Mariana Investment Solutions

View the latest range of structured products from Mariana Capital

Looking for a structured investment from Mariana Capital? Then you’re in the right place! We have a range of structured products from Mariana, and we have the lowest arrangement fee at a mere 0.5% per investment! Suitable for both corporate and private investment, these Mariana Structured Products fulfil a wide variety of investment needs.

You can access Mariana’s product range at our exceptional value for money price point of 0.5% non-advised (subject to the minimum fee of £75) or 1.5% where advice is required (subject to the ‘advice’ fee minimum of £300)

Mariana 10:10 Plan FTSE CSDI Version May 2024 (Option 3)

This is a ten-year two-week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan has three options and is constructed to offer a Potential Return of 10.20% and repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: May 17, 2024
  • ISA Transfer: Apr 30, 2024
Don't forget the risks
  • Potential return: 10.2 % per annum (paid gross)
  • Product type: Capital at Risk
  • Investment type: Growth/Auto-Call
  • Market / index link: FTSE CSDI
  • Counterparty: Morgan Stanley
  • Investment term: 10 -years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 70%
View plan

Mariana 10:10 Plan FTSE CSDI Version May 2024 (Option 2)

This is a ten-year two-week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 9% for each year the Plan runs, paid gross, with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: May 17, 2024
  • ISA Transfer: Apr 30, 2024
Don't forget the risks
  • Potential return: 9 % per annum
  • Product type: Capital at Risk
  • Investment type: Growth/Auto-Call
  • Market / index link: FTSE CSDI
  • Counterparty: Morgan Stanley
  • Investment term: 10 -years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 70%
View plan

Mariana 10:10 Plan FTSE CSDI Version May 2024 (Option 1)

This is a maximum ten-years two-weeks plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index (FTSE CSDI), the Underlying Asset. The Plan is constructed to offer a Potential Return of 7.70% for each year the Plan runs, paid gross, with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: May 17, 2024
  • ISA Transfer: Apr 30, 2024
Don't forget the risks
  • Potential return: 7.7 % per annum
  • Product type: Capital at Risk
  • Investment type: Growth/Auto-Call
  • Market / index link: FTSE CSDI
  • Counterparty: Morgan Stanley
  • Investment term: 10 -years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 70%
View plan

Mariana FTSE 100 Defensive Kick Out Plan - May 2024

The Mariana FTSE 100 Defensive Kick Out Plan - May 2024 is a seven-year, two week Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset, offering a potential 7.5% return on investment for each year the Plan runs, paid gross. The Potential Return will only be paid if the Plan kicks out.

  • Closing Date: May 17, 2024
  • ISA Transfer: Apr 30, 2024
Don't forget the risks
  • Potential return: 7.5 % return on investment for each year the Plan runs, paid gross. The Potential Return will only be paid if the Plan kicks out.
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 7 -years, 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Mariana FTSE 100 Super Defensive Kick Out Plan - May 2024

The Mariana FTSE 100 Super Defensive Kick Out Plan - May 2024 is a seven year, two week Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 7% for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s third year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: May 17, 2024
  • ISA Transfer: Apr 30, 2024
Don't forget the risks
  • Potential return: 7 % for each year that the plan runs, only payable if the Plan kicks out
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 7 years, 2 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Goldman Sachs FTSE 100 Deposit Kick Out - Dual Option (Option 2) - May 2024

This is a maximum 6-year, 1-week investment offering a Potential 6.50% return on investment for each year the Deposit Plan runs, paid gross. The Potential Return will only be paid if the Deposit Plan kicks out.

  • Closing Date: Apr 26, 2024
  • ISA Transfer: Apr 10, 2024
Don't forget the risks
  • Potential return: 6.5 % for each year the Deposit Plan runs, paid gross. The Potential Return will only be paid if the Deposit Plan kicks out
  • Product type: Deposit Based
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Goldman Sachs International
  • Investment term: 6 years, 1 week
  • Kick-out / Early maturity: Yes
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Goldman Sachs FTSE 100 Deposit Kick Out - Dual Option (Option 1) - May 2024

This is a maximum 6-year, 1-week plan offering a Potential 5.85% return on investment for each year the Deposit Plan runs, paid gross. The Potential Return will only be paid if the Deposit Plan kicks out.

  • Closing Date: Apr 26, 2024
  • ISA Transfer: Apr 10, 2024
Don't forget the risks
  • Potential return: 5.85 % for each year the Deposit Plan runs, paid gross. The Potential Return will only be paid if the Deposit Plan kicks out
  • Product type: Deposit Based
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Goldman Sachs International
  • Investment term: 6 years, 1 week
  • Kick-out / Early maturity: Yes
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Product Providers



About Mariana Capital

Mariana was established in 2009 by an experienced team with considerable technical knowledge of structuring investments for various markets. Their structured investment division was created in 2012, which now boasts one of the largest and most experienced teams in the market covering the UK, Europe and Middle and Far East.

In handling clients' money and assets, Mariana works closely with:

James Brearley & Sons Limited (trading as James Brearley)

James Brearley has a proud history of providing custody services, share dealing and investment management services to both private and intermediary clients for 100 years. As one of the North of England’s leading administrator and custodians, investment managers & stockbrokers, it employs over 50 people.

The firm’s skilled and experienced staff combined with its financial strength enables James Brearley to provide high quality, bespoke and flexible services to all investors. Following the introduction of the Personal Equity Plan (PEP) in 1986, the forerunner of what is now today’s Individual Savings Account (ISA), James Brearley has acted as a custodian of investor assets. This responsibility today extends beyond ISAs to include general investment accounts, pension vehicles (SIPP & SSAS), trust arrangements and offshore insurance bonds.

The introduction of the firm’s online dealing and valuation services in 2000 proved a pivotal move, enabling it to become one of the first stockbroking companies in the UK to provide investors with access to online dealing as well as online access to their portfolio valuation, cash statement and transaction history. This early entry into the online world has held the company in good stead.

James Brearley now provides a wide range of online solutions to other financial services businesses, which has led to the company having responsibility over investor assets totalling in excess of approximately £2 billion spread across more than 15,000 accounts.

James Brearley & Sons Limited is authorised and regulated by the Financial Conduct Authority (FCA). Their FCA registration number is 189219. The company is incorporated in England and Wales, Company Number 3705135.

James Brearley & Sons Limited is a member of the Personal Investment Management & Financial Advice Association (PIMFA) and the London Stock Exchange and an HM Revenue and Customs authorised ISA Manager.

What does James Brearley do?

When you invest in a Mariana Structured Product you become a client of James Brearley. As Administrator and Custodian, James Brearley has the responsibility of processing and approving your application and administering your investment throughout the term of the Plan.

As part of that responsibility, you will receive the following:

  • Confirmation of the acceptance of your application
  • Confirmation of the Start Level(s) of the Underlying(s)
  • Access to an online portal to access documentation
  • Annual valuation statements
  • Notification of the maturity of your investment

The Administrator and Custodian is also available to answer any questions you may have relating to the administration of your investment. Please feel free to contact them on 01253 831 165 or JBrearley.Outsourced.Admin@jbrearley.co.uk. Telephone calls may be recorded.

Don’t forget the risks

All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.

The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.

Structured products should only be considered as part of a diversified and balanced portfolio.

Below is a summary of some of the main risks usually associated with an investment in structured products plans:

Market risk to potential returns

Whether or not a plan generates the potential returns for investors usually depends on the closing level of the relevant index on the relevant dates for the plan, i.e. the kick-out anniversary dates for kick-out products; the early maturity dates and end dates for growth products; the annual income dates for income products.

If the index closes below the level needed, for the plan or plan options chosen, on all of the relevant dates, the plan or plan options will not generate a return.

Market risk to repayment of money invested in 'Capital-at-Risk' plans

If the closing level of the relevant index is below the level needed on all of the kick-out anniversary dates or early maturity dates, if relevant for the plan or plan options chosen, and on the end date, repaying the money invested at maturity will usually depend on the closing level of the index on the end date..

Different structured products use different types of protection barriers. Some products use barriers that are observed every day that can therefore be breached on any day during the investment term, while some products use barriers that are only observed at the end of the investment term and that cannot therefore be breached during the investment term.

Market risk to the repayment of money invested on the end date will depend on the type of barrier and its level.

For example, for a product with an end of term barrier, set at 60% of the start level, if the index for the plan closes at or above 60% of the start level, on the end date, money invested will be repaid in full (less any agreed adviser fees and withdrawals). However, if on the end date the index closes below 60% of the start level, the amount of money repaid (less any agreed adviser fees and withdrawals) will be reduced by the amount that the index has fallen. For example, if the index has fallen by 45%, the repayment of money invested will be reduced by 45% (meaning that investors will get 55% of their investment back).

'Protected' types of structured products

Some structured product plans are designed so that they are 100% protected from stock market risk at the end date.

It is important to understand that even if a structured product plan is designed with 100% protection from stock market risk, at the end date, it will still usually have issuer and counterparty bank risk. In other words, both the potential returns of the plan and repaying the money invested at the end date will depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Issuer and counterparty bank risk

Both the potential returns and repaying the money invested of most structured products depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Financial Services Compensation Scheme ('FSCS') protection

It is important to understand that it is not usually possible to claim under the Financial Services Compensation Scheme if the issuer and counterparty bank fail to meet their obligations or if the stock market index that a plan links to falls.

Structured deposits

Structured deposit plans are deposit-based and will usually be fully protected from stock market risk at the end date and also benefit from the protection of the Financial Services Compensation Scheme, if the bank or building society is a licensed UK deposit taker.

Structured Products Investor newsletter

We are also delighted to be able to introduce a new client newsletter, the Best Price FS Structured Products Investor, with the support of Tempo.

Contributing journalists will include the highly respected Financial Times ‘adventurous investor’ columnist, David Stevenson.

The first publication also features an article written by the global head of Tempo, Chris Taylor.

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