Arcus Structured Products

View the latest range of structured products from Arcus

We have a range of Structured Products from Arcus, which are suitable for both corporate and private investment. We provide these investments on an advised basis only, and with our incredibly low arrangement fee of just 1.5% of the value of the invested capital for ‘advised’ investments (minimum fee £300)

– so more of your capital is available to invest and work harder, so the investment results are likely to be better, producing better customer outcomes... a best price fs objective.

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Arcus 6Y UK Defensive Growth Deposit Plan (RBC22)

The Arcus 6Y UK Defensive Growth Deposit Plan (RBC22) is a 6 year investment offering a Potential interest of 31% (5.16% p.a.) if the FTSE closes above 80% of its Start Level at maturity. Otherwise the minimum interest of 15% (2.5% p.a.) is paid.

  • Closing Date: May 3, 2024
  • ISA Transfer: Apr 23, 2024
Don't forget the risks
  • Potential return: 31 % (5.16% p.a.) if FTSE closes above 80% of Start Level at maturity
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Royal Bank of Canada
  • Investment term: 6 years
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
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Product Providers



About Arcus

Arcus Partners is the collaboration of a highly experienced team of defined return product professionals, brought together by their shared passion to bring innovative and tailored solutions to the adviser market via a digital Portal.

Their Philosophy

They are a technology driven company with an expertise in structured investments. Their mission is to streamline the investment process for all their IFA connections, using the power of digital processing to reduce costs and create enhanced product terms for clients.

Their Values

Arcus Partners prides itself on a professional yet friendly approach. They are committed to providing a class leading service for advisers and their clients, putting you at the forefront of everything they do. They are also committed to providing a fair and equal opportunity culture throughout their business.

Their expertise

Their professional sales team brings considerable awareness of the UK IFA market and longstanding knowledge and relationships in the structured product market. Their team have extensive relationships with Financial Advisers built over many years.


Arcus Partners (AR) Ltd acts as an appointed representative of Dura Capital, our plan manager. Dura Capital, established in 2018, are experts in the structured product market. They are FCA regulated and work with emphasis on strong compliance and governance across everything they do. They are the perfect partner for Arcus as we share the same values, with focus on being digitally accessible, with easy-to-understand processes and products that are consistently good value for our clients.

Don’t forget the risks

All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.

The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.

Structured products should only be considered as part of a diversified and balanced portfolio.

Below is a summary of some of the main risks usually associated with an investment in structured products plans:

Market risk to potential returns

Whether or not a plan generates the potential returns for investors usually depends on the closing level of the relevant index on the relevant dates for the plan, i.e. the kick-out anniversary dates for kick-out products; the early maturity dates and end dates for growth products; the annual income dates for income products.

If the index closes below the level needed, for the plan or plan options chosen, on all of the relevant dates, the plan or plan options will not generate a return.

Market risk to repayment of money invested in 'Capital-at-Risk' plans

If the closing level of the relevant index is below the level needed on all of the kick-out anniversary dates or early maturity dates, if relevant for the plan or plan options chosen, and on the end date, repaying the money invested at maturity will usually depend on the closing level of the index on the end date..

Different structured products use different types of protection barriers. Some products use barriers that are observed every day that can therefore be breached on any day during the investment term, while some products use barriers that are only observed at the end of the investment term and that cannot therefore be breached during the investment term.

Market risk to the repayment of money invested on the end date will depend on the type of barrier and its level.

For example, for a product with an end of term barrier, set at 60% of the start level, if the index for the plan closes at or above 60% of the start level, on the end date, money invested will be repaid in full (less any agreed adviser fees and withdrawals). However, if on the end date the index closes below 60% of the start level, the amount of money repaid (less any agreed adviser fees and withdrawals) will be reduced by the amount that the index has fallen. For example, if the index has fallen by 45%, the repayment of money invested will be reduced by 45% (meaning that investors will get 55% of their investment back).

'Protected' types of structured products

Some structured product plans are designed so that they are 100% protected from stock market risk at the end date.

It is important to understand that even if a structured product plan is designed with 100% protection from stock market risk, at the end date, it will still usually have issuer and counterparty bank risk. In other words, both the potential returns of the plan and repaying the money invested at the end date will depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Issuer and counterparty bank risk

Both the potential returns and repaying the money invested of most structured products depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Financial Services Compensation Scheme ('FSCS') protection

It is important to understand that it is not usually possible to claim under the Financial Services Compensation Scheme if the issuer and counterparty bank fail to meet their obligations or if the stock market index that a plan links to falls.

Structured deposits

Structured deposit plans are deposit-based and will usually be fully protected from stock market risk at the end date and also benefit from the protection of the Financial Services Compensation Scheme, if the bank or building society is a licensed UK deposit taker.

Structured Products Investor newsletter

We are also delighted to be able to introduce a new client newsletter, the Best Price FS Structured Products Investor, with the support of Tempo.

Contributing journalists will include the highly respected Financial Times ‘adventurous investor’ columnist, David Stevenson.

The first publication also features an article written by the global head of Tempo, Chris Taylor.

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