Welcome to the new way of investing in Structured Products.

With an arrangement fee of just 0.3%* per investment, get the best rate in the UK.

*A minimum fee of £50 applies for all private investments.

We provide Structured Product investments to both private and corporate investors on an advised and non-advised basis. Choose the most affordable way of investing, save over £300 per investment.

Straightforward and affordable, we can help you make the most of your money.

Average investment £22,500
Typical 1.65% fee £371
Our 0.3% fee £68
Investor saving £303
Compare our range of structured products

A minimum fee of £50 applies for ISAs, ISA transfers and Direct cash investments. All other investments carry a minimum fee of £100.
You'll never pay more than £300 for your investment.

FTSE STOXX Enhanced Step Down Kick Out Plan March 2017

7.5% per annum
A maximum six year two week investment offering a potential gross investment return of 7.5% per annum, for each completed year that the Plan has been in force. The capital and investment return are linked to the performance of the FTSE 100 Index and the EURO STOXX 50 Index.
Product Type:
Capital at Risk
Closing Date:
29/03/2017
ISA Transfer:
15/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.5 % per annum

10:10 FTSE Kick Out Plan April 2017 (Option 1)

7% per annum
A maximum ten year structured investment product, that offers the potential for maturity at the end of year 3 with a fixed return of 7% per year, provided the FTSE 100 is at or above 90% of the Start Level on one of the Kick Out Dates.
Product Type:
Capital at Risk
Closing Date:
05/04/2017
ISA Transfer:
17/03/2017
Investment:
Auto-Call/Kick-Out
Term:
10 years max
Return:
7 % per annum

10:10 FTSE Kick Out Plan April 2017 (Option 2)

9% per annum
A maximum ten year structured investment product, that offers the potential for maturity at the end of year 3 with a fixed return of 9% per year, provided the FTSE 100 is at or above 100% of the Start Level on one of the Kick Out Dates.
Product Type:
Capital at Risk
Closing Date:
05/04/2017
ISA Transfer:
17/03/2017
Investment:
Auto-Call/Kick-Out
Term:
10 years max
Return:
9 % per annum

10:10 FTSE Kick Out Plan April 2017 (Option 3)

11.75% per annum
A maximum ten year structured investment product, that offers the potential for maturity at the end of year 3 with a fixed return of 11.75% per year, provided the FTSE 100 is at or above 110% of the Start Level on one of the Kick Out Dates.
Product Type:
Capital at Risk
Closing Date:
05/04/2017
ISA Transfer:
17/03/2017
Investment:
Auto-Call/Kick-Out
Term:
10 years max
Return:
11.75 % per annum

FTSE Defensive Income Kick Out Plan April 2017

7.2% per annum
A maximum seven year two week investment offering a potential return of 1.8% per quarter (7.2% per annum) providing the Closing Price of the Index is at or above 75% of the Start Level on each quarterly Observation Date.
Product Type:
Capital at Risk
Closing Date:
05/04/2017
ISA Transfer:
17/03/2017
Investment:
Income/Auto-Call
Term:
7 years max
Return:
7.2 % per annum

Dual Index Income Plan April 2017

8% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and Euro Stoxx 50 Indices. The Plan pays a potential 4% income every six months (8% p.a.) if both indices are at or above 80% of their starting levels on a 6 monthly observation date.
Product Type:
Capital at Risk
Closing Date:
07/04/2017
ISA Transfer:
28/03/2017
Investment:
Income/Auto-Call
Term:
7 years max
Return:
8 % per annum

Dual Index Kick Start Plan April 2017

14% first year
A maximum six year two week investment offering a potential gross investment return of 14% at the end of year 1; increasing by 10% per annum thereafter. The capital and investment return are linked to the performance of the FTSE 100 Index and the EURO STOXX 50 Index.
Product Type:
Capital at Risk
Closing Date:
10/04/2017
ISA Transfer:
27/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
14 % first year

FTSE Defensive Kick Out Plan February 2017

7.25% per annum
A maximum 6 year, 2 week structured investment plan, offering a potential gross 14.50% at Year 2 increasing by 7.25% each year thereafter, provided the FTSE 100 is at or above a reducing Reference Level.
Product Type:
Capital at Risk
Closing Date:
11/04/2017
ISA Transfer:
28/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.25 % per annum

FTSE Kick Out Plan April 2017

9.75% per annum
A maximum six year two week investment offering a potential gross investment return of 9.75% per annum, for each completed year that the Plan has been in force. The capital and investment return are linked to the performance of the FTSE 100 Index.
Product Type:
Capital at Risk
Closing Date:
11/04/2017
ISA Transfer:
28/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
9.75 % per annum

FTSE 100 Defensive Supertracker Plan April 2017

3x FTSE 100 growth
The plans pays a potential return at maturity equal to 3 times any growth in the FTSE 100 index starting at 90% of its starting level. Any growth received from this plan is capped at 50%. This plan has a 6 year investment term and a 60% European Capital protection barrier.
Product Type:
Capital at Risk
Closing Date:
12/04/2017
ISA Transfer:
29/03/2017
Investment:
Growth
Term:
6 years max
Return:
3 x FTSE 100 growth

Dual Index Defensive Step Down Kick Out Plan 1

8.5% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and EURO STOXX 50 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 8.5% per annum, if both the FTSE 100 and EURO STOXX 50 is above a reducing percentage of its starting level.
Product Type:
Deposit Based
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
8.5 % per annum

Dual Index Step Down Kick-Out Plan 13 (Financial Institution Option)

8.25% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and S&P 500 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 8.25% per annum, if both the FTSE 100 and S&P 500 are above a reducing percentage (reduction of 5% per annum) of their starting levels.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
8.25 % per annum

Dual Index Step Down Kick-Out Plan 13 (Investec Option)

9.25% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 and S&P 500 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 9.25% per annum, if both the FTSE 100 and S&P 500 are above a reducing percentage (reduction of 5% per annum) of their starting levels.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
9.25 % per annum

EVEN 30 Deposit Growth Plan 55

1.1× any growth in EVEN 30
A maximum five year structured deposit plan linked to the performance of the EVEN 30 Index. The Plan aims to provide a return at maturity equal to 110% (1.1x) of any rise in the EVEN 30 after 5 years with no maximum return. Full return of initial deposit at maturity regardless of EVEN 30 performance.
Product Type:
Deposit Based
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Growth
Term:
5 years max
Return:
1.1 × any growth in EVEN 30

FTSE 100 4 Year Deposit Plan 14

12% return
A maximum four year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 12%, provided the FTSE 100 is higher than its starting level after 4 years. Full return of initial deposit at maturity regardless of FTSE 100 performance.
Product Type:
Deposit Based
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Growth
Term:
4 years max
Return:
12 % return

FTSE 100 6 Year Defensive Deposit Plan 14

25% return
A maximum six year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan aims to provide a return at maturity of 25%, provided the FTSE 100 is higher than 95% of its initial index level after 6 years. Full return of initial deposit at maturity regardless of FTSE 100 performance.
Product Type:
Deposit Based
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Growth
Term:
6 years max
Return:
25 % return

FTSE 100 Defensive Growth Plan 10

34% return
The FTSE 100 Defensive Growth Plan is designed to repay your clients initial investment and deliver a return of 34% if the FTSE 100 is higher than or equal to 50% of the Initial Index Level after 6 years.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Growth
Term:
6 years max
Return:
34 % return

FTSE 100 Defensive Kick-Out Plan 40

7.75% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 3, 4, 5 or 6 with a fixed payment equal to 7.75% per annum, if the FTSE 100 is above 90% of its starting level.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.75 % per annum

FTSE 100 Defensive Step Down Kick Out Plan 1

7% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 7% per annum, if the FTSE 100 is above a reducing percentage of its starting level.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7 % per annum

FTSE 100 Defined Income Plan 4

6% per annum
The aim of the FTSE 100 Defined Income Plan is to provide regular income payments of 1.5% per quarter (equal to 6% per annum) over the 6 year term if the FTSE 100 is higher than 75% of its starting level on each quarterly anniversary.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Income
Term:
6 years max
Return:
6 % per annum

FTSE 100 Enhanced Income Plan 33 (Investec Option)

5.04% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan aims to provide fixed income payments of 0.42% per month (5.04% per annum) over the 6 year term, regardless of the performance of the FTSE 100.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Income
Term:
6 years max
Return:
5.04 % per annum

FTSE 100 Enhanced Income Plan 33 (UK 5 option)

4.32% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan aims to provide fixed income payments of 0.36% per month (4.32% per annum) over the 6 year term, regardless of the performance of the FTSE 100.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Income
Term:
6 years max
Return:
4.32 % per annum

FTSE 100 Enhanced Kick-Out Plan 67 (Financial Institution Option)

9.5% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. If at the end of years 1, 2, 3, 4, 5 or 6 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 9.5% per annum.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
9.5 % per annum

FTSE 100 Enhanced Kick-Out Plan 67 (Gilt Option)

8.25% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. If at the end of years 1, 2, 3, 4, 5 or 6 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 8.25% per annum.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
8.25 % per annum

FTSE 100 Enhanced Kick-Out Plan 67 (Investec Option)

10.65% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. If at the end of years 1, 2, 3, 4, 5 or 6 the FTSE 100 is higher than its starting level the Plan will mature (Kick-Out) returning your initial investment plus a fixed payment equal to 10.65% per annum.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
10.65 % per annum

FTSE 100 Kick Out Income Plan 4

7.4% per annum
The aim of the FTSE 100 Kick Out Income Plan is to provide regular income payments of 1.85 % per quarter (equal to 7.4 % per annum) over the 6 year term if the FTSE 100 is higher than 75% of its starting level on each quarterly anniversary. Potential for maturity at the end of each quarter from the end of year 2 onwards if the FTSE 100 is above 105% of its starting level.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Income/Auto-Call
Term:
6 years max
Return:
7.4 % per annum

FTSE 100 Kick-Out Deposit Plan 67

3% per annum
A maximum six year structured deposit plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 3, 4, 5 or 6, paying a Gross Return equivalent to 3% per annum, with full return of initial deposit at maturity regardless of FTSE 100 performance.
Product Type:
Deposit Based
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
3 % per annum

FTSE 100 Step Down Kick Out Plan 10 (UK 5 Option)

7.5% per annum
Potential for maturity at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 7.5% per annum (not compounded), if the FTSE 100 is above a reducing percentage (reduction of 5% per annum) of its starting level.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.5 % per annum

FTSE 100 Step Down Kick-Out Plan 10 (Investec Option)

8.25% per annum
A maximum six year structured investment plan linked to the performance of the FTSE 100 Index. The Plan can mature at the end of years 2, 3, 4, 5 or 6 with a fixed payment equal to 8.25% per annum, if the FTSE 100 is above a reducing percentage (reduction of 5% per annum) of its starting levels.
Product Type:
Capital at Risk
Closing Date:
13/04/2017
ISA Transfer:
24/03/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
8.25 % per annum

FTSE Enhanced Tracker Plan April 2017

45% return
A maximum 6 year, 2 week structured investment plan, with the potential to mature early at year 3, with a 45% investment return if, on the Early Measurement Date, the Closing Level of the Index is at least equal to 110% of its Opening Level.
Product Type:
Capital at Risk
Closing Date:
19/04/2017
ISA Transfer:
05/04/2017
Investment:
Growth/Auto-Call
Term:
6 years max
Return:
45 % return

FTSE S&P Defensive Kick Start Plan April 2017

7% per annum
A maximum 6 year 2 week investment offering a potential gross investment return of 10% at end of year 1 and 7% per annum thereafter. The capital and investment return are linked to the performance of the FTSE 100 Index and the S&P 500 Index.
Product Type:
Capital at Risk
Closing Date:
19/04/2017
ISA Transfer:
05/04/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7 % per annum

FTSE Enhanced Step Down Kick Out Plan April 2017 (BNP)

6.25% per annum
A maximum 6 year 2 week investment offering a potential gross investment return of 6.25% per annum, payable from year 2. Kick Out Levels are reduced from year 3 to increase the chance of early expiry.
Product Type:
Capital at Risk
Closing Date:
21/04/2017
ISA Transfer:
05/04/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.25 % per annum

FTSE Enhanced Step Down Kick Out Plan April 2017 (Natixis)

6.25% per annum
A maximum 6 year 2 week investment offering a potential gross investment return of 6.25% per annum, payable from year 2. Kick Out Levels are reduced from year 3 to increase the chance of early expiry.
Product Type:
Capital at Risk
Closing Date:
24/04/2017
ISA Transfer:
06/04/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.25 % per annum

FTSE Monthly Income Plan April 2017

4.2% per annum
A maximum six year three week investment offering a gross monthly income of 0.35% payable throughout the term of the Plan and not dependent on the performance of the Index.
Product Type:
Capital at Risk
Closing Date:
24/04/2017
ISA Transfer:
07/04/2017
Investment:
Income
Term:
6 years max
Return:
4.2 % per annum

FTSE Step Down Kick-Out Plan April 2017 (BNP)

7.25% per annum
A maximum six year two week investment offering a potential gross investment return of 7.25% per annum from year 2. Kick Out Levels are reduced from year 3 to increase the chance of early expiry.
Product Type:
Capital at Risk
Closing Date:
25/04/2017
ISA Transfer:
05/04/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.25 % per annum

FTSE Dual Option Contingent Income Plan April 2017 Option 1

6% per annum
Option 1 is a maximum ten year and two week investment plan offering potential gross income of 1.5% per quarter (6% per annum). The return of capital and payment of any income are linked to the performance of the FTSE 100 Index.
Product Type:
Capital at Risk
Closing Date:
26/04/2017
ISA Transfer:
10/04/2017
Investment:
Income/Auto-Call
Term:
10 years max
Return:
6 % per annum

FTSE Dual Option Contingent Income Plan April 2017 Option 2

8.2% per annum
Option 2 is a maximum six year and two week investment plan offering potential gross income of 2.05% per quarter (8.2% per annum). The return of capital and payment of any income are linked to the performance of the FTSE 100 Index.
Product Type:
Capital at Risk
Closing Date:
26/04/2017
ISA Transfer:
10/04/2017
Investment:
Income/Auto-Call
Term:
10 years max
Return:
8.2 % per annum

FTSE S&P Enhanced Step Down Kick Out Plan April 2017

6.75% per annum
A maximum six year two week investment offering a potential gross investment return of 6.75% per annum, for each completed year that the Plan has been in force. The capital and investment return are linked to the performance of the FTSE 100 Index and the S&P 500 Index.
Product Type:
Capital at Risk
Closing Date:
26/04/2017
ISA Transfer:
10/04/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
6.75 % per annum

FTSE Step Down Kick-Out Plan May 2017 (Natixis)

7.25% per annum
A maximum six year two week investment offering a potential gross investment return of 7.25% per annum from year 2. Kick Out Levels are reduced from year 3 to increase the chance of early expiry.
Product Type:
Capital at Risk
Closing Date:
27/04/2017
ISA Transfer:
11/04/2017
Investment:
Auto-Call/Kick-Out
Term:
6 years max
Return:
7.25 % per annum

FTSE Defensive Supertracker Plan May 2017

2x any rise in the FTSE 100
A maximum 6 year 2 week investment offering a potential 2% for each percentage point the Final Level of the Index is above 75% of its Opening Level (max 50% return).
Product Type:
Capital at Risk
Closing Date:
03/05/2017
ISA Transfer:
18/04/2017
Investment:
Growth
Term:
6 years max
Return:
2 x any rise in the FTSE 100
Risks: Every investment carries Risk. Structured Products place investors’ capital at risk. It is important that you read the product literature so that you fully understand how the product works and you can decide if the risk is acceptable, along with the possible consequences of capital loss before proceeding.
Managed Portofolio Service

This Service offers a simpler and better way to invest into structured products, without the time and effort required to select individual products.

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Fees for Non-Advised Investments

All non-advised sales carry an arrangement fee of just 0.3% of your investment. This is the cheapest percentage fee you'll find online, and all designed to help you make the most of your money. Investments carry a minimum charge of £50 for private investors, and a minimum of £100 for corporate or pension investments.

Need advice in choosing your Structured Product?

If you receive advice in the purchase of your Structured Product then this will incur a setup fee, but at just 1.5% this is lower than almost every other provider. Purchasing this way will ensure that you receive help and direction in choosing your plan, making it a good option for investors who are new to Structured Products.

Types of Structured Product

The security of your money and the potential for returns both depend on how your money is held. At Best Price Financial Services, we offer two product types:

Deposit-based

A deposit-based Structured Product, also known as a Structured Deposit Plan, is designed to return the original investment in full, regardless of the performance of the underlying asset (such as the FTSE 100). This security is attractive for many investors with a lower tolerance to risk, but the potential for returns of such an investment are usually lower than a capital-at-risk product. Deposit-based products come with the condition that returns will only occur if the underlying measure is at or above a certain level at the date(s) set.

Capital-at-risk

Structured Products where your capital is at risk, also known as Structured Investment Plans, mean that there is the potential for you to lose your capital. This occurs if the underlying asset experiences sizeable drops - either at any point during the investment term or only at its end - in comparison to its level at the beginning of the investment.

Many of these kinds of structured products will have a barrier in place, meaning that loss of the original capital only occurs if the measure drops below a certain level, such as 50% of the original index measurement. In comparison to a deposit-based product, this investment gives no guarantee that your original investment will be returned. However, with the higher level of risk involved, there is also the potential of much higher returns.

Types of Investment

Returns on investment will also depend on the type of Structured Product you choose. There are 3 types of investment you can make with us, as follows:

Growth

Growth type Structured Products aim to provide a fixed return at the end of the investment's term, dependent on the performance of the underlying asset.

Income

Products of this type will provide an income either monthly, quarterly or annually. These payments may be liable to be taxed, so it's important to check your plan and calculate how much you will receive. These payments can be paid on an unconditional basis, meaning that the performance of the underlying asset will not affect your income, or on the condition that the underlying asset stays above or below a particular level.

Kick-Out

Also known as an Auto-Call Structured Product type, this type of investment can mature early at any one of a number of specified dates in the investment's term. This is usually on an annual basis, and maturity and payout would occur if certain conditions are met. For example, if the index used as the underlying asset is above a certain level after the first year as compared to the investment's start date, the original capital is paid back along with the set payment for one year of investment.

If the condition is not met after this first year then the investment will continue, comparing index levels at the set anniversary dates and, if conditions are met, returning the investment along with a set payment for however many years the money has been invested.

Remember that the security of your original capital is dependent on whether you choose a deposit-based or capital-at-risk product, so if your investment fails to mature at any of the annual dates, returns at the end of its term will depend on your choice of product.

Understanding Risk

It's important to understand the risks of Structured Products before going ahead with any investment. Structured Deposit Plans are deposit-based and will usually benefit from the protection of the Financial Services Compensation Scheme.

However, with a capital-at-risk product like a Structured Investment Plan, the return of your capital is dependent upon the financial company you've invested that money with staying in business. This is known as ‘counterparty risk', counterparty referring to the financial institution holding your money. If this company were to become insolvent during your investment and so unable to repay its liabilities, part or all of your capital may be lost. It is therefore vital for all investors to observe the terms and conditions of each plan before going forward.

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