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Canadian Imperial Bank of Commerce
Investment term: 5 -years
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Canadian Imperial Bank of Commerce). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

hop 6Y Japan Conditional Income 75 Kickout Plan (CIBC60)

The hop 6Y Japan Conditional Income 75 Kickout Plan (CIBC60) is a maximum 6 year investment offering a Potential Income of 0.835% a month (a total of 10.02% a year), paid if the Nikkei 225 closes at or above 75% of its Start Level on an Income Date.

Closing Date: Oct 7, 2026
ISA Transfer: Sep 25, 2026

Don't forget the risks

Potential return: 10.02 % per annum
Product type: Capital at Risk
Investment type: Income/Kick-Out
Market / index link: Nikkei 225 Index
Counterparty: Canadian Imperial Bank of Commerce
Investment term: 6 -years
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the Nikkei 225 Index and also depend on the financial stability of the issuer and counterparty bank (Canadian Imperial Bank of Commerce). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

hop 6Y UK Defensive 75 Step-Down Kickout Plan (CIBC62)

The hop 6Y UK Defensive 75 Step-Down Kickout Plan (CIBC62) is a maximum 6-year investment offering a Potential return of 7.40% per annum, paid when the plan matures.

Closing Date: Oct 14, 2026
ISA Transfer: Oct 2, 2026

Don't forget the risks

Potential return: 7.4 % per annum
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index
Counterparty: Canadian Imperial Bank of Commerce
Investment term: 6 -years
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and also depend on the financial stability of the issuer and counterparty bank (Canadian Imperial Bank of Commerce). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Hilbert FTSE 100 EW45 Defensive Semi-Annual Autocall Issue 10 - October 2026

The Hilbert FTSE 100 EW45 Defensive Semi-Annual Autocall - Issue 10 - October 2026 is a maximum 10-year investment offering a Fixed Growth Return equivalent to 4.75% (9.50% p.a.) for each Semi-Annual Measurement Date since the Start Date.

Closing Date: Oct 14, 2026
ISA Transfer: Oct 8, 2026

Don't forget the risks

Potential return: 9.5 % p.a.
Product type: Capital at Risk
Investment type: Growth/Auto-Call
Market / index link: FTSE 100 EW45
Counterparty: Citigroup Global Markets Ltd
Investment term: 10 -years
Kick-out / Early maturity: No
Barrier type: End of Term
Barrier level: 60%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 EW45 and also depend on the financial stability of the issuer and counterparty bank (Citigroup Global Markets Ltd). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Hilbert FTSE 100 EW45 Conditional Memory Quarterly Autocall Issue 48 - October 2026

The Hilbert FTSE 100 EW45 Conditional Memory Quarterly Autocall Issue 48 - October 2026 is a maximum 10-year investment offering a Potential Income payment of 1.90% (equivalent to 7.60% p.a.).

Closing Date: Oct 14, 2026
ISA Transfer: Oct 8, 2026

Don't forget the risks

Potential return: 1.9 % (equivalent to 7.60% p.a.)
Product type: Capital at Risk
Investment type: Income/Auto-Call
Market / index link: FTSE 100 EW45
Counterparty: Citigroup Global Markets Ltd
Investment term: 10 -years
Kick-out / Early maturity: No
Barrier type: End of term
Barrier level: 60%

View plan

Hilbert FTSE 100 EW45 Semi-Annual Autocall Issue 09 - October 2026

The Hilbert FTSE 100 EW45 Semi-Annual Autocall - Issue 09 plan is a maximum 10-year investment offering a Potential Return of 10.50% per annum (5.25% semi-annually).

Closing Date: Oct 14, 2026
ISA Transfer: Oct 8, 2026

Don't forget the risks

Potential return: 10.5 % p.a.
Product type: Capital at Risk
Investment type: Growth/Auto-Call
Market / index link: FTSE 100 EW45
Counterparty: Citigroup Global Markets Ltd
Investment term: 10 years
Kick-out / Early maturity: No
Barrier type: End of term
Barrier level: 60%

View plan

Causeway Securities Three Stock Defensive 50 Growth Plan (BNP-22) - October 2026

The Causeway Securities Three Stock Defensive 50 Growth Plan (BNP-22) - October 2026 is a 2-year investment offering a Potential Investment Return of 47% (23.5% per annum) paid if all the Underlyings close at or above 50% of their Opening Levels on the Final Observation Date. Otherwise, no return is paid.

Closing Date: Oct 16, 2026
ISA Transfer: Oct 9, 2026

Don't forget the risks

Potential return: 47 % (23.5% p.a.)
Product type: Capital at Risk
Investment type: Growth
Market / index link: Alphabet Inc, Intel Corp and Microsoft Corp.
Counterparty: BNP Paribas
Investment term: 2 -years
Kick-out / Early maturity: No
Barrier type: End of term
Barrier level: 50%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the Alphabet Inc, Intel Corp and Microsoft Corp. and also depend on the financial stability of the issuer and counterparty bank (BNP Paribas). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Causeway Securities UK & EU 60/60 Step Down Kick-Out Plan CIT-06 - October 2026

The Causeway Securities UK & EU 60/60 Step Down Kick-Out Plan CIT-06 - October 2026 is a maximum 6-years investment offering a Potential Investment Return of 8.25% per annum.

Closing Date: Oct 16, 2026
ISA Transfer: Oct 2, 2026

Don't forget the risks

Potential return: 8.25 % per annum
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Citigroup Global Markets Ltd
Investment term: 6 -years
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 60%

View plan

Causeway Securities UK & EU Monthly Defensive 90 Kick-Out Plan GS-29

The Causeway Securities UK & EU Monthly Defensive 90 Kick-Out Plan GS-29 is a maximum 5 year investment offering a Potential Investment Return of 0.7709% (9.25% p.a.) for each month that has elapsed since the Investment Start Date.

Closing Date: Oct 2, 2026
ISA Transfer: Sep 18, 2026

Don't forget the risks

Potential return: 9.25 % per annum
Product type: Capital at Risk
Investment type: Growth/Kick-Out
Market / index link: FTSE 100 Index and EURO STOXX 50 Index
Counterparty: Goldman Sachs International
Investment term: 5 -years
Kick-out / Early maturity: Yes
Barrier type: End of term
Barrier level: 65%

View plan

Capital at risk: The potential returns of this plan and repaying the money invested are linked to the level of the FTSE 100 Index and EURO STOXX 50 Index and also depend on the financial stability of the issuer and counterparty bank (Goldman Sachs International). You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

Product Providers

Don’t forget the risks

All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.

The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.

Structured products should only be considered as part of a diversified and balanced portfolio.

Below is a summary of some of the main risks usually associated with an investment in structured products plans:

Market risk to potential returns

Whether or not a plan generates the potential returns for investors usually depends on the closing level of the relevant index on the relevant dates for the plan, i.e. the kick-out anniversary dates for kick-out products; the early maturity dates and end dates for growth products; the annual income dates for income products.

If the index closes below the level needed, for the plan or plan options chosen, on all of the relevant dates, the plan or plan options will not generate a return.

Market risk to repayment of money invested in 'Capital-at-Risk' plans

If the closing level of the relevant index is below the level needed on all of the kick-out anniversary dates or early maturity dates, if relevant for the plan or plan options chosen, and on the end date, repaying the money invested at maturity will usually depend on the closing level of the index on the end date..

Different structured products use different types of protection barriers. Some products use barriers that are observed every day that can therefore be breached on any day during the investment term, while some products use barriers that are only observed at the end of the investment term and that cannot therefore be breached during the investment term.

Market risk to the repayment of money invested on the end date will depend on the type of barrier and its level.

For example, for a product with an end of term barrier, set at 60% of the start level, if the index for the plan closes at or above 60% of the start level, on the end date, money invested will be repaid in full (less any agreed adviser fees and withdrawals). However, if on the end date the index closes below 60% of the start level, the amount of money repaid (less any agreed adviser fees and withdrawals) will be reduced by the amount that the index has fallen. For example, if the index has fallen by 45%, the repayment of money invested will be reduced by 45% (meaning that investors will get 55% of their investment back).

'Protected' types of structured products

Some structured product plans are designed so that they are 100% protected from stock market risk at the end date.

It is important to understand that even if a structured product plan is designed with 100% protection from stock market risk, at the end date, it will still usually have issuer and counterparty bank risk. In other words, both the potential returns of the plan and repaying the money invested at the end date will depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Issuer and counterparty bank risk

Both the potential returns and repaying the money invested of most structured products depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Financial Services Compensation Scheme ('FSCS') protection

It is important to understand that it is not usually possible to claim under the Financial Services Compensation Scheme if the issuer and counterparty bank fail to meet their obligations or if the stock market index that a plan links to falls.

Structured deposits

Structured deposit plans are deposit-based and will usually be fully protected from stock market risk at the end date and also benefit from the protection of the Financial Services Compensation Scheme, if the bank or building society is a licensed UK deposit taker.